Powernet Credit Union Jacksonville FL | Best Auto Loans & Rewards Cards

Introduction

Welcome to Powernet, your trusted partner in financial growth and community support! Located at 966 N Liberty St, Jacksonville, FL 32206, we have been dedicated to serving our members since our establishment in 1961. As a member-focused credit union, we pride ourselves on providing personalized services that cater to the unique needs of our 3,298 members. At Powernet, we believe in building strong relationships and fostering financial well-being. With total assets amounting to an impressive $113,729,845, and total deposits of $18,390,056, we stand as a pillar of stability in the community. Our commitment is reflected in our total loans and leases of 58,196, ensuring that our members have access to the funds they need for their dreams and aspirations. Under the leadership of CEO Donald Prue and Board President Shawn McDonnell, our team of 17 employees works tirelessly to provide exceptional service. Whether you're looking for personal banking options like checking accounts or loans for your next vehicle or home, Powernet is here to help you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 966 N Liberty St, Jacksonville, FL 32206. Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, so feel free to drop by or give us a call at 904-359-9050. Join us today and experience the Powernet difference where community matters and your financial goals come first! For more information about our services or to become a member, visit our website at www.powernetcu.org. Let's build a brighter financial future together!

Branch History & Mission

Community Commitment

We are proud to be ADA compliant and continually improve our facilities for better accessibility. Although we currently do not offer ATM or drive-thru banking services, we ensure a welcoming environment where all members feel valued and supported. Furthermore, we are excited about our digital advancements that allow you to manage your finances online or through mobile applications. Our community engagement doesn't stop at financial services; it extends into local partnerships aimed at promoting financial literacy and economic well-being throughout Jacksonville. We believe that when one member thrives, the entire community benefits. In conclusion, we invite you to join us at Powernet. Experience the difference of being part of a credit union that truly cares about its members and their future. Visit us today or check out our website at Powernet for more information on how you can become part of our vibrant community!

Mission Statement

At Powernet, our mission is clear: We strive to provide financial services that empower our members while actively supporting the communities we serve. We believe that everyone deserves access to affordable financial products and education. Through various outreach initiatives and partnerships within Jacksonville and beyond, we focus on making a positive impact. While you can visit us at our branch location for personalized assistance during our operating hours Monday through Friday from 9:00 AM to 5:00 PM official correspondence should be sent to our mailing address at 966 N Liberty St, Jacksonville, FL 32206.

Our Journey

Since our founding, Powernet has evolved significantly. We began with a small group of members who shared a vision for accessible financial services. Over the years, we have grown to serve more than 3,298 members and manage total assets exceeding $113 million. Our journey reflects not just growth in numbers but also an unwavering dedication to our mission of empowering the community. Our headquarters in Tampa, FL, supports our operations and connects us to a broader network of resources that enhance member experiences. We take pride in offering personalized services such as checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Each service is designed with our members' needs in mind.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to give us a call at 904-359-9050. We're excited to welcome you into our community and help you achieve your financial goals! Come visit us today and see how Powernet can serve you better!

Getting Here

At Powernet, we understand that accessibility is key. While visiting us at our branch, you'll find ample parking options to make your trip hassle-free. Plus, our facilities are compliant with ADA standards, ensuring everyone can easily enter and navigate our space. If you need to send official correspondence, please note that you can use the same address: 966 N Liberty St, Jacksonville, FL 32206.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Our friendly team is ready to assist you during these hours with all your banking needs.

Services Offered

While you're here, take advantage of our wide range of services including personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also cater to business banking needs through merchant services and business loans. Although we do not have ATM availability or drive-thru service at this branch, our team is dedicated to providing excellent service inside the office.

Member Eligibility

Becoming a member of Powernet feels like joining a warm and welcoming family. If you're looking to enjoy personalized financial services and a sense of community, you might be eligible to join us! Generally, membership is open to anyone who lives, works, worships, or attends school in the local area. This means if you're part of our vibrant Jacksonville community, we want you with us! For detailed eligibility criteria, feel free to check out our dedicated page at https://forms.joinmycu.com/mop/297/newmember/eligibility . Opening an account with us is straightforward and designed for your convenience. Whether you prefer to do it online or come by and see us at our branch located at 966 N Liberty St Jacksonville Fl 32206, we're here to help every step of the way. If you have questions or need assistance during the process, don't hesitate to give us a call at (904) 359-9050. Join us at Powernet, where your financial well-being is our priority!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $38 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,749,674, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine having a streamlined payment solution that allows you to focus on what matters most running your business. Our merchant services provide easy payment processing options, ensuring you can accept payments quickly and securely. This means fewer hassles at the register and more time to engage with customers and grow your brand. Visit us at 966 N Liberty St Jacksonville Fl 32206 in Jacksonville, FL, or call us at (904) 359-9050 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATM services on-site or drive-thru capabilities, we ensure that cash withdrawal services remain convenient for all members through partnerships in the community. Should you need any assistance, feel free to call us at 904-359-9050 during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM. At Powernet, we're dedicated to supporting our members' financial journeys every step of the way. Explore these services further by visiting our website at powernetcu.org or stop by our branch in Jacksonville. Join us today and experience the Powernet difference!

