Premier America Ventura CA Credit Union | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Premier America, your trusted partner in financial services located at 1794 S Victoria Ave Ste B, Ventura, CA 93003. Established in 1957, we have proudly served our community for over six decades. With a dedicated membership of 111,420 and total assets exceeding $3.4 billion, we are committed to providing personalized banking solutions that cater to your unique needs. At Premier America, we believe in the power of community. Our team, led by CEO Rudy Pereira and Board President Gary Holmen, is passionate about helping you achieve your financial goals. Whether you're looking for checking and savings accounts, auto loans, or personal financing options, we're here to guide you every step of the way. While members can visit us at our Ventura branch, official correspondence should be sent to the same address: 1794 S Victoria Ave Ste B, Ventura, CA 93003-6787. We pride ourselves on transparency and accessibility, making it easy for you to reach out with any questions or concerns. With total deposits amounting to $277,905,665 and a net worth of $335,505,901, Premier America stands as a solid choice for your financial journey. Our commitment extends beyond banking; we aim to empower our members through sound financial education and support. Our branch operates from Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Feel free to contact us at (805) 658-7228 or visit our website at PremierAmerica.com for more information about our services. Join us today at Premier America where your financial success is our priority!

Branch History & Mission

At Premier America, we take pride in our rich history and commitment to our community. Established in 1957, our Ventura Branch has been a cornerstone of financial support for the people of Ventura, California. Located at 1794 S Victoria Ave Ste B, our branch is not just a place for banking; it's a hub for growth and connection. Over the years, we have grown to serve 111,420 members, providing them with robust financial solutions and unmatched customer service. Our mission at Premier America is straightforward yet powerful: to empower our members to achieve their financial goals while fostering a sense of community and belonging. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Each service is designed to meet the unique needs of our members and help them thrive financially. We understand that accessibility is crucial for our members. That's why we are proud to offer ATM availability at our branch along with user-friendly online and mobile banking options. Whether you need to withdraw cash or manage your accounts on the go, we've got you covered. While our drive-thru service is not available, we ensure that your visit will be efficient and welcoming during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our commitment extends beyond banking. We actively engage in community outreach programs and partnerships that uplift those around us. We believe that by supporting local initiatives and fostering strong relationships within our community, we contribute to a brighter future for everyone. While members can visit us at 1794 S Victoria Ave Ste B, official correspondence should be sent to 1794 S Victoria Ave Ste B, Ventura, CA 93003-6787. Join us at Premier America as we continue this journey together. Experience firsthand how we can help you reach your financial aspirations while being part of a caring community. For more information or assistance, don't hesitate to call us at 805-658-7228 or visit our website at Premier America. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

We understand that convenience is key when it comes to banking. Our branch offers ample parking for our members, ensuring you can get in and out without any hassle. Plus, we are committed to making our services accessible to everyone, featuring ADA-compliant entrances and pathways for those who need them.

Operating Hours

At Premier America, we value your time. That's why our doors are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Whether you're popping in during lunch or stopping by on a Saturday morning, we're here to meet your banking needs.

Services Offered

Our Ventura Branch offers a range of personal and business banking services designed with you in mind. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? No problem! Our ATM is available for quick withdrawals or balance checks whenever you need it. While members can visit us at 1794 S Victoria Ave Ste B, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out to us at (805) 658-7228. We invite you to come by the Premier America Ventura Branch today! Experience friendly service and discover how we can help you achieve your financial goals.

Member Eligibility

At Premier America, we believe that everyone deserves a supportive community to help them thrive financially. Becoming a member is simple and welcoming! If you live, work, or worship in the Ventura area, you're likely eligible to join us. We celebrate diversity and welcome individuals from all walks of life. By joining our credit union, you're not just opening an account; you're gaining access to personalized financial services designed with your needs in mind. From competitive loan rates to exclusive member benefits, we aim to empower you on your financial journey. To check the specific eligibility details and see if you qualify, feel free to visit our eligibility page. If you're ready to take the next step toward membership or have any questions, don't hesitate to reach out at (805) 658-7228. Our friendly team is here to help you start your journey with us at Premier America, located at 1794 S Victoria Ave Ste B Ventura Ca 93003. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

Imagine a world where transactions are smooth and effortless this is what our merchant services offer. By accepting a variety of payment methods, your business can cater to every customer. Plus, with tools that help you manage sales and inventory effectively, you can focus more on what you love: growing your business. Visit us at 1794 S Victoria Ave Ste B Ventura Ca 93003 in Ventura, CA, or give us a call at (805) 658-7228 to learn how we can partner with you on your path to success!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,190,702, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

For local businesses, we have tailored solutions under our business banking umbrella. This includes essential merchant services that help streamline payment processing and business loans designed to support growth and operational needs.

