Premier Credit Union Sioux City IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Premier, your trusted financial partner right here in the heart of Sioux City, IA. Located at 103 S Fairmount St, our branch has been serving the community since 1933, and we take pride in being a cornerstone of local banking for over 90 years. With a strong commitment to our members, we currently boast a membership of 19,849 individuals who rely on us for their financial needs. At Premier, we understand that each member has unique goals and aspirations. That's why we offer a diverse range of services, including personal banking, auto loans, mortgages, and business financing options. As of now, we manage a total of $329,151,595 in assets and have provided loans totaling 40,202, ensuring that our members can access the funds they need when they need them. Our leadership team is dedicated to fostering a welcoming environment where you feel valued. Under the guidance of CEO Megan Tjernagel and Board President Todd Mendenhall, we strive to maintain high standards of service while offering competitive products. We're here to support you not just as a bank but as a member-focused credit union committed to your financial success. While you can visit us at our main branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 103 S Fairmount St, Sioux City, IA 51106-5734. With total deposits reaching $8,453,127 and net worth standing at $29,708,649, we ensure stability and trustworthiness in every transaction. Our dedicated team of 54 employees is ready to assist you with friendly service during our operating hours: Monday through Friday from 9 AM to 5 PM (and Tuesday from 10 AM to 5 PM). We invite you to explore what Premier has to offer by visiting our website at www.premiercu.org or giving us a call at 712-255-3400. Come experience the difference with Premier where your financial journey begins!

Branch History & Mission

At Premier, our journey began in 1933 in the vibrant community of Sioux City, IA. Over the decades, we have built a rich legacy of trust and service. Located at 103 S Fairmount St, Sioux City, IA 51106, our branch has evolved alongside our members' needs, growing from humble beginnings to a trusted financial institution with total assets of $329,151,595 and a proud membership of 19,849. Our mission is simple yet profound: to provide our members with exceptional financial services while nurturing community growth and support. We believe that by empowering individuals and families through responsible banking solutions, we can help them achieve their financial dreams. Whether it's opening a savings account, financing a vehicle, or securing a mortgage, we're here to guide you every step of the way. As we look back on our history, we celebrate numerous milestones. Our commitment to innovation has led us to embrace digital advancements like online and mobile banking services. Today's members can enjoy features such as electronic signatures and person-to-person payments right at their fingertips. We also ensure accessibility for everyone by maintaining ADA compliance across our services. Community involvement is at the heart of what we do. From local sponsorships to educational programs aimed at promoting financial literacy, we actively seek ways to give back and uplift those around us. Partnering with various organizations allows us to extend our reach and impact even further. While members can visit us at 103 S Fairmount St, official correspondence should be sent to 103 S Fairmount St, Sioux City, IA 51106-5734 if needed. We are open Monday through Friday from 9 AM to 5 PM (with extended hours on Tuesdays starting at 10 AM) to accommodate your busy schedule. Plus, for added convenience, our branch offers ATM access and drive-thru banking options. We invite you to join Premier today! Experience personalized service that puts you first. Let us help you navigate your financial journey while making meaningful connections in our community. For more information or assistance, feel free to reach out at 712-255-3400 or explore our website at http://www.premiercu.org . Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Premier Sioux City Branch, your friendly neighborhood credit union located at 103 S Fairmount St in the heart of Sioux City, Iowa. We are proud to serve our community with easy access to a range of banking services tailored just for you. Whether you're visiting us for personal banking, auto loans, or business services, our location is designed for your convenience. Situated near local landmarks and easily reachable by public transport, our branch makes it simple for you to pop in whenever you need us. Parking is readily available, and we are committed to ensuring that everyone can access our services comfortably with ADA-compliant features like ramps. You can rely on us during our convenient operating hours: Monday, Wednesday, Thursday, and Friday from 9 AM to 5 PM, and Tuesday from 10 AM to 5 PM. Please note that we are closed on Saturdays and Sundays. If you have any questions or need assistance, feel free to call us at 712-255-3400; our friendly staff is always ready to help! At the Premier Sioux City Branch, you'll find a full suite of services. Need cash? Our ATM is available for quick withdrawals and balance checks. Prefer face-to-face interactions? Enjoy the ease of drive-thru banking for deposits and simple transactions without leaving your vehicle. While members can visit us at 103 S Fairmount St for all their banking needs, any official correspondence should be directed to the same address as well. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

At Premier, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We strive to serve our local community and prioritize creating opportunities for individuals and families alike. Plus, as a member of Premier, you gain access to a variety of benefits such as competitive loan rates, personalized service, and exclusive offers that can help you manage your finances better. To learn more about the specific eligibility criteria and ensure you're set to join our family, please check out the details at . When you're ready to open an account, just visit us at our location on 103 S Fairmount St Sioux City Ia 51106, or give us a call at (712) 255-3400. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Running a business means juggling many tasks. Our merchant services simplify payment processing so you can focus on what matters most serving your customers. Picture this: quick and easy transactions at the point of sale, allowing you to enhance customer satisfaction and boost sales. Located at 103 S Fairmount St Sioux City Ia 51106 in Sioux City, IA, we're here to help your business thrive. For more information or to discuss how we can assist you further, give us a call at (712) 255-3400. Together, let's turn your vision into reality!

