Precision Credit Union Keene NH | Best Auto Loans & Business Banking

Introduction

At Precision, located at 7 Optical Ave, Keene, NH 03431, we understand that every financial decision matters. As a cornerstone of our community since 1953, our credit union has grown to serve 1,730 members with a commitment to providing personalized banking solutions that meet your unique needs. With total assets exceeding $26,362,389 and deposits reaching $1,000,420, we prioritize the financial well-being of our members above all else. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our dedicated team is here to help you navigate your financial journey. Under the leadership of CEO Pamela Bailey and Board President Mark Meany, we pride ourselves on fostering a friendly and trustworthy environment where members can thrive. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to our mailing address: P. O. Box 607, Keene, NH 03431-4320. With a focus on community impact and member satisfaction, Precision is more than just a financial institution; we are your partner in building a brighter financial future. Explore our diverse range of services from personal banking to business loans and discover how we can support your goals. Ready to take the next step? Give us a call at 603-355-4527 or visit our website at tspcu.org today!

Branch History & Mission

Community Commitment

We believe in making a difference beyond financial services. Our outreach programs focus on education and support for families and individuals in need. We partner with local organizations to ensure that everyone has access to essential resources and knowledge about managing finances wisely. While members can visit us at 7 Optical Ave, official correspondence should be sent to P.O. Box 607, Keene, NH 03431-4320. Whether you come through our doors or reach out online via our website tspcu.org, we are here for you.

Join Us Today!

At Precision, every member counts. We invite you to join our family today and experience firsthand the benefits of being part of a credit union that truly cares about its community. Together, let's build a brighter financial future! For more information on membership eligibility or how to open an account, please visit become-a-member or call us at 603-355-4527. Your journey towards better financial health starts here at Precision!

Modern Banking for All

As technology evolves, so do we. At Precision, we offer convenient online and mobile banking options that allow you to manage your finances from anywhere. Our commitment extends to ensuring accessibility for all members; that's why we maintain ADA compliance across all platforms. With amenities like ATM availability and drive-thru banking services, we strive to make your experience smooth and efficient. Our operating hours are designed with you in mind: Monday through Thursday from 7:00 AM to 4:30 PM, Friday until 5:30 PM, and Saturday mornings from 8:30 AM to 12:00 PM.

Our Evolution

Our journey began over six decades ago at 7 Optical Ave, Keene, NH 03431. From humble beginnings, we have expanded our services and capabilities while remaining committed to our members. Today, we manage assets totaling an impressive $26,362,389, a testament to the trust our members place in us. Our growth reflects not just numbers but the relationships we've built within the community. At Precision, we understand that banking is more than transactions; it's about people. That's why our mission is simple yet powerful: to provide personalized financial services while actively supporting and uplifting our local community. We aim to empower each member by offering tailored solutions such as personal banking, auto loans, mortgage refinancing, and business banking options.

Branch Location & Accessibility

Accessibility and Features

At Precision, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can access our services comfortably. We offer ample parking space for visitors and have ramps available for easy entry into the building. For those who prefer convenience, we also feature drive-thru banking services. This allows you to conduct simple transactions like deposits and withdrawals without leaving your vehicle.

Operating Hours

Our dedicated team is ready to serve you during the following hours: Monday through Thursday from 7:00 AM to 4:30 PM, Friday from 7:00 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. We understand that life can get busy, which is why we strive to keep our doors open at times that work best for you.

Services Available

Precision offers a range of personal banking services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks. For more complex transactions or inquiries, our friendly staff are always on hand during lobby hours. We invite you to come in or give us a call at 603-355-4527! Let us help you navigate your financial journey with ease.

Member Eligibility

At Precision, we're excited to welcome you into our community of members who enjoy personalized financial services and support. Becoming a member is simple and inclusive! If you live, work, or worship in the area surrounding 7 Optical Ave Keene Nh 03431, you can join us. We believe everyone deserves access to quality banking options tailored to their needs, whether it's for personal finance, auto loans, or more. To get started, just visit our eligibility page at https://tspcu.org/become-a-member/ for detailed information on how you can become part of our family. If you have any questions or need assistance, feel free to give us a call at (603) 355-4527. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced market, having reliable payment processing is essential. Our merchant services help businesses accept payments effortlessly, allowing you to focus on what you do best serving your customers. Whether you're running a small retail shop or a service-based company, our solutions can streamline transactions and enhance customer satisfaction. If you're ready to explore how Precision can support your business ambitions, visit us at 7 Optical Ave Keene Nh 03431 in Keene, NH or give us a call at (603) 355-4527. Let's work together to make your business dreams a reality!

