Potlatch No. 1 Credit Union Tonasket WA | Quick Personal Loans & ATM Access

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in financial well-being since 1938. Located conveniently at 16 W 5th St, Tonasket, WA 98855, our branch is dedicated to serving the needs of our community and fostering strong relationships with our members. With a total membership of 127,945 and assets exceeding $2.14 billion, we pride ourselves on being a pillar of support for individuals and families alike. At Potlatch No. 1 Financial, we understand that every member has unique financial goals. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions tailored just for you. Our commitment to helping you achieve your dreams is reflected in our impressive portfolio of over 71,684 loans and leases totaling more than $2 billion. While you can visit us at our Tonasket branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 897, Lewiston, ID 83501. We encourage you to reach out at 208-746-8900 or explore our website at p1fcu.org for more information. Under the leadership of CEO Chris Loseth and Board President Tod Dickeson, we are committed to maintaining a net worth of $178,949,775 while ensuring your deposits totaling over $20 million are secure and working for you. With cash reserves around $36 million, we're here to provide reliable service and peace of mind. Join us today at Potlatch No. 1 Financial where your financial future is our priority! We look forward to seeing you soon!

Branch History & Mission

At Potlatch No. 1 Financial, we take pride in our deep-rooted history and commitment to the community. Established in 1938, our Tonasket Branch has been a cornerstone of financial support for nearly a century. Located at 16 W 5th St, Tonasket, WA 98855, our branch has grown alongside its members, evolving from humble beginnings into a trusted financial partner for over 127,000 members. Our mission is simple yet powerful: to provide accessible financial services that empower our community. We focus on serving individuals and families with integrity and respect, helping them achieve their financial goals. Whether it's personal banking, auto loans, or business financing, we aim to make banking straightforward and supportive. While members can visit us at our Tonasket location, official correspondence should be sent to PO Box 897, Lewiston, ID 83501. Our operating hours are designed with your convenience in mind: Lobby hours are Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. For those who prefer drive-thru service, we're open Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 8:30 AM to 6 PM. Potlatch No. 1 Financial proudly boasts total assets of over $2.14 billion, reflecting our strong commitment to providing quality services while ensuring the safety of our members' funds. Our ability to offer innovative solutions like online banking and mobile payments showcases our dedication to adapting with the times while remaining accessible to everyone. Community outreach is at the heart of what we do. We believe in giving back and supporting local initiatives that make a positive impact on the lives of those around us. From partnerships with local organizations to sponsoring events that bring people together, we strive to be an active participant in building a better future for all. Join us at Potlatch No. 1 Financial and experience firsthand the benefits of being part of a community-focused credit union. Our team is here to guide you every step of the way as you navigate your financial journey. Reach out today at (208) 746-8900 or visit us online at Potlatch No. 1 Financial to learn more about how we can help you thrive!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated near several local landmarks, making it easy to find. We are close to popular spots like Tonasket City Park and the Okanogan River, so you can combine your banking errands with a leisurely stroll or visit nearby businesses.

Friendly Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. If you prefer drive-thru service, we're here for you Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 8:30 AM to 6 PM.

Join Us Today!

Ready to experience convenient banking? We invite you to visit us at the Potlatch No. 1 Financial Tonasket Branch! If you have questions or need assistance before coming in, feel free to call us at 208-746-8900. Our team looks forward to serving you!

Parking and Accessibility Features

Parking is available right outside our branch for your convenience. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps to ensure that everyone can access our services comfortably.

Services Tailored for You

At Potlatch No. 1 Financial, we provide a variety of services to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our ATM on-site and drive-thru banking available, accessing your funds has never been easier.

Member Eligibility

At Potlatch No. 1 Financial, we believe that everyone deserves a chance to be part of a community that values support and growth. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us. We also welcome family members of current members, making it easy for your loved ones to benefit from our friendly services. To find out more about the specific eligibility requirements, feel free to visit our detailed guide at https://www.p1fcu.org/become-a-member. Joining Potlatch No. 1 Financial means you gain access to a variety of financial products designed with your needs in mind, from checking and savings accounts to loans and credit cards with rewards. Opening an account is just as easy check out our online application process at https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e. If you have any questions or need assistance, don't hesitate to call us at (208) 746-8900. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we provide essential merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly whether in-store or online enhancing customer satisfaction while ensuring you get paid quickly. From point-of-sale systems to mobile payment options, our services are crafted to meet the needs of today's dynamic marketplace. Explore how Potlatch No. 1 Financial can be a partner in your success. Together, we can navigate the path to growth and stability. For more information, visit us at 16 W 5Th St Tonasket Wa 98855 or call us at (208) 746-8900.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With easy access to your accounts via our mobile app, you can check balances, transfer funds, and pay bills without visiting the branch.

