Potlatch No. 1 Credit Union Walla Walla WA | Affordable Vehicle Loans & Business Banking

Introduction

At Potlatch No. 1 Financial, we believe that everyone deserves a financial partner they can trust. Located at 1721 Dalles Military Rd, Walla Walla, WA 99362, our Walla Walla Branch has been serving the community since 1938. With a commitment to providing personalized service and innovative solutions, we proudly support over 127,000 members on their financial journeys. Our branch is more than just a place to bank; it's a hub for community growth and support. We understand the needs of our members, whether it's securing an auto loan from our impressive total of 71,684 loans or saving for a future goal with our competitive savings accounts. Our total assets stand at an impressive $2,145,789,869, allowing us to offer stability and strength in every interaction. As your local credit union, we are dedicated to fostering financial wellness and building strong relationships within the Walla Walla area. Our team is led by CEO Chris Loseth and Board President Tod Dickeson, who embody our commitment to excellence and member satisfaction. While you can always visit us at our branch location, official correspondence should be sent to P.O. Box 897, Lewiston, ID 83501 if needed. We invite you to explore what Potlatch No. 1 Financial has to offer whether you're looking for loans, savings options, or business services. For assistance or inquiries, feel free to reach out at (208) 746-8900. Join us in shaping a brighter financial future together! Visit our website at www.p1fcu.org for more information on how we can serve you better.

Branch History & Mission

At Potlatch No. 1 Financial, our roots run deep in the community of Walla Walla, Washington. Since opening our doors in 1938, we have been dedicated to providing quality financial services to our members and fostering strong relationships within the community. With a unique identifier as site ID 51,406, our branch has grown alongside the residents we serve, adapting to meet their evolving needs. Located at 1721 Dalles Military Rd, Walla Walla, WA 99362, our branch is not just a place for transactions; it's a hub for connection and support. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, and Friday from 9 AM to 6 PM. For your convenience, our drive-thru service operates Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 8:30 AM to 6 PM. Our mission at Potlatch No. 1 Financial is clear: we strive to empower our members by offering personalized financial solutions while actively supporting local initiatives that enhance the well-being of our community. With over 127,000 members and total assets exceeding $2.14 billion, we are committed to providing valuable services such as personal banking, auto loans, mortgages, and business banking solutions. While members can visit us at 1721 Dalles Military Rd Walla Walla Wa 99362, official correspondence should be sent to our mailing address at P.O. Box 897, Lewiston, ID 83501. This ensures your communications reach us promptly and securely. As part of our dedication to accessibility, we offer ATM services and shared service center options for added convenience. Our commitment extends beyond mere banking; it encompasses community outreach and partnerships that uplift those around us. We believe in giving back and making a positive impact where it matters most. With every transaction you make with us, you're not just banking; you're becoming part of a legacy that values trust, support, and progress. If you're looking for a financial partner that truly cares about your needs and the community's growth, we invite you to join Potlatch No. 1 Financial today! Experience firsthand how we can help you achieve your financial goals while making a difference together. For more information on membership or to open an account online, please visit our website. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Features

At Potlatch No. 1 Financial, we prioritize your convenience. Our branch offers ample parking and features that ensure accessibility for everyone, including ADA-compliant entrances and ramps. Whether you're visiting us for a quick transaction or to explore our wide range of services, you'll find our environment welcoming and user-friendly. Our operating hours are designed to fit your busy schedule: our lobby is open Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. For those on the go, our drive-thru service operates Monday through Thursday from 8:30 AM to 5:30 PM and Friday until 6 PM, providing a fast and easy way to manage your banking needs without leaving your car.

Reach Out Today!

If you have questions or need assistance, don't hesitate to give us a call at 208-746-8900. Our friendly team at Potlatch No. 1 Financial is eager to help you navigate your financial journey. We look forward to welcoming you into our branch!

Services Offered

We're proud to offer a variety of services tailored to meet your financial goals. From checking and savings accounts to auto loans and mortgages, our knowledgeable staff is here to assist you with personalized service. We also provide online and mobile banking options so you can manage your finances anytime, anywhere. Plus, with an ATM available at our location, accessing cash has never been easier. For members who need additional assistance or shared services, we have partnerships that allow basic transactions with other credit unions as well.

