Premier Members Castle Rock CO Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Premier Members, your trusted financial partner located at 6355 Promenade Pkwy, Castle Rock, CO 80108. Since our establishment in 1950, we have been dedicated to serving our community with exceptional banking solutions tailored to meet your needs. With a strong membership of 77,685 and total assets amounting to an impressive $1,749,626,198, we are committed to helping you achieve your financial goals. At Premier Members, we understand the importance of reliable financial services. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our experienced team is here to guide you every step of the way. We pride ourselves on maintaining a solid financial foundation, boasting $92,992,470 in total deposits and a net worth of $158,770,494. Our leadership team, led by CEO Carlos Pacheco and Board President Michael Meyers, embodies our commitment to excellence. They work tirelessly to ensure that our members receive the best possible service while fostering a community-oriented environment. While members can visit us at our Castle Rock location for in-person assistance or enjoy our online banking services anytime, official correspondence should be directed to the same address: 6355 Promenade Pkwy, Castle Rock, CO 80108. We invite you to explore how Premier Members can support your financial journey. For any inquiries or assistance, feel free to reach out at 303-657-7000. Join us today and experience the difference of being a member of our thriving credit union!

Branch History & Mission

Community Engagement

In addition to offering a wide range of personal and business banking services from mortgage loans to credit cards with rewards we actively engage in community initiatives that help enhance the lives of those around us. Our outreach programs focus on education, health, and local development, reinforcing our commitment to being more than just a financial institution. While members can visit us at 6355 Promenade Pkwy, official correspondence should be sent to the same address for ease. If you're looking for a credit union that values community support alongside exceptional financial services, look no further than Premier Members. Join us today and experience the difference! To learn more about membership or start your application process, visit us online at pmcu.org. Your journey toward better financial health starts here!

Our Mission

At Premier Members, our mission is simple yet profound: to provide accessible financial services while uplifting our community. We believe that everyone deserves support on their financial journey, whether it's through checking accounts, auto loans, or business financing. Our commitment goes beyond just banking; we strive to make a positive impact through community outreach and partnerships. We want to ensure that every member feels valued and empowered. Our operating hours are designed to accommodate your busy schedule open Monday through Friday from 9 AM to 5 PM providing easy access when you need us most. With both ATM availability and drive-thru banking options, we prioritize your convenience without compromising on service quality.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated close to popular local spots, our branch is easy to find. With ample parking available, you can come by without any worries about finding a space. We also ensure that our facilities are accessible for all members, with features like ramps and ADA compliance, so everyone can enjoy our services comfortably.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM, giving you plenty of opportunities to visit us when it suits you best. Our dedicated team is here during these hours to assist you with everything from personal banking needs to loan inquiries.

Services Offered

At Premier Members, we offer a variety of services designed to meet your financial needs. You can take advantage of our drive-thru banking for quick deposits or withdrawals without leaving your car. Plus, if you're looking for an ATM, we've got you covered with convenient access right on-site. From checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. While members can visit us at 6355 Promenade Pkwy, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 303-657-7000. We're excited to help you navigate your financial journey! Come visit us today at Premier Members where your financial success is our priority!

Member Eligibility

Joining the family at Premier Members is a warm and welcoming experience, designed to make you feel right at home. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the local community, you're likely already eligible! You can find all the details about who can join by visiting our website at https://www.pmcu.org/become-a-member . Once you're ready to take the next step, opening an account is easy and straightforward; just check out the simple process outlined at https://www.pmcu.org/loanapplication . Should you have any questions or need assistance, feel free to reach out to us at (303) 657-7000. We can't wait to welcome you into our community at 6355 Promenade Pkwy Castle Rock Co 80108!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine accepting payments easily from customers while managing your cash flow seamlessly. Our merchant services can help streamline your operations, allowing you to focus on what matters most growing your business. Located conveniently at 6355 Promenade Pkwy Castle Rock Co 80108 in Castle Rock, CO, we're here to partner with you every step of the way. Give us a call at (303) 657-7000 or visit us today to explore how our services can benefit your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $70,367,464, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

At Premier Members, we understand that businesses have unique financial needs. Our business banking services, including merchant services and business loans, are here to support your growth and operations. We aim to be a partner in your success by offering reliable financial tools that allow you to focus on what matters most running your business.

Convenient Access to Your Finances

We believe that managing money should be straightforward. That's why we provide various access points for our members. With our ATM and cash withdrawal services, you can easily withdraw cash or check balances anytime you need. Our basic drive-thru banking also allows for quick deposits and withdrawals without leaving your vehicle. Our commitment to digital solutions means that whether you're using our mobile app for payments or engaging in person at our branch located at 6355 Promenade Pkwy, Castle Rock, CO 80108, we prioritize convenience and ease of use.

