Power One Credit Union Stevensville MI

Introduction

Welcome to Power One, your trusted credit union located at 5811 Red Arrow Hwy, Stevensville, MI 49127. Since our establishment in 1935, we have dedicated ourselves to serving our community and supporting our members' financial needs with integrity and care. With a strong membership base of 1,341 individuals, we pride ourselves on building lasting relationships that empower you to achieve your financial goals. At Power One, we understand the importance of trust when it comes to managing your finances. Our total assets amount to an impressive $17,208,974, reflecting our commitment to stability and growth. We offer various financial products tailored to meet your unique needs, including over 1,449 loans and leases designed to help you thrive. With total deposits reaching $524,864, our members can feel confident knowing their money is secure. Our leadership team, led by CEO Tameka Garmon and Board President Wally Vandagriff, is dedicated to fostering a welcoming environment where every member feels valued. We are here to assist you with personalized service and financial advice that fits your lifestyle. Whether you're looking for savings options or need assistance with loans, we're here for you. For any correspondence, please use our mailing address: 5811 Red Arrow Highway, Stevensville, MI 49127-1115. Feel free to reach out to us at (269) 408-1615 or visit our website at Power One FCU for more information about our services. Join us in making a positive impact in our community come see how we can help you today!

Branch History & Mission

At Power One in Stevensville, MI, we pride ourselves on a legacy that has been built over decades. Established in 1935, our branch has grown from humble beginnings to a vibrant community hub, proudly serving 1,341 members today. With total assets reaching $17,208,974, we have remained committed to providing exceptional financial services tailored to meet the unique needs of our members. Located at 5811 Red Arrow Hwy, Stevensville, MI 49127, our branch is easily accessible for anyone in the area. We are just a stone's throw away from local landmarks and bustling neighborhoods, making it convenient for you to visit us. Our mission is simple yet powerful: to empower our members through financial education and provide them with the tools they need to succeed. We believe that when our members thrive, so does the community. Since opening our doors nearly nine decades ago, Power One has evolved significantly. We've embraced modern banking technologies while ensuring that personal service remains at the heart of what we do. Although we currently do not offer ATM services or drive-thru banking, we provide robust online banking options that allow members to manage their finances conveniently from home or on-the-go. Our commitment extends beyond banking. Power One actively participates in various community outreach initiatives designed to uplift and support those around us. Through partnerships with local organizations and events, we strive to make a positive impact in Stevensville and its neighboring areas. While members can visit us at our physical location for any inquiries or assistance, official correspondence should be sent to 5811 Red Arrow Highway, Stevensville, MI 49127-1115 if different from our branch address. As we continue to grow and adapt to the changing landscape of finance, we invite you to join Power One and experience firsthand the benefits of being part of a supportive credit union community. Let us help you achieve your financial goals while making a difference together! For more information about membership or services offered, please call us at 269-408-1615 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Power One, we believe in making banking accessible for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services with ease. Parking is available right outside the branch, making it convenient for you to stop by.

Operating Hours

We know that life can get busy! That's why we encourage you to reach out and confirm our operating hours before visiting. Feel free to give us a call at 269-408-1615; we're always happy to help!

Services Offered

While we currently do not offer ATM or drive-thru services, our team is ready to assist you with various banking needs inside the branch. We strive to provide personalized service tailored just for you. We invite you to come by and experience what makes Power One special. Whether you're looking to open an account or just have questions about our services, we're here for you. Visit us soon or call today!

