Power Financial Credit Union Juno Beach FL | Best Auto Loans & Business Banking

Introduction

Welcome to Power Financial, where your financial well-being is our top priority! Located at 12575 Us Highway 1, Juno Beach, FL 33408, our branch has been serving the community since 1951. We take pride in fostering a trusted environment for our members, and with over 33,448 members and assets totaling $874,977,652, we are committed to providing personalized banking solutions that meet your needs. At Power Financial, we understand that life can be unpredictable, which is why we offer a range of services from checking and savings accounts to auto loans and business financing. Our total deposits stand at $67,826,866, demonstrating our members' trust in us as their financial partner. With a net worth of $123,754,261 and cash in hand amounting to $2,600,266, we are financially robust and ready to assist you. While you can visit us at our Juno Beach location for all your banking needs, please note that official correspondence should be sent to our mailing address at 2020 NW 150th Avenue, Pembroke Pines, FL 33028. Our team of dedicated professionals, led by CEO Allan Prindle and Board President George Skillas, is here to guide you through every step of your financial journey. Whether you're looking to open a new account or need advice on loans our friendly staff is just a phone call away at 954-538-4400. Join us today and experience the Power Financial difference! For more information about our services or to explore how we can help you achieve your financial goals, visit us online at http://www.powerfi.org.

Branch History & Mission

Welcome to the inspiring journey of Power Financial, located in beautiful Juno Beach, FL. Since opening our doors in 1951, we have been dedicated to serving our community with a commitment that has only grown stronger over the years. What started as a small branch has blossomed into a vital financial institution with a thriving membership of 33,448 individuals who trust us with their banking needs. At Power Financial, we pride ourselves on our mission: to empower our members by providing exceptional financial services while fostering community growth and support. Our branch is conveniently situated at 12575 Us Highway 1, right in the heart of Juno Beach, making it easy for you to access our range of services. While you can visit us at this address, please note that official correspondence should be directed to our mailing address at 2020 NW 150th Avenue, Pembroke Pines, FL 33028. Over the decades, we have achieved remarkable milestones, including accumulating total assets of over $874,977,652. This growth reflects our unwavering dedication to securing the financial futures of our members. We offer a variety of personal and business banking solutions from checking and savings accounts to auto loans and mortgage refinancing. Our services are designed with you in mind, ensuring that every member feels valued and supported. Our mission extends beyond just financial transactions; we actively engage in community outreach efforts and partnerships that uplift those around us. We understand that when our community thrives, so do our members. That's why we emphasize not only financial wellness but also social responsibility. In line with modern advancements, we've embraced technology to enhance your banking experience. With features like online and mobile banking, e-statements, and ATM availability at our branch, we ensure that managing your finances is convenient and efficient. We are also proud to be ADA compliant, ensuring accessibility for all. Join us as we continue this journey together! At Power Financial, you're not just a member; you're part of a family that cares deeply about your financial health and community well-being. Visit us during our operating hours Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM and experience the difference for yourself. We invite you to become part of the Power Financial family today! Call us at 954-538-4400 or check out more on our website here. Together, let's achieve great things!

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all our members. Our location is ADA compliant, ensuring that everyone can comfortably access our services. There's ample parking available for your convenience, so whether you're dropping by for a quick transaction or planning to meet with one of our friendly staff members, you'll find it easy to park and enter our welcoming space.

Get in Touch

Have questions or want to learn more? Feel free to give us a call at 954-538-4400. We look forward to welcoming you into the Juno Branch of Power Financial your trusted partner in achieving financial success!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Our lobby is open Monday through Thursday from 9:00 AM to 4:30 PM, and on Fridays, we extend our hours until 6:00 PM. We encourage you to stop by during these times to take advantage of our full range of services.

Services Offered

At Power Financial, we offer a variety of banking services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you're a member of a partner credit union, you can also enjoy shared services right here at our branch. Plus, with ATM availability on-site, you can quickly access cash or check your balance at any time. While members can visit us at 12575 Us Highway 1 for all their banking needs, official correspondence should be sent to our mailing address at 2020 NW 150th Avenue in Pembroke Pines if needed.

