Premier One San Jose CA Credit Union | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Premier One, your trusted financial partner located at 5353 Almaden Expy Ste 80, San Jose, CA 95118. Established in 1968, we have proudly served our community for over five decades, growing to a vibrant membership of 28,646 individuals who rely on us for their banking needs. With total assets exceeding $634 million and deposits amounting to $75 million, we are committed to providing secure and accessible financial services tailored to you. At Premier One, we understand that every member's journey is unique. Whether you're looking to finance a new vehicle with our competitive auto loans or open a savings account to achieve your financial goals, our dedicated team is here to help. Under the leadership of our CEO, Andrea Brewer, and Board President, Seamus Moran, we strive to create an environment where trust and community engagement flourish. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118-3633. With a total loan portfolio of 17,099 loans and net worth reaching $58 million, we are well-equipped to support both personal and business banking needs. Our services include personal checking and savings accounts, mortgage loans, credit cards with rewards, and much more ensuring that you find the right solutions for your financial journey. We invite you to explore how Premier One can make a positive impact on your financial future. Feel free to call us at (408) 524-4500 or visit our website at premieronecu.org for more information. Together, let's build a brighter financial tomorrow!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking. We actively participate in local events and outreach programs that enhance the lives of those around us. By partnering with various organizations and supporting community initiatives, we strive to create a better tomorrow for everyone in San Jose and beyond. For those who wish to visit us in person, you can find us at our branch location during our convenient operating hours: Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. While members can visit us at 5353 Almaden Expy Ste 80 for all their banking needs, official correspondence should be sent to our mailing address at 5353 ALMADEN EXPY Ste 80, SAN JOSE, CA 95118-3633. With ATM availability on-site and shared service center options for added convenience, we strive to make your banking experience as smooth as possible.

Join Us

If you're ready to experience the benefits of being part of a community-focused credit union that prioritizes your financial well-being, we invite you to join Premier One today! Explore more about membership eligibility here, or start your application process here. Together, let's build a brighter financial future!

Our Mission

At Premier One, our mission is clear: we aim to empower our members through comprehensive financial solutions while making a positive impact on the community. We believe that everyone deserves access to quality banking services and support. That's why we offer a wide range of products, including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are not just focused on transactions; we are dedicated to building lasting relationships with our members. Our team works tirelessly to provide personalized service and guidance that meets each member's unique financial situation. Whether you're looking for help with debt consolidation or seeking assistance for your first home purchase, we are here for you every step of the way.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Premier One for all your banking needs. If you have any questions or would like more information about our services before stopping by, feel free to give us a call at 408-524-4500. We're excited to assist you on your financial journey!

Nearby Landmarks

You'll find us near popular spots like the Almaden Plaza and just a stone's throw away from local parks. With ample parking available right outside our doors, you can easily hop in and out. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can enjoy hassle-free access.

Operating Hours

At Premier One, we understand that life can get busy. That's why we keep our doors open for you Monday through Friday from 10 AM to 6 PM and Saturday from 10 AM to 2 PM. Whether you need assistance with personal banking services or have questions about loans, our friendly staff is here to help during those hours.

Services Offered

Our branch provides a variety of services tailored to meet your financial needs, including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, if you're part of a partner credit union, you can take advantage of basic shared branch transactions right here! And don't forget about our ATM availability for quick cash withdrawals or balance checks whenever you need them.

Member Eligibility

At Premier One, we're excited to welcome you into our community of members who enjoy personalized service and a supportive atmosphere. Becoming a member is easy and open to anyone who lives, works, or attends school in the areas we serve. If you're passionate about banking that puts you first, you're in the right place! You can find detailed eligibility information by visiting our website at https://www.premieronecu.org/membership.aspx. Joining us means more than just opening an account; it's about becoming part of something bigger. With access to a range of services from checking accounts to auto loans, we're here to help you reach your financial goals. Ready to start your membership journey? Simply head over to https://www.premieronecu.org/loans.aspx for all the details on how to get started. If you have any questions, feel free to call us at (408) 524-4500 we're here for you!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial for smooth operations. Imagine effortlessly processing payments while managing inventory all in one place. Our merchant services provide you with the tools necessary to accept payments quickly and securely, allowing you to focus on what truly matters: growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in San Jose, CA. Join us at Premier One, located at 5353 Almaden Expy Ste 80 San Jose Ca 95118, and let's work together to turn your business goals into reality! For more information or assistance, call us at (408) 524-4500.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for various business needs.

