Premier Members Westminster CO Credit Union | Low Mortgage Rates & Credit Cards

Introduction

Welcome to Premier Members, your trusted partner in financial success located at 4680 W 120th Ave, Westminster, CO 80020. Established in 1950, we have grown alongside our community, now proudly serving over 77,685 members with a commitment to reliable banking solutions tailored to fit your needs. With total assets of $1,749,626,198, we're equipped to provide you with the financial tools and support necessary for achieving your goals. At Premier Members, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal and business banking options, auto loans, mortgage loans, and credit cards with rewards. Our dedicated team of 282 employees, led by CEO Carlos Pacheco and Board President Michael Meyers, is here to ensure that you receive personalized service every step of the way. While you can always visit us at our branch location for assistance, please note that official correspondence should be sent to our mailing address: 4680 W 120th Ave, Suite 200, Westminster, CO 80020. Our financial strength is evident through our impressive figures: with total deposits amounting to $92,992,470, a net worth of $158,770,494, and cash readily available at $15,269,302, we are well-positioned to support your financial endeavors. Whether you're looking to save for the future or secure a loan today our team is committed to helping you navigate your options efficiently. Explore our services today by visiting us online at www.pmcu.org or give us a call at 303-657-7000. We're excited to assist you on your financial journey!

Branch History & Mission

At Premier Members, we are proud of our rich legacy in the heart of Westminster, CO. Founded in 1950, our branch has been a steadfast partner to our community for over seven decades. From our humble beginnings, we have evolved into a thriving credit union, dedicated to serving our members and enhancing their financial well-being. Our branch is located at 4680 W 120th Ave, Westminster, CO 80020, conveniently situated near local landmarks that make us easily accessible to those we serve. Over the years, we have seen remarkable growth, now boasting a total membership of 77,685 and total assets amounting to an impressive $1,749,626,198. This journey reflects not just numbers but the trust and relationships we've built within our community. Our mission is simple yet powerful: to provide exceptional financial services while nurturing the growth and development of our members and the communities they live in. Our commitment extends beyond just banking; we strive to create a supportive environment where everyone can thrive. We offer a wide range of services including personal banking accounts, auto loans, mortgage refinancing options, and business banking solutions. With modern conveniences like online and mobile banking available alongside ATM access for easy cash withdrawals, we ensure that managing your finances is both efficient and user-friendly. While members can visit us at 4680 W 120th Ave for all their banking needs, official correspondence should be sent to the same address for seamless communication. Though we do not currently offer drive-thru service or shared service centers, we maintain an active presence in the digital realm with accessible online resources and customer support. Our mission embodies more than just providing financial products; it emphasizes community support through partnerships and outreach efforts that uplift those around us. Whether it's sponsoring local events or participating in charitable activities, Premier Members is dedicated to making a positive impact. As we look forward to the future, we invite you to join our family at Premier Members. Experience firsthand the benefits of being part of a credit union that values its members as individuals rather than just account numbers. Together, let's build a brighter financial future! For more information on membership or to open an account today, please call us at 303-657-7000 or visit our website at pmcu.org.

Branch Location & Accessibility

Accessibility Features

At Premier Members, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps and other accommodations to ensure everyone can navigate comfortably. Parking is available right outside the entrance, making it easy for you to come in and take care of your banking needs.

Operating Hours and Services

We are open on weekdays during regular business hours, so you can find time that works for your schedule. You can reach us by phone at 303-657-7000 if you have any questions or need assistance before visiting. Our branch offers a variety of services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards there's something for everyone. Plus, we provide ATM services for quick cash withdrawals and balance checks.

Visit Us Today!

Whether you're a long-time member or considering joining our credit union family, we invite you to stop by and see what we have to offer. At Premier Members, we're dedicated to providing friendly service and financial solutions designed with you in mind. We look forward to welcoming you soon!

Member Eligibility

At Premier Members, we believe that becoming a member is like joining a close-knit family where you can access financial services tailored just for you. If you're interested in joining us, eligibility is quite simple! We welcome anyone who lives, works, worships, or attends school in the areas we serve. This means that if you're part of our community, you're already on the path to membership! You can find all the detailed eligibility criteria by visiting this page. The advantages of being a member at Premier Members are numerous. From competitive loan rates to personalized service, we are dedicated to helping you achieve your financial goals. Plus, opening an account is a breeze! Simply head over to our account opening page or give us a call at (303) 657-7000. Our friendly team is here to assist you every step of the way. We can't wait to welcome you to our community at 4680 W 120Th Ave Westminster Co 80020!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $70,367,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can make all the difference. Picture your customers making seamless payments while you focus on serving them better. Our merchant services offer straightforward solutions that keep your cash flow smooth and efficient. Visit us at 4680 W 120Th Ave Westminster Co 80020 in Westminster, CO, or give us a call at (303) 657-7000 to learn how we can help your business thrive!