Supporting Business Growth

Imagine a local café looking to expand its seating area or a tech startup needing funds for new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans to highlight, we are eager to assist you in the future as your business needs evolve.

Comprehensive List Of Services

Business Services

For our business members, Precision provides essential tools to help your venture thrive. From merchant services that simplify transactions to flexible business loans, we are committed to supporting local businesses in achieving their goals.

Community-Centric Approach

At Precision, we pride ourselves on being more than just a financial institution; we are part of the community. Our team is always ready to assist you through our phone line at (603) 355-4527 or during lobby hours from 7:00 AM to 4:30 PM Monday through Thursday, 7:00 AM to 5:30 PM on Friday, and 8:30 AM to 12:00 PM on Saturday. With all these services available under one roof at Main Office, we invite you to experience how easy it can be to manage your financial journey. Visit us today or check out our website at https://tspcu.org/ for more information about how we can assist you! Join us as a member today! Explore eligibility requirements at this link, and take the first step towards achieving your financial goals with Precision!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions, handling your finances has never been easier.

Loans and Financing

In addition to auto loans, we understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation solutions tailored to help you regain control over your finances. Plus, with our credit cards with rewards, you can earn points on everyday purchases while enjoying the flexibility of credit.

Personal Banking

We offer comprehensive personal banking services designed to make managing your finances easy and accessible. You can choose from various checking and savings accounts that fit your lifestyle. Our auto loans and vehicle financing options provide competitive rates so you can drive off in the car of your dreams without breaking the bank. If you're looking to buy a home, our mortgage loans and refinancing services can help you secure the best possible terms.

Digital & Online Banking

Key Features for Your Convenience

Our online services include e-statements, which allow you to receive your account statements electronically. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. Plus, with our user-friendly mobile application, managing your finances has never been easier. You can download the app to enjoy quick access to all your accounts at the touch of a button. While we currently do not support mobile payments or person-to-person transfers, we're committed to providing secure and efficient service. We prioritize your safety with features like electronic signature authorization options that ensure your transactions are protected. At Precision, we understand that accessibility matters. That's why we've tailored our digital banking services for ease of use whether you're tech-savvy or just getting started. Our goal is to empower you with real-time account management tools that fit into your lifestyle. With Precision's digital and online banking solutions, staying on top of your finances is not just possible; it's easy! Join us today and experience the convenience of modern banking.

Financial Strength

Growing Trust

Total Share Accounts stand at 3,818, showing a strong and growing member base that trusts us with their finances. This trust is vital as it enables us to provide ongoing support tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Precision is your trusted partner. Visit us at 7 Optical Ave Keene Nh 03431 or call (603) 355-4527 to learn more about how we can help you achieve your financial goals.

Investing in Our Community

With $2,507,638 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is substantial; with $213 in used auto loans and $11,865,227 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $6,342,424 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $169,697 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $3,035,507, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,151 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,041,290 in used vehicle loans and $2,033,120 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, whether you're interested in financing a brand-new model or a reliable used vehicle.

Credit Lines and Personal Loans

If you're looking for flexibility in managing expenses, our credit lines are designed to give you access to funds when you need them most. With total credit lines amounting to $1,000,000, you can easily handle unexpected costs or plan for future projects without stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,342,023, make buying or refinancing simple. We know that purchasing a home is one of the most significant financial decisions you'll make, and our team is here to guide you through the process from application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards options that can benefit your everyday spending. At Precision, we believe that everyone deserves access to financial tools that empower them. For those interested in refinancing options or checking eligibility for our various loan products, please feel free to reach out via phone at (603) 355-4527 or visit us at our branch located at 7 Optical Ave Keene Nh 03431 in Keene, NH. For more detailed insights into our offerings and performance data, visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey!

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PRECISION FEDERAL CREDIT UNION - Keene, NH