Power Credit Union Pueblo West CO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Power Credit Union, your trusted financial partner in Pueblo West, CO. Located at 120 S Crescent Dr, our branch has been serving the community since 1938 with a commitment to providing personalized banking solutions tailored to meet the diverse needs of our members. With over 12,438 members, we take pride in fostering relationships that last, supporting not just individual financial goals but also contributing to the overall well-being of our community. At Power Credit Union, we understand that every member is unique. That's why we offer a wide range of services from personal checking and savings accounts to auto loans and mortgage financing all designed with your best interests in mind. Our total assets exceed $115 million, reflecting our strong financial standing and ability to support our members with robust resources. As of now, we've successfully issued 7,184 loans and leases, ensuring that your dreams are within reach. Our leadership team is dedicated to enhancing your experience. CEO Vanessa Trexel and Board President Michael Parlipiano are passionate about creating a welcoming environment where you feel valued and understood. With a team of 38 employees, we're here for you during our convenient hours: Monday through Thursday from 8:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. While members can visit us at our physical location, we also offer online banking options for added convenience. Feel free to explore our website at www.powercu.org for more information on how we can help you achieve your financial goals. Whether you're looking for a new loan or simply want to discuss your options, don't hesitate to reach out! Call us at 719-647-2898 or drop by the branch today we look forward to serving you!

Branch History & Mission

Community Commitment

Power Credit Union isn't just about numbers; it's about people. Our partnerships with local organizations reflect our commitment to community outreach. We actively participate in events that support local causes and initiatives aimed at improving lives right here in Pueblo West. We want you to feel at home when you visit us. Our friendly staff is always ready to assist you during operating hours: Monday through Thursday from 8:00 AM - 5:30 PM, Friday from 8:00 AM - 6:00 PM, and Saturday from 9:00 AM - 12:00 PM.

Evolution and Milestones

From our inception in 1938, we have continually adapted to the changing needs of our members. Our growth has been marked by significant milestones, including the expansion of our services into online banking and mobile payments. As technology has evolved, so have we, ensuring that our members can access their accounts anytime and anywhere. With an unwavering focus on accessibility, we are proud to offer ATM availability and drive-thru banking options for added convenience. Additionally, we provide shared service center access for partner credit union members, further enriching our community ties.

Join Us

As we look toward the future, we invite you to be part of our story at Power Credit Union. Whether you're looking for a place to save or need assistance with loans, we're here for you every step of the way. Visit us at 120 S Crescent Dr or reach out at 719-647-2898 to learn more about how you can become a member today! Experience firsthand the benefits that come with being part of a community-focused credit union that puts its members first.

Our Mission

Our mission is simple yet powerful: to empower individuals and families by offering accessible financial solutions while fostering community support and engagement. We believe that everyone deserves the opportunity to achieve their financial goals, whether through personal banking services like checking and savings accounts or loans for vehicles and homes. We strive not just to provide services but also to enhance the quality of life for those we serve.

Branch Location & Accessibility

Welcome to the Power Credit Union branch located at 120 S Crescent Dr, Pueblo West, CO! Our friendly team is here to serve you in a convenient and accessible location. Nestled near local landmarks, this branch is easy to find, making banking a breeze for our members. At Power Credit Union, we understand the importance of accessibility. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. We also offer ample parking space for your convenience, so you can visit us without any hassle. Whether you're stopping by for personal banking needs or exploring our loan options, we're open and ready to help! You can visit us Monday through Thursday from 8:00 AM to 5:30 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Additionally, we provide convenient drive-thru banking services for quick transactions and ATM availability for those on-the-go. If you need assistance with shared service transactions or require help accessing your account online, our knowledgeable staff is here for you. While members can visit us at 120 S Crescent Dr Pueblo West Co 81007, official correspondence should be sent to 120 S. Crescent Dr., Pueblo West, CO 81007. For any inquiries or assistance, feel free to give us a call at (719) 647-2898. We invite you to stop by and experience the welcoming atmosphere at Power Credit Union. Your financial goals are important to us, and we look forward to helping you achieve them!

Member Eligibility

At Power, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're looking to be part of our community, you'll find that eligibility is quite welcoming! Generally, anyone who lives, works, or worships in the area can become a member. We also extend our doors to immediate family members of existing members, making it easy for your loved ones to join as well. To get all the specific details about eligibility requirements, feel free to check out this page. Joining Power opens up a world of financial benefits just for you. With services ranging from personal banking and auto loans to mortgage options and credit cards with rewards, we aim to provide tailored solutions for all your needs. Plus, opening an account is straightforward! You can get started by visiting our website or give us a call at (719) 647-2898 if you have any questions. We're here to help you every step of the way as you embark on this exciting new chapter with us at 120 S Crescent Dr Pueblo West Co 81007.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine a busy Saturday at your local café; with our point-of-sale systems, you can quickly accept payments and keep customers happy without the hassle of long waits. Our services are designed to make transactions smooth so you can focus on what matters most growing your business. Located conveniently at 120 S Crescent Dr Pueblo West Co 81007, Pueblo West, CO, we're here to partner with you on your business journey. For more information, call us at (719) 647-2898 or visit our website at https://www.powercu.org/.

