Premier One Sunnyvale CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Premier One, we believe in building strong financial futures for our members and the communities we serve. Located at 1193 E Arques Ave, Sunnyvale, CA 94085, our Arques Branch is dedicated to providing personalized banking solutions that cater to your unique needs. Since opening our doors in 1968, we've grown alongside our community, proudly serving over 28,646 members with a total asset base of $634,039,975. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1193 E Arques Ave, Sunnyvale, CA 94085-3904. With a committed team of 91 employees, led by CEO Andrea Brewer and Board President Seamus Moran, we strive to create an environment where trust and reliability come first. Our robust offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options tailored for local entrepreneurs. Our financial strength is evident in our impressive metrics. We maintain total deposits of $75,396,761 and a net worth of $58,413,959. With over 17,099 loans and leases, we are here to support you every step of the way on your financial journey. Whether you're looking for competitive loan options or simply need assistance with day-to-day banking tasks, we're here to help. For any inquiries or to learn more about how we can assist you further, feel free to call us at 408-524-4500 during our operating hours Monday through Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 2 PM. Join us at Premier One today and experience the difference of community-focused banking!

Branch History & Mission

Join Us Today!

We invite you to be part of the Premier One family! Whether you're looking for personal banking solutions or interested in exploring how we can assist your business needs, there's something here for everyone. Visit us during our operating hours Monday through Tuesday and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 10 AM to 2 PM to learn more about how we can help you achieve your financial goals. If you're ready to experience personalized service along with competitive rates and benefits designed for your success, reach out today at 408-524-4500 or explore our website at premieronecu.org. Join us at Premier One where your financial future begins!

Our Mission

At Premier One, our mission is simple yet profound: we aim to empower our members by providing comprehensive financial services while fostering a strong sense of community. We believe that being a credit union means more than just offering loans or accounts; it's about building relationships that matter. Our focus is not only on financial growth but also on giving back through community outreach initiatives. By partnering with local organizations and supporting various causes, we contribute to making Sunnyvale a better place for all. While you can visit us at 1193 E Arques Ave, official correspondence should be directed to 1193 E Arques Ave, Sunnyvale, CA 94085-3904 if you prefer mailing your inquiries.

Our Story

Since our inception in 1968, Premier One has transformed from a small credit union into a thriving institution with over 28,646 members and total assets reaching $634,039,975. Our journey began with the goal of providing accessible financial services tailored to the needs of individuals and families in Sunnyvale and surrounding areas. Over the years, we've expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. As we evolved, so did our commitment to technology and accessibility. We are proud to offer online and mobile banking services that make managing finances easier than ever. Our dedication to enhancing member experience extends beyond traditional banking; we strive for ADA compliance to ensure everyone can access our services without barriers.

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more about what we offer? Feel free to give us a call at 408-524-4500. We invite you to visit us soon and discover how Premier One can support your financial journey!

Operating Hours

We understand that life can get busy, so we offer flexible hours to accommodate your schedule. Our lobby hours are Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. On Saturdays, we're open from 10 AM to 2 PM for your convenience.

Our Location

At Premier One, we pride ourselves on being a welcoming space for all our members. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps that make it easy for everyone to visit us. Plus, there's ample parking available, ensuring that you can find a spot without hassle. While our physical address is where you can find us for all your banking needs, if you need to send official correspondence, please use our mailing address at 1193 E Arques Ave, Sunnyvale, CA 94085-3904.

Services Offered

At Premier One, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. If you're looking for online and mobile banking solutions or need assistance with shared services like deposits and withdrawals for partner credit union members, our team is here to help. For those who prefer cash transactions, we also offer ATM access right at our location. Unfortunately, we do not have drive-thru banking at this branch but rest assured that our friendly staff will be ready to assist you inside.

