Premier One Redwood City CA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Premier One, your trusted partner in financial growth and community support right here at our Redwood City branch, located at 530 El Camino Real, Redwood City, CA 94063. Since our establishment in 1968, we have dedicated ourselves to serving our members with integrity and care. With a thriving community of over 28,646 members, we are proud to offer a wide range of financial services tailored to meet your needs. At Premier One, we understand the importance of solid financial foundations. Our total assets stand strong at $634,039,975, enabling us to provide you with secure options for savings and loans. Whether you're looking for an auto loan or a mortgage, our diverse lending portfolio includes 17,099 loans and leases that cater to various financial goals. With total deposits reaching $75,396,761, you can rest assured that your money is in safe hands. Our commitment goes beyond numbers; it's about building relationships within our community. Led by CEO Andrea Brewer and Board President Seamus Moran, our team of 91 employees is here to assist you every step of the way. We believe that personalized service makes all the difference in banking experiences. While members can visit us at our Redwood City location for in-person assistance during lobby hours from 9 AM to 5 PM, official correspondence should be directed to our mailing address: 6640 Via Del Oro, San Jose, CA 95119. Join us at Premier One today! Feel free to reach out at (408) 524-4500 or explore more about what we offer on our website here. Your journey towards financial empowerment begins with us!

Branch History & Mission

At Premier One, located at 530 El Camino Real in Redwood City, CA, we are proud of our rich history that dates back to our establishment in 1968. Over the decades, we've grown from a small local credit union into a thriving financial institution with over 28,000 members. Our total assets now stand at an impressive $634,039,975, showcasing our commitment to serving our community's financial needs. Our mission is clear: we aim to provide exceptional financial services while supporting the community around us. We believe in empowering our members through accessible banking options and personalized support. Whether you are looking for checking and savings accounts, auto loans, or mortgage refinancing, we strive to make your experience smooth and rewarding. While members can visit us at our branch location in Redwood City, official correspondence should be sent to our mailing address at 6640 Via Del Oro, San Jose, CA 95119. This ensures that all communications are handled efficiently. Our branch operates Monday through Friday from 9 AM to 5 PM, providing ample opportunity for members to meet their banking needs. Although we currently do not offer ATM or drive-thru services, we focus on delivering top-notch personal service inside our lobby. We also embrace technology with features like online banking and mobile payments, ensuring that members can manage their finances conveniently. Community engagement is a cornerstone of our operations. We take pride in partnering with local organizations and participating in outreach programs that uplift those around us. Our team is dedicated not just to financial growth but also to fostering a sense of belonging and support within Redwood City. As we continue to grow and adapt to the changing landscape of banking, we invite you to join Premier One Credit Union. Experience firsthand the benefits of being part of a community-focused credit union where your needs come first. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 408-524-4500 or visit our website at Premier One Credit Union.

Branch Location & Accessibility

Accessibility Features

At Premier One, we understand the importance of accessibility for all our members. Our branch complies with ADA standards and features ramps to make entry easy for everyone. There's ample parking available for both members and visitors, so you won't have to worry about finding a spot when you arrive.

Operating Hours & Services

We're here for you during the week from 9 AM to 5 PM, ready to assist you with a variety of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, our friendly staff is eager to help. Unfortunately, we do not currently offer ATM services or drive-thru banking; however, our team is always available inside the branch to provide personalized service. Feel free to call us at 408-524-4500 if you have any questions or need assistance before your visit. We invite you to stop by Premier One today and discover how we can support your financial journey!

Member Eligibility

Joining the Premier One family means stepping into a community where your financial well-being is our top priority. Becoming a member is easy and welcoming if you're living, working, or studying in the area, you're likely eligible! We believe that everyone deserves access to financial services that truly support them, which is why we invite you to learn more about our criteria at https://www.premieronecu.org/membership.aspx. You'll discover how simple it is to connect with us and benefit from our personalized banking options tailored just for you. Once you know you're eligible, opening an account at Premier One is just a few steps away! Whether you want to set up a checking account, explore auto loans, or dive into savings options, we make the process straightforward and friendly. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (408) 524-4500. We're here to help you every step of the way on your journey to financial success!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we are dedicated to finding ways to assist you in the future. We believe that access to financing can be the key to unlocking potential, allowing you to invest in equipment, hire new staff, or expand your operations.

