Premier Members Westminster CO Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Premier Members, we understand that banking is not just about transactions it's about building lasting relationships with our members and the communities we serve. Located at 10339 Federal Blvd, Westminster, CO 80260, our branch has been a cornerstone of financial support since 1950. With a commitment to helping you achieve your financial goals, we take pride in offering a range of services tailored to your needs. As of now, we proudly serve 77,685 members and manage total assets of $1,749,626,198. This reflects our dedication to providing reliable services and fostering a sense of belonging among our community members. Our experienced team, led by CEO Carlos Pacheco and Board President Michael Meyers, is here to guide you through every step of your financial journey. We offer an impressive array of services including personal banking, auto loans, mortgage options, and business banking solutions. With total deposits amounting to $92,992,470, our branch stands as a testament to trust and reliability. Whether you're looking for a new loan or simply need assistance managing your accounts, we're equipped with the resources to help you thrive. While members can visit us at 10339 Federal Blvd, official correspondence should be sent to the same address for your convenience. If you have any questions or need support, don't hesitate to reach out at 303-657-7000. Join us in making your financial dreams a reality. Explore more about our offerings at pmcu.org or stop by our branch today! Your journey towards better financial health starts here.

Branch History & Mission

Community Engagement

Our roots run deep in the community of Westminster. We actively engage in various outreach programs and partnerships aimed at uplifting local organizations and initiatives. Whether it's sponsoring local events or volunteering for community service projects, we believe in giving back to those who support us. While members can visit us at 10339 Federal Blvd, official correspondence should be sent to 10339 Federal Blvd, Suite 100, Westminster, CO 80260 if needed. You can reach us at 303-657-7000 during our operating hours from Monday to Friday between 9 AM and 5 PM.

Join Us Today!

We invite you to experience the benefits of being part of Premier Members. Join our family today and discover how we can help you achieve your financial goals while making a positive impact in your community. Visit us online at pmcu.org or stop by our branch we look forward to welcoming you!

Mission Statement

At Premier Members, our mission is simple: we are here to enhance the financial well-being of our members while fostering strong ties within the community. We offer a range of services including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We believe that everyone deserves access to quality financial services tailored to their unique needs. As part of this mission, we embrace technological advancements that make banking easier and more accessible. Our online and mobile banking platforms allow you to manage your finances from anywhere at any time. Additionally, we are proud to offer features like electronic signatures and person-to-person payment options that cater to your modern lifestyle.

Our Journey

Located at 10339 Federal Blvd, our branch has been a cornerstone in the Westminster community for over seven decades. Initially established to provide affordable financial services to local residents, we have expanded our offerings significantly throughout the years. Our journey is marked by continuous improvement and adaptation to meet the needs of our members. We understand that banking is not just about transactions; it's about relationships. That's why we strive to create an inclusive environment where every member feels valued and supported. Our commitment to you goes beyond providing excellent financial products; we aim to empower our members through education and community involvement.

Branch Location & Accessibility

Accessibility Features

At Premier Members, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, featuring ramps and designated parking spaces to ensure everyone can easily access our facilities. Parking is readily available, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We know that your time is valuable! That's why we offer convenient lobby hours from Monday through Friday, opening at 9 AM and closing at 5 PM. If you're busy during the day, feel free to stop by during these hours. Our friendly staff is always ready to assist you with your banking needs.

Services Offered

At our branch, we provide a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got everything covered. You can also take advantage of online and mobile banking features for added convenience. Plus, our ATM is available if you need cash or want to check your balance without stepping inside. While we don't currently have drive-thru service available, we assure you that our lobby team is quick and efficient in handling transactions. And while we don't offer shared services here, our dedicated staff is always eager to help you with any of your banking queries. Feel free to reach out via phone at 303-657-7000 if you have any questions or need assistance before visiting us. We invite you to come by and discover how Premier Members can support your financial journey!

Member Eligibility

Joining the Premier Members community is an exciting opportunity where you can access personalized financial services and support. To become a member at Premier Members, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in certain areas or are related to someone who does, you're likely already eligible! This inclusive approach means that many individuals can enjoy the benefits of membership, which include competitive rates on loans and access to a variety of financial products tailored just for you. For a detailed look at the specific eligibility requirements, feel free to check out this resource. Opening your account is straightforward and welcoming simply visit our branch located at 10339 Federal Blvd Westminster Co 80260 or give us a call at (303) 657-7000 for more information. We're here to help you every step of the way as you join our community-focused credit union. Your journey towards better financial health starts here!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $70,367,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

Our merchant services simplify transactions, allowing you to focus on what truly matters growing your business. Imagine your customers seamlessly making payments while you manage your operations without any hassle. Whether you're a startup or an established enterprise, our services can enhance your efficiency and customer satisfaction. Visit us at 10339 Federal Blvd Westminster Co 80260 in Westminster, CO or call us at (303) 657-7000 to learn how we can support your business today!

