Power Financial Credit Union Kendall FL | Best Auto Loans & Business Banking

Introduction

Welcome to Power Financial, your trusted community credit union located at 8228 Mills Dr, Kendall, FL 33183. Since our establishment in 1951, we have been dedicated to providing exceptional financial services and support to our members, which now total over 33,000. At Power Financial, we believe in empowering our community through accessible banking solutions tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have you covered. Our total assets amount to an impressive $874,977,652, ensuring that we are well-equipped to serve you effectively. With $67,826,866 in total deposits and a robust loan portfolio consisting of 15,262 loans, we take pride in being a reliable partner on your financial journey. Under the leadership of our CEO, Allan Prindle, and Board President George Skillas, we strive to foster a welcoming environment where every member feels valued. Our team of 147 dedicated employees is here to assist you with personalized service that makes banking easier and more enjoyable. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 2020 NW 120th Avenue, Pembroke Pines, FL 33028. If you have questions or need assistance, feel free to reach out by calling us at 305-258-1000 during our branch hours: Monday and Friday from 9:00 AM to 6:00 PM; Tuesday through Thursday from 9:00 AM to 5:00 PM; and Saturday from 8:30 AM to 1:00 PM. Join us at Power Financial today and discover how we can help you achieve your financial goals! Visit our website at www.powerfi.org for more information on our services and offerings. We look forward to serving you!

Branch History & Mission

At Power Financial, we take pride in our rich legacy and commitment to the community since our establishment in 1951. Located at 8228 Mills Dr, Kendall, FL 33183, our branch has grown alongside the vibrant community of Kendall. Over the years, we have become a trusted financial partner for over 33,000 members, proudly managing total assets of approximately $875 million. Our mission is simple yet profound: to provide exceptional financial services while fostering community support and growth. We believe that financial wellness goes hand in hand with community development. That's why we not only focus on personal banking needs like checking and savings accounts, auto loans, and mortgages but also engage actively in local outreach programs. Our team works tirelessly to uplift those around us by supporting various initiatives that contribute to the well-being of our members and their families. Over the decades, Power Financial has embraced advancements in technology to enhance member experiences. We offer a full suite of online and mobile banking options to make managing finances easy and accessible. Whether it's through secure online transactions or mobile payments, we are dedicated to providing services that meet the needs of our diverse membership. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at 2020 NW 120th Avenue, Pembroke Pines, FL 33028. Our operating hours are designed to accommodate your busy schedule: Monday and Friday from 9:00 AM to 6:00 PM; Tuesday through Thursday from 9:00 AM to 5:00 PM; and Saturday from 8:30 AM to 1:00 PM. As part of our commitment to serving our members better, we offer convenient ATM access for quick cash withdrawals and balance checks. Although we do not currently have a drive-thru service or shared service center availability at this location, our friendly staff is always ready to assist you inside the branch. Join us at Power Financial as we continue our journey of growth and community service. Experience firsthand how we're more than just a credit union we're a family dedicated to empowering each other financially while contributing positively to Kendall's vibrant community. For more information or assistance, feel free to call us at 305-258-1000 or visit our website at Power Financial.

Branch Location & Accessibility

Accessibility Features

At Power Financial, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. We also offer ample parking so you can stop by with ease.

Call to Action

We invite you to come visit us at Power Financial's Kendall Town & Country Branch! If you have any questions or would like more information about our services, don't hesitate to give us a call at 305-258-1000. Your financial journey starts here!

Operating Hours

Our friendly team is ready to assist you during our welcoming hours: on Mondays and Fridays from 9:00 AM to 6:00 PM; Tuesdays through Thursdays from 9:00 AM to 5:00 PM; and Saturdays from 8:30 AM to 1:00 PM. Whether you need help opening a new account or inquiring about our loan services, we're available when you need us.

Services Offered

Power Financial offers a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every member of the family. Enjoy the convenience of ATM access anytime, along with online and mobile banking options for those who prefer managing their finances on-the-go. While members can visit us at our branch for all transactions, please note that official correspondence should be sent to our mailing address at 2020 NW 120th Avenue, Pembroke Pines, FL 33028.

Member Eligibility

Becoming a member of Power Financial is like joining a family that truly cares about your financial well-being. Located at 8228 Mills Dr Kendall Fl 33183, we welcome individuals from various backgrounds who share our commitment to community and personal growth. To be eligible for membership, you typically need to live, work, worship, or attend school in the local area, making it easy for you to connect with us on a personal level. If you want to dive deeper into the specific eligibility requirements, feel free to check out more details at . Joining is simple and straightforward! Once you know you're eligible, opening an account is just a step away. You can reach out to us at (305) 258-1000 for any questions or to set up an appointment. We're here to help guide you through the process so that you can start enjoying all the benefits of being part of our vibrant community at Power Financial.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,390,357, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily and efficiently. Our merchant services empower local businesses by streamlining payment processing. Whether you're a small retail shop or a service provider, our solutions help you cater to your customers' needs effectively. By simplifying transactions, we enable you to focus on what matters most growing your business. Visit us at 8228 Mills Dr, Kendall, FL 33183, or call us at 305-258-1000 to learn how Power Financial can support your business banking needs. Together, we can build a stronger future for your business!

