Premier America Port Hueneme CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Premier America, where your financial goals are our priority! Located at 627 W Channel Islands Blvd, Port Hueneme, CA 93041, our branch has been serving the community since 1957. With a strong commitment to providing personalized service, we currently support over 111,420 members with a robust financial portfolio that boasts total assets of $3,448,991,678 and total deposits amounting to $277,905,665. At Premier America, we believe in empowering our members through various financial products designed to meet their unique needs. Whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our total loans and leases stand at 57,639, showcasing our dedication to helping you achieve your financial aspirations. Under the leadership of our CEO, Rudy Pereira, and Board President, Gary Holmen, we strive to create a trustworthy environment where you can feel confident managing your finances. Our dedicated team of 432 employees is here to assist you with any questions or concerns you might have. While members can visit us at our branch location in Port Hueneme, official correspondence should be sent to the same address: 627 W. Channel Islands Boulevard, Port Hueneme, CA 93041. If you ever need assistance or have inquiries about our services, don't hesitate to call us at 805-382-0300. Join us at Premier America today and discover how we can support your journey toward financial success!

Branch History & Mission

Commitment to Innovation

In today's digital world, we strive to stay ahead by offering advanced online and mobile banking solutions. Our services include secure online transactions, mobile payments, and person-to-person transfers all designed to enhance your banking experience while ensuring ADA compliance for accessibility.

Community Engagement

Our commitment extends beyond traditional banking; we actively partner with local organizations and participate in community events to give back where it matters most. From supporting local schools to sponsoring health fairs, we are passionate about making a positive impact on the lives of those around us.

Join Us!

As we continue this journey of service and growth together, we invite you to become part of the Premier America family. Explore how our range of services can benefit you and your loved ones. Call us at 805-382-0300 or visit us during our operating hours Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM to learn more about what we can do for you. Together, let's build a brighter future!

Our Journey

Starting with a small group of visionaries, Premier America was founded with a mission to provide accessible financial services tailored for the people. Over the decades, we have grown alongside our members, adapting to their needs and expanding our offerings. Today, we proudly manage total assets of $3,448,991,678 and serve as a trusted partner in your financial journey. You can find us at 627 W Channel Islands Blvd, Port Hueneme, CA 93041, conveniently situated near local landmarks that make us easily accessible to residents. While members can visit us at this address for all banking needs, official correspondence should be sent to 627 W. Channel Islands Boulevard, Port Hueneme, CA 93041 if it differs.

Our Mission

At Premier America, our mission is clear: we are dedicated to empowering our members through comprehensive financial services while fostering community growth. We believe that by providing quality personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking we can help you achieve your goals. We also understand that financial literacy is vital for making informed decisions. That's why we engage in various community outreach programs aimed at educating individuals about managing their finances effectively.

Branch Location & Accessibility

Accessibility Features

At Premier America, we prioritize your comfort and convenience. Our branch is designed to be fully accessible, featuring ADA-compliant entrances and ramps to ensure that everyone can enjoy our services without hassle. Parking is ample, making it easy for you to visit us whether you're stopping by for a quick transaction or a more in-depth discussion about your financial needs.

Connect with Us

If you have any questions or need assistance, feel free to give us a call at 805-382-0300. We're here to help! Whether you're looking to open a new account or simply want some advice on managing your finances, our friendly team is ready to welcome you. Come visit us today at Premier America's Port Hueneme Branch where your financial journey begins!

Operating Hours & Services

We understand that life can be busy, so we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM, and we're also here for you on Saturday from 9:00 AM to 1:00 PM. At our branch, you can take advantage of a variety of personal banking services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Additionally, we have an ATM available for your convenience, allowing you to access cash or check balances anytime.

