Power Financial Credit Union Pembroke Pines FL | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Power Financial, your trusted partner in financial services, proudly serving the Pembroke Pines community since 1951. Conveniently located at 2020 NW 150th Ave, Pembroke Pines, FL 33028, we are dedicated to offering personalized banking solutions that cater to your unique needs. With a total membership of 33,448 and assets exceeding $874,977,652, we stand as a pillar of strength and reliability in the financial landscape. At Power Financial, we understand that your financial journey is important. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our commitment to our members is evident in our robust offerings: from business banking solutions to innovative online and mobile services. Under the leadership of CEO Allan Prindle and Board President George Skillas, our team of 147 employees strives to provide exceptional service every day. We believe in making a positive impact on our community through responsible lending practices, as reflected in our impressive loan portfolio of 15,262 loans and leases. While members can visit us at 2020 NW 150th Ave, official correspondence should be sent to the same address. We invite you to explore how Power Financial can help you achieve your financial goals. For more information or assistance, don't hesitate to reach out at (954) 538-4400 or visit us online at powerfi.org. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Power Financial, a credit union with a rich legacy that has been serving the community since 1951. Our branch, located at 2020 NW 150th Ave, Pembroke Pines, FL 33028, stands as a testament to our commitment to providing quality financial services and fostering community spirit. Over the years, Power Financial has grown tremendously, currently boasting a membership of 33,448 individuals. This journey began with a simple mission: to provide accessible financial solutions tailored to the needs of our members. As we evolved, we embraced new technologies and expanded our offerings to include personal banking accounts, auto loans, mortgages, and business banking services. Today, we proudly hold total assets of $874,977,652, reflecting our stability and dedication to our members' financial well-being. Our mission is clear to empower our members by offering not just financial products but also support for their dreams and aspirations. We believe in making banking personal and approachable. At Power Financial, we aim to create lasting relationships built on trust and transparency. We are dedicated to community outreach initiatives that help enhance the lives of those around us. Whether through educational programs or local partnerships, we strive to make a positive impact in Pembroke Pines and beyond. While you can visit us at our branch location for your banking needs during our operating hours Monday and Friday from 9:00 AM to 6:00 PM; Tuesday through Thursday from 9:00 AM to 4:00 PM; and Saturday from 8:30 AM to 1:00 PM we also offer convenient services like ATM access and drive-thru banking for quick transactions. If you wish to send official correspondence, please note that it can be directed to our mailing address at 2020 NW 150th Avenue, Pembroke Pines, FL 33028, which is the same as our branch address. As we look ahead, we invite you to join the Power Financial family. Experience the benefits of being part of a cooperative that prioritizes its members' needs while actively contributing to the community's growth. Together, we can achieve more! For any inquiries or assistance, feel free to reach out at 954-538-4400 or visit us online at powerfi.org. Join us today and discover how we can help you reach your financial goals!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

You can find us just a stone's throw from local favorites like the Pembroke Lakes Mall and the serene parks of Pembroke Pines. With ample parking available right outside our doors and features like ADA-compliant ramps, we ensure everyone can access our services with ease.

Operating Hours Tailored for You

At Power Financial, we value your time. Our lobby hours are designed to fit your busy schedule: visit us on Mondays and Fridays from 9:00 AM to 6:00 PM, or stop by Tuesday through Thursday between 9:00 AM and 4:00 PM. We also offer drive-thru service on Saturdays from 8:30 AM to 1:00 PM, perfect for those quick transactions without leaving your car!

Services Designed with You in Mind

We pride ourselves on offering a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Need cash? Our ATM is conveniently located on-site for easy withdrawals and balance checks. If you have any questions or need assistance, don't hesitate to give us a call at 954-538-4400. Our friendly staff is eager to assist you! Come visit us at Power Financial today where your financial future is our priority!

Member Eligibility

Becoming a member of Power Financial feels like stepping into a warm and welcoming community where your financial needs are truly understood. To join us at our Pembroke Pines location, 2020 Nw 150Th Ave, you simply need to meet a few friendly eligibility criteria. Typically, membership is open to individuals who live, work, or worship in the area, as well as their family members. This means that if you're part of our community in any way, we'd love to have you on board! You can find more detailed information about these requirements at this link. Opening an account is just as easy and straightforward! Whether you're looking for checking and savings options or financing solutions like auto loans and mortgages, we have something for everyone. If you're ready to take the next step or have any questions, feel free to reach out to us at (954) 538-4400. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,390,357, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify daily operations for businesses. Whether you're a local retailer or a service provider, we offer tools that make transactions smoother. Imagine accepting payments quickly and securely while managing your finances all in one place. Our services are designed to enhance your efficiency so you can focus on what you do best: running your business. If you're looking to grow your business with reliable financial support and practical services, visit us at 2020 Nw 150Th Ave Pembroke Pines Fl 33028 in Pembroke Pines, FL or call us at (954) 538-4400. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Services

For business owners, Power Financial understands that every dollar counts. We offer comprehensive business banking services, including merchant services that allow you to process payments efficiently and business loans designed to fuel your company's growth.

