Power One Credit Union New Haven IN | Convenient ATM Services

Introduction

Welcome to Power One, your trusted financial partner located at 104 Lincoln Hwy W, New Haven, IN 46774. Established in 1935, we have been dedicated to serving our community for nearly nine decades. With a total membership of 1,341 and assets reaching an impressive $17,208,974, Power One stands as a pillar of financial strength and reliability. At Power One, we pride ourselves on our commitment to supporting our members through various financial services. Our total deposits amount to $524,864, while our loans and leases total 1,449. This shows how we actively invest in the dreams and aspirations of our members. Under the leadership of our CEO, Tameka Garmon, and Board President, Wally Vandagriff, we strive to create an environment that fosters trust and community engagement. While you can visit us at our branch for your banking needs, please note that any official correspondence should be sent to our mailing address: 104 Lincoln Highway West, New Haven, IN 46774. We understand that personal finance can sometimes feel overwhelming. That's why we're here to help you navigate it with ease. Whether you're looking for guidance on loans or want to make the most of your savings with our competitive interest rates, we are ready to assist you every step of the way. As a member-focused credit union, we take great pride in being part of your financial journey. With a net worth of $2,623,791 and cash readily available amounting to $375,473, you can feel confident knowing your finances are in safe hands. So why wait? Reach out to us today at (260) 484-2102 or visit our website at poweronefcu.org. Let's work together towards achieving your financial goals!

Branch History & Mission

Power One has a rich history that dates back to 1935, when it first opened its doors in the heart of New Haven, Indiana. Over the decades, this credit union has grown from a small local institution into a trusted financial partner for over 1,300 members. Today, with total assets exceeding $17 million, Power One stands as a pillar of support and service in the community. Located at 104 Lincoln Hwy W, New Haven, IN 46774, our branch is easily accessible and near various local landmarks that connect us to our members. While you can visit us here for your banking needs, please note that official correspondence should be directed to our mailing address: 104 Lincoln Highway West, New Haven, IN 46774. At Power One, our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. We believe in empowering individuals through tailored financial solutions and support systems. Our commitment extends beyond banking; we actively participate in community outreach efforts and collaborate with local organizations to uplift those around us. As part of our dedication to modern banking practices, we have embraced digital advancements that enhance member experience. With services such as online banking and e-statements available, we strive to make managing finances easier and more convenient for everyone. While we currently do not offer ATM services or drive-thru banking at this location, we ensure that our lobby is open Monday through Friday from 9 AM to 5 PM to serve you better. Our journey has been marked by significant milestones and unwavering dedication to our members' needs. We are proud of our achievements and remain focused on providing valuable resources like competitive loan options and personalized financial advice. Our experienced team is here to guide you on your financial path. Join us at Power One and experience the difference of being part of a community-focused credit union. Whether you're looking for a new account or seeking assistance with loans, we invite you to reach out or visit us today. Together, let's build a brighter financial future! For more information or inquiries, feel free to call us at 260-484-2102.

Branch Location & Accessibility

Accessibility Features

At Power One, we prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily access our services. We want you to feel welcome and comfortable during your visit.

Additional Information

While members can visit us at 104 Lincoln Hwy W for all their banking needs, official correspondence should be sent to our mailing address: 104 Lincoln Highway West, New Haven, IN 46774. We invite you to come see us! Whether you're looking to open an account or simply have questions about our services, we're excited to help you achieve your financial goals. Stop by and discover how Power One can support your journey today!

Nearby Landmarks

Our branch is conveniently positioned near local landmarks, making it easy for you to stop by while running errands or enjoying a day out. We are close to popular spots in New Haven, providing a familiar backdrop as you visit us.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM, ready to assist with all your banking needs. Although we don't offer drive-thru banking or ATM services at this location, our dedicated team is always on hand inside the branch to provide personalized service.

