Potlatch No. 1 Credit Union Pullman WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Potlatch No. 1 Financial Pullman Branch, where we believe in providing our members with more than just banking services; we offer a community and a commitment to your financial well-being. Located at 785 Se Fairmount Dr, Pullman, WA 99163, our branch has proudly served the local community since 1938, establishing deep roots and building trust over the years. With a total membership of 127,945 individuals, we are more than just a credit union we're a family dedicated to helping you achieve your financial goals. Our total assets amount to an impressive $2,145,789,869, ensuring that we have the resources to support you in every step of your financial journey. We understand that when it comes to loans, deposits, and savings, every detail matters. That's why our members benefit from $20,804,423 in total deposits and have access to over 71,684 loans and leases tailored to meet their needs. At Potlatch No. 1 Financial, we pride ourselves on our leadership and commitment to service. Under the guidance of our CEO, Chris Loseth, and Board President Tod Dickeson, our team of 411 employees is ready to assist you with personal banking solutions ranging from checking accounts and auto loans to business banking services. While members can visit us at 785 Se Fairmount Dr, official correspondence should be sent to our mailing address at PO BOX 897, Lewiston, ID 83501. Whether you're looking for help with a mortgage or simply want advice on managing your finances better, we're here for you. Our modern facilities include convenient ATM access and drive-thru services for quick transactions. Plus, with online and mobile banking options available anytime you need them, managing your finances has never been easier. Ready to experience personalized service? Call us today at 208-746-8900 or visit us online at www.p1fcu.org to learn more about how we can assist you in achieving your financial dreams!

Branch History & Mission

Community Commitment

We recognize that a strong community fosters success for everyone involved. That's why Potlatch No. 1 Financial engages in numerous outreach efforts, partnering with local organizations and schools to support education and economic development initiatives. Our goal is not just to assist financially but also to contribute positively towards enhancing the quality of life in Pullman. As we continue on this journey together, we invite you to join us at Potlatch No. 1 Financial. Experience firsthand how we can help you achieve your financial dreams while making a meaningful impact in your community! Visit us or give us a call at 208-746-8900 today!

Our Evolution

Potlatch No. 1 Financial began as a small credit union focused on helping individuals achieve their financial goals. As we evolved, so did our offerings. From simple savings accounts to comprehensive personal banking solutions, we've adapted to meet the diverse needs of our members. Our drive-thru service and ATM availability ensure that access to banking is convenient and efficient for everyone in Pullman. While members can visit us at our Pullman location for all their banking needs, official correspondence should be sent to PO BOX 897, Lewiston, ID 83501 if needed. We're dedicated to being accessible and user-friendly in every aspect of our operation.

Our Mission

At the heart of Potlatch No. 1 Financial is our mission: to provide excellent financial services that empower members while supporting the community around us. We strive to offer personal banking solutions including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We are committed not just to the financial well-being of our members but also to giving back through community outreach initiatives and partnerships that make a difference. Our modern digital tools allow members to bank anytime and anywhere with ease through online banking and mobile applications. We are proud of being ADA compliant and ensuring accessibility for all our services.

Branch Location & Accessibility

Convenient Access and Amenities

At our Pullman location, we prioritize accessibility for all members. Whether you're driving or walking, you'll find ample parking available right outside the branch. Our facility is ADA compliant, ensuring that everyone can easily access our services without any hassle. If you prefer to stay in your vehicle, take advantage of our drive-thru banking services where you can complete simple transactions quickly and efficiently.

Let Us Help You Today!

We invite you to come down to the Potlatch No. 1 Financial Pullman Branch and see how we can assist with your banking needs! Have questions? Don't hesitate to give us a call at (208) 746-8900 we're here to help!

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why our operating hours are designed to accommodate your schedule. Our lobby is open Monday through Tuesday and Friday from 9 AM to 5:30 PM, while on Wednesday and Thursday, we extend our hours until 7 PM. For those who need us on Saturdays, we welcome you from 9 AM to 7 PM. With these flexible hours, you can visit us when it's most convenient for you!

Services Tailored Just for You

At Potlatch No. 1 Financial Pullman Branch, we offer a variety of services to support your financial journey from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. Our ATM is readily available for quick cash withdrawals or balance checks whenever you need it. Plus, if you're a member of a partner credit union, our shared service center allows basic transactions for added convenience. While members can visit us at 785 Se Fairmount Dr Pullman Wa 99163, official correspondence should be sent to PO BOX 897, Lewiston, ID 83501.

