Premier One San Jose CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Premier One, your trusted financial partner located at 140 Asbury St, San Jose, CA 95110. Established in 1968, our credit union has been dedicated to serving the community for over five decades. With a strong membership base of 28,646 and total assets amounting to an impressive $634,039,975, we are committed to providing our members with exceptional financial services tailored to meet their needs. At Premier One, we believe in building lasting relationships with our members. Our leadership team, led by CEO Andrea Brewer and Board President Seamus Moran, is passionate about ensuring that you have access to the best banking experience possible. We take pride in our robust offerings which include personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and business banking services. Whether you're looking for help with loans or simply want a reliable place to save your money, we've got you covered. While you can visit us at our branch address for face-to-face assistance, please note that any official correspondence should be sent to the same address: 140 Asbury St, San Jose, CA 95110. Our commitment goes beyond just numbers; we aim to make a positive impact on the community we serve. With total deposits exceeding $75,396,761 and cash in hand of $1,625,652, we are well-equipped to support both individual and business needs. We understand that everyone's financial journey is unique and are here to guide you every step of the way. We invite you to explore all that Premier One has to offer by visiting our website at premieronecu.org. Feel free to reach out via phone at 855-500-7128 for any questions or assistance. Join us today and experience the Premier One difference!

Branch History & Mission

Community Commitment

We're proud of our partnerships with local organizations aimed at fostering economic growth and social responsibility within San Jose. Whether it's through financial literacy programs or community events, we strive to make a positive impact in the lives of those around us.

Join Us!

If you're looking for a financial partner who cares about your success as much as you do, consider becoming a member of Premier One today! Experience firsthand the benefits of working with a credit union that puts its members first. Reach out to us at 855-500-7128 or visit our website for more information on how you can join our growing family!

Our Journey

Since opening our doors in 1968, Premier One has evolved significantly. Starting as a small credit union, we have expanded our services and membership base while maintaining a strong commitment to our community. Over the years, we've achieved remarkable milestones, including accumulating total assets of over $634 million. This growth reflects our dedication to providing quality financial products and services tailored to meet the needs of our members. Our journey has been about more than just numbers; it's about the relationships we've built. We pride ourselves on being more than a bank; we're your neighbors, friends, and advocates. Our team is here to help you navigate your financial journey with personalized service and care.

Our Mission

At Premier One, our mission goes beyond providing traditional banking services. We believe in empowering our members through education and support. Our goal is to enhance the financial well-being of everyone we serve by offering a range of products such as personal banking accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we prioritize community outreach initiatives that uplift those around us. We understand that accessibility matters. That's why we offer digital banking options like online banking and mobile payments to ensure that you can manage your finances whenever and wherever you need. Plus, our branch is ADA compliant to ensure all members can access our services comfortably. While members can visit us at 140 Asbury St, official correspondence should be sent to 140 Asbury St, San Jose, CA 95110 if needed.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. With ample parking available right outside our doors, you'll find it easy to visit us for all your banking needs. We are proud to be ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

At Premier One, we value your time. Our lobby hours are as follows: Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; and Friday from 9 AM to 6 PM. Whether you need assistance with personal banking, auto loans, or any other service, we're here for you during these hours.

Services Offered

We offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got all your banking needs covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While members can visit us at 140 Asbury St, official correspondence should be sent to the same address for your convenience. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 855-500-7128. Whether you're already a member or considering joining our community, we invite you to stop by and experience the friendly service at Premier One!

Member Eligibility

At Premier One, we believe that joining our community is more than just opening an account; it's about becoming part of a family that cares about your financial well-being. Membership is open to those who live, work, worship, or attend school in our vibrant area, making it easy for you to connect with us. Whether you're looking for personal banking solutions, auto loans, or credit cards with rewards, we're here to support your journey every step of the way. To learn more about the specific eligibility requirements and ensure you qualify, feel free to check out our detailed criteria at https://www.premieronecu.org/membership.aspx. If you're ready to take the next step and open an account, visit us online at https://www.premieronecu.org/loans.aspx or give us a call at (855) 500-7128. We're excited to welcome you into the Premier One family and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments easily, manage your cash flow efficiently, and have access to tools that simplify your daily operations. Our merchant services provide just that streamlined solutions that allow you to focus on what matters most: growing your business. From payment processing to reporting features, we aim to empower you every step of the way. If you're ready to take the next step for your business, visit us at 140 Asbury St San Jose Ca 95110 in San Jose, CA or call us at (855) 500-7128. We look forward to being a part of your success story!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member commercial loans or non-member commercial loans available, we remain dedicated to helping entrepreneurs achieve their goals.

