Potlatch No. 1 Credit Union College Place WA | Quick Personal Loans & Top Checking

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in personal and business banking located conveniently at 1700 Se Meadowbrook Blvd, College Place, WA 99324. Established in 1938, our credit union has grown into a community cornerstone, proudly serving 127,945 members with a commitment to providing reliable financial solutions tailored to your needs. At Potlatch No. 1 Financial, we believe in empowering our members through transparency and support. With total assets reaching an impressive $2,145,789,869 and robust deposits of $20,804,423, we are equipped to help you achieve your financial goals. Our dedicated team of 411 employees, led by CEO Chris Loseth and Board President Tod Dickeson, is here to ensure you receive the highest level of service and care. Whether you're looking for auto loans, mortgages, or personal banking services, we offer a range of options designed to meet diverse financial needs. Our total loans portfolio stands at 71,684, showcasing our commitment to lending responsibly while supporting our members' ambitions. While you can visit us directly at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 897, Lewiston, ID 83501. If you have any questions or need assistance, feel free to reach out by calling us at 509-394-9002. Explore the wealth of opportunities available at Potlatch No. 1 Financial by visiting our website at www.p1fcu.org. Let us help you build a brighter financial future today!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become a part of Potlatch No. 1 Financial's story. Experience the benefits of membership that extends beyond banking join us today and let us help you navigate your financial journey with confidence and care. Visit us or contact us at 509-394-9002 for more information on how we can serve you!

Our Mission

Our mission at Potlatch No. 1 Financial goes beyond just providing banking services; we aim to support our members in achieving their financial goals while contributing positively to the community. We believe that everyone deserves access to quality financial resources and services that can help them thrive. Whether it's through personal banking solutions like checking and savings accounts or more specialized services like auto loans and mortgages, we strive to meet the diverse needs of our members. We are also committed to being a good neighbor. Our partnerships with local organizations and participation in community outreach programs reflect our desire to make a meaningful impact in College Place and surrounding areas. While members can visit us at 1700 Se Meadowbrook Blvd College Place Wa 99324, official correspondence should be sent to PO Box 897, Lewiston, ID 83501. In addition to traditional banking services, we embrace technology to enhance your experience with us. With online banking options, mobile payments, and an easy-to-use mobile app available for all members, managing your finances has never been more convenient.

Branch Location & Accessibility

Accessibility and Amenities

At Potlatch No. 1 Financial, we prioritize making banking easy for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so that all members can enjoy our services without hassle. Parking is ample and convenient, ensuring you can visit us without any parking stress. While members can visit us at 1700 Se Meadowbrook Blvd for all their banking needs, official correspondence should be sent to our mailing address at PO Box 897, Lewiston, ID 83501.

Operating Hours

Our welcoming team is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. We strive to accommodate your schedule so that you can manage your finances when it's most convenient for you.

Services Available

At Potlatch No. 1 Financial, we offer a variety of services designed to help you achieve your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM access available and shared services for partner credit union members, banking has never been easier! We invite you to come visit us at our College Place branch or give us a call at 509-394-9002. Our friendly staff is excited to help you on your financial journey!

Member Eligibility

At Potlatch No. 1 Financial, we believe in creating a welcoming community where everyone can thrive. Becoming a member is straightforward and open to a wide range of individuals. If you live, work, worship, or attend school in the areas served by our branch at 1700 Se Meadowbrook Blvd, College Place, WA 99324, you're likely eligible to join us! This means that whether you're a student, a local resident, or part of the workforce in our vibrant community, you can take advantage of all the benefits we offer. By becoming a member of Potlatch No. 1 Financial, you gain access to personalized banking services designed with your needs in mind. To learn more about the specific eligibility criteria, feel free to check out this detailed resource: Member Eligibility. Joining is simple! If you're ready to open an account and start enjoying the advantages of membership, visit our account opening page here: Account Opening. Have questions? Don't hesitate to reach out at 509-394-9002; we're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment processing is crucial. Our merchant services offer simple and secure ways for businesses to accept payments from customers, ensuring smooth transactions whether you're running a retail store or an online shop. Imagine being able to focus on what you do best serving your customers while we handle the financial transactions seamlessly. Located at 1700 Se Meadowbrook Blvd College Place Wa 99324 in College Place, WA, we're dedicated to helping local businesses thrive. If you're ready to take your business to the next level, call us at (509) 394-9002 or visit us today!