Member Eligibility

At Power One, we believe that joining our community is a step towards a brighter financial future. Becoming a member is simple and welcoming! If you live, work, or worship in our service area, or if you are related to someone who does, you're likely eligible to join us. We take pride in offering our members a range of benefits, from competitive loan rates to personalized service that truly cares about your financial well-being. To learn more about the specific eligibility requirements and see if you qualify, feel free to visit our website at https://www.poweronefcu.org/membership/. Once you've confirmed your eligibility, opening an account with us is straightforward. You can reach out to us at 269-408-1615 for any questions or guidance through the process. We're here to help you every step of the way as you take this exciting leap into membership at Power One. Your journey towards financial empowerment starts right here at 5811 Red Arrow Hwy, Stevensville, MI 49127!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments effortlessly while managing your cash flow more efficiently. Our merchant services provide just that allowing you to focus on what you do best: running your business. From payment processing to easy online banking, we simplify financial management so you can concentrate on growth. Visit us at 5811 Red Arrow Hwy Stevensville Mi 49127 in Stevensville, MI, or call us at (269) 408-1615 to learn how our Business Banking & Commercial Services can empower your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Convenience

One of the key features at Power One is our commitment to convenience. We understand that managing your finances should be easy and accessible. That's why we offer ATM Services Only for quick cash withdrawals and balance inquiries. You can rest assured that even when you're on the go, accessing your funds remains straightforward.

Digital Features for Your Lifestyle

In today's fast-paced world, digital banking has become essential. At Power One, we provide online banking services designed to fit into your lifestyle seamlessly. Whether it's checking your account balance from home or transferring money between accounts with ease, our online platform ensures you have control over your finances anytime, anywhere. As a member of Power One, you can also take advantage of person-to-person payment options that make sending money to friends and family simple and quick. With just a few clicks, you'll be able to handle transactions without the hassle of cash or checks.

Join Us Today

If you're looking for a credit union that prioritizes your needs and offers comprehensive services in a welcoming environment, look no further than Power One. Visit us at 5811 Red Arrow Hwy Stevensville Mi 49127 or give us a call at (269) 408-1615 to learn more about how we can support you on your financial journey. Your future starts here! Explore all that we offer and become part of our community today!

Member-Centric Approach

Our members are at the center of everything we do. If you ever have questions or need assistance, don't hesitate to reach out to us at (269) 408-1615. Our friendly staff is always ready to help you navigate through any inquiries or concerns you may have about our services.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services are available 24/7, ensuring you can access your accounts whenever you need to. Whether you're checking your balance, transferring funds, or paying bills, everything is right there for you. Plus, with the option for e-statements, you can go paperless and view your account statements securely online no more clutter in your mailbox! For those who enjoy mobile banking, our dedicated mobile application makes managing your money on the go a breeze. Although mobile payments aren't available at this time, you can still easily send money to friends and family through our person-to-person transfer feature. It's quick and hassle-free, making it simple to share expenses or pay back a friend.

Security You Can Trust

We prioritize the safety of your financial information. While we currently do not offer electronic signature authorization for transactions, rest assured that our platform employs strong security measures to protect your data. Our goal is to provide a user-friendly experience without compromising on safety. With all these features combined, managing your finances has never been easier! Experience the convenience of digital banking with Power One today your financial well-being is just a click away!

Financial Strength

Commitment to Innovation

With $2,623,791 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust, with $369 in used auto loans and $15,088,369 in total loans and leases available to support your financial goals across various sectors.

Financial Health Overview

With a net worth of $2,623,791, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,525 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Membership Base

Total Share and Deposit Accounts: 2,554, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $893,080. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power One is your trusted partner. Visit us at 5811 Red Arrow Hwy Stevensville Mi 49127 or call (269) 408-1615 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $2,478,622 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,105,872 in used vehicle loans and $1,204,924 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our competitive interest rates can make financing easier and more affordable.

Credit Lines

If you're looking for more flexibility in your borrowing options, consider our credit lines. With a total amount of $2,450,000, these lines provide quick access to funds when you need them most perfect for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,770, make buying or refinancing simple. We're here to guide you through the process and help you find the right mortgage solution tailored to your needs.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, we're here to assist you. Our knowledgeable team at Power One will work closely with you to find solutions that fit your financial situation. For any inquiries or assistance with your loan applications, don't hesitate to call us at 269-408-1615 or visit us at our branch located at 5811 Red Arrow Hwy, Stevensville, MI 49127. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your borrowing options today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,443,350 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits that make everyday spending convenient while giving you peace of mind.

Loan Aggregator

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Power One