Premier America Thousand Oaks CA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Premier America, your trusted financial partner located at 173 N Moorpark Rd Ste C, Thousand Oaks, CA 91360. Since our establishment in 1957, we've proudly served our community with a commitment to helping members achieve their financial goals. With a robust membership of over 111,420 and total assets reaching an impressive $3,448,991,678, we are dedicated to offering personalized banking solutions tailored to your needs. At Premier America, we understand that every dollar counts. That's why we offer a variety of services including personal banking, auto loans, mortgage financing, and business banking options. Our total deposits stand at $277,905,665, showcasing the trust our members place in us. Under the leadership of our CEO Rudy Pereira and Board President Gary Holmen, we strive to create a welcoming environment where you can feel secure in managing your finances. While you can visit us at our branch for any assistance, please note that official correspondence should be sent to the same address: 173 N Moorpark Rd Ste C, Thousand Oaks, CA 91360-4451. If you have questions or need support, don't hesitate to reach out at 805-230-2144. Join us on this journey toward financial well-being and discover how Premier America can help you thrive! We invite you to come by or call today to learn more about how we can assist you in achieving your financial dreams.

Branch History & Mission

At Premier America, we proudly celebrate a rich history that dates back to our founding in 1957. Located in the heart of Thousand Oaks, CA, at 173 N Moorpark Rd Ste C, we have become a cornerstone of the community, dedicated to providing exceptional financial services while fostering strong relationships with our members. Over the years, Premier America has grown significantly. We now serve over 111,420 members, offering a wide range of services from personal banking and auto loans to mortgage financing and business banking solutions. Our total assets have reached an impressive $3,448,991,678, reflecting our commitment to sound financial practices and member satisfaction. Our mission is clear: we strive to empower our members by delivering reliable financial services that enhance their lives. We believe in supporting not just individual financial goals but also uplifting our community through various outreach programs and partnerships. Whether it's hosting financial literacy workshops or sponsoring local events, we aim to make a meaningful impact in Thousand Oaks and beyond. While you can visit us at 173 N Moorpark Rd Ste C, official correspondence should be sent to 173 N Moorpark Rd Ste C, Thousand Oaks, CA 91360-4451 if needed. Our branch is equipped with modern conveniences including ATM availability for your cash withdrawal needs. Although we do not offer drive-thru banking, our friendly staff is here during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM to assist you with all your banking needs. As we continue to embrace technology, we have implemented digital banking solutions such as online banking and mobile applications. These advancements ensure that accessing your accounts and managing your finances is easy and convenient. We invite you to join Premier America today. Experience firsthand the benefits of being part of a credit union that truly values its members and community. Your journey toward financial empowerment starts here! For more information or assistance, feel free to reach out at 805-230-2144.

Branch Location & Accessibility

Welcome to Premier America, your friendly neighborhood credit union located at 173 N Moorpark Rd Ste C, Thousand Oaks, CA 91360. Our branch is conveniently situated near popular landmarks like the Thousand Oaks Civic Arts Plaza and just a short drive from the vibrant shopping centers in the area, making it easy for you to stop by and take care of your banking needs. At Premier America, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. While you're here, feel free to take advantage of our ATM services available on-site for quick cash withdrawals or balance checks. We're open during convenient hours to fit your busy schedule: from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Friday, and 9 AM to 1 PM on Saturdays. Whether you're looking to open a new account, apply for a loan, or simply have questions about our services, our friendly staff is ready to assist you during these hours. While you can always reach us at 805-230-2144, please remember that official correspondence should be sent to our mailing address at 173 N Moorpark Rd Ste C, Thousand Oaks, CA 91360-4451 if it's different from our branch location. We invite you to visit us soon! Discover how Premier America can help you with personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and more. Come experience the difference at your local credit union!

Member Eligibility

At Premier America, we believe that everyone deserves a supportive financial partner, and becoming a member is your first step towards joining our welcoming community. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We also extend membership to family members of current members, making it easy for loved ones to benefit from our services. To learn more about the specific eligibility criteria and ensure you meet them, check out our detailed resource at . Joining Premier America opens the door to a variety of financial products tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we have options designed with your needs in mind. The process to open an account is simple and friendly; just give us a call at (805) 230-2144, and we'll guide you through every step. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,190,702, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. That's where our merchant services come in. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or visiting your store. This capability not only enhances customer satisfaction but also boosts your sales potential. At Premier America, located at 173 N Moorpark Rd Ste C Thousand Oaks Ca 91360 in Thousand Oaks, CA, we believe in empowering local businesses through practical financial tools. Let us partner with you on your journey to success! For more information, call us at (805) 230-2144 or visit our website at http://www.PremierAmerica.com.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing solutions are designed to help you get behind the wheel without breaking the bank. With flexible terms and competitive rates, we aim to make your car-buying experience smooth and straightforward.