Get Started Today!

Ready to take control of your financial journey? Reach out to us at 303-657-7000 or visit us online at www.pmcu.org for more information on how we can assist you. At Premier Members, we're dedicated to helping you achieve your financial goals with ease and confidence!

Personal Banking Solutions

Our personal banking services are designed with you in mind. If you're interested in managing your day-to-day finances, our checking and savings accounts provide flexibility and convenience. You can easily access your funds through our online and mobile banking platforms, ensuring you have control wherever you are. When it comes to larger purchases like a car or home, we offer competitive auto loans and vehicle financing options that fit your budget. Additionally, our mortgage loans and refinancing services can help you secure a home loan or reduce your existing mortgage payments for more manageable monthly expenses. For those unexpected expenses or personal projects, consider our personal loans and debt consolidation options. These products can provide financial relief and assist in managing debts more effectively. Plus, don't forget about our credit cards with rewards, which give you added benefits for your everyday spending.

Digital & Online Banking

Key Features

Our online platform provides an array of user-friendly features that make banking easy and efficient. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application available, you can manage your finances right from your smartphone or tablet. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. Whether it's splitting a bill or sending a gift, you can quickly send money directly from your account.

Security and Convenience

We prioritize your security by offering electronic signature authorization for transactions, giving you peace of mind when conducting business online. Additionally, with e-statements available, you'll have quick access to your account statements without the hassle of paper clutter. And if you prefer making payments on the go, our mobile payments feature makes it simple to pay for purchases using just your device. You'll enjoy the flexibility of managing transactions without needing to pull out your wallet. In today's fast-paced world, having access to real-time account management is crucial. At Premier Members, our digital banking services are designed not only for convenience but also for security and reliability. Join us today at https://www.pmcu.org/ and experience banking that works for you!

Financial Strength

At Premier Members, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's financial landscape, having a solid foundation is crucial for your peace of mind. Our financial health is reflected in our impressive net worth of $158,770,494, which allows us to provide better rates, lower fees, and enhanced services tailored to your needs. With a net worth ratio of 906, we demonstrate a robust capital foundation, ensuring that we can continue offering loans and competitive savings rates even during uncertain economic times. Members' savings are secured through $465,048,754 in share certificates and $434,721,211 in money market shares, providing you with stable and rewarding opportunities for financial growth. Unlike traditional banks, we prioritize our members; currently, we have $0 in non-member deposits, meaning our resources are focused solely on benefiting you through better loan rates and exclusive perks. With $92,989,779 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is notable as well; with $1,306,596,366 in total loans and leases and $14,171 in used auto loans, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $3,075,190 this past year. This means we can continue to offer competitive loan rates and solid financial products for our members. We also take pride in having 274 full-time employees and 8 part-time employees who are always ready to assist you with their knowledge and commitment. The strength of our member base is illustrated by our 193,535 total share accounts, showing the trust that our community places in us. Our net shares available for lending stand at an impressive $2,449,856. We invite you to visit us at 6355 Promenade Pkwy Castle Rock CO 80108 or call us at 303-657-7000 to learn more about how we can help you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing, Premier Members is your trusted partner. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $268,844,897 in used vehicle loans and $29,090,487 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit various budgets and needs.

Business Loans

For business owners, our outstanding commercial loans totaling $70,367,464 provide the capital needed to grow and expand your business. We are committed to empowering entrepreneurs in our community. At Premier Members, we believe in providing not just loans but solutions tailored to your unique financial situation. If you're considering refinancing or exploring eligibility options for any of these products, our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today by visiting our website or give us a call at (303) 657-7000. We're excited to help you take the next step toward achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,367,896 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards that make everyday purchases more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $254,517,218, make buying or refinancing simple. We aim to provide a straightforward application process so you can focus on what matters most finding your dream home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh helps users navigate the lending landscape with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means the information is based on the latest results and reflects fair and transparent offers (Source: https://www.ncua.gov ). Users can trust that they are seeing legitimate options when they explore loans through this platform. One of the standout features of LendMesh is its verified data. Loan offers are sourced from legitimate financial institutions, which enhances transparency in the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions; there are no sponsored listings that skew results. This dedication to unbiased comparisons empowers users to make informed choices based solely on their needs. Another significant advantage is the real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, allowing them to assess their options effectively and find the most suitable rates available in the market. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh has made a positive impact on borrowers' financial journeys. If you're ready to explore your options, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PREMIER MEMBERS CREDIT UNION - Castle Rock, CO