Premier Members Erie CO Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Premier Members, where your financial well-being is our top priority! Located at 350 Ambrose Street, Erie, CO 80516, our credit union has been proudly serving the community since 1950. With over 77,685 members, we are more than just a bank; we are a trusted partner in achieving your financial goals. At Premier Members, we understand that each member's needs are unique. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. With total assets of $1,749,626,198 and total deposits amounting to $92,992,470, you can trust that your money is in safe hands. Our dedicated team of 282 employees, led by CEO Carlos Pacheco and Board President Michael Meyers, works tirelessly to ensure that you receive personalized service and support. We are proud to maintain a net worth of $158,770,494 and have significant cash reserves of $15,269,302 available to meet your needs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 350 Ambrose Street, Erie, CO 80516. Whether you need assistance with loans (with over 41,495 loans currently serviced) or wish to explore our online and mobile banking features through our website at www.pmcu.org, we're here to help! Join us in building a stronger community together visit us today or give us a call at 303-657-7000. At Premier Members Credit Union, you're not just another account; you're part of our family!

Branch History & Mission

Welcome to Premier Members, where our journey began in 1950, right here in the heart of Erie, Colorado. Over the decades, we have grown from a small credit union into a trusted financial partner for over 77,000 members. Our branch, located at 350 Ambrose Street, has been pivotal in providing personalized banking services tailored to meet the needs of our community. From our humble beginnings, we have focused on building strong relationships with our members and supporting their financial goals. We take pride in our steady growth, now boasting total assets of nearly $1.75 billion. This growth reflects not only our commitment to financial success but also our dedication to serving the Erie community and surrounding areas. At Premier Members, our mission is clear: we are here to empower our members through exceptional financial services while making a positive impact in the community. We provide a wide range of services including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Beyond traditional banking services, we embrace innovation with online and mobile banking options that allow you to manage your finances effortlessly. While members can visit us at 350 Ambrose Street for all their banking needs, official correspondence should be sent to the same address since it doubles as both our branch and mailing address. Our operating hours are Monday through Friday from 9 am to 5 pm, making it easy for you to drop by whenever it's convenient. As part of our commitment to accessibility and convenience, we offer ATM services available for quick cash withdrawals and balance checks. Although we do not have drive-thru service or shared service centers at this location, we strive to ensure that every interaction you have with us is meaningful and supportive. Our history is rich with community outreach efforts and partnerships aimed at enhancing the lives of those around us. We actively engage in local initiatives that foster growth and development within Erie and beyond. We invite you to join Premier Members and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future for you and your family! For more information or to become a member today, please reach out at 303-657-7000 or visit us online at pmcu.org.

Branch Location & Accessibility

Accessibility Features

At Premier Members, we prioritize accessibility for everyone. Our facility complies with ADA standards and features ramps for easy entry. This commitment means that everyone can enjoy our services without barriers.

Banking Services

We provide a full range of personal banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, with our ATM available on-site, you can access cash quickly and securely. Please note that while we don't have a drive-thru service at this location, our friendly staff is always ready to assist you inside. If you need to reach us for any inquiries or assistance, don't hesitate to call us at 303-657-7000. While you can visit us at 350 Ambrose Street for all your banking needs, official correspondence should be sent to the same address as our mailing address. We look forward to seeing you soon at Premier Members! Come experience banking made simple and friendly today!

Finding Us

Our branch is situated in a friendly neighborhood, making it easy for you to pop in anytime during our operating hours, which are Monday through Friday from 9 AM to 5 PM. We offer ample parking right outside the entrance, ensuring that your visit is hassle-free. Whether you're stopping by to open a new account or just need some financial advice, we're here to help.

Member Eligibility

Becoming a member of Premier Members is like joining a close-knit family that values support and community. If you live, work, or go to school in the areas we serve, you're already on your way to membership! Our eligibility criteria are simple and welcoming, aimed at bringing people together for better financial opportunities. To find out more about who can join us, feel free to check out our detailed guidelines at https://www.pmcu.org/become-a-member. We believe everyone deserves access to friendly banking services, and as a member, you'll enjoy perks like lower loan rates, personalized service, and a variety of financial products tailored just for you. Opening an account with us is straightforward and hassle-free. Simply visit our website for the account opening details at https://www.pmcu.org/loanapplication, or give us a call at (303) 657-7000 if you have any questions or need assistance. We're excited to welcome you to our community at Premier Members, located at 350 Ambrose Street Erie Co 80516!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools you need to process payments smoothly while keeping track of your finances all in one place. Our merchant services offer just that enabling you to accept payments easily, manage transactions efficiently, and enhance your customer experience. By partnering with us, you're not just gaining a financial service; you're securing a reliable ally in navigating the world of business. Located at 350 Ambrose Street Erie Co 80516 in Erie, CO, we invite you to discover how our specialized services can help your business thrive. For more information, reach us at (303) 657-7000 during our operating hours from Monday to Friday, 9 am - 5 pm. Your success is our priority!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $70,367,464, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that you have access to your money when you need it most. Plus, with basic ATM access for withdrawals and balance checks available at various locations, managing your cash flow is hassle-free. We invite you to visit us at our branch located at 350 Ambrose Street, Erie, CO 80516, or give us a call at 303-657-7000 during our operating hours from Monday to Friday between 9 AM - 5 PM. Discover how Premier Members can assist you in achieving your financial aspirations today! For more information about our services or to get started online, please visit us at pmcu.org.

