Power Financial Credit Union Delray Beach FL | Best Auto Loans & Business Banking

Introduction

Welcome to Power Financial, your trusted partner in personal and business banking located at 14854 S Military Trl, Delray Beach, FL 33484. Since our establishment in 1951, we've been dedicated to serving our vibrant community with a commitment to financial wellness and support. With a proud membership base of 33,448 individuals, we strive to provide exceptional services that cater to your unique needs. At Power Financial, we take pride in our robust financial standing, boasting total assets of $874,977,652 and total deposits reaching $67,826,866. Our commitment to responsible lending is evident through our portfolio of 15,262 loans and leases, designed to empower our members on their financial journeys. Additionally, with a net worth of $123,754,261, we ensure the stability and security of your investments. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address at 2020 NW 150th Avenue, Pembroke Pines, FL 33028. Our team is led by CEO Allan Prindle and Board President George Skillas, who are passionate about fostering relationships within the community. Together with our dedicated staff of 147 employees, we are here to assist you with everything from checking and savings accounts to auto loans and mortgages. We invite you to explore our services further by visiting us online at www.powerfi.org or calling us directly at (561) 638-6455. Whether you're looking for financial guidance or a new loan option, Power Financial is here to help you every step of the way!

Branch History & Mission

Community Engagement

Our dedication goes beyond traditional banking. We actively participate in community events and initiatives designed to uplift those around us. This includes financial education workshops that equip members with essential skills for managing their finances effectively. As we look forward to the future, we invite you to join our growing family at Power Financial. Experience firsthand how being a member means more than just having a bank account; it's about being part of a supportive community dedicated to your success. Whether you're seeking guidance on loans or exploring new ways to save, our team is here for you during lobby hours from Monday through Friday from 8:30 AM to 5:00 PM and Saturdays from 8:30 AM to 1:00 PM. Join us today at Power Financial in Delray Beach let's build a brighter financial future together! If you have any questions or need assistance, feel free to reach us at (591) 638-6455.

Our Mission

At Power Financial, our mission is clear: we aim to improve the financial well-being of our members while contributing positively to the communities we serve. We believe in providing not just financial services but also support that extends beyond banking. Our commitment is reflected in various community outreach efforts and partnerships that help strengthen local organizations. We strive for innovation while ensuring accessibility for everyone. Digital advancements such as online and mobile banking make it easier than ever for you to manage your finances on-the-go. Additionally, we ensure that all services comply with ADA standards so that everyone can access what they need without barriers.

Branch Location & Accessibility

Accessibility and Services

At Power Financial, we believe that everyone should have access to quality banking services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Our lobby hours are inviting too! We're open Monday through Friday from 8:30 AM to 5:00 PM, and on Saturdays from 8:30 AM to 1:00 PM for those who need assistance over the weekend. While we currently do not have ATM or drive-thru services available, our friendly staff is always here to help you with personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more.

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to reach out! Give us a call at (591) 638-6455. We're here to make your banking experience as smooth as possible. Come see us at the Power Financial Delray Beach Branch your financial journey starts here!

Nearby Landmarks and Features

You'll find us nestled near several popular spots, making it simple to stop by while running errands or enjoying a day out. Our location is close to the bustling shopping areas and dining options that Delray Beach is known for. Plus, with ample parking available right at our branch, you can easily find a spot without any hassle.

Member Eligibility

At Power Financial, we believe that becoming a member means joining a supportive community where your financial well-being is our top priority. If you're looking to enjoy benefits like competitive rates and personalized service, you'll be happy to know that eligibility is straightforward and welcoming. To qualify for membership, you typically need to live, work, or worship in the local area or have a family member who is already part of our credit union. This means that many people in the Delray Beach community can easily become members! For more specific details on eligibility criteria, feel free to check out our website at . Opening an account is just as simple! Once you've confirmed your eligibility, you can get started with your membership by visiting us at 14854 S Military Trl Delray Beach Fl 33484 or by calling us at (591) 638-6455. We're here to help guide you through the process so that you can start enjoying all the perks that come with being part of Power Financial. Don't hesitate to reach out if you have any questions; we look forward to welcoming you into our family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $121 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $26 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $170,390,357, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, our merchant services simplify transactions so you can focus on what matters most running your business. Whether it's processing payments seamlessly or managing cash flow effectively, we have tools designed to enhance your daily operations. Located at 14854 S Military Trl Delray Beach Fl 33484, Delray Beach, FL, our team is ready to partner with you on this journey. Contact us today at (591) 638-6455 to explore how we can help your business grow!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make purchasing your dream car easy and affordable. With competitive rates and flexible terms, you can drive away knowing that you made a smart financial decision. Whether it's a new model or a reliable used car, we're here to help you every step of the way.