Member Eligibility

Becoming a member of Power Financial is like joining a warm, welcoming community where your financial well-being is the top priority. If you're interested in enjoying all the benefits we offer, you'll find that our eligibility criteria are designed to be inclusive and straightforward. Generally, anyone who lives, works, or attends school in the area can join us. We strive to make it easy for you to become part of our family, so whether you're looking for personal banking services or loans, we have something tailored just for you. You can check out the full eligibility details at for more specific information. Ready to take the next step? Opening an account with us is a breeze! Just visit us at our branch located at 12575 Us Highway 1 Juno Beach Fl 33408, or give us a call at (954) 538-4400 if you have any questions. Our team is here to help guide you through the process and ensure you feel right at home as you start your journey with Power Financial.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,390,357, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether in-person or online. Our solutions provide secure transaction options that keep your cash flow steady while you focus on what matters most growing your business. Visit us at 12575 Us Highway 1 Juno Beach Fl 33408 or call us at (954) 538-4400 to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

Business Banking

At Power Financial, we also cater to local businesses with our comprehensive business banking services. From merchant services that make transactions easy for your customers to business loans that can help you expand or start your venture, we're here to support the backbone of our community.

Convenient Access

Convenience is key at Power Financial. With our ATM and cash withdrawal services, accessing cash is quick and easy. We also offer basic shared branch transactions for members of partner credit unions. If you're ever in need of assistance outside regular hours, our online banking features ensure you're never left in the dark. Whether you're stopping by for a quick deposit or needing help planning for the future, our team is ready to assist you. Feel free to reach out at 954-538-4400 if you have any questions about how we can serve you better. At Power Financial in Juno Beach, we pride ourselves on being more than just a credit union; we're your financial partner committed to helping you succeed. Visit us today or check out our website at powerfi.org for more information on how we can assist you with all your financial needs!

Credit Options

For those looking to consolidate debt or tackle unexpected expenses, our personal loans offer simple solutions without complicated terms. Plus, we provide credit cards with rewards, allowing you to earn points on everyday purchases while enjoying the benefits of using credit responsibly.

Personal Banking

We offer various personal banking options designed to help you achieve your goals. Our checking and savings accounts come with features that make it easy to manage your money. Imagine having the flexibility to access your funds anytime with our online and mobile banking services. You can check balances, transfer money, and pay bills right from your phone or computer! When it comes to vehicle financing, our auto loans provide competitive rates and terms that suit your budget. Whether you're eyeing a new car or looking for a used one, we've got you covered with flexible loan options tailored just for you. If you're dreaming of owning a home or refinancing your current mortgage, our mortgage loans are designed to make that dream come true. We'll guide you through the process step by step, ensuring you understand each aspect of your mortgage.

Digital & Online Banking

Key Services

With our online banking platform, accessible at http://www.powerfi.org, you can take control of your accounts anytime, anywhere. From checking balances to transferring funds, all your banking needs are just a click away. Plus, our 24/7 online banking services mean you can access your account whenever it suits you best. Need to sign important documents? With our electronic signature authorization feature, you can complete transactions quickly and securely without the hassle of printing or mailing forms. And if you're looking to simplify how you manage your statements, our e-statements availability allows for easy access to your financial records without cluttering your inbox.

Mobile Features

On top of these fantastic online options, we also offer a mobile application that puts banking directly in your pocket. Our mobile payments feature lets you pay bills and make purchases with just a tap no cash or cards needed! You can even send money to friends or family easily through our person-to-person transfers feature, making shared expenses simple and straightforward. Our commitment to security means you can bank with peace of mind. We use advanced encryption technology to protect your information so you can focus on what matters most your financial goals. In short, whether it's through our website or mobile app, Power Financial makes it easy for you to manage your money safely and efficiently. Join us today and experience the freedom of modern banking!

Financial Strength

At Power Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a safe and reliable banking experience, making it our mission to support your financial journey. With a net worth of $123,754,261, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1427 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $110,691,537 in share certificates and $67,107,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,231,824, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $106,029,691 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $66,288,482 in total loans and leases, including 2,149 used auto loans, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. As of now, we have 72,594 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares (funds available for lending and investments) stand at $256,706. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power Financial is your trusted partner. Visit us at 12575 Us Highway 1 Juno Beach Fl 33408 or call 954-538-4400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $38,021,147 in used vehicle loans and $11,280,773 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates that can suit any budget. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have options for you.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $170,390,357 provide the capital needed to expand operations and invest in new ventures. We're here to support local businesses with tailored financing solutions. At Power Financial, our goal is to ensure our members feel confident and supported in their financial decisions. For more information or to discuss which loan product might be right for you, please reach out to us at 954-538-4400 during our branch hours: Monday-Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,865,144, make buying or refinancing simple. We aim to make your home-buying experience as smooth as possible, providing guidance throughout the process. If you're considering refinancing your existing mortgage, we can help explore eligibility options tailored for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,368,085 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while offering convenience for everyday purchases.

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Power Financial