Member Eligibility

At Premier America, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you're a family member of an existing member, you can join us. This means you're not just opening an account; you're gaining access to a range of benefits designed with your needs in mind. Enjoy competitive rates on loans, personalized service, and various banking products tailored for your financial journey. To learn more about eligibility and see if you qualify, feel free to check out our detailed criteria at . If you're ready to take the next step, opening an account is straightforward and can be done by giving us a call at (805) 382-0300 or visiting us at 627 W Channel Islands Blvd Port Hueneme Ca 93041. We're here to help you every step of the way as you join our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,190,702, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to streamline your payments while enhancing customer satisfaction. Our merchant services offer just that! Whether you run a local café or a thriving retail store, our solutions help you accept payments easily and efficiently, allowing you to focus on what you do best growing your business. Located at 627 W Channel Islands Blvd Port Hueneme Ca 93041 in Port Hueneme, CA, we are here to partner with you every step of the way. Reach out at (805) 382-0300 to learn how our business banking services can make a difference for your company!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our convenient ATM services ensure that cash withdrawal is just around the corner. You can easily access funds without visiting the branch during business hours. At Premier America, we're committed to making banking accessible and beneficial for everyone in our community. If you're interested in learning more about any of these services or want assistance tailoring them to fit your lifestyle, please don't hesitate to reach out at (805) 382-0300 or visit us at 627 W Channel Islands Blvd Port Hueneme Ca 93041. Let us help you take charge of your financial future today!

Auto Loans & Vehicle Financing

Dreaming of a new car? With our auto loans and vehicle financing, you can hit the road sooner than you think! Our competitive rates make it simple for members like you to secure the funds needed for both new and used vehicles. Imagine driving away in your dream car, knowing that you've made a smart financial choice.

Business Banking

For entrepreneurs, we offer business banking solutions that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our services are designed to help local businesses thrive.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can earn you points that lead to exciting benefits. Think about how rewarding it would be to use your card for everyday expenses while earning rewards for travel, shopping, or cash back!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. From checking balances and transferring funds to paying bills with just a few taps on your smartphone, managing your finances has never been easier.

Mortgage Loans & Refinancing

If home ownership is on your horizon, our mortgage loans and refinancing options can make that dream a reality. We guide you through the process, ensuring that you find the right loan for your situation. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we're here to support you every step of the way.

Personal Banking

Whether you're just starting out or looking to expand your savings, our personal banking options are tailored for you. We offer checking and savings accounts that fit various lifestyles, making it easy for you to manage your day-to-day finances. Need a little extra help? Our personal loans and debt consolidation services can assist you in getting back on track without the stress.

Digital & Online Banking

Key Features

Our commitment to security means you can bank with peace of mind. We utilize electronic signature authorization for secure document handling, making transactions safe and straightforward. Plus, with e-statements available, you'll receive your financial statements electronically, reducing paper clutter while keeping your information secure. For those who love mobile convenience, our mobile application is here to help. Not only can you view your accounts and make payments through the app, but you can also take advantage of mobile payments. This feature allows you to pay for purchases directly from your phone no cash or cards needed! Additionally, if you need to send money to friends or family quickly, our person-to-person transfer service makes it easy and fast. Just a few taps on your device, and the money is on its way! At Premier America, we prioritize accessibility and ease-of-use in all our digital offerings. Explore the full range of our online banking services today by visiting http://www.PremierAmerica.com and experience firsthand how managing your finances can be both simple and secure!

Financial Strength

A Growing Community

Total Share Accounts stand at 230,097, showing a strong and growing member base that trusts us with their finances. This growth reflects not only the trust placed in us but also our commitment to serving each member's unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier America is your trusted partner. Visit us at 627 W Channel Islands Blvd Port Hueneme Ca 93041 or call (805) 382-0300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $1,275,406,391 in share certificates and $776,223,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $264,580,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,334 in used auto loans and $2,778,414,545 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $335,505,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,486,196 in used vehicle loans and $103,405,311 in new vehicle loans already helping members get on the road. Whether you're eyeing that reliable used car or a brand-new model, our team is here to guide you through the financing process.

Business Financing

For business owners, our outstanding commercial loans totaling $357,190,702 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we can help you secure the funding you need.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $38,412,561 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses or make larger purchases without straining your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $103,206,091, make buying or refinancing simple. We know how important it is to find the right fit for your family, and our competitive rates can make your dream home more accessible than ever.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to assist you with eligibility options that could save you money in interest and lower your monthly payments. Feel free to reach out for more information about how we can support your refinancing needs. At Premier America, we prioritize helping our members find the right financial solutions tailored just for them. For any questions or assistance with loan applications, don't hesitate to contact us at (805) 382-0300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you embark on your financial journey today!

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Premier America