Power Financial Credit Union Miami FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Power Financial, your trusted partner in financial services since 1951. Located at 1100 Nw 95Th St, Miami, FL 33150, our North Shore Branch is dedicated to providing personalized banking solutions to our vibrant community. With a strong commitment to member satisfaction, we proudly serve over 33,448 members and maintain total assets of $874,977,652. At Power Financial, we understand that every member's journey is unique. That's why we offer a diverse range of services tailored to meet your needs, from personal banking options like checking and savings accounts to auto loans and business banking solutions. Our dedication extends beyond just transactions; we strive to make a positive impact in the lives of our members and the community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 2020 NW 120th Avenue, Pembroke Pines, FL 33028. Under the leadership of CEO Allan Prindle and Board President George Skillas, our team of 147 employees works tirelessly to ensure that you receive exceptional service every time you reach out. We take pride in maintaining a net worth of $123,754,261 and total deposits amounting to $67,826,866, showcasing our stability and reliability. Whether you're looking for loans or simply seeking advice on managing your finances, we're here for you. Feel free to call us at 305-258-1000 or visit our website at http://www.powerfi.org for more information. Experience the Power Financial difference today!

Branch History & Mission

Community Engagement

Beyond providing financial products, we actively engage in community outreach initiatives. Our partnerships with local organizations allow us to contribute positively to Miami's growth and prosperity. We believe in giving back because a strong community benefits us all. While members can visit us at 1100 Nw 95Th St Miami Fl 33150, official correspondence should be sent to 2020 NW 120th Avenue, Pembroke Pines, FL 33028. Our doors are open Monday through Friday from 7:00 AM to 3:30 PM, making it easy for you to drop by when it's convenient for you. Though we do not offer drive-thru service at this location, we have an ATM available for quick cash withdrawals. We invite you to experience the Power Financial difference firsthand. Join us today and discover how our dedicated team can support your financial goals while being an integral part of your community journey! For more information or assistance, don't hesitate to call us at (305) 258-1000 or visit our website at Power Financial. Together, let's build a brighter future!

Our Mission

Our mission at Power Financial is clear: to empower individuals and families through accessible financial services while fostering a spirit of community support. We understand that banking goes beyond transactions; it's about building relationships and enhancing lives. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or seeking business banking solutions such as merchant services and business loans, we are here to help you every step of the way. We strive to create an inclusive environment where all members feel valued and supported. Our branch emphasizes accessibility with digital advancements like online banking, mobile payments, and e-statements to ensure that our members can manage their finances conveniently. Additionally, we maintain ADA compliance to make our facilities welcoming for everyone.

Branch Location & Accessibility

ATM Availability

For those times when you can't make it inside the branch, don't worry! We have ATM services available for quick cash withdrawals and balance checks right at your fingertips. While members can visit us at 1100 NW 95th St for all their banking needs, official correspondence should be sent to our mailing address at 2020 NW 120th Avenue, Pembroke Pines, FL 33028. We look forward to welcoming you at the Power Financial North Shore Branch! If you have any questions or need assistance before visiting us, feel free to call us at 305-258-1000. Come see how we can support your financial journey today!

Convenient Location

Nestled near local landmarks, our branch is just a stone's throw from the bustling shopping areas and parks that make Miami so lively. With ample parking available right outside, you can visit us without any hassle. Plus, we've ensured that our facilities are ADA compliant, making it easy for everyone to access our services.

Operating Hours and Services

We invite you to stop by during our operating hours: Monday through Friday from 7:00 AM to 3:30 PM. Our dedicated team is ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage financing, and credit cards that offer rewards. And if you're a member of another credit union, take advantage of our shared service center to handle basic transactions seamlessly.