Cash When You Need It

Need cash in a pinch? Our ATM services are readily available for quick withdrawals or balance checks. We also provide basic drive-thru banking for deposits and withdrawals along with shared branch transactions for members of partner credit unions.

Credit That Rewards You

For those who love to earn while they spend, we offer credit cards with rewards that let you accumulate points for every purchase. It's an excellent way to turn everyday spending into exciting benefits!

Home Sweet Home Financing

Thinking about buying your dream home? Our mortgage loans and refinancing options provide competitive rates to help you secure the perfect home without breaking the bank. Plus, if you need some extra cash for unexpected expenses, our personal loans and debt consolidation services can help you get back on track.

Join Us Today!

At Potlatch No. 1 Financial, we strive to meet all your financial needs under one roof. Whether you're opening an account or applying for a loan, we're dedicated to making your experience positive and rewarding. Ready to take the next step? Visit us online at P1FCU.org or call us at 208-746-8900 to learn more about how we can assist you today!

Personal Banking Made Easy

Whether you're looking to open a checking account or save for the future, our personal banking services are designed with you in mind. We offer flexible checking and savings accounts that help you manage your finances effortlessly. If you're considering purchasing a new car, our auto loans and vehicle financing options can put you behind the wheel quickly and affordably.

Supporting Local Businesses

We understand how vital local businesses are to our community, which is why we provide comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your journey.

Digital & Online Banking

Enhanced Features for Your Convenience

We know that life can get busy, which is why we also offer person-to-person transfers. This feature allows you to send money to friends and family instantly, making splitting bills or sending gifts easier than ever. Concerned about the security of your transactions? Rest assured that our digital services include electronic signature authorization, ensuring that every transaction is protected. Additionally, we provide e-statements, giving you a paperless option to keep track of your finances while being environmentally friendly.

Key Services Available

With our online banking platform, you can access your accounts 24/7, making it simple to check balances, transfer funds, and manage transactions at your convenience. Whether you're at home or on the go, our user-friendly interface ensures that you can handle your banking needs without any hassle. For those who prefer using their mobile devices, our dedicated mobile application provides an easy way to perform all the same functions right from your smartphone. Plus, with the added option for mobile payments, you can make purchases quickly and securely without needing cash or cards.

Real-Time Account Management

Managing your finances in real-time has never been simpler. With Potlatch No. 1 Financial's digital banking tools, you have everything at your fingertips. Whether you need to review recent transactions or set up automatic payments, we've got you covered. Our goal is to make banking straightforward so that you can focus on what truly matters your life! Explore all these features and more by visiting our website today!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's ever-changing economic landscape, you need a trusted partner to help you navigate your financial journey. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $29,835 in used auto loans and an impressive $1,780,416,004 in total loans and leases, we are well-equipped to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $1,946,250, showing our commitment to supporting member needs. The trust placed in us by our growing membership is evident; with a total of 245,485 share accounts, it's clear that our community values the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 16 W 5Th St Tonasket Wa 98855 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale up an existing one, our loan officers are here to guide you through the process. If you're interested in any of these products or would like more information about eligibility options and refinancing opportunities available at Potlatch No. 1 Financial located at 16 W 5Th St Tonasket Wa 98855, feel free to call us at 208-746-8900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial goals starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We also offer refinancing options to help you take advantage of lower interest rates or adjust your mortgage terms to better suit your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. This option can provide you with the purchasing power you need while keeping your cash flow steady.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified information guarantees fair and transparent offers, allowing users to trust the rates they see.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Potlatch No 1 Financial

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Friendly Operating Hours

Join Us Today!

Parking and Accessibility Features

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Financing Your Vision

Merchant Services That Make a Difference

Comprehensive List Of Services

Banking at Your Fingertips

Cash When You Need It

Credit That Rewards You

Home Sweet Home Financing

Join Us Today!

Personal Banking Made Easy

Supporting Local Businesses

Digital & Online Banking

Enhanced Features for Your Convenience

Key Services Available

Real-Time Account Management

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community