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. At Premier One, we provide tailored business banking solutions, including merchant services to facilitate smooth transactions and business loans that support your growth ambitions. We aim to empower local businesses by simplifying their banking experience.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. Our comprehensive online and mobile banking services allow you to manage your accounts from anywhere. You can check balances, transfer funds, and pay bills right from your smartphone or computer. With features like ATM access for cash withdrawals and balance checks, managing your money has never been easier.

Personal Banking Solutions

We understand that managing your finances is essential for a secure future. That's why we offer checking and savings accounts designed to help you save effectively while enjoying easy access to your funds. Our auto loans and vehicle financing options make it simple for you to drive away in the car you've always wanted. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process with favorable terms and competitive rates. For those unexpected expenses, our personal loans and debt consolidation solutions can ease your financial burden. And if you're looking for everyday spending rewards, check out our credit cards with rewards program it's an easy way to earn benefits while managing your purchases.

Shared Branching & ATM Access

For added convenience, Premier One offers basic shared branch transactions for partner credit union members, allowing deposits and withdrawals even when you're away from home. Our ATM availability ensures that you can access cash without any hassle. We invite you to visit us at our branch in San Jose or give us a call at 408-524-4500 during our operating hours (Monday-Friday 10 AM - 6 PM; Saturday 10 AM - 2 PM). Discover how Premier One can assist you in achieving your financial goals today! For more information about our services or membership eligibility, please visit our website.

Digital & Online Banking

Accessibility & Management

We also provide e-statements, allowing you to receive and view your financial statements electronically. This not only helps reduce paper clutter but also gives you instant access to important documents whenever you need them. Whether you're at home or out and about, managing your accounts has never been easier. With features like person-to-person transfers and real-time account management tools, handling your finances is straightforward and efficient. Experience the convenience of banking on your terms with Premier One's digital and online services today!

Key Features

With our online banking platform, accessible through https://www.premieronecu.org/, you can easily check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. Our service is available 24/7, ensuring that you have full access to your accounts whenever you need it. For those who prefer to bank using their smartphones, our user-friendly mobile application lets you manage your finances right from your pocket. From viewing e-statements to making person-to-person transfers, every feature is designed with ease of use in mind. Plus, with our mobile payments feature, you can make quick payments without the hassle of carrying cash or cards. Security is a top priority at Premier One. While we currently do not offer electronic signature authorization for documents, rest assured that all transactions made through our online and mobile platforms are protected with robust security measures. You can feel confident knowing that your personal information is safe.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 55,216, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments amounting to $1,151,742, we're well-positioned to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier One is your trusted partner. Visit us at 5353 Almaden Expy Ste 80 San Jose Ca 95118 or call (408) 524-4500 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $107,329,204 in share certificates and $108,048,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,091,746 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 4 part-time employees dedicated to serving you with a knowledgeable team.

Our Financial Health

With a net worth of $58,413,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Future

With $38,352,072 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us support your financial goals across various sectors. Currently, we have $2,899 in used auto loans and $437,587,699 in total loans and leases ready to assist you.

Loan Offering

Additional Options

For those considering refinancing or looking for eligibility options, our team is here to guide you through various possibilities tailored to your situation. We encourage all potential borrowers to explore our offerings further and see how Premier One can assist you in achieving your financial aspirations. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and take the first step towards realizing your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,053,125 in used vehicle loans and $28,183,454 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,915,701, make buying or refinancing simple. We aim to provide you with clear guidance throughout the process so that you can feel confident in your decisions.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $19,398,199 in loans helping members manage their finances effectively. Enjoy the convenience of making purchases while having the peace of mind that comes with manageable payment options.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that you receive fair and transparent offers. Each listing is backed by verified data, giving users confidence in their choices.

Premier One