Member Eligibility

At Power One, we believe that everyone deserves the chance to be part of a welcoming community where financial growth and support go hand in hand. Becoming a member is simple and open to individuals who live, work, or worship in our local area. This means that if you're part of our New Haven community, you're likely eligible to join us! To learn more about the specific eligibility criteria, feel free to check out this helpful resource: https://www.poweronefcu.org/membership/. Once you're ready to take the next step, opening an account with us is easy! Just give us a call at (260) 484-2102, and our friendly team will guide you through the process. Joining Power One not only gives you access to a variety of financial services but also connects you with a community dedicated to your success. We can't wait to welcome you into our family at 104 Lincoln Hwy W New Haven In 46774!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services is crucial. Whether you're accepting payments in-store or online, our services are designed to streamline your transactions and improve customer satisfaction. Think about how much easier it will be for your customers to pay with various options at their fingertips making every sale a little smoother. If you're ready to take your business to the next level, visit us at 104 Lincoln Hwy W New Haven In 46774 in New Haven, IN or contact us at (260) 484-2102. Let's work together to turn your business goals into success stories!

Comprehensive List Of Services

Banking Services Tailored for You

In today's fast-paced world, convenience is key. That's why we offer ATM Services Only to ensure that you can easily access your funds whenever you need them. Imagine being out and about in New Haven, and with just a few taps on your phone or a quick stop at an ATM, you can withdraw cash or check your balance without any hassle. Our digital banking features make managing your finances easier than ever. With online banking and mobile application options available, you can keep track of your accounts from the comfort of your home or while on the go. You can even send money to friends and family through our person-to-person service, making it simple to share expenses or pay back a loan.

Member-Centric Approach

At Power One, we understand that every member's financial journey is unique. Our team is here to provide personalized assistance tailored to your specific needs. Whether you're planning for a major purchase or just need some advice on budgeting, we're just a phone call away at 260-484-2102. We also encourage you to explore our membership eligibility requirements at our website. Becoming part of our community opens the door to even more financial opportunities and benefits.

Your Financial Partner for Life

Since opening our doors in 1935, we've been committed to fostering strong relationships with our members in New Haven and beyond. We believe in empowering our members by providing the tools they need for financial success. Every service we offer is designed with you in mind. If you're looking for a credit union that prioritizes your needs while offering easy access to essential services like ATMs and online banking, look no further than Power One. Visit us today or call us at 260-484-2102 to learn more about how we can support you on your financial journey. Experience the difference with Power One where your financial well-being is our priority!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer money whenever you need to. Our user-friendly mobile application makes banking on-the-go a breeze. You can enjoy features like person-to-person transfers, allowing you to send money quickly and securely to friends or family without needing cash or checks. For those who prefer going paperless, we offer e-statements, so you can receive your financial statements electronically helping you keep track of your finances while reducing clutter. Plus, if you're looking for an efficient way to handle documents, our electronic signature authorization feature streamlines the process of signing important paperwork without the hassle of printing. While mobile payments are not currently offered, our robust mobile app ensures that you have everything else at your fingertips. Whether you're checking your balance or making transfers, you'll find that managing your finances is straightforward and secure. At Power One, we prioritize security in every transaction. Our platform employs advanced security measures to protect your personal information and transactions. We're committed to providing a safe environment for all your banking needs. Join us today at Power One and experience the convenience of digital banking tailored just for you! Visit us online at https://www.poweronefcu.org/ to get started!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our current net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share Accounts stand at 2,554, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $893,080. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power One is your trusted partner. Visit us at 104 Lincoln Hwy W New Haven IN 46774 or call 260-484-2102 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $2,623,791 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $3,694,872 in used auto loans and a total of $15,088,369 in loans and leases, we support your financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $2,478,622 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,623,791, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,105,872 in used vehicle loans and $1,204,924 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your budget.

Credit Lines

For those looking for greater flexibility with their borrowing needs, our total credit lines amount to $2,450,000. This service allows you to access funds when necessary without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $66,770, make buying or refinancing simple. We focus on making the process as smooth as possible so you can feel confident in your decision.

Refinancing Options

If you currently have loans that you'd like to refinance for better terms or lower rates, we encourage you to explore this option with us. Our team can guide you through eligibility requirements and potential savings based on your unique situation. Our commitment is not just about providing loans but ensuring that each member feels supported throughout their financial journey. For any questions or assistance regarding our loan offerings or eligibility criteria, feel free to call us at 260-484-2102 during our operating hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Power One be your partner in achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,443,350 in loans helping members manage their finances effectively. This option is great for those who want to cover unexpected expenses or simply need additional purchasing power without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly LendMesh truly is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. By working with only verified financial institutions, LendMesh guarantees that the loan options presented are legitimate and trustworthy.

Power One