Comprehensive List Of Services

Accessibility

We strive to ensure that all our members have easy access to their funds and account information whenever they need it. Our branch operates from Monday through Friday, 9 AM to 5 PM perfect for fitting into your busy schedule. If you ever need assistance or have questions about any of our services, feel free to reach out at 303-657-7000. At Premier Members, we're more than just a credit union; we're a partner in your financial journey. Explore how we can assist you in achieving your goals today! For more information about becoming a member or opening an account, visit us at pmcu.org or stop by our branch in Westminster. Let's work together towards a brighter financial future!

Business Banking

For local entrepreneurs, we offer robust business banking services, including merchant services that streamline payment processing for your customers and various types of business loans tailored to help you grow your company. We understand that every business is different, and our team is here to support you every step of the way.

Digital Banking

In today's fast-paced world, convenience is key. That's why at Premier Members, we prioritize digital banking features that keep you connected. With our online and mobile banking, managing your accounts has never been easier. Check balances, transfer funds, or pay bills from anywhere using your smartphone or computer. Our members enjoy access to ATMs for cash withdrawals and balance checks without any hassle.

Personal Banking

Our personal banking services are tailored to help you take control of your finances. We offer both checking and savings accounts that fit various lifestyles. If you're planning to buy a car, our auto loans and vehicle financing options make it simple and affordable to get behind the wheel of your dream vehicle. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing services provide competitive rates and personalized assistance. In times when unexpected expenses arise, our personal loans and debt consolidation options can help you manage those financial bumps in the road effectively. Plus, don't forget about our credit cards with rewards, which let you earn points on everyday purchases.

Digital & Online Banking

Key Features for You

Our platform offers an array of features that make banking simple and effective. You can enjoy E-Statements, allowing you to receive account statements electronically instead of waiting for them in the mail saving trees and keeping everything organized in one place. Additionally, our electronic signature authorization makes it easier than ever to sign documents securely without the hassle of printing or mailing. Need to send money to a friend? Our person-to-person transfers feature allows you to quickly send cash directly from your account to theirs with just a few taps on your smartphone. And if you're out and about, don't worry! With mobile payments, you can easily pay for purchases using just your phone.

Security and Ease of Use

Security is our top priority. We use advanced encryption technologies to protect your information while ensuring that all transactions are safe and secure. You can bank with confidence knowing that we have measures in place to keep your data protected. At Premier Members, we're committed to making banking as easy as possible for you. With real-time account management and a user-friendly interface, you'll find that staying on top of your finances is not only simple but also enjoyable. Explore our full suite of online services today at https://www.pmcu.org/ and take control of your banking experience!

Financial Strength

Investment in Growth

With $92,989,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $14,171 in used auto loans and $1,306,596,366 in total loans and leases, we support members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts: 193,535, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,449,856 further enhances our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier Members is your trusted partner. Visit us at 10339 Federal Blvd Westminster Co 80260 or call (303) 657-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $465,048,754 in share certificates and $434,721,211 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,075,190 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 274 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Metrics

With a net worth of $158,770,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $268,844,897 in used vehicle loans and $29,090,487 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned option, our financing solutions can make your purchase smoother and more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $70,367,464 provide the capital needed to grow and expand your business operations. We understand that every business has unique needs; our team is here to work with you on customized financing solutions that suit your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $254,517,218, make buying or refinancing simple. We provide various plans tailored to fit different budgets and circumstances. If you're looking to refinance your current mortgage for better terms or lower rates, we can guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $25,367,896 in loans helping members manage their finances effectively. Enjoy benefits like no annual fees and competitive interest rates while having access to funds when you need them most.

Why Choose Us?

Our commitment goes beyond just providing loans. We prioritize transparency and support throughout your borrowing journey. Plus, if you're interested in joining our community or learning about eligibility options for our loan products, visit us online at pmcu.org or call us at 303-657-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's securing an auto loan for your next vehicle or financing your dream home, we're here to help you navigate through your options with ease and confidence.

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Ensuring Accurate Loan Comparisons

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Premier Members