Comprehensive List Of Services

ATM Access and Shared Branching

Our commitment doesn't stop there. With ATM and cash withdrawal services, accessing your money is as easy as it gets. We also participate in basic shared branch transactions, allowing members from partner credit unions to make deposits and withdrawals conveniently.

Business Banking

For entrepreneurs and small business owners, we offer specialized support through our business banking services. From merchant services that simplify payment processing to tailored business loans, we strive to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. Access your accounts anytime, anywhere, using our user-friendly mobile application or website. You can manage your finances on the go, transfer funds, pay bills, and even utilize person-to-person payment options with just a few taps on your phone.

Loans and Credit Solutions

Life can be unpredictable, and having access to cash when you need it is essential. Our personal loans and debt consolidation options provide you with the flexibility to handle unexpected expenses or consolidate existing debts into one manageable payment. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase more rewarding.

Personal Banking

Whether you're looking to open a checking account for everyday expenses or a savings account to prepare for future goals, we have you covered. Our personal banking services include convenient options that cater to various lifestyles. For those considering a new vehicle, our auto loans and vehicle financing make it easy to drive away in the car you want without breaking the bank. If home ownership is on your mind, our mortgage loans and refinancing solutions can help you secure that dream home with manageable payments.

We're Here for You

At Potlatch No. 1 Financial, we're not just about banking; we're about building relationships with our members. If you have questions or need assistance navigating our services, don't hesitate to reach out! You can contact us at 509-394-9002 during our lobby hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Explore all that we offer today by visiting our website at www.p1fcu.org or simply drop by our branch in College Place. We look forward to serving you!

Digital & Online Banking

Accessibility and Ease of Use

At Potlatch No. 1 Financial, we strive to make banking accessible for everyone. Our user-friendly interface ensures that all members can navigate their accounts with ease. If you ever need assistance, our friendly team is just a phone call away at (509) 394-9002. In short, whether you're using a desktop computer or a mobile device, our digital banking services are designed with you in mind. Experience the freedom of managing your finances whenever and wherever suits you best!

Key Features of Our Digital Banking Services

With our online banking platform, accessible at https://www.p1fcu.org/, you can check your account balances, pay bills, and transfer funds anytime day or night. Our 24/7 online banking services ensure you have real-time access to your accounts, making it simple to stay on top of your finances. Need to send money quickly? Our person-to-person transfer feature allows you to easily send money to friends or family without any hassle. Plus, if you're always on the move, our mobile application lets you manage your accounts from your smartphone or tablet, making banking as easy as a few taps on your screen. We prioritize your security. With options like electronic signature authorization, you can confidently complete transactions knowing that your information is protected. Additionally, we offer e-statements, so you can view and manage your statements electronically helping reduce paper clutter while keeping everything organized. For those who love the convenience of technology, our mobile payments feature allows you to make purchases directly from your phone. It's fast, easy, and secure!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to report our strong financial position, which you can trust to support your banking needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,835 in used auto loans and a total of $1,780,416,004 in loans and leases. Although our net income stands at $0 currently due to strategic investments for growth and expansion efforts this year, we remain committed to delivering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $1,946,250, while our total share accounts have grown to an impressive 245,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 1700 Se Meadowbrook Blvd College Place Wa 99324 or call 509-394-9002 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We have already issued $216,238,610 in new vehicle loans and $550,451,895 in used vehicle loans to help our members get on the road confidently. Whether you're looking for financing on a new or used vehicle, our team is here to guide you through the process.

Commercial Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans total $275,689,862. We are committed to supporting local businesses by providing the necessary funding for development and growth opportunities.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $47,239,459. These options simplify both buying and refinancing your home. We believe everyone deserves a chance at owning their dream home.

Refinancing Options

We also provide refinancing options across various loan products. If you're looking to lower your interest rates or consolidate debt, reach out to us for more details about eligibility and how we can assist you. We invite you to contact us at 509-394-9002 for any inquiries or assistance regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Potlatch No. 1 Financial, we're dedicated to helping you find the right solution tailored to your unique needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans with a total of $5,909,209 available to help our members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them.

Loan Aggregator

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Potlatch No 1 Financial

Introduction

Branch History & Mission

Join Us

Our Mission

Branch Location & Accessibility

Accessibility and Amenities

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

ATM Access and Shared Branching

Business Banking

Digital Banking Convenience

Loans and Credit Solutions

Personal Banking

We're Here for You

Digital & Online Banking

Accessibility and Ease of Use

Key Features of Our Digital Banking Services

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community