Premier One San Jose CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Premier One, your trusted partner in financial wellness since 1968! Nestled in the heart of San Jose, CA, at 6640 Via Del Oro, 95119, we are dedicated to serving our vibrant community with personalized banking solutions tailored to meet your unique needs. With a strong membership base of over 28,646 members and total assets exceeding $634 million, we are proud to be a cornerstone of financial support in our area. At Premier One, we understand that each member's journey is different. That's why we offer a variety of services ranging from personal banking, including checking and savings accounts, to specialized loans for auto financing, mortgages, and more. Our commitment goes beyond just providing services; we're here to empower you on your financial path. With total deposits amounting to $75,396,761 and a net worth of $58,413,959, you can trust us to keep your funds secure while helping you grow. Under the leadership of our CEO, Andrea Brewer, and Board President, Seamus Moran, our team of 91 employees is dedicated to fostering relationships built on trust and transparency. Whether you're visiting us in person or connecting through our online platforms, we strive to make every interaction meaningful and supportive. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 6640 Via Del Oro, San Jose, CA 95119. Ready to take the next step? Call us today at 855-500-7128 or explore our website at Premier One for more information about how we can assist you in achieving your financial goals!

Branch History & Mission

Welcome to Premier One, a credit union that has proudly served the community of San Jose, CA since 1968. Over the years, we have grown into a trusted financial institution, now boasting a membership of over 28,600 individuals. Our branch is located at 6640 Via Del Oro, a spot that's not just accessible but also surrounded by the warmth of our vibrant neighborhood. At Premier One, our mission is straightforward: to provide exceptional financial services while empowering our members and supporting the community. We believe in offering a range of products that cater to personal banking needs from checking and savings accounts to auto loans and mortgages. Our commitment extends beyond just financial transactions; we strive to foster meaningful relationships with our members and contribute positively to the local area. Since our establishment, we have achieved significant milestones. With total assets reaching an impressive $634 million, we are well-equipped to help our members achieve their financial goals. Our dedication to innovation is evident through our digital banking services, which include online banking and mobile payments, making it easier for our members to manage their finances anytime, anywhere. While you can visit us at our branch location for personalized service, official correspondence can be sent to the same address: 6640 Via Del Oro, San Jose, CA 95119. If you're looking for convenience, we're proud to offer ATM availability on-site as well as shared service center access for those who are part of partnering credit unions. Our commitment doesn't stop at providing excellent services; we actively engage in community outreach programs that help uplift and support those in need around us. We understand the importance of giving back and strive to be more than just a financial institution our goal is to be a pillar of strength in the community. As we look forward to continuing this journey with you, we invite you to join Premier One. Experience firsthand the benefits of being part of a caring community dedicated to your financial success. For more information or to open an account today, please call us at 855-500-7128 or visit our website at Premier One. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available right outside, making it easy for everyone to access our services. Additionally, we comply with ADA standards, ensuring that our facilities are welcoming for all members of the community.

Call to Action

If you have questions or need assistance, don't hesitate to give us a call at 855-500-7128. Our friendly staff is ready to help you navigate your financial journey. We look forward to welcoming you at Premier One soon!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. You can visit us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 10 AM to 2 PM.

Services Offered

At Premier One, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! We also offer mortgage loans and refinancing solutions along with business banking services for our entrepreneurial members. With ATM availability on-site and shared services for partner credit union members, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Premier One feels like joining a warm, welcoming family where your financial well-being is our top priority. To become part of this supportive community, you simply need to meet some basic eligibility requirements. If you live, work, worship, or go to school in the area surrounding our branch at 6640 Via Del Oro San Jose Ca 95119, you can easily qualify for membership. We believe in making banking accessible for everyone, so we encourage anyone interested to check out the full details of our eligibility criteria at https://www.premieronecu.org/membership.aspx. Once you're ready to open an account, the process is straightforward and designed with you in mind. You can find all the information you need about opening your account right here: https://www.premieronecu.org/loans.aspx. If you have any questions or need assistance, don't hesitate to give us a call at (855) 500-7128. Join us at Premier One today and experience the many advantages of being a member!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions for businesses of all sizes. Imagine a busy café owner who can easily process customer payments through our reliable point-of-sale systems, enabling faster service and better customer satisfaction. With our support, you can focus on what you do best running your business. If you're looking for a partner who truly cares about your success, visit us at 6640 Via Del Oro San Jose Ca 95119 or call us at (855) 500-7128. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM Services and Shared Branching

Accessing cash is simple with our ATM services available throughout the area. If you're a member of a partner credit union, basic shared branch transactions such as deposits and withdrawals are also available at our location making it even more convenient for you.