Business Banking Support

For our business members, Powernet provides comprehensive banking services including merchant services and business loans. We know that running a business comes with its own set of challenges, so we strive to offer solutions that allow you to focus on what you do best growing your enterprise.

Convenient Digital Banking Features

In today's fast-paced world, we recognize the importance of digital access. Our online and mobile banking services make managing your accounts simple and efficient from anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, with features like person-to-person payments, sharing money with friends or family has never been easier!

Loans for Every Need

We understand that life can bring unexpected expenses. That's why our personal loans and debt consolidation options are available to help you regain control of your finances. And if you're looking for a way to earn rewards on your purchases, our credit cards come with attractive benefits that can help you save in the long run.

Personal Banking Solutions

When it comes to personal banking, Powernet offers checking and savings accounts tailored to fit your lifestyle. Imagine having the peace of mind that comes with knowing your money is safe while also earning interest. Our auto loans and vehicle financing options make purchasing your dream car more accessible than ever. If you're considering homeownership or looking to refinance an existing mortgage, our mortgage loans and refinancing solutions are designed to simplify the process.

Digital & Online Banking

Key Services Offered

Our online banking service allows you to check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you're busy and need quick access to your financial information, our mobile application is here to help. You can download it easily and get started with just a few taps on your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple. Just enter their details, and the funds will be sent directly no need for cash or checks. Plus, if you're looking for a paperless way to manage your statements, we offer e-statements that provide all the information you need right in your inbox.

Security & Accessibility

Your safety is our priority. We utilize electronic signature authorization for added security when signing documents digitally. This means that you can complete necessary transactions without worrying about the risks associated with traditional methods. With everything available at your fingertips through our secure online portal, you can monitor your accounts in real-time, ensuring that you are always in control of your finances. Whether you're checking balances or reviewing transaction history, everything is designed to be user-friendly. In today's fast-paced world, we want to ensure that banking feels less like a chore and more like a breeze. Explore all these convenient features today at https://www.powernetcu.org/ and experience how banking should feel easy, secure, and accessible!

Financial Strength

Growing Member Base

We have a strong member base with a total of 7,532 share accounts. This growing trust from our community reinforces our mission to provide exceptional financial services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Powernet is your trusted partner. Visit us at 966 N Liberty St Jacksonville Fl 32206 or call (904) 359-9050 to learn more about how we can help you achieve your financial goals.

Members' Savings Secured

Your savings are secure with us! We have $22,025,741 in share certificates and $25,629,475 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $383,662, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 3 part-time employees ready to assist you with knowledgeable service.

Reinvestment for Improvement

We believe in reinvesting for your benefit. With $8,644,674 in undivided earnings, we enhance our offerings with innovative banking tools, stronger lending options, and improved security measures to serve our members better. Our lending capacity is robust with $39,091 in used auto loans and $33,890,448 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $10,506,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $923 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $5,175,108 in used vehicle loans and $3,574,275 in new vehicle loans already helping members get on the road, we are here to support your automotive needs. Whether you're interested in financing a brand-new vehicle or a reliable used car, our loan options ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $1,749,674 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to helping local entrepreneurs succeed. At Powernet, we believe that everyone deserves access to affordable lending solutions. If you're considering refinancing or exploring eligibility options for any of our products, please don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We invite you to explore how our loan offerings can help meet your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $5,701,298, making buying or refinancing simple. We aim to assist you every step of the way with clear terms and personal guidance to help you secure your dream home.

Unsecured Credit Card Loans

For those looking for more flexibility in managing finances, we also offer unsecured credit card loans with a total of $1,456,590 available. These loans come with flexible terms designed to help our members navigate expenses while maintaining control over their budgeting.

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POWERNET CREDIT UNION - Jacksonville, FL