Member Eligibility

At Power Financial, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're in the Miami area and looking for a supportive community to help you with your banking needs, you're in the right place! Membership at Power Financial is open to individuals who live, work, worship, or attend school in the communities we serve. This includes anyone residing in Miami-Dade County and its surroundings. We want to make sure everyone has access to our services, which include personal banking, loans, and much more. Getting started is easy! You can find all the details about eligibility and how to apply on our website at . If you have any questions or need assistance, feel free to reach out to us at (305) 258-1000. We're here to help you every step of the way as you take this exciting step towards better financial opportunities at Power Financial, located at 1100 Nw 95Th St Miami Fl 33150. Join us today and experience the difference!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced marketplace, having reliable merchant services can make a big difference. Our solutions help streamline payment processing, allowing you to focus on what you do best running your business. Imagine easily accepting payments from customers in-store or online without the hassle of complicated setups. We offer tools that integrate seamlessly into your operations, enhancing customer satisfaction and boosting sales. Visit us at 1100 Nw 95Th St Miami Fl 33150 in Miami, FL or call us at (305) 258-1000 to learn how we can help take your business further!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,390,357, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

Need cash on the go? Enjoy easy access to funds through our convenient ATM and cash withdrawal services. We also offer basic shared branch transactions for partner credit union members, enabling seamless deposits and withdrawals when you're away from home. We believe that banking should be accessible and straightforward. Our friendly team at Power Financial is committed to ensuring that every member feels valued and understood. If you're ready to explore how we can assist you in achieving your financial goals or if you have questions about any of our services, don't hesitate to reach out! Call us at 305-258-1000 or visit us in person during our branch hours from Monday to Friday, 7:00 AM to 3:30 PM. Join us at Power Financial today your trusted partner in financial success!

Business Banking Tailored for Success

For entrepreneurs and business owners, we understand that managing finances is crucial. Our business banking services, including merchant services and business loans, are crafted to support your growth ambitions. Whether you're starting a new venture or expanding an existing one, we're here to help you succeed.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, or even pay bills all from the comfort of your home.

Personal Banking Made Easy

Whether you're just starting out or looking to manage your wealth, our personal banking services are designed for you. We offer checking and savings accounts that help you save for life's big moments. If you're considering purchasing a car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing solutions can guide you through every step of the process.

Support for Your Financial Goals

Life can throw unexpected challenges your way. That's why we provide personal loans and debt consolidation options to help manage expenses effectively. Plus, with our credit cards that come with rewards, you can earn while you spend on everyday purchases. Imagine using your card for groceries or gas and watching rewards stack up it's just one way we aim to support your financial journey.

Digital & Online Banking

Key Services

With our online banking platform, accessible through http://www.powerfi.org , you can check your account balances, transfer funds, and pay bills 24/7. No more waiting in line at the branch everything you need is right at your fingertips. We also provide e-statements, so you can say goodbye to paper clutter and manage your statements effortlessly online. For those who prefer mobile solutions, our mobile application is available for download and allows you to do all this and more from your smartphone. Plus, with our mobile payments feature, making purchases is as easy as a tap on your screen. You can even send money to friends or family quickly with our person-to-person transfer option.

Security & Convenience

Your security is our top priority. Our electronic signature authorization lets you sign documents securely online, making it easier to complete transactions without the hassle of printing or mailing paperwork. We ensure that all your sensitive information is protected using advanced security measures. Managing your money should feel straightforward and efficient. With real-time access to your accounts and transactions available anytime you need them, you'll always be in control of your finances. Join us at Power Financial and experience the benefits of modern banking tailored just for you!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 72,594, showcasing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power Financial is your trusted partner. Visit us at 1100 Nw 95Th St Miami Fl 33150 or call 305-258-1000 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $106,029,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $66,288,482 in total loans and leases, including 2,149 used auto loans that support members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $110,691,537 in share certificates and $67,107,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,231,824, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $123,754,261, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1427 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,021,147 in used vehicle loans and $11,280,773 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we have financing options tailored for you.

Credit Options

We also provide flexible terms on unsecured credit card loans. With a total of $6,368,085 in loans helping members manage their finances effectively, our credit cards come with rewards and are designed to fit your lifestyle. For business owners, our outstanding commercial loans totaling $170,390,357 provide the capital needed to grow and expand your ventures. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. We can guide you through the process and help find solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Power Financial Credit Union in Miami, FL, we strive to provide personalized service and competitive rates so that you can confidently take charge of your financial journey. Visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $50,865,144. This is an excellent opportunity for those looking to invest in their future through real estate.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in what you see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our aim is to provide unbiased results so you can make informed choices. - Real-Time Rate Comparisons: You can access up-to-date loan rates from multiple institutions, giving you the information needed to make smart decisions regarding your finances. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers every time you use the platform.

POWER FINANCIAL CREDIT UNION - Miami, FL