Comprehensive List Of Services

Business Banking Solutions

For our business members, Power Financial offers merchant services and business loans designed to support local entrepreneurs. Whether you need funding for expansion or tools to manage everyday transactions, we have solutions tailored just for you.

Convenient Access Anytime

Need cash? Our ATM services are available for easy withdrawals and balance checks whenever you need them. And if you're ever unsure about how to use any of our services, don't hesitate to reach out at 305-258-1000 our team is always ready to assist! As a community-focused credit union, Power Financial is committed to providing comprehensive financial services that empower you on your journey towards financial success. Visit us today at our branch or explore more about our offerings at powerfi.org. We look forward to serving you!

Home Sweet Home with Our Mortgage Options

Buying a home is one of the biggest investments you'll ever make. At Power Financial, we offer mortgage loans and refinancing solutions tailored to fit your budget and lifestyle. Let us help guide you through the mortgage process so you can focus on what really matters making memories in your new home.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, our team is here to assist you every step of the way. We provide personalized banking solutions that fit seamlessly into your lifestyle. Imagine having access to your funds anytime, anywhere through our convenient online and mobile banking platforms. You can easily check your balance, transfer money, and pay bills all from the comfort of your home or on the go.

Rewards That Benefit You

When it comes to credit cards, we know members appreciate options that come with rewards. Our credit cards not only provide convenience but also offer benefits that put cash back in your pocket for purchases you already make.

Simplifying Personal Finance

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you're looking to cover an urgent expense or consolidate existing debts into one manageable payment, we're here to offer support and guidance.

Vehicle Financing for Your Next Adventure

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle of your dreams. With competitive rates and flexible terms, we aim to make the car-buying process as stress-free as possible. Plus, our friendly staff is ready to help you navigate the loan application process.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts whenever it suits you. Simply visit http://www.powerfi.org to check your balances, pay bills, or transfer funds. Our online platform is user-friendly, making it simple for everyone from tech-savvy users to those who may be less familiar with technology.

Mobile App Benefits

For those who prefer banking on the go, our mobile application is available to help you manage your accounts right from your smartphone. You can use features like mobile payments to make quick transactions without needing cash or cards. Plus, with person-to-person transfers available, sending money to friends or family is just a few taps away.

Secure and Efficient Services

Your security is our priority. With electronic signature authorization available, signing documents online is not only safe but also convenient. You can also opt for e-statements to keep track of your financial activity without the clutter of paper statements. This way, you stay organized while protecting your personal information. At Power Financial, we strive to offer all the tools necessary for effective account management. Whether it's through our website or mobile app, managing your finances should feel effortless and secure. Explore all these features today and experience how easy banking can be!

Financial Strength

Dedicated Team

We also take pride in having 145 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce helps us maintain high service standards that you can rely on.

Member-Centric Savings Solutions

Members' savings are secured through $110,691,537 in share certificates and $67,107,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,231,824, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our ability to generate income. While our current net income is $0 due to reinvestment strategies aimed at future growth and member benefits, this positions us well for upcoming opportunities.

Reinvestment for Growth

With $106,029,691 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive; with $66,288,482 in total loans and leases and 2,149 used auto loans, we're here to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $123,754,261, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts: 72,594, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $256,706, we have funds available for lending and investments that further enhance our service capabilities. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power Financial is your trusted partner. Visit us at 8228 Mills Dr Kendall Fl 33183 or call 305-258-1000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $38,021,147 in used vehicle loans and $11,280,773 in new vehicle loans already helping members get on the road. We also offer refinancing options for those who wish to lower their monthly payments or secure better terms on existing auto loans.

Business Loans

For business owners, our outstanding commercial loans totaling $170,390,357 provide the capital needed to grow and expand your business. We understand the challenges faced by local businesses and are here to support you with tailored lending solutions. At Power Financial, we prioritize transparency and accessibility. Our team is ready to assist you in determining eligibility for any loan product that interests you. For more information about our services or to discuss your financial needs further, feel free to reach out at 305-258-1000 during our operating hours: Monday and Friday from 9:00 am to 6:00 pm; Tuesday through Thursday from 9:00 am to 5:00 pm; Saturday from 8:30 am to 1:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can fit into your financial plans today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,865,144, make buying or refinancing simple. We guide you through every step of the process and offer competitive rates that can help make your dream of owning a home a reality.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,368,085 in loans helping members manage their finances effectively. These cards come with various benefits that can suit different lifestyles and spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament underscores the effectiveness of using a reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers, helping them navigate their options with confidence.

POWER FINANCIAL CREDIT UNION - Kendall, FL