Member Eligibility

At Premier One, we believe that becoming a member means joining a supportive community that cares about your financial well-being. If you're wondering how to become part of this welcoming family, it's simple! Membership is open to anyone who lives, works, or worships in the area around our branch. We also extend our doors to family members of existing members, making it easy for you to share the benefits of membership with those you care about. You can discover all the detailed eligibility criteria by visiting our website at https://www.premieronecu.org/membership.aspx. Once you've determined your eligibility, opening an account with us is just as straightforward. We offer a variety of services designed to meet your needs, from checking and savings accounts to loans and credit cards. For more information on how to get started, check out the account opening details at https://www.premieronecu.org/loans.aspx. If you have any questions or need assistance, feel free to call us at (408) 524-4500. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services simplify transactions, allowing you to focus on running your business while we handle payments seamlessly. Whether you're a local café or a growing retail store, our tools help you accept payments quickly and securely, ensuring customer satisfaction every step of the way. Partner with us at Premier One to unlock the full potential of your business with our comprehensive banking and commercial services. Visit us today or give us a call at (408) 524-4500 to learn how we can support your journey to success!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services allow you quick access to withdrawals and balance checks at numerous locations. Plus, as part of shared branching networks, members of partner credit unions can perform basic transactions like deposits and withdrawals with ease. To learn more about how we can assist you with any of these services or if you have questions about membership eligibility, feel free to call us at 408-524-4500 or visit our website at Premier One. Let us help you achieve your financial goals today!

Auto Loans and Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we ensure that financing your next vehicle is straightforward. You can drive off knowing you have made a smart financial choice.

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services including merchant services and business loans. Let us support your business growth with tailored solutions designed for success.

Convenient Digital Banking Features

We know convenience matters in today's fast-paced world. That's why Premier One offers robust online and mobile banking features. From checking balances on-the-go to transferring funds between accounts with just a few taps, managing your finances has never been easier.

Mortgage Loans and Refinancing

Homeownership is an important milestone, and we're here to assist you every step of the way. Our mortgage loans cater to various needs, whether you're buying your first home or refinancing an existing mortgage. Our team will guide you through the process, making it easier than ever to secure the home of your dreams.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for future goals, our personal banking options are designed with you in mind. We offer checking and savings accounts that fit various lifestyles and preferences. Imagine having easy access to your funds through online and mobile banking, allowing you to manage your money anytime, anywhere.

Personal Loans and Debt Consolidation

If you're looking for extra cash or need help managing debt, our personal loans offer flexible solutions. We understand that life can be unpredictable, so we provide options for debt consolidation that can ease your financial stress.

Rewarding Credit Cards

Our credit cards come with rewards that give back as you spend. Whether you're using them for everyday purchases or special occasions, enjoy benefits that add value to your transactions.

Digital & Online Banking

Accessible Banking Anytime

With our 24/7 online banking services, you have real-time access to your account information whenever you need it. You can easily keep track of spending, monitor account activity, and stay on top of your financial goals all from the comfort of home or wherever life takes you. At Premier One, we're dedicated to making banking simple and secure for all our members. Explore our digital offerings today and see how we can help streamline your financial management!

Key Services Available

With our online banking platform available at https://www.premieronecu.org/, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills anytime you need to. Plus, if you prefer a mobile experience, our user-friendly mobile application lets you manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your screen and the money is on its way! For those who want to go paperless, we offer e-statements as well keeping your records organized and accessible without clutter.

Security and Convenience

Your security is our top priority. While we currently do not support electronic signature authorization, rest assured that all transactions are protected with robust security measures. Our mobile payments feature allows you to make purchases securely with just your phone, giving you peace of mind while you're out shopping.

Financial Strength

Growing Community Trust

Total Share Accounts: 55,216, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,151,742. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier One is your trusted partner. Visit us at 1193 E Arques Ave Sunnyvale Ca 94085 or call (408) 524-4500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Security

Members' savings are secured through $107,329,204 in share certificates and $108,048,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $58,413,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $38,352,072 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,899 in used auto loans and $437,587,699 in total loans and leases. Our operational efficiency is reflected in our $4,091,746, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $51,053,125 in used vehicle loans and $28,183,454 in new vehicle loans, helping many members hit the road with confidence.

Credit Lines

Our total credit lines amount to $234,214,714, providing access to funds when you need them most. This flexibility can be essential for managing unexpected expenses or funding special projects. If you're interested in any of these loan products or want more information about refinancing options and eligibility criteria, don't hesitate to reach out. You can call us at (408) 524-4500 or visit us at our branch located at 1193 E Arques Ave Sunnyvale Ca 94085, Sunnyvale, CA 94,085. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,915,701. We make buying or refinancing simple so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $19,398,199 in unsecured credit card loans available, our solutions help members manage their finances effectively without the stress of high-interest rates.

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Premier One