Convenient Access

Accessing your funds is easy at Power Financial. We provide ATM and cash withdrawal services, ensuring you can get cash when you need it most. Our branch features a basic drive-thru for quick deposits, withdrawals, and simple transactions perfect for busy days.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They offer great benefits for everyday purchases, making it easy to earn points while shopping for groceries or dining out.

Embracing Technology

We know how important convenience is today; that's why we emphasize digital features like e-statements and mobile payments. With these tools at your fingertips, managing your finances has never been easier. At Power Financial, we're here to support you every step of the way in achieving your financial goals. Don't hesitate to reach out at 954-538-4400 or visit us online at www.powerfi.org for more information about our services. Join us today and experience the difference that personalized financial service can make!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to fit various lifestyles. Imagine easily managing your finances from anywhere with our online and mobile banking options. You can check balances, transfer funds, and even make payments right from your smartphone or computer. For those in need of financing, our auto loans and vehicle financing options are competitive and straightforward. Picture driving off in your dream car without breaking the bank. We also provide mortgage loans and refinancing solutions that can help you secure a home or lower your current mortgage payments. If you're facing unexpected expenses or planning a big purchase, consider our personal loans and debt consolidation services. These options are crafted to help you regain control over your finances without added stress.

Digital & Online Banking

Key Features

Navigating your finances has never been easier with our online banking platform. Visit us at http://www.powerfi.org to explore everything we offer. Whether you want to check your account balance, pay bills, or transfer money between accounts, our 24/7 online banking services make it simple and accessible. You can even enjoy person-to-person transfers, making it easy to send money to friends or family without hassle.

Mobile Banking On-the-Go

Don't forget about our mobile application! With this handy tool, you can manage your accounts right from your smartphone. Need to make a quick payment? Want to utilize mobile payments for purchases? It's all at your fingertips. Our app is designed with user-friendliness in mind, so even if you're not tech-savvy, you'll find it easy to navigate. In short, the digital and online banking services at Power Financial provide you with the tools you need for real-time account management in a secure environment. Enjoy the freedom of banking on your terms!

Security & User Experience

Your security is our top priority. Our system includes electronic signature authorization, ensuring that your transactions are safe and secure. Plus, if you prefer paperless options, e-statements are readily available for your convenience. You can keep track of your finances while reducing clutter in your mailbox.

Financial Strength

A Dedicated Team for Your Needs

We also take pride in having 145 full-time employees and 2 part-time employees who are dedicated to providing exceptional service. This team ensures that our branches are always ready to assist you with knowledgeable guidance. With net shares available for lending and investments totaling $256,706, along with a growing member base reflected in 72,594 total share accounts, we are positioned for continued success.

Commitment to Growth and Innovation

With $106,029,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $662,884,824, including $2,149 in used auto loans that support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products tailored for you.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power Financial is your trusted partner. Visit us at 2020 Nw 150Th Ave Pembroke Pines Fl 33028 or call (954) 538-4400 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $110,691,537 in share certificates and $67,107,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,231,824, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Position

With a net worth of $123,754,261, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,427 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,021,147 in used vehicle loans and $11,280,773 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $170,390,357 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to support your success with tailored solutions that meet your specific needs.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,368,085 in loans helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to consolidate debt, our personal loan options provide quick access to cash with competitive interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,865,144, make buying or refinancing simple. We are dedicated to guiding you through every step of the process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans or credit products you may have with another lender, we can help you explore eligibility options that could save you money over time. Our team is ready to assist you in determining if refinancing is right for you. At Power Financial located at 2020 NW 150th Ave, Pembroke Pines, FL 33028, we are dedicated to helping our members navigate their financial journeys successfully. For inquiries or assistance with any of our loan products, feel free to give us a call at (954) 538-4400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us empower you with the right financial tools today!

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Ensuring Accurate Comparisons

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POWER FINANCIAL CREDIT UNION - Pembroke Pines, FL