Business Banking Solutions

For our business members, we offer essential services like merchant services and business loans. We aim to help local businesses thrive by providing the financial support they need to grow and succeed.

Connect With Us

Ready to explore how Premier One can assist you in achieving your financial goals? Don't hesitate to reach out! Call us at (855) 500-7128 or visit us during our operating hours: - Monday & Tuesday: 9 AM - 5 PM - Wednesday: 10 AM - 5 PM - Thursday: 9 AM - 5 PM - Friday: 9 AM - 6 PM - Saturday: 10 AM - 2 PM We invite you to experience the friendly service and comprehensive offerings at Corporate. Your financial journey starts here!

Credit Cards and Rewards

Who doesn't love rewards? At Premier One, our credit cards come with attractive rewards programs that let you earn points on every purchase. This means that whether you're filling up your gas tank or shopping for groceries, you're always getting something back!

Embracing Technology

In today's fast-paced world, having access to online and mobile banking is crucial. That's why we ensure that our members can manage their accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and online banking, handling your finances has never been easier.

Personal Banking Made Easy

When it comes to personal banking, we understand that convenience matters. That's why we offer various checking and savings accounts designed to help you manage your finances effectively. Need a new car? Our auto loans and vehicle financing options are here to support you with competitive rates and flexible terms. If you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans come with personalized advice to guide you through the process. We also provide personal loans for those unexpected expenses or debt consolidation needs, making it easier to regain control over your finances.

Digital & Online Banking

Key Features

We offer a variety of features to enhance your banking experience. For instance, with e-statements available, you can go paperless and view your statements securely online anytime. This not only saves trees but also keeps your information organized and accessible. If you're often on the move, our mobile application is a game changer. You can make mobile payments and send money to friends or family through person-to-person transfers with just a few taps on your phone. This makes splitting bills or sharing expenses easier than ever!

Security You Can Trust

Security is a top priority for us. While we currently do not offer electronic signature authorization for certain transactions, rest assured that all of our online services are protected with robust security measures. We aim to provide peace of mind as you manage your money digitally. At Premier One, we believe that banking should be easy and stress-free. Embrace the freedom of managing your finances on your terms by exploring all our digital and online banking options today!

Financial Strength

At Premier One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when you choose us as your financial partner, you're looking for a credit union that stands strong today and into the future. Our financial data, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, shows how committed we are to your financial well-being. With a net worth of $58,413,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is further highlighted by our net worth ratio of $920, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,329,204 in share certificates and $108,048,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,352,072 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,899 in used auto loans and $437,587,699 in total loans and leases. Our impressive $4,091,746 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $1,151,742. Total Share Accounts have reached 55,216, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier One is your trusted partner. Visit us at 6640 Via Del Oro San Jose Ca 95119 or call (855) 500-7128 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,053,125 in used vehicle loans and $28,183,454 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used car, we have options that can fit your budget.

Conclusion

No matter what you need financing for be it vehicles, homes, or personal expenses Premier One is here to assist you every step of the way. For more information on eligibility and how to apply for any of our loan products, feel free to reach out at 855-500-7128 or visit us at 6640 Via Del Oro San Jose Ca 95119. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Premier One help you turn your financial goals into reality!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we provide comprehensive credit lines totaling $234,214,714. Additionally, we offer unsecured credit card loans with a total of $19,398,199, allowing our members to handle unexpected costs without the burden of collateral. Our unsecured credit card loans come with flexible terms that help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,915,701, make buying or refinancing simple. We aim to streamline the process so you can focus on making your house a home. If you're considering refinancing, we also have tailored solutions to help lower your monthly payments.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers without hidden terms or inflated rates.

Premier One