Ppg & Associates Carnegie PA Credit Union

Introduction

Welcome to Ppg & Associates, your trusted financial partner located at 539 E Main St, Carnegie, PA 15106. Established in 1935, we have been dedicated to serving our community for nearly nine decades. With a strong commitment to our members, we proudly support 1,897 individuals who have chosen us as their go-to credit union. At Ppg & Associates, we believe in building relationships based on trust and transparency. Our assets total an impressive $20,874,903, which allows us to offer a wide range of financial services tailored to meet your needs. We understand that every member's financial journey is unique, and that's why we provide personalized solutions, including over 800 loans and leases designed to help you achieve your goals. Our dedication to excellence is reflected in our leadership. Under the guidance of CEO Sean O'Leary and Board President Julia Yockey, our team of 6 employees works diligently to ensure that you receive the best possible service. We take pride in our strong financial standing with a net worth of $3,167,655 and cash reserves of $248,200, ensuring stability and security for all our members. While members can visit us at our branch location for personal assistance, official correspondence should be sent to the same address: 539 E Main St, Carnegie, PA 15106. If you have questions or need assistance, don't hesitate to reach out! You can contact us at 800-464-2647 during our lobby hours from Monday to Friday between 8:00 AM and 5:00 PM. Join us as we continue to grow together as a community-focused credit union where your financial success is our priority. Visit us online at ppgfcu.org to learn more about our services or stop by today!

Branch History & Mission

Community Focus

Community engagement is at the heart of what we do. Over the years, we have developed partnerships with local organizations and schools to support initiatives that uplift our neighbors. Whether it's sponsoring events or participating in community service projects, we aim to give back and strengthen the bonds within Carnegie. In addition to traditional banking services, we embrace modern conveniences such as online banking and e-statements. We understand that accessibility matters; thus, we also prioritize ADA compliance in all our facilities.

Join Us

As we continue to grow and evolve, we invite you to be part of this journey. Experience firsthand the benefits of membership at Ppg & Associates. Our dedicated team is here during operating hours (M-F 8:00 AM - 5:00 PM) ready to assist you with any questions or services you may need. Reach out today at (800) 464-2647 or visit us online at http://ppgfcu.org . Join us in creating a brighter financial future together!

Our Mission

At Ppg & Associates, our mission is clear: we strive to provide exceptional financial services tailored to the unique needs of our community. We believe in empowering individuals and families through sound financial education and support. Our goal is not just to be a place for transactions but to be a trusted partner in every member's financial journey. We are committed to maintaining a strong financial foundation, as evidenced by our total assets of ${total_assets}. This stability allows us to offer competitive loans and services that help our members thrive. From auto loans to savings accounts, we ensure that every service is delivered with care and transparency.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it easy for you to find us. Whether you're coming from the bustling downtown area or nearby neighborhoods, you'll find ample parking available right outside our door. We also prioritize accessibility; our facility is designed to accommodate all members, featuring ADA-compliant entrances and ramps for ease of access.

Operating Hours

At Ppg & Associates, we understand that convenience matters. That's why we're open Monday through Friday from 8:00 AM to 5:00 PM. Our welcoming staff is ready to assist you during these hours with any questions or services you may need.

Services Offered

Though we currently do not offer ATM services or drive-thru banking at this location, our dedicated team is here to help with personal loans and other financial inquiries. We pride ourselves on providing personalized service that makes every visit worthwhile. Feel free to give us a call at 800-464-2647 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Member Eligibility

At Ppg & Associates, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the Carnegie area, you're already eligible to join us. We focus on supporting our members with tailored financial services and fostering personal connections that make banking feel more like family. For detailed eligibility criteria, feel free to check out our website at . Opening an account is just as easy! You can reach out to us at (800) 464-2647 for assistance or visit us at our branch located at 539 E Main St Carnegie Pa 15106. Our friendly team is here to guide you through the process and answer any questions you might have. Join us today and experience the benefits of being part of the Ppg & Associates family!

