Premier Members Boulder CO Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Premier Members, your trusted credit union located at 5505 Arapahoe Ave, Boulder, CO 80303. Since our establishment in 1950, we have been dedicated to serving our community with a range of financial solutions tailored to meet the needs of our 77,685 members. With total assets exceeding $1.7 billion, we take pride in fostering a supportive environment where every member can thrive. At Premier Members, we understand that financial decisions can be daunting. That's why our friendly team, led by CEO Carlos Pacheco and Board President Michael Meyers, is here to guide you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address for your convenience. With a strong commitment to our community, we offer more than just services; we aim to make a positive impact in your life. Our robust portfolio includes over 41,495 loans and leases, and we maintain total deposits of $92,992,470. With a net worth of $158,770,494, we're well-equipped to provide you with reliable financial support. Plus, with over 28 dedicated employees ready to assist you during our business hours from 9:00 am to 6:00 pm (M-F), you're never alone on your financial journey. Ready to take the next step? Visit us online at www.pmcu.org or give us a call at 303-442-8850. Let's work together towards your financial goals!

Branch History & Mission

A Journey Through Time

Since our inception, we have dedicated ourselves to the financial well-being of our members and the wider Boulder community. Over the years, we've achieved significant milestones that highlight our growth and adaptability. From humble beginnings as a member-focused cooperative to offering a wide range of products like personal banking accounts, auto loans, mortgages, and business loans, we have consistently evolved to meet the needs of our diverse membership. Our headquarters remain in beautiful Boulder, CO, where we continue to foster relationships built on trust and mutual support. We believe that when one member thrives, the whole community benefits. This core belief drives us to form partnerships with local organizations and engage in outreach efforts aimed at uplifting those around us.

Looking Forward

As we look ahead, Premier Members remains focused on embracing technology while ensuring ADA compliance and customer-friendly initiatives. Our digital banking options including online banking and mobile payments make it simple for members to manage their accounts anytime, anywhere. Join us at Premier Members today! Experience firsthand how we can support your financial goals while contributing positively to our vibrant Boulder community. For more information or assistance, feel free to call us at (303) 442-8850 or visit our website at www.pmcu.org. Together, let's build a brighter future!

Our Mission Statement

At Premier Members, our mission is clear: We strive to empower individuals and families by providing accessible financial solutions while enhancing community well-being. We understand that each member's journey is unique; therefore, we prioritize personalized service tailored to individual needs. Our commitment goes beyond just banking; we aim to be a reliable partner in your financial journey. Our branch offers numerous features designed for convenience and accessibility. With drive-thru banking available and ATMs on site, managing your finances has never been easier. While you can visit us at 5505 Arapahoe Ave Boulder Co 80303, official correspondence should be sent to 5505 Arapahoe Ave, Boulder, CO 80303.

Branch Location & Accessibility

Additional Services

At Premier Members, we pride ourselves on providing comprehensive banking solutions. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM availability means you can quickly access cash whenever you need it. While members can visit us at 5505 Arapahoe Ave, official correspondence should be sent to the same address as there is no separate mailing address.

Easy Access and Convenient Hours

Whether you're stopping by on your way home from work or making a special trip, you'll find our operating hours welcoming. We're open Monday through Friday from 9:00 AM to 6:00 PM, providing ample opportunity for you to visit us at your convenience. If you need assistance outside these hours, feel free to call us at 303-442-8850; our friendly team is always ready to help.

Getting Here

Parking is easy and accessible at our branch, ensuring that you can park close by without hassle. We also comply with ADA standards, making our facilities accessible for all members of the community. If you're looking for quick banking options, we offer drive-thru service for basic transactions like deposits and withdrawals.

Join Us Today!

We invite you to come experience what makes Premier Members unique. Stop by today or give us a call if you have any questions about our services or membership options. We look forward to serving you!

