Power Financial Credit Union Florida City FL | Affordable Vehicle Loans & Business Banking

Introduction

At Power Financial, we believe that financial success should be within everyone's reach. Located at 33004 S Dixie Hwy, Florida City, FL 33034, our branch has been serving the community since 1951. With a strong commitment to our members, we have grown to support over 33,448 members and manage total assets of $874,977,652. Our dedicated team, led by CEO Allan Prindle and Board President George Skillas, works tirelessly to provide personal banking solutions tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business financing options, we're here to help you achieve your financial goals. While members can visit us at our Florida City branch for services like mortgage loans and credit cards with rewards, official correspondence should be sent to our mailing address at 2020 NW 150th Avenue, Pembroke Pines, FL 33028. With total deposits exceeding $67,826,866 and a net worth of $123,754,261, Power Financial stands strong in the community as a trusted partner in financial well-being. We also offer various conveniences including online banking and mobile payments to ensure you have access to your finances anytime you need them. Join us at Power Financial today! Call us at 800-548-5465 or visit our website at www.powerfi.org to learn more about how we can assist you on your journey to financial stability.

Branch History & Mission

Welcome to the Power Financial Branch in Florida City, where our rich history and community-focused mission come together to create a welcoming space for all. Established in 1951, our branch has evolved from a small credit union into a vital part of the Florida City community. Over the years, we have grown significantly, now proudly serving over 33,000 members and managing total assets of approximately $874 million. Located at 33004 S Dixie Hwy, Florida City, FL 33034, our branch is easily accessible for those in the area. We are near local landmarks such as the Florida Keys Outlet Marketplace and the scenic Everglades National Park, making us a convenient stop for both residents and visitors alike. If you need to send official correspondence, please use our mailing address: 2020 NW 150th Avenue, Pembroke Pines, FL 33028. At Power Financial, our mission is clear: we strive to provide exceptional financial services while supporting and uplifting our community. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also cater to business needs with merchant services and business loans. We are committed to making banking easy and accessible through online and mobile banking options. Our dedication goes beyond financial transactions; we actively engage in community outreach initiatives. Through partnerships with local organizations, we aim to support education, economic development, and other important causes that benefit our members and neighbors. In addition to traditional banking services, we embrace technology by offering features like electronic signatures and mobile payments for a more efficient experience. Our branch is ADA compliant to ensure everyone can access our facilities comfortably. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 4:00 PM; Friday from 7:30 AM to 7:00 PM; and Saturday from 8:00 AM to 1:00 PM we welcome you to visit us anytime. Our drive-thru service also provides quick access for deposits and withdrawals without leaving your vehicle. We invite you to join Power Financial today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community that cares about your success. For more information or assistance, feel free to call us at 800-548-5465 or visit our website at Power Financial. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us

We're excited to serve you! If you have any questions or need assistance before your visit, don't hesitate to call us at 800-548-5465. Our dedicated team is ready to help you achieve your financial goals. Come see us today at Power Financial your trusted partner in banking!

Convenient Access and Nearby Landmarks

Our branch is just a stone's throw away from popular spots like the beautiful Everglades National Park and local shopping areas, making it a perfect stop during your day out. Parking is available right outside our doors, ensuring you can get in and out quickly. We've designed our space with accessibility in mind, featuring ADA-compliant ramps for easy access.

Operating Hours that Fit Your Schedule

We understand that life can be busy! That's why we offer flexible operating hours: Monday through Thursday from 9:00 AM to 4:00 PM, and on Fridays, we're open from 7:30 AM until 7:00 PM. We also welcome you on Saturdays from 8:00 AM to 1:00 PM. If you prefer to use our drive-thru service, it's available Monday through Thursday from 7:30 AM to 5:30 PM and on Fridays from 7:30 AM to closing time.

Services Designed for You

At Power Financial, we strive to provide a full range of services tailored for both personal and business banking needs. Our offerings include checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Additionally, we have ATM availability for quick cash withdrawals and essential transactions. If you're looking for shared services with partner credit unions, we've got that covered too! Enjoy basic shared branch transactions such as deposits and withdrawals for added convenience.