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking services including merchant services and business loans. Your business is unique, and so are its financial needs; we're committed to helping you thrive by providing tailored solutions that support growth and sustainability.

Credit Cards with Rewards

We believe in rewarding our members! With our Credit Cards with Rewards, every purchase gets you closer to earning exciting rewards. Whether it's cashback on groceries or points towards travel experiences, our credit card options are designed to benefit your lifestyle.

Mortgage Loans & Refinancing

Homeownership is one of life's biggest milestones. Our Mortgage Loans & Refinancing services are designed to assist you in securing that dream home. We offer various mortgage products that cater to different needs whether you're buying your first home or refinancing your existing mortgage for better rates. Our experienced team will guide you through the process, ensuring that it's as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options so you can manage your finances on-the-go. From mobile payments to person-to-person transfers, staying connected with your money has never been easier. At Power Financial, we're here not just as a bank but as a partner in your financial journey. If you'd like more information about any of these services or need assistance from our friendly staff, don't hesitate to reach out at (561) 638-6455 or visit us in person during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 1:00 PM. Let us help you achieve your financial goals today!

Personal Banking

Whether you're looking to manage your day-to-day finances or save for future goals, our Personal Banking services have got you covered. We offer checking and savings accounts designed to fit various lifestyles and financial plans. Imagine having the convenience of online banking right at your fingertips check your balance, pay bills, and transfer funds anytime, anywhere with our user-friendly platform.

Personal Loans & Debt Consolidation

Need some extra cash? Our Personal Loans & Debt Consolidation options provide flexibility for unexpected expenses or consolidating existing debts into one manageable payment. Life can throw curveballs, but with our support, you can tackle those challenges without added stress.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you have the power to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. To get started, simply visit us at http://www.powerfi.org.

Easy Access to E-Statements

Say goodbye to paper clutter! With e-statements available at Power Financial, you can access your financial statements electronically whenever you need them. This not only saves trees but also allows for easier record-keeping and management of your finances.

Mobile App & Payments

For those who prefer banking on their smartphones, our mobile application makes it easy to stay connected with your finances. Plus, with our mobile payments feature, you can make quick transactions right from your phone whether it's sending money to a friend or paying for groceries.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service simplifies the process. No more waiting in line at the bank; now you can send money instantly with just a few taps on your device. In today's fast-paced world, having reliable digital banking tools is essential. At Power Financial, we are committed to providing user-friendly features that enhance accessibility and empower you to take control of your financial future. Experience the convenience of modern banking with us today!

Secure Transactions

Your security is our top priority. Our online banking platform features electronic signature authorization for added peace of mind when making transactions. You can trust that your information is safe while enjoying the convenience of accessing your accounts from home or on the go.

Financial Strength

Commitment to Growth

With $106,029,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,149 in used auto loans and $662,884,824 in total loans and leases.

Growing Membership

Total Share and Deposit Accounts stand at 72,594, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $256,706, further emphasizing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Power Financial is your trusted partner. Visit us at 14854 S Military Trl Delray Beach Fl 33484 or call (591) 638-6455 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $110,691,537 in share certificates and $67,107,735 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,231,824, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance reflects our operational efficiency. Despite showing a net income of $0, we remain dedicated to offering competitive loan rates and solid financial products for our members. We also take pride in having 145 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $123,754,261, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,427 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already assisted members with $38,021,147 in used vehicle loans and $11,280,773 in new vehicle loans, helping them get on the road with confidence. Our flexible terms make it easy for you to find an auto loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $170,390,357 provide the capital needed to grow and expand your business. Our dedicated team can work with you to tailor solutions that align with your business goals. At Power Financial located at 14854 S Military Trl Delray Beach FL 33484, we are committed to providing exceptional service and support for all your lending needs. If you're interested in exploring refinancing options or checking your eligibility for any of our products, please don't hesitate to reach out at (591) 638-6455. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $50,865,144, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $6,368,085 in loans helping members manage their finances effectively, our credit cards provide an excellent way to handle unexpected expenses or make everyday purchases without the worry of high-interest rates.

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Real-Time Rate Comparisons

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Power Financial