Merchant Services

In addition to loans, we offer practical merchant services designed for day-to-day operations. Imagine having a reliable payment processing solution that makes it easier for your customers to pay while providing real-time insights into your sales. This means you can focus more on what matters most growing your business and serving your customers better. At Premier One, located at 530 El Camino Real Redwood City Ca 94063 in Redwood City, CA, we are committed to being your partner in success. Reach out today at (408) 524-4500 to learn how we can assist you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are tailored to fit different budgets and preferences. We understand that purchasing a vehicle is a significant investment, so we strive to offer competitive rates that help you drive away happy.

Business Banking

For small business owners, we provide essential services like merchant services and business loans. Whether you're starting out or looking to expand, Premier One is committed to supporting local businesses in their growth journey. Your success fuels our community.

Credit Cards with Rewards

With our credit cards, you can earn rewards on everyday purchases. Whether it's cash back or points for travel, our rewards program is designed to give back as you spend. It's an easy way to make the most out of your shopping while enjoying the benefits of being a member.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. If you're considering refinancing your existing mortgage, our team can guide you through the process to find the best terms for your situation. We aim to make home financing straightforward, so you can focus on creating lasting memories in your new home.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime is crucial. Our online and mobile banking services allow you to manage your finances from anywhere at any time. Whether it's paying bills or transferring funds between accounts, everything is just a click away. If you have any questions or need assistance with our services, feel free to call us at 408-524-4500. At Premier One, we pride ourselves on offering personalized service that meets your needs wherever you are in life. Ready to explore what we have to offer? Visit us at premieronecu.org today!

Personal Banking

Whether you're looking to open a checking or savings account, Premier One offers personal banking solutions designed for your lifestyle. Our accounts come with features that make managing your finances simple. You can easily track your spending and save for future needs without any hassle.

Personal Loans & Debt Consolidation

Life can sometimes bring unexpected expenses. That's why we offer personal loans that can assist you during tough times or when you want to fund a big purchase. Additionally, if managing multiple debts feels overwhelming, our debt consolidation options can simplify your payments into one manageable monthly installment.

Digital & Online Banking

Key Services

Explore our robust online banking platform at https://www.premieronecu.org/. Here, you can access your accounts 24/7, ensuring you're always in the loop with your finances. Whether you need to check balances, make transfers, or pay bills, everything is at your fingertips. For those who prefer mobile banking, our user-friendly mobile application makes it easy to handle your transactions on the go. With features like mobile payments, you can pay for purchases directly from your phone no need for cash or cards! Plus, our person-to-person transfer option allows you to send money to friends and family quickly and easily.

Security and Accessibility

We prioritize your security. Although we don't currently support electronic signature authorization, rest assured that all transactions through our platform are safeguarded with advanced security measures. You can also choose e-statements for quick access to your account statements without the clutter of paper. At Premier One, we strive to provide a hassle-free banking experience that fits into your lifestyle. Our digital services empower you with real-time account management so that whether you're at home or out and about, you have everything you need right in your pocket. Experience the convenience of digital banking today!

Financial Strength

At Premier One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $58,413,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to fiscal responsibility is reflected in our net worth ratio of $920, which demonstrates a solid capital foundation. This ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,329,204 in share certificates and $108,048,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks. Our robust financial position includes $38,352,072 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. We also support your financial goals with $2,899 in used auto loans and $437,587,699 in total loans and leases. Our operational efficiency shines through with a net income of $4,091,746, enabling us to keep offering competitive loan rates and solid financial products for our members. We take pride in having 87 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and commitment. Net Shares (Funds available for lending and investments): $1,151,742. Total Share Accounts: 55,216, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier One is your trusted partner. Visit us at 530 El Camino Real Redwood City Ca 94063 or call (408) 524-4500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $51,053,125 in used vehicle loans and $28,183,454 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our flexible terms can fit your budget.

Credit Lines and Credit Cards

Managing day-to-day expenses or unexpected costs? Our total credit lines amount to $234,214,714, giving you the flexibility to handle your financial needs as they arise. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $19,398,199 in loans helping members manage their finances effectively. At Premier One, we're dedicated to providing personalized service and support throughout your borrowing journey. If you're interested in learning more about eligibility options or want to explore refinancing opportunities for existing loans, visit our website at premieronecu.org or reach out directly via phone. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,915,701, making buying or refinancing simple. We aim to make the process straightforward so you can focus on what matters most turning your house into a home. We also provide refinancing options to help you secure better rates and terms.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come exclusively from reputable financial institutions, promoting transparency in your search for the best rates. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The results you see are purely based on the most favorable terms available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that you receive only legitimate loan options.

Premier One