Comprehensive List Of Services

Access When You Need It

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks whenever you need them. For those who prefer face-to-face interactions, our basic drive-thru banking offers easy access for deposits and withdrawals without leaving your vehicle. At Premier, we're committed to providing services that meet the needs of our members in a friendly and approachable manner. If you're ready to experience exceptional banking tailored just for you, give us a call at (712) 255-3400 or visit us at our branch! Let's work together towards your financial success!

Business Banking Solutions

For entrepreneurs and small business owners, we offer robust business banking services including merchant services and business loans. You can focus on growing your business while we take care of the financial side.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide top-notch digital banking features such as online and mobile banking. Check balances, transfer funds, or pay bills from anywhere at any time using our user-friendly platforms. Plus, with features like mobile payments, managing your finances has never been easier.

Financial Flexibility with Personal Loans

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can find the financial relief you need without added stress. We work with you to create a solution that fits your budget and timeline.

Home Sweet Home

When it comes to purchasing a home or refinancing an existing mortgage, Premier is here to help. Our mortgage loans come with competitive rates and flexible terms, making home ownership more accessible than ever. Our knowledgeable staff will guide you through the process, ensuring that you understand all your options along the way.

Personal Banking Made Easy

We know that managing personal finances can sometimes feel overwhelming. That's why our personal banking services are tailored to fit your lifestyle. With options like checking and savings accounts, you can easily manage your day-to-day expenses and save for the future. If you're considering buying a car, our auto loans and vehicle financing make it simple and affordable to get behind the wheel of your dream vehicle.

Rewarding Credit Options

Looking for a credit card that gives back? Our credit cards with rewards are designed to help you earn points on everyday purchases, making it easier for you to enjoy what matters most.

Digital & Online Banking

Key Features

Our online banking includes a host of features that make managing your money simple and straightforward. You can easily set up electronic statements with Yes a great way to go paperless while keeping track of your transactions. For those moments when you need to sign documents quickly, we offer electronic signature authorization through Yes, streamlining the process so you can get things done faster. If you're always on the go, you'll love our mobile application. Available for download on all major platforms, it makes accessing your accounts a breeze. Want to split the bill with friends? Our person-to-person transfers feature lets you send money directly from your account without any hassle. Plus, with mobile payments enabled through Yes, paying for groceries or dining out is quick and secure.

Security and Ease of Use

Security is our top priority. Our online banking system employs advanced security measures to protect your information while ensuring a user-friendly experience. You can feel confident knowing that your financial data is safe as you manage your accounts in real-time. Whether you're at home or out running errands, our digital banking services give you the freedom to control your finances whenever it suits you. Join us at Premier and experience how easy banking can be!

Financial Strength

Commitment to Innovation

With $18,691,844 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,392 in used auto loans and $293,437,134 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 33,782, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $88,165. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier is your trusted partner. Visit us at 103 S Fairmount St Sioux City Ia 51106 or call (712) 255-3400 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $124,604,248 in share certificates and $33,154,941 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $29,708,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,054,284 in used vehicle loans and $39,123,528 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable used vehicle, we have options to fit your budget and lifestyle.

Credit Lines

Our total credit lines amount to $72,892,556, giving you access to funds when you need them most. Whether it's for unexpected expenses or planned purchases, having a line of credit can provide you with the flexibility to manage your finances confidently. For those considering refinancing options or exploring eligibility for any of our loan products, our knowledgeable staff is here to assist you. Don't hesitate to reach out at 712-255-3400 during our operating hours Monday through Friday from 9 AM to 5 PM (with Tuesday hours starting at 10 AM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Premier, we are committed to providing personalized service and support as you navigate your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $94,664,843, make buying or refinancing simple. We offer competitive rates and flexible terms that can accommodate various needs whether you're purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,562,737 in loans helping members manage their finances effectively. These credit cards come with features that can make everyday spending easier while providing peace of mind with manageable payment plans.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Every loan comparison reflects current market conditions, helping consumers find the most competitive rates available.

PREMIER CREDIT UNION - Sioux City, IA