Business Banking Services

For entrepreneurs and business owners in the community, we offer business banking services including merchant services and business loans. Let us partner with you to support your business growth and success.

Convenient Access Anytime

We know how important convenience is when it comes to managing your finances. That's why we also offer comprehensive online and mobile banking options. You can perform basic ATM functions like withdrawals and balance checks anytime through our network of ATMs available near you. If you have any questions about our services or need assistance, feel free to reach out at 805-230-2144. We're here for you! Experience the ease and support of banking with Premier America today your trusted financial partner in Thousand Oaks!

Credit Cards with Rewards

Make your everyday purchases rewarding with our credit cards that come with exciting rewards programs. Whether you're planning a vacation or just shopping for groceries, earn points that can be redeemed for travel, merchandise, or cash back!

Mortgage Loans & Refinancing

For those ready to invest in their dream home, our mortgage loans offer various options tailored for first-time buyers or those looking to refinance an existing mortgage. We understand that every homeowner's journey is different, so we provide personalized guidance throughout the process, making it easier for you to achieve your homeownership dreams.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, we have options that suit various lifestyles and financial goals. Our personal banking services include competitive interest rates and user-friendly online banking features. Imagine effortlessly managing your funds from the comfort of your home or on-the-go through our mobile app.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans provide quick access to funds when you need them most. Additionally, if you're struggling with multiple debts, our debt consolidation options can simplify your payments into one manageable loan, helping you regain control of your finances.

Digital & Online Banking

Accessibility and Real-Time Management

Our person-to-person transfer option makes sending money to friends or family a breeze. Whether it's splitting a bill or sending a gift, our service is fast and convenient. You can feel confident using these tools knowing that they come with top-notch security measures to keep your information safe. With all these features working together, managing your finances has never been easier or more secure. Experience the freedom of banking on your terms with Premier America where we put members first!

Key Features

With our robust online banking platform available at http://www.PremierAmerica.com, you can check balances, transfer funds, and pay bills 24/7. Our user-friendly interface makes it simple to navigate your accounts, whether you're using a computer or our mobile application. Plus, with features like electronic signature authorization, you can easily manage documents without the hassle of paperwork. We also offer e-statements, allowing you to receive your account statements electronically. This not only helps reduce paper clutter but also enhances security by minimizing the risk of identity theft. And if you're always on the move, our mobile payments feature allows you to make quick transactions right from your smartphone.

Financial Strength

Commitment to Growth

With $264,580,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $11,334 in used auto loans and $2,778,414,545 in total loans and leases.

Growing Member Base

Total Share Accounts stand strong at 230,097, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier America is your trusted partner. Visit us at 173 N Moorpark Rd Ste C Thousand Oaks Ca 91360 or call (805) 230-2144 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $1,275,406,391 in share certificates and $776,223,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $335,505,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,486,196 in used vehicle loans and $103,405,311 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to meet your specific needs, so you can focus on enjoying your new ride.

Business Financing

For business owners, our outstanding commercial loans totaling $357,190,702 provide the capital needed to grow and expand your business. Whether you're starting a new venture or need funds for expansion, our team will work with you to find the right financing solution.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $103,206,091, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that can help lower your monthly payments and save you money over time. Our knowledgeable staff can assist you in determining eligibility and finding the best plan for your financial situation. At Premier America, we pride ourselves on providing personalized service tailored to each member's needs. If you have questions about our loan products or want to learn more about how we can help you achieve your financial goals, feel free to reach out at (805) 230-2144 or visit us at 173 N Moorpark Rd Ste C Thousand Oaks Ca 91360 in Thousand Oaks, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,412,561 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and no annual fees, making it easier for you to handle unexpected expenses or make everyday purchases.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender featured on LendMesh has been vetted for accuracy, providing users with peace of mind that they are viewing legitimate offers.

The Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can view up-to-date loan rates from multiple institutions, helping them make informed choices without unnecessary delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the real-world impact of using a reliable comparison tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Premier America