Comprehensive List Of Services

Business Banking

For our business members, we provide specialized services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your business goals.

Convenient Access

We strive for accessibility in all our offerings. Enjoy the convenience of our ATM and cash withdrawal services, which allow you quick access to your funds whenever needed. Our branch also features basic drive-thru banking for simple transactions like deposits and withdrawals perfect for those busy days when time is short. If you're a member of a partner credit union, you'll appreciate our ability to facilitate basic shared branch transactions as well. This means you can perform essential banking tasks like deposits and withdrawals without needing to visit your home institution. At Power, we are committed to making banking easy and accessible so that you can focus on what matters most in life. If you're ready to explore how we can assist with your financial needs or if you have any questions about our services, don't hesitate to reach out! Call us at (719) 647-2898 or visit us today!

Credit Solutions

When life throws unexpected expenses your way, our personal loans and debt consolidation options can provide relief. We also offer credit cards with rewards, giving you the chance to earn while you spend on everyday purchases. Imagine earning points for every dollar spent that can be redeemed for travel, merchandise, or cash back!

Digital Banking Features

In today's fast-paced world, we know how important it is to have access to your finances at your fingertips. That's why Pcu-pueblo West offers robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, pay bills, transfer money, and even utilize person-to-person payment services.

Personal Banking

Our personal banking services are designed to give you control over your finances. From checking and savings accounts that cater to your everyday needs, to auto loans and vehicle financing that make it easier for you to hit the road, we've got you covered. If you're looking to purchase your dream home, our mortgage loans and refinancing options offer competitive rates and flexible terms, making homeownership more accessible.

Digital & Online Banking

Accessible Anytime

Whether it's day or night, Power provides reliable access to your accounts with our online banking services. We believe in giving you control over your financial journey so that you can manage your money on your terms. Join us today and discover how easy banking can be!

Convenient Features at Your Fingertips

Our online banking platform is user-friendly, making it simple for you to check balances, view transaction history, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Plus, if you're always on the go, you'll appreciate our mobile payments feature, allowing you to pay bills or make purchases directly from your smartphone.

Stay Secure and In Control

Security is our top priority. With electronic signature authorization available, you can sign documents safely from home without the need for paper forms. Also, our e-statements give you an easy way to track your finances while reducing clutter. You can review your statements whenever you need them no more waiting for the mail! While we currently don't have a dedicated mobile application, rest assured that our website is fully optimized for mobile use. This means you can enjoy all our digital banking features right from your smartphone or tablet.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 23,600, showing a strong and growing member base that trusts us with their finances. This trust is not just about numbers; it's about building lasting relationships within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power is your trusted partner. Visit us at 120 S Crescent Dr Pueblo West Co 81007 or call (719) 647-2898 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $12,580,719 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your success is reflected in our capacity for lending; we have $1,586 in used auto loans and a total of $59,970,530 in loans and leases designed to support your financial goals across various sectors.

Operational Efficiency

Our $463,551 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees ready to assist you with knowledgeable service every day.

Secure Savings Options

Members' savings are secured through $24,440,933 in share certificates and $22,801,954 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs over traditional banking practices; currently, our non-member deposits stand at $0, which means our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $13,794,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,195 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,738,090 in used vehicle loans and $2,201,760 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Credit Lines

For those who require additional flexibility, our credit lines totaling $26,149,808 provide an excellent option for borrowing against an approved limit. This can be particularly useful for managing cash flow or unexpected expenses. If you're considering refinancing any existing loans or exploring eligibility options for our products, please don't hesitate to reach out. We're dedicated to helping our members find solutions that work best for them. For more information on our loan offerings or to get started with your application today, visit us at 120 S Crescent Dr Pueblo West CO 81007, or give us a call at 719-647-2898. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Power be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,709,050, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring that you find the right mortgage solution for your unique situation.

Unsecured Credit Card Loans

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $2,800,214 in loans available to help you manage expenses without the worry of collateral. Our credit cards come with competitive rates and rewards that can benefit you as you navigate your daily purchases.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to NCUA guidelines guarantees that all loan offers are fair and transparent, giving users confidence in the options presented to them.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

POWER CREDIT UNION