Member Eligibility

At Premier Members, we believe in building a community where everyone feels welcome and supported. Becoming a member is easy and open to those who live, work, or worship in the Boulder area, as well as family members of current members. If you're looking for a financial partner that truly cares about your needs, you'll find that at our branch located at 5505 Arapahoe Ave Boulder Co 80303. We offer a range of services designed to help you achieve your financial goals, from checking and savings accounts to auto loans and more. If you want to learn more about what it takes to join us, visit our eligibility page at https://www.pmcu.org/become-a-member for detailed information. You can also reach out to us directly at (303) 442-8850 if you have any questions or need assistance with the application process. Joining Premier Members means joining a family that's here for you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $70,367,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that help streamline your operations. Imagine a busy café using our point-of-sale systems to handle transactions effortlessly while keeping track of inventory in real-time. Our solutions are designed to simplify payment processes, making it easier for you to focus on what matters most growing your business. Visit us at 5505 Arapahoe Ave Boulder Co 80303 in Boulder, CO, or call us at (303) 442-8850 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools such as merchant services and business loans tailored to help your enterprise thrive. We understand how crucial it is for businesses to have reliable financial support.

Convenient Access Points

At Premier Members, we believe banking should be accessible for everyone. That's why we offer various ways for you to manage your finances easily. From our convenient ATM & Cash Withdrawal Services to basic drive-thru banking for quick deposits and withdrawals, we've got you covered. Our commitment extends beyond just our branch; we also provide basic shared branch transactions for partner credit union members, ensuring that you can access your funds wherever life takes you.

Get Started Today!

Ready to experience all that Premier Members has to offer? Don't hesitate! Visit us at 5505 Arapahoe Ave Boulder Co 80303, call us at (303) 442-8850, or explore more online at Boulder - Arapahoe Ave. Discover how we can assist you in reaching your financial dreams today!

Personal Banking Solutions

In today's fast-paced world, managing your finances should be easy and convenient. That's why we offer Personal Banking services, including checking and savings accounts designed with you in mind. Imagine easily accessing your funds anytime with our Online & Mobile Banking features. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options make the process simple and straightforward. Picture yourself driving off in that new car with an affordable monthly payment that fits your budget. Additionally, if you're considering a new home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services will guide you through the options available to find what works best for you.

Support for Everyday Needs

Life can come with unexpected expenses. For those moments, our Personal Loans & Debt Consolidation services are here to help alleviate financial stress. Our competitive rates allow you to consolidate debt or cover unforeseen costs without breaking the bank. For those who want to earn rewards while spending, our Credit Cards with Rewards program offers great benefits that can enhance your purchasing power while giving back.

Digital & Online Banking

Accessibility and Support

We believe that banking should fit into your lifestyle. With our 24/7 online banking services, you can take control of your finances whenever it suits you. Whether it's day or night, access your accounts and perform transactions securely. At Premier Members, we are committed to providing accessible solutions that simplify your banking experience. Explore all that we have to offer by visiting https://www.pmcu.org/ today!

Key Features

Our services include e-statements, which help you stay organized and reduce paper clutter. Plus, with electronic signature authorization, signing documents is quick and hassle-free no more printing or mailing forms! If you're always on the move, our mobile application is designed for ease of use, allowing you to manage your account right from your smartphone. Want to make payments without cash? Our mobile payments feature lets you pay with just a tap. Additionally, sending money to friends or family is straightforward with our person-to-person transfers perfect for splitting bills or sharing expenses.

Financial Strength

Commitment to Reinvestment

With $92,989,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $1,306,596,366 in total loans and leases including $14,171 in used auto loans, we support members' financial goals across various sectors.

Growing Membership Base

Total Share Accounts stand at an impressive 193,535, showing a strong and growing member base that trusts us with their finances. Additionally, our available funds for lending and investments (Net Shares) amount to $2,449,856, further highlighting our robust financial position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier Members is your trusted partner. Visit us at 5505 Arapahoe Ave Boulder Co 80303 or call 303-442-8850 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $465,048,754 in share certificates and $434,721,211 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $3,075,190 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 274 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $158,770,494, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $268,844,897 in used vehicle loans and $29,090,487 in new vehicle loans already helping members get on the road. We provide financing options tailored to both new and used vehicles, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $70,367,464 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are dedicated to offering support through tailored financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in auto financing or exploring mortgage options, our team is here to assist you. For more information about eligibility or refinancing options available at our Boulder location at 5505 Arapahoe Ave, feel free to contact us at 303-442-8850 or visit us online at www.pmcu.org. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $254,517,218, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you understand your options and find the best fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,367,896 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can help you save money while earning rewards on your purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every loan comparison reflects accurate information, allowing you to trust that you are looking at genuine rates from legitimate lenders.

Premier Members