Business Banking & Commercial Services

Practical Merchant Services

Imagine running your business smoothly with reliable merchant services that make transactions easy. At Ppg & Associates, we provide tools that help you accept payments, manage cash flow, and streamline operations all essential for today's fast-paced marketplace. Located at 539 E Main St Carnegie Pa 15106 in Carnegie, PA, we're here to partner with you in achieving your goals. For more information, reach out to us at (800) 464-2647. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

Navigating your finances shouldn't be a hassle. That's why we offer ATM Services Only at our branch located at 539 E Main St Carnegie Pa 15106. Need cash on the go? Our ATMs are available for your convenience, ensuring you can access your funds whenever you need them.

Digital Banking Features

In today's fast-paced world, managing your money online is essential. At Amis, we pride ourselves on offering user-friendly online banking services. Check balances, transfer funds, and pay bills from the comfort of your home or while on the go. With our mobile application, accessing your account has never been easier.

Member-Focused Support

We understand that each member has unique financial needs. Whether you're just starting out or looking to expand your financial portfolio, our team is here to help. Have questions about transactions or account management? Simply give us a call at (800) 464-2647, and we'll be more than happy to assist you.

Your Financial Partner

We believe in building lasting relationships with our members by providing services that matter most to you. From everyday banking needs to support for more significant financial decisions, Ppg & Associates is here every step of the way. If you're ready to experience personalized service and comprehensive financial solutions, visit us at 539 E Main St Carnegie Pa 15106 or reach out via phone at (800) 464-2647. Let us help you achieve your financial goals today!

Digital & Online Banking

Key Features

Enjoy the convenience of e-statements, which allow you to view your account statements electronically. This feature helps you keep track of your finances while reducing paper clutter. If you're looking for a quick way to send money to friends or family, our person-to-person transfer service makes it simple and fast. For those who prefer using mobile devices, our user-friendly mobile application is available for download. You can manage your accounts, check balances, and even deposit checks right from your smartphone. While mobile payments are not currently offered, our app gives you plenty of other options to handle your banking needs efficiently.

Security and Accessibility

Your security is our top priority. Although we do not offer electronic signature authorization at this time, we ensure that all transactions are protected with robust security measures so that you can bank confidently. Our online banking platform is designed to be intuitive, making it easy for everyone to navigate whether you're tech-savvy or new to online banking. In summary, with features like e-statements, person-to-person transfers, and an accessible mobile application, Ppg & Associates provides a comprehensive suite of digital banking services tailored to fit your lifestyle. Experience the ease of real-time account management today!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 2,790, showing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) at $460,004, we're well-positioned to meet your financial needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ppg & Associates is your trusted partner. Visit us at 539 E Main St Carnegie Pa 15106 or call (800) 464-2647 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,267,602 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment extends to our lending capacity; with $101 in used auto loans and $5,807,970 in total loans and leases, we support members' financial goals across various sectors.

Operational Efficiency

Our $47,997 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $551,017 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares, our focus remains on maximizing the benefits for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,167,655, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,517 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,525,556 in used vehicle loans and $1,483,870 in new vehicle loans already helping members get on the road. Our competitive financing options make it easier than ever to drive away in the vehicle you want.

Credit Lines

If you need extra cash for unexpected expenses or projects, our credit lines totaling $750,000 provide quick access to funds when you need them most. This option gives you peace of mind knowing that funds are available without having to go through a lengthy application process each time. At Ppg & Associates, we are committed to serving our community with transparent and accessible lending solutions tailored just for you. If you're considering refinancing or exploring eligibility options for any of our products, feel free to contact us at (800) 464-2647 or visit us at our branch located at 539 E Main St Carnegie Pa 15106, Carnegie, PA. We're here to help make your financial aspirations a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,033,254, make buying or refinancing simple. We provide guidance through each step of the process, ensuring you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $570,455 in loans helping members manage their finances effectively. These cards come with competitive rates and no hidden fees, making it easier for you to handle everyday expenses without worry.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh prioritizes accuracy in its comparisons through a few key practices: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. This means you can trust that the information you see is up-to-date and accurate. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user sees the same information, based solely on their needs rather than who pays more for visibility. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature allows you to find the most favorable terms without having to sift through outdated information or biased recommendations. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh as a reliable resource for consumers looking to save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PPG & ASSOCIATES FEDERAL CREDIT UNION - Carnegie, PA