Member Eligibility

Becoming a member of Potlatch No. 1 Financial is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or worship in the Walla Walla area, you may qualify for membership! We welcome individuals who share our values and are looking for a supportive community that prioritizes your needs. To find out more about the specific eligibility criteria, feel free to visit our detailed resource at https://www.p1fcu.org/become-a-member. It's an easy process to get started on your journey with us, and we're here to help every step of the way. Ready to open an account? You can do so conveniently online by visiting https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to reach out to us at (208) 746-8900. Join us at Potlatch No. 1 Financial, located at 1721 Dalles Military Rd Walla Walla Wa 99362, and experience the difference of being part of a member-focused credit union!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that streamline your payment processes. Imagine running a bustling café where customers can pay with ease using mobile payments or contactless cards. Our services ensure that you can focus on delighting your customers while we handle the transactions smoothly. Located at 1721 Dalles Military Rd, Walla Walla, WA, we're here to partner with you on your journey to success. Call us at 208-746-8900 or visit our website for more information about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in Walla Walla, we provide comprehensive business banking services, including merchant services and business loans that help you grow your enterprise. Your success is our priority, and we're here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms enable you to manage your accounts anytime, anywhere. With features like ATM and cash withdrawal services, you can access your funds easily. Need to make simple transactions? Our drive-thru banking offers basic deposits and withdrawals without needing to leave your vehicle.

Loans and Credit Solutions

At Potlatch No. 1 Financial, we understand that life can be unpredictable. That's why we offer personal loans and debt consolidation options to help you manage expenses when they arise. Additionally, our credit cards with rewards allow you to earn points for everyday purchases while enjoying the convenience of cashless transactions.

Personal Banking

When it comes to personal banking, we offer an array of options including checking and savings accounts tailored to fit your lifestyle. If you're considering buying a car or need financing for a vehicle, our auto loans and vehicle financing services make it easy for you to get behind the wheel without breaking the bank. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing options are designed with competitive rates and flexible terms to suit various needs.

Shared Branch Transactions

If you're a member of another partner credit union, our branch also provides basic shared branch transactions such as deposits and withdrawals. This service ensures that no matter where you are in the network, accessing your funds remains hassle-free. For any questions or assistance regarding our services, feel free to give us a call at 208-746-8900. Our friendly staff is ready to assist you during our lobby hours from Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, or through our drive-thru service. Explore all that Potlatch No. 1 Financial has to offer by visiting us online at p1fcu.org or stop by our branch today! Your financial journey starts here!

Digital & Online Banking

Convenience at Your Fingertips

Another great feature is our e-statements availability. Instead of waiting for paper statements to arrive in the mail, you can view them online whenever you want. This not only helps the environment but also gives you instant access to your financial history. At Potlatch No. 1 Financial, we prioritize accessibility and ease-of-use in every service we provide. Our goal is to empower you with real-time account management that fits into your busy lifestyle. Whether you're at home or on the go, our digital banking solutions are designed to give you peace of mind while managing your money effectively. Experience the future of banking today with Potlatch No. 1 Financial!

Key Features

Our online banking services are available 24/7, so whether it's early morning or late at night, you can take control of your finances without any hassle. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with our mobile payments feature, you can make purchases directly from your smartphone no wallet needed! For those who prefer the convenience of apps, our mobile application provides all the functionalities you need right at your fingertips. You can easily access your accounts, view statements, and even authorize transactions using electronic signatures for added security. Speaking of security, we ensure that all your information is protected with top-notch encryption methods.

Financial Strength

Commitment to Growth

With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, as seen with $29,835 in used auto loans and $1,780,416,004 in total loans and leases.

Growing Member Base

With a total of 245,485 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,946,250 show our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 1721 Dalles Military Rd Walla Walla Wa 99362 or call (208) 746-8900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $178,949,775, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our competitive financing options can make it happen.

Commercial Loans

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. If you're looking to invest in your business or need funds for operational costs, we have solutions designed with your success in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We guide you through the process and help you understand your options for a smooth experience.

Refinancing Options

If you're considering refinancing any of these loans to take advantage of lower rates or better terms, we are here to help. Our team will work closely with you to assess your eligibility and explore the best refinancing options available. To learn more about our loan products or start your application process today, feel free to reach out to us at (208) 746-8900 or visit us at 1721 Dalles Military Rd Walla Walla WA 99362. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make everyday spending more rewarding.

Loan Aggregator

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Potlatch No 1 Financial