Premier America Simi Valley CA Credit Union | Low Mortgage Rates & Rewarding Credit Cards

Introduction

Welcome to Premier America at the Simi Valley Town Center Branch, located at 1717 Simi Town Center Way, Simi Valley, CA 93065. Since our establishment in 1957, we have proudly served our community with a commitment to providing exceptional financial services. With a robust membership of over 111,420 individuals, we are dedicated to ensuring that each member feels valued and supported in their financial journey. At Premier America, we understand the importance of trust and reliability. Our total assets stand strong at $3,448,991,678, demonstrating our stability and capacity to meet your financial needs. Whether you are looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we are here to help you every step of the way. Our leadership team is passionate about community service. Led by CEO Rudy Pereira and Board President Gary Holmen, our talented staff of 432 employees is always ready to assist you. We believe that our success is measured not just by numbers but by the positive impact we have on the lives of our members. While you can visit us directly at our branch, please note that any official correspondence should be sent to the same address: 1717 Simi Town Center Way, Simi Valley, CA 93065. Feel free to reach out via phone at 805-527-2105 or explore more about our offerings at PremierAmerica.com. Join us today and discover how we can support your financial goals!

Branch History & Mission

Community Focused

We understand that modern banking needs are evolving too. That's why we've embraced digital advancements such as online banking and mobile payments while ensuring accessibility for all members, including ADA compliance at our branch. Your experience matters deeply to us; we want you to feel valued every time you interact with us. While members can visit us at 1717 Simi Town Center Way Simi Valley Ca 93065, official correspondence should be sent to 1717 Simi Town Center Way, Simi Valley, CA 93065. If you have questions or need assistance, don't hesitate to call us at (805) 527-2105 we're here for you!

Join Us

We invite you to join Premier America and discover how we can help you achieve your financial goals while making a meaningful difference in your life and the community. Experience firsthand why so many have chosen us as their trusted partner in finance. Together, let's build a brighter future!

Our Journey

Since opening our doors, Premier America has evolved significantly. We've seen countless changes in the financial landscape, but our mission has remained steadfast: to empower our members by providing exceptional financial services and fostering community growth. With total assets now exceeding $3.4 billion, we have built a solid foundation that allows us to offer competitive products tailored to meet the diverse needs of our members. Our branch is easily accessible, situated near popular local landmarks that make it convenient for you to visit. While members can come by at any time during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM we also ensure that essential services are available around the clock with ATM access.

Our Mission

At the heart of Premier America is our mission: to enrich lives through financial education and personalized service while actively participating in community initiatives. We believe that everyone deserves access to quality financial services and resources. That's why we continuously strive to enhance our offerings whether it's personal banking options like checking and savings accounts or auto loans and mortgages. We recognize the importance of giving back. Our partnerships with local organizations reflect our commitment to support initiatives that foster community well-being. From educational programs to charitable events, we aim to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind, ensuring that everyone can easily visit us. We offer ample parking space right outside our doors and are fully compliant with ADA standards, featuring ramps and wide doorways for your comfort. Whether you're walking in or need assistance, our staff is always ready to help.

Get in Touch

If you have questions or need assistance before visiting us, don't hesitate to call us at 805-527-2105. We're excited to serve you at Premier America Simi Valley Town Center Branch! Come by today and discover how we can help you achieve your financial goals!

Operating Hours That Fit Your Schedule

At Premier America, we know your time is valuable. That's why we offer flexible banking hours to fit your busy lifestyle. You can visit us from 9 AM to 5 PM on Mondays through Thursdays, and until 6 PM on Fridays. On Saturdays, we're open from 9 AM to 1 PM, giving you plenty of opportunities to access our services when it suits you best.

Services Tailored for You

When you step into our branch, you'll find a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, if you're looking for business banking solutions, we provide merchant services and business loans as well! While members can easily access an ATM on-site for quick withdrawals and balance checks, please note that we do not currently offer drive-thru banking at this location. However, our friendly team is here to assist you with any inquiries or transactions inside the branch.

