Potlatch No. 1 Credit Union Cle Elum WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial, your trusted credit union serving the community since 1938. Located at 303 E Railroad St, Cle Elum, WA 98922, we have built a strong foundation of reliability and support for our members, boasting a membership of over 127,000 individuals. Whether you're seeking personal banking solutions or business services, we are here to help you achieve your financial goals. At Potlatch No. 1 Financial, we pride ourselves on our impressive financial strength, with total assets amounting to an impressive $2.15 billion and total deposits reaching $20,804,423. Our commitment to our members is reflected in our extensive range of services from checking and savings accounts to auto loans and mortgage refinancing. With a net worth of $178,949,775, we ensure that our members' funds are secure and well-managed. Our dedicated team of 411 employees, led by CEO Chris Loseth and Board President Tod Dickeson, is passionate about providing exceptional service tailored to meet your needs. We understand that every member's journey is unique, which is why we offer personalized banking experiences designed for you. While members can visit us at our Cle Elum branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 897, Lewiston, ID 83501. We invite you to explore how Potlatch No. 1 Financial can make a difference in your financial life. For more information or assistance, feel free to reach out at (208) 746-8900 or visit us online at p1fcu.org. Your financial future starts here!

Branch History & Mission

At Potlatch No. 1 Financial, we take pride in our rich history and commitment to serving our community. Established in 1938, our Cle Elum Branch has been a cornerstone of financial support and community engagement for over eight decades. Located at 303 E Railroad St, Cle Elum, WA 98922, our branch has grown alongside the local community, adapting to its needs and aspirations. From humble beginnings, Potlatch No. 1 Financial has evolved into a robust credit union with a total membership of 127,945 and assets reaching an impressive $2,145,789,869. This growth reflects not only the trust placed in us by our members but also our dedication to providing outstanding financial services tailored to individual needs. Our mission is clear: we aim to empower our members through accessible financial solutions while actively contributing to the welfare of the communities we serve. We offer a variety of personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Additionally, we provide business banking options like merchant services and business loans. While members can visit us at 303 E Railroad St Cle Elum Wa 98922, official correspondence should be sent to PO Box 897, Lewiston, ID 83501. Our branch operates with convenience in mind; we're open Monday through Thursday from 9 AM to 5:30 PM and on Fridays from 9 AM to 6 PM for lobby service. Drive-thru services are available on the same schedule from 8:30 AM. In today's world, we understand the importance of digital solutions. That's why we've made it easy for our members to manage their finances online or via mobile apps. Our ATM availability ensures that cash withdrawals are just a moment away for those on the go. Community is at the heart of what we do. We actively engage in outreach efforts and partnerships that enhance the lives of those around us. By supporting local initiatives and events, we strive to make a positive impact beyond just banking. As you consider joining Potlatch No. 1 Financial, know that you'll be part of a legacy dedicated to both financial success and community strength. Experience firsthand how we can help you achieve your goals while giving back to the community that supports us all. Join us today and discover how Potlatch No. 1 Financial can make a difference in your life!

Branch Location & Accessibility

Welcome to Potlatch No. 1 Financial at the Cle Elum Branch, your friendly neighborhood credit union located conveniently at 303 E Railroad St, Cle Elum, WA 98922. Nestled in the heart of Kittitas County, we're easy to find just a stone's throw from local landmarks that make this area special. Whether you're visiting for banking services or simply stopping by to say hello, we're excited to serve you! At Potlatch No. 1 Financial, we prioritize accessibility and convenience for all our members. Our branch features ADA-compliant facilities, ensuring everyone can enjoy a seamless banking experience. Plus, we have ample parking available right outside our doors, making it easy for you to pop in. We understand that your time is valuable. That's why we offer flexible operating hours: our lobby is open Monday through Thursday from 9 AM to 5:30 PM and on Friday from 9 AM to 6 PM. If you're in need of quick transactions, our drive-thru service operates Monday through Thursday from 8:30 AM to 5:30 PM and on Fridays until 6 PM. For those who prefer self-service options, we also have an ATM available for your convenience. And if you happen to be a member of a partner credit union, feel free to take advantage of our shared services for basic transactions like deposits and withdrawals. While members can visit us at our Cle Elum location for all their financial needs, any official correspondence should be sent to our mailing address at PO Box 897, Lewiston, ID 83501. Have questions or need assistance? Don't hesitate to reach out! Give us a call at 208-746-8900. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Potlatch No. 1 Financial community is a warm and welcoming experience, where your financial well-being is our priority. To become a member of our Cle Elum Branch, located at 303 E Railroad St, Cle Elum WA 98922, you'll find that eligibility is designed to be inclusive and straightforward. We invite anyone who lives, works, worships, or attends school in Kittitas County to apply for membership. This means you can enjoy all the benefits we offer, from personalized banking solutions to competitive loan rates. The process of becoming a member is easy! You can start by visiting our website for more details on eligibility at this link. If you're ready to open an account, just head over to this page where you can complete your application online. Should you have any questions or need assistance along the way, feel free to give us a call at 208-746-8900. We're here to help you every step of the way as you join our family at Potlatch No. 1 Financial!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly while focusing on what you do best running your business. Our merchant services provide easy payment solutions that fit right into your operations, whether you're at a brick-and-mortar location or selling online. This means more convenience for you and your customers. Located at 303 E Railroad St Cle Elum Wa 98922 in Cle Elum, WA, we invite you to explore how our business banking and commercial services can help turn your vision into reality. For more information, contact us at (208) 746-8900 or visit our website here.