Comprehensive List Of Services

Business Banking

For business owners, we offer specialized services including merchant services and business loans. Let us help you grow your business with tailored financial products that suit your needs.

Convenient Access

At Premier One, we know convenience is key. Enjoy easy access to funds through our ATM and cash withdrawal services available at our branch and partner locations. Additionally, basic shared branch transactions like deposits and withdrawals are available for members of partner credit unions. We also understand the importance of flexibility in today's world. That's why we provide comprehensive online banking features along with mobile payment options so that managing your finances can be done anytime, anywhere. If you're interested in exploring any of these services further or have questions about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 855-500-7128 or visit us at our branch in San Jose. Experience the difference with Premier One today! For more information about becoming a member or opening an account, check out our website here.

Credit Cards

Earn rewards while you spend! Our credit cards with rewards allow you to earn points for every purchase, turning everyday spending into exciting opportunities for travel or cash back.

Home Loans

If you're considering purchasing a home or refinancing your current mortgage, look no further! Our mortgage loans and refinancing options are designed to fit various budgets and goals. You'll benefit from our expert guidance throughout the entire process, making homeownership within reach.

Personal Banking

Our personal banking services include checking and savings accounts that fit your lifestyle. Imagine easily managing your money from anywhere with our online and mobile banking features. You can check balances, make transfers, and even pay bills right from your phone!

Personal Loans

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation options, you can manage those costs effectively. Whether it's for medical bills or home improvements, we're here to provide financial relief when you need it most.

Vehicle Financing

Thinking about buying a new car? We offer auto loans and vehicle financing that can help you get behind the wheel without breaking the bank. Our competitive rates make it easier for you to drive home in the vehicle you've always wanted.

Digital & Online Banking

Easy Online Banking Access

With our 24/7 online banking service available at https://www.premieronecu.org/, you can check your balances, pay bills, and transfer funds from the comfort of your home or on the go. No more waiting in line; everything you need is just a click away!

Go Paperless with E-Statements

Want to reduce clutter? Our e-statements are here for you! Enjoy the convenience of accessing your account statements electronically no more paper waste and easier tracking of your financial activity.

Mobile Application & Payments

For those who prefer banking on their smartphones, our mobile application provides an easy way to manage your account right from your pocket. Plus, with our mobile payments feature, you can make quick and secure transactions without fumbling for cash or cards.

Person-to-Person Transfers

Sending money to friends or family is simple with our person-to-person transfer option. Whether it's splitting a dinner bill or sending a gift, you can do it all in just a few taps.

Security You Can Trust

At Premier One, we prioritize your security. Our online banking services are equipped with robust security measures to ensure that your personal information remains safe while you manage your finances. We're committed to making banking easier for you. Explore all these features and more by visiting us at https://www.premieronecu.org/ today!

Financial Strength

Commitment to Growth

With $38,352,072 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,899 in used auto loans and $437,587,699 in total loans and leases.

Member Trust

Total Share Accounts: 55,216, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) total $1,151,742, reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier One is your trusted partner. Visit us at 140 Asbury St San Jose Ca 95110 or call (855) 500-7128 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $4,091,746 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 87 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $107,329,204 in share certificates and $108,048,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $58,413,959, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $920 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,053,125 in used vehicle loans and $28,183,454 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, our team is here to assist you every step of the way.

Contact Us

Ready to explore your options? Reach out to us at (855) 500-7128, visit us at our branch located at 140 Asbury St San Jose Ca 95110, San Jose, CA, or check out our website at Premier One for more information. Our friendly staff is eager to help you find the right loan solution that meets your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support your journey toward financial success!

Credit Lines

For those looking for more flexibility, our credit lines offer up to $234,214,714 in available credit, giving you peace of mind for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,915,701, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your budget and lifestyle. If you're considering refinancing, our experts can guide you through the eligibility options available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,398,199 in loans helping members manage their finances effectively. These cards provide the convenience and security you need for everyday purchases while allowing you to build your credit score.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. This means users can make decisions based on merit rather than marketing strategies.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. The platform is designed to save time and reduce the stress of searching for loans. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects actual rates from reputable lenders.

Premier One