Member Eligibility

At Potlatch No. 1 Financial, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to become part of our community, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the area. This means you can enjoy all the benefits we offer, from personal banking services to auto loans and credit cards. The process is simple and welcoming just check out the detailed criteria at https://www.p1fcu.org/become-a-member for any specific requirements. Once you're ready to take the next step, opening an account is just as easy! You can find all the details on how to get started by visiting https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e. If you have any questions or need assistance, feel free to give us a call at (208) 746-8900. We're excited to help you join us at Potlatch No. 1 Financial located at 785 Se Fairmount Dr Pullman Wa 99163, where your financial journey can truly begin!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a busy Saturday morning at your local café. Customers line up, eager to grab their favorite brew. With our merchant services, accepting payments becomes a breeze, allowing you to focus on delivering exceptional customer experiences. From credit card processing to mobile payment solutions, we offer tools that help you manage transactions efficiently and grow your bottom line. Located at 785 Se Fairmount Dr Pullman Wa 99163 in Pullman, WA, our team is here to guide you through every step of your business banking needs. Call us at (208) 746-8900 to learn more about how we can support your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Accessibility is important at Potlatch No. 1 Financial. We offer ATM services for quick cash withdrawals and basic transactions like balance checks. Our drive-thru service allows for deposits and withdrawals without leaving your vehicle perfect for busy days when you're on the go! Additionally, we participate in shared branching, so members from partner credit unions can enjoy basic transactions at our location too.

Business Banking

For entrepreneurs and business owners in the community, our business banking services offer the tools you need to succeed. We provide merchant services and business loans that can help you grow your venture without the hassle. Our team understands the unique challenges businesses face and is here to assist you every step of the way.

Convenience at Your Fingertips

With Potlatch No. 1 Financial, managing your finances has never been easier. Whether it's through online banking or mobile payments, we prioritize ease of access for all members. Our friendly staff is always ready to assist you with any questions or guidance you may need. If you're interested in learning more about how we can serve you better, don't hesitate to reach out! Call us today at 208-746-8900 or visit us at our Pullman branch location. Together, let's navigate your financial journey with confidence!

Loans and Financing

When it comes to financing, we provide an array of loan options designed to help you secure what you need. Whether you're considering a new car or refinancing your home, our auto loans and mortgage products can help make those dreams a reality. If you're facing unexpected expenses, our personal loans are available for debt consolidation or other urgent needs. Plus, our credit cards come with rewards to give you even more value on your purchases.

Personal Banking

We understand that personal banking is essential for your day-to-day life. That's why we offer various options such as checking and savings accounts tailored to fit your lifestyle. With our online and mobile banking features, you can check your balance, transfer funds, and pay bills right from your smartphone or computer making banking more convenient than ever.

Digital & Online Banking

Key Features

Our online banking platform, easily accessible at https://www.p1fcu.org/, provides a user-friendly experience where you can check your account balances, transfer funds, and pay bills with just a few clicks. Plus, if you're always on the go, our mobile application brings these same features right to your fingertips. You can even make mobile payments effortlessly, allowing you to shop or dine out without the hassle of carrying cash or cards. Security is our top priority. We offer electronic signature authorization for added convenience when signing documents from the comfort of your home. Say goodbye to printing and scanning! Additionally, our e-statements keep your financial information organized and accessible while helping you reduce paper clutter.

Real-Time Management

Need to send money to a friend or family member? Our person-to-person transfers make it easy to send cash quickly and securely. Whether it's splitting a bill or sending a birthday gift, you can do it all in real time. With Potlatch No. 1 Financial's digital banking services, managing your finances has never been simpler or more efficient. Enjoy peace of mind knowing that all your transactions are protected with advanced security measures while benefiting from the convenience of modern banking solutions. Experience the ease of banking on your terms today!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong helps you feel secure in your decisions about saving and borrowing. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,835 in used auto loans and an impressive $1,780,416,004 in total loans and leases. While our net income stands at $0, this reflects our ongoing commitment to maintaining a stable environment for our members without compromising service quality. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) amount to $1,946,250, while the total share accounts show a robust membership base with 245,485 accounts trusting us with their finances. This showcases not only our strength but also the confidence our community places in Potlatch No. 1 Financial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 785 Se Fairmount Dr Pullman WA 99163 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible financing options and competitive terms to ensure you find a plan that fits your budget. If you're considering refinancing your existing auto loan, ask us about eligibility options that could save you money each month.

Business Loans

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have tailored solutions designed to meet your business's specific needs. At Potlatch No. 1 Financial, we prioritize providing accessible financial products and excellent member service. For more information about our loan offerings or to discuss how we can assist you further, please call us at 208-746-8900 or visit our website at p1fcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We aim to provide straightforward lending solutions that suit your unique situation. Don't hesitate to reach out for personalized assistance and insights into our mortgage offerings.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. This option allows you to make purchases when needed while maintaining control over your budget.

Loan Aggregator

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Potlatch No 1 Financial