Comprehensive List Of Services

Additional Services

When it comes to transactions, our branch provides basic drive-thru banking for quick deposits and withdrawals perfect for when you're on the go! If you're a member of a partner credit union, enjoy seamless shared branch transactions at our location as well.

Business Banking

For entrepreneurs and small business owners, we provide robust Business Banking services including Merchant Services & Business Loans. This means you can focus on growing your business while we handle the financial side with tailored solutions that work for you.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! These cards not only give you purchasing power but also allow you to earn points on everyday spending that can be redeemed for travel, merchandise, and more.

Digital Banking Convenience

We know that banking should be convenient and accessible. That's why at Potlatch No. 1 Financial, we offer comprehensive Online & Mobile Banking services. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Plus, our ATMs are available for cash withdrawals and balance checks whenever you need them.

Get Started Today!

No matter what stage of life you're in or what financial goals you aim to achieve, Potlatch No. 1 Financial is here to support you every step of the way. Feel free to call us at 208-746-8900 or visit our website at p1fcu.org for more information about how we can help meet your financial needs. Join us today and discover how easy banking can be!

Personal Banking

Our personal banking services start with Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds while earning interest on your savings. We also offer Auto Loans & Vehicle Financing, making it easier for you to get behind the wheel of a new or used vehicle without breaking the bank. If home ownership is in your plans, check out our Mortgage Loans & Refinancing options. We can help make the dream of owning a home a reality or assist you in lowering your current mortgage payments. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation options provide flexible solutions tailored to meet your needs.

Digital & Online Banking

Accessibility and Security

We believe that banking should be accessible for everyone. Our mobile application puts all these features right in your pocket, so whether you're at home or on the go, managing your finances is just a tap away. Rest assured that your information is protected with top-notch security measures, giving you peace of mind as you bank online. In short, at Potlatch No. 1 Financial, we're committed to providing digital banking solutions that enhance your banking experience while ensuring safety and ease of use. Join us today and discover how effortless managing your finances can be!

Key Features

Our online banking service provides you with 24/7 access to your accounts, allowing you to check balances, view transactions, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with mobile payments available, you can easily make purchases directly from your smartphone. To help you stay organized, we offer e-statements that you can view anytime without the hassle of paper clutter. You can also sign documents electronically with our electronic signature authorization feature, making processes faster and more efficient.

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to providing you with reliable services and support. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $29,835 in used auto loans and an impressive $1,780,416,004 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 245,485, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 303 E Railroad St Cle Elum WA 98922 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find the right fit for your budget.

Credit Lines

If you're looking for extra flexibility in managing expenses or emergencies, our total credit lines available amount to $1,128,090,456. This allows you to borrow what you need when you need it without the hassle of reapplying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through the process.

Refinancing Options

For those considering refinancing options or eligibility criteria for our various products, we have resources available to help assess your situation. We strive to make the process as straightforward as possible so that you can take advantage of better rates or adjust your payments according to your financial circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just want more information about how our loans work, visit us today or check out our website at Potlatch No 1 Financial. Let's take the next step towards achieving your financial dreams together!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to support your spending habits while keeping you financially secure.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing guarantees that all offers are fair and transparent, allowing users to trust the accuracy of the comparisons presented.

Potlatch No 1 Financial