Member Eligibility

At Premier America, we believe that everyone deserves a supportive financial community. Becoming a member is easy and welcoming! If you're a resident of Simi Valley or the surrounding areas, you likely qualify. We welcome individuals who share our commitment to building a better financial future together. For more details on specific eligibility criteria, feel free to check out our resource at . Joining us not only grants you access to a range of financial services but also connects you with a community that truly cares about your needs. To get started with opening an account, just give us a call at (805) 527-2105 or visit us at our branch located at 1717 Simi Town Center Way Simi Valley Ca 93065. We're excited to help you on your financial journey!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers whether in-store or online without the hassle. Our solutions are designed to streamline transactions so you can focus on what matters most: growing your business. Located at 1717 Simi Town Center Way Simi Valley Ca 93065, Simi Valley, CA, we're here to partner with you on your journey. Call us at (805) 527-2105 or visit us during our operating hours to discover how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,190,702, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key! We provide access to ATMs so you can withdraw cash when needed or check balances anytime without hassle. Our ATM services include basic functions like balance checks and withdrawals, ensuring that accessing your funds is always easy. With our commitment to digital banking, managing your finances has never been easier. At Premier America, we pride ourselves on making banking accessible and convenient for all our members. If you're ready to explore all these services further or if you have any questions, don't hesitate to reach out at 805-527-2105. Join us today at Premier America where we're not just about banking; we're about building relationships and supporting our community's financial well-being!

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we can assist you in getting behind the wheel without breaking the bank. Picture driving off in your new car, knowing you've made a smart financial choice.

Business Banking

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. We know how important it is for businesses to have reliable financial support. Let us help you grow your business with tailored financial products designed just for entrepreneurs.

Credit Cards with Rewards

Our credit cards come with rewards programs that make every purchase count! Whether you're buying groceries or planning a vacation, earn points that lead to exciting rewards. It's an easy way to turn everyday spending into something more.

Mortgage Loans & Refinancing

Whether you're buying your first home or refinancing an existing mortgage, our mortgage loans are tailored to meet various financial situations. We guide you through every step of the process, helping you secure the best possible rate. Envision settling into your dream home with confidence in your financing.

Personal Banking

We understand that personal banking is essential for everyone. That's why we offer checking and savings accounts designed to fit your lifestyle. Imagine being able to easily manage your money with online and mobile banking features that let you check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're looking to consolidate debt or fund a special project, our personal loans provide the flexibility you need. With straightforward application processes and transparent terms, you can focus on what matters most achieving your goals without the burden of high-interest rates.

Digital & Online Banking

Key Services Available

Our online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which means no more waiting for paper statements to arrive in the mail. Instead, you can view your account activity digitally saving trees and keeping your information organized. For those on the go, our mobile application is a must-have. It allows you to manage your finances right from your smartphone. Plus, with mobile payments enabled, making purchases has never been easier or more secure. You can even send money to friends or family effortlessly through our person-to-person transfer feature.

Security and Convenience

We take security seriously at Premier America. Our electronic signature authorization ensures that your transactions are safe and verified. You can rest easy knowing that your personal information is protected while enjoying 24/7 access to your accounts through our online banking services. Managing your finances should be straightforward and accessible. With our user-friendly interface and real-time account management features, you're always in control of your money. Whether you're checking balances or making a payment, everything is just a tap away. Explore all that digital banking has to offer at Premier America today! Your financial freedom is just a click away at http://www.PremierAmerica.com.

Financial Strength

Growing Member Base

Total Share Accounts stand at 230,097, showing a strong and growing member base that trusts us with their finances. This growth speaks volumes about the reliability of Premier America as your credit union of choice. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Premier America is your trusted partner. Visit us at 1717 Simi Town Center Way Simi Valley CA 93065 or call 805-527-2105 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $1,275,406,391 in share certificates and $776,223,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance metrics. Although our net income stands at $0, this highlights our dedication to maintaining stability over aggressive profit-making. We also take pride in having 414 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Improvement

Our financial strategy includes $264,580,710 in undivided earnings, which we reinvest in innovative banking tools and stronger lending options. This allows us to enhance security measures and serve our members better every day. Additionally, with $2,778,414,545 in total loans and leases including $11,334 in used auto loans, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $335,505,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This solid base means you can trust us with your financial needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,486,196 in used vehicle loans and $103,405,311 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, we provide competitive rates and flexible terms to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $357,190,702 provide the capital needed to grow and expand your business operations. We understand that every business has unique needs, and our team is here to help you find the right financing solutions. If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, don't hesitate to reach out. Our knowledgeable staff at Premier America is here to assist you every step of the way. You can visit us at 1717 Simi Town Center Way Simi Valley Ca 93065, Simi Valley, CA, or give us a call at (805) 527-2105. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $103,206,091, make buying or refinancing simple. We strive to make the process smooth and straightforward so that you can focus on settling into your new space.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $38,412,561 in loans available, we offer flexible terms designed to help you manage your finances effectively. Enjoy the convenience of having access to funds when you need them without the worry of collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from reputable financial institutions, ensuring transparency in the rates you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can easily compare your options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed choices quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value and effectiveness of using LendMesh to navigate the lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that all offers are fair and transparent. Users can trust that the rates presented reflect accurate and up-to-date information from legitimate financial institutions.

Premier America