Comprehensive List Of Services

Conclusion

Your financial journey is important to us at Premier Members. With an array of services like those mentioned above personal banking options, various loan products, and accessible digital tools we strive to meet all your banking needs under one roof. If you're ready to take the next step towards financial empowerment or simply want to learn more about what we offer, give us a call at (303) 657-7000 or visit us today at 4680 W 120Th Ave Westminster Co 80020 in Westminster, CO. Let's work together towards achieving your financial dreams!

Digital Banking

In today's fast-paced world, convenience is key. That's why our online and mobile banking features allow you to manage your accounts anywhere, anytime. You can easily check balances, transfer funds, or pay bills without visiting a branch. Our ATM services ensure that cash withdrawal is hassle-free, providing basic access for balance checks and withdrawals at multiple locations.

Loans and Credit

At Premier Members, we also recognize that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation services tailored to fit your needs. Our credit cards come with rewards, giving you more value for your spending. For our business members, we provide banking services that include merchant services and business loans so you can grow your enterprise with confidence.

Personal Banking

Our personal banking services are designed to help you achieve your financial goals. We offer checking and savings accounts that cater to your lifestyle, making it simple for you to save for future plans or manage daily expenses. When it comes to auto loans and vehicle financing, we provide competitive rates that can help you drive away in the car you've always wanted. If you're thinking about buying a home, our mortgage loans and refinancing options can simplify the process, allowing you to focus on making memories in your new space.

Digital & Online Banking

Key Services

Our online banking gives you the freedom to check your balance, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, accessing your account is simple and secure. Plus, you can take advantage of our electronic signature authorization feature, making it easier than ever to sign documents quickly and safely. For those who prefer paperless options, we provide e-statements that allow you to keep track of your finances without clutter. You can easily download or view your statements online, helping you stay organized and informed.

Mobile Banking Features

If you're always on the move, you'll love our mobile application. It not only allows for easy access to all the features of online banking but also includes mobile payments. This means you can make purchases directly from your phone no need for cash or cards! Additionally, our person-to-person transfer feature makes it quick and hassle-free to send money to friends and family right from your device. With all these features at your fingertips, managing your finances has never been easier or more efficient. At Premier Members, we're committed to providing accessible tools that help you take control of your financial journey all while ensuring top-notch security measures are in place. Discover how simple banking can be by visiting us online at https://www.pmcu.org/ today!

Financial Strength

At Premier Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud of our strong financial foundation, which allows us to serve you effectively and reliably. With a net worth of $158,770,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $465,048,754 in share certificates and $434,721,211 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $92,989,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $14,171 in used auto loans and a total of $1,306,596,366 in loans and leases available to our members, our lending capacity supports your financial goals across various sectors. Our net income of $3,075,190 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 274 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $2,449,856. Total Share and Deposit Accounts: 193,535, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Premier Members is your trusted partner. Visit us at 4680 W 120Th Ave Westminster Co 80020 or call 303-657-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $70,367,464 provide the capital needed to grow and expand your business. Additionally, if you're interested in other types of financing such as personal loans or debt consolidation options, we have tailored solutions available. If you're considering refinancing any of these products or would like to explore eligibility options tailored to your situation, we encourage you to reach out. At Premier Members located at 4680 W 120Th Ave, Westminster CO 80020, our knowledgeable staff is ready to assist you. You can contact us at 303-657-7000 for more information about our loan offerings and how they can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $268,844,897 in used vehicle loans and $29,090,487 in new vehicle loans already helping members get on the road. We make it easy for you to finance the vehicle you need with flexible terms that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $254,517,218, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,367,896 in loans helping members manage their finances effectively. This option provides the convenience and flexibility you need for everyday purchases while allowing you to build your credit.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. LendMesh prioritizes verified data; all loan offers come from legitimate financial institutions, fostering trust in the information presented. Unlike many comparison tools, LendMesh does not feature sponsored listings. This means lenders are not prioritized based on paid promotions, allowing users to see unbiased results tailored to their needs.

Real-Time Insights for Informed Decisions

With up-to-date loan rates from multiple institutions, LendMesh enables users to make informed decisions quickly. This real-time rate comparison feature empowers individuals to find the best options without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Premier Members