Member Eligibility

At Power Financial, we believe that everyone deserves access to a supportive financial community. Becoming a member is simple and welcoming. If you live, work, or worship in our local area, you're likely eligible to join us! We're dedicated to providing our members with an array of financial services tailored to their needs. Plus, as a member, you'll enjoy lower fees and competitive rates on loans and savings accounts benefits that truly make a difference in your financial journey. To get started on your membership with us at Power Financial, just stop by our branch located at 33004 S Dixie Hwy Florida City Fl 33034 or give us a call at (800) 548-5465 for more details. We encourage you to check out the specific eligibility requirements at . Joining our family is easy, and we can't wait to support you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your operations without worrying about payment processing. Our merchant services offer practical solutions that simplify transactions, making it easier for you to focus on what you do best growing your business. From secure payment processing to easy online transactions, we help streamline your finances so you can spend less time managing money and more time serving your customers. Visit us at 33004 S Dixie Hwy Florida City Fl 33034 in Florida City, FL, or call us at (800) 548-5465 to learn how our business banking solutions can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,390,357, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential services like ATM access for quick cash withdrawals and basic drive-thru banking for deposits and withdrawals all designed for your convenience. Additionally, if you're a member of another partnering credit union, our shared branch transactions allow you to perform basic banking activities such as deposits and withdrawals without any hassle. At Power Financial, we're more than just a credit union; we're a community partner committed to helping our members succeed financially. If you'd like to learn more about how we can assist you or if you're ready to open an account, don't hesitate to reach out! Call us at (800) 548-5465 or visit us during our operating hours: Mon-Thu from 9:00 AM - 4:00 PM; Fri from 7:30 AM - 7:00 PM; and Sat from 8:00 AM - 1:00 PM. Join us at Florida City Branch today your financial journey starts here!

Business Banking Services

For our entrepreneurial members, our business banking services include everything from merchant services to business loans. We know that running a business requires flexibility and support, so we are here to assist you in making informed financial decisions.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our robust online and mobile banking services, managing your accounts has never been easier. You can transfer funds, pay bills, and even access ATM services all from your smartphone or computer. Our secure platform ensures that your information stays safe while giving you 24/7 access to your accounts.

Loans Made Simple

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. This means you can address those urgent needs without the stress of high-interest rates. For those looking to build credit, our credit cards with rewards not only help you make purchases but also earn points along the way for travel or cash back.

Personal Banking Solutions

Our personal banking services are tailored to fit your lifestyle. We offer checking and savings accounts that allow you to manage your day-to-day finances while earning interest on your savings. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier for you to hit the road in style without breaking the bank. We also provide mortgage loans and refinancing solutions, ensuring you can own your dream home with manageable payments.

Digital & Online Banking

Additional Benefits

To help you stay organized and informed, we offer e-statements, allowing you to receive your account statements digitally. This means no more clutter and the ability to review your statements whenever you need them. Our mobile payments feature lets you make purchases directly from your phone, providing an easy way to pay without carrying cash or cards. At Power Financial, our goal is to provide you with user-friendly tools that enhance your banking experience. Whether you're at home or on the move, our digital banking services are here to support you every step of the way. Experience the ease of managing your finances today!

Key Features

Our online banking platform allows you to take control of your finances right from your computer or smartphone. You can quickly check balances, transfer funds, and pay bills all at the click of a button. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with our mobile application, you can manage your accounts on the go, ensuring you're always in touch with your finances. Security is a top priority at Power Financial. We use advanced encryption technology to keep your information safe while you bank online. You can also enjoy the convenience of electronic signature authorization for quicker transactions without compromising security.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our performance as well; our net income stands at $0, demonstrating careful management of resources while focusing on member benefits rather than profits. We also take pride in having 145 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Growing Membership Base

The trust our members place in us is evident through our total share accounts of 72,594, showing a strong and growing member base that relies on us for their financial needs. With net shares available for lending and investments totaling $256,706, we continue to create opportunities for all our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power Financial is your trusted partner. Visit us at 33004 S Dixie Hwy Florida City Fl 33034 or call 800-548-5465 to learn more about how we can help you achieve your financial goals.

Reinvesting in Member Services

With $106,029,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $66,288,482 in total loans & leases and $21,149 in used auto loans.

Secured Savings for Members

Members' savings are secured through $110,691,537 in share certificates and $67,107,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,231,824, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $123,754,261, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1427 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We pride ourselves on providing comprehensive services that go beyond just lending. For business owners seeking capital for growth, our outstanding commercial loans totaling $170,390,357 provide essential funding options. Additionally, if you're considering consolidating debt or exploring personal loan options, we're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're curious about eligibility or refinancing options for any of our loans, please don't hesitate to contact us at 800-548-5465. Our friendly staff is ready to guide you through the process and help you find the best solution for your needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,021,147 in used vehicle loans and $11,280,773 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms make it easy to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $50,865,144, make buying or refinancing simple. We aim to provide competitive rates and supportive guidance throughout the process.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. With a total of $6,368,085 in loans available, our credit cards come with rewards that fit your lifestyle and help you stay on track financially.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the options presented are credible and current. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Each loan option is displayed based solely on its merits. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature empowers you to make informed decisions that align with your financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Take control of your financial journey today by comparing real-time loan offers at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. By accessing information from reputable financial institutions, LendMesh guarantees that users receive reliable data for their loan comparisons.

Power Financial

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Convenient Access and Nearby Landmarks

Operating Hours that Fit Your Schedule

Services Designed for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Business Banking Services

Digital Banking Convenience

Loans Made Simple

Personal Banking Solutions

Digital & Online Banking

Additional Benefits

Key Features

Financial Strength

Efficient Operations

Growing Membership Base

Reinvesting in Member Services

Secured Savings for Members

Strong Capital Foundation

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community