Business Banking

For our entrepreneurial members, we also offer specialized Business Banking services. From Merchant Services that simplify transactions to Business Loans designed for growth, we are dedicated to helping local businesses thrive in Erie.

Credit Cards

Our Credit Cards with Rewards program offers great benefits for those who like to earn while they spend. With rewards points for every dollar spent, you'll find yourself enjoying perks like travel discounts and cashback offers perfect for making everyday purchases more rewarding!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why at Premier Members, we prioritize digital banking features. With Online & Mobile Banking, accessing your account anytime and anywhere has never been easier. You can manage your finances on-the-go with features such as mobile payments and person-to-person transfers.

Home Financing

When it comes to homeownership, we provide comprehensive Mortgage Loans & Refinancing options. Whether you're buying your first home or refinancing an existing mortgage, our experienced staff is here to assist you every step of the way. You can rely on us to help secure a loan that suits your financial situation and future plans.

Personal Banking

For those who want to manage their everyday finances with ease, we offer a variety of Personal Banking options. With our checking and savings accounts, you can easily keep track of your funds while enjoying competitive interest rates. Imagine having an account that not only fits your lifestyle but also helps you grow your savings over time.

Personal Loans

If you need extra cash for unexpected expenses or want to consolidate debt, consider our Personal Loans & Debt Consolidation options. We focus on providing flexible terms that fit your needs without overwhelming you with high interest rates.

Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it simple and affordable. We understand that buying a vehicle is a significant investment, and our friendly team will guide you through the financing process to find the best terms for your budget.

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at https://www.pmcu.org/, you can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Whether you're using a computer or mobile device, our user-friendly interface makes it easy to navigate your accounts and stay on top of your financial goals.

Mobile Banking Features

For even more flexibility, don't forget about our mobile application. It allows you to access your accounts right from your smartphone, making it easier than ever to handle transactions on the move. You can also take advantage of mobile payments, letting you make purchases directly from your device without the hassle of cash or cards.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy. No need for checks or cash just a few clicks within our online banking platform will do! At Premier Members, we're dedicated to making banking accessible and straightforward for everyone. With features designed for real-time account management, you have everything you need at your fingertips. Enjoy banking that fits into your life, not the other way around!

Secure Transactions

When it comes to security, we've got you covered. With electronic signature authorization available, signing important documents is as simple as a few taps on your screen. Plus, our commitment to providing e-statements means that all your important financial information is stored safely and securely without the clutter of paper.

Financial Strength

At Premier Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial foundation, which reflects our commitment to serving you reliably. With a net worth of $158,770,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $465,048,754 in share certificates and $434,721,211 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $92,989,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $14,171 in used auto loans and a total of $1,306,596,366 in loans and leases. Our operational efficiency is reflected in our net income of $3,075,190, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 274 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,449,856. Total Share and Deposit Accounts: 193,535, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier Members is your trusted partner. Visit us at 350 Ambrose Street Erie Co 80516 or call 303-657-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $268,844,897 in used vehicle loans and $29,090,487 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that make it easy for you to drive away happy.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $70,367,464 provide the capital needed to take your business to the next level. We understand that each business has unique needs and work closely with you to develop solutions that align with your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $254,517,218, providing you with the support you need when making one of life's biggest investments. Our experienced team is here to guide you through the process and help you find the right mortgage solution.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better terms or lower payments, speak with us about eligibility options. We strive to ensure that our members benefit from the most favorable conditions available. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial needs may be, Premier Members is here to provide personalized service and expert guidance. Visit us today or explore more about our loan offerings online!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $25,367,896 in loans helping members manage their finances effectively, our credit cards are designed to fit your lifestyle while providing valuable rewards.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

Premier Members