Credit Cards & Rewards

We also offer credit cards with rewards that allow you to earn points on everyday purchases. This means every time you swipe your card, you're working towards cash back or travel rewards making your spending work for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can access your accounts through our user-friendly mobile app or website, perform transactions, pay bills, and even use person-to-person payments effortlessly. Our branch also provides convenient ATM and cash withdrawal services, ensuring you have easy access to your funds when you need them most. Basic ATM access allows for withdrawals and balance checks without any hassle.

Get in Touch

If you're ready to explore all that Premier America has to offer, don't hesitate to reach out! Call us at 805-658-7228 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We're here to help you with all your financial needs because at Premier America, your success is our priority!

Personal Banking Solutions

Understanding that each member has unique financial goals, we offer a variety of personal banking options. Whether you're looking to open a checking or savings account, our accounts come with competitive rates and features designed for ease of use. If you're considering purchasing a new vehicle or refinancing your current one, our auto loans and vehicle financing options make the process straightforward and affordable. For those planning to buy a home, our mortgage loans and refinancing services provide flexible terms to help you secure the right loan for your needs. Additionally, if life presents unexpected expenses, our personal loans and debt consolidation services can assist in managing your financial obligations effectively.

Digital & Online Banking

Key Features of Our Online Banking

Our online banking offers 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, you can manage your money effortlessly. Plus, with electronic signature authorization available, signing documents is quick and easy no need to visit a branch! If you prefer going paperless, we offer e-statements that keep your financial records organized and accessible without the clutter of physical documents. You can view your statements whenever you need them, ensuring you're always in the loop about your finances.

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application is here for you. It not only provides all the functionalities of online banking but also allows for mobile payments. You can make purchases directly from your phone or send money to friends and family easily with our person-to-person transfer feature.

Security You Can Trust

Your security is our top priority. Our digital banking services are equipped with advanced security measures to protect your information and transactions. Enjoy peace of mind knowing that your accounts are safe while you enjoy the flexibility of managing your finances on your terms. In summary, Premier America's digital and online banking services offer an accessible way to keep track of your money while providing the convenience of managing everything from one place. Experience how easy banking can be by visiting us at http://www.PremierAmerica.com today!

Financial Strength

Member Savings and Investments

Members' savings are secured through $1,275,406,391 in share certificates and $776,223,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts: 230,097, showing a strong and growing member base that trusts us with their finances. This trust reinforces our dedication to maintaining a robust financial structure that benefits all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier America is your trusted partner. Visit us at 1794 S Victoria Ave Ste B Ventura Ca 93003 or call 805-658-7228 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our current net income is $0, reflecting our commitment to operational efficiency as we focus on enhancing member services rather than prioritizing profit margins. We also take pride in having 414 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $264,580,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,334 in used auto loans and a total of $2,777,414,545 in loans and leases.

Solid Foundation

With a net worth of $335,505,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,486,196 in used vehicle loans and $103,405,311 in new vehicle loans already helping members get on the road. Whether you're considering a new model or a reliable used vehicle, we have financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $357,190,702 provide the capital needed to grow and expand your operations. Whether you're looking for equipment financing or working capital, we are here to support your business journey. At Premier America, we also offer refinancing options for many of our products, allowing you to take advantage of lower interest rates or better terms as your financial situation evolves. Our dedicated team is ready to assist you every step of the way. If you have questions about eligibility or how to apply, don't hesitate to reach out at (805) 658-7228. You can visit us at our branch located at 1794 S Victoria Ave Ste B Ventura Ca 93003, Ventura, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $103,206,091, make buying or refinancing simple. We offer various terms and competitive rates to ensure you feel confident in your investment.

Unsecured Credit Cards

Managing day-to-day expenses is crucial for financial health. We also offer flexible terms on unsecured credit card loans, with a total of $38,412,561 in loans helping members manage their finances effectively. This option provides the freedom to handle emergencies or unexpected costs without the stress of high-interest debt.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can feel confident that they are viewing genuine offers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every user receives the same fair opportunity to find the best loan rates available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see their options and make informed choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust the information they receive when comparing loans.

Premier America