Potlatch No. 1 Credit Union Clarkston WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial, where our commitment to serving the community is as strong as ever. Located at 306 5th St, Clarkston, WA 99403, our branch has been a trusted financial partner since 1938. With a membership of over 127,000 individuals, we take pride in fostering financial well-being and supporting our members' dreams. At Potlatch No. 1 Financial, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets stand at an impressive $2,145,789,869, reflecting our dedication to providing robust financial solutions. With $20,804,423 in total deposits and a net worth of $178,949,775, you can trust us to handle your finances securely and responsibly. While members can visit us at our Clarkston branch, official correspondence should be sent to PO BOX 897, Lewiston, ID 83501 if you need to reach us by mail. Our dedicated team of 411 employees, led by CEO Chris Loseth and Board President Tod Dickeson, is here to assist you with any inquiries you may have. You can reach us at 509-758-8720 during our operating hours from Monday to Saturday, 9:00 AM - 7:00 PM. Your financial journey matters to us. Whether you're looking for guidance on loans or need help managing your savings, we're here for you every step of the way. Explore how we can support your goals today by visiting our website at www.p1fcu.org. Join us in building a brighter financial future together!

Branch History & Mission

At Potlatch No. 1 Financial, located in the heart of Clarkston, WA, we proudly carry a legacy that dates back to 1938. Since our inception, we have been dedicated to providing exceptional financial services tailored to the needs of our community. Over the decades, we have grown alongside our members, evolving from a small credit union into a trusted financial partner for over 127,000 members today. Nestled at 306 5Th St, Clarkston, WA 99403, our branch is conveniently situated near local landmarks and community hubs. While members can visit us here for their banking needs, official correspondence should be sent to PO BOX 897, Lewiston, ID 83501. Our mission is clear: to enhance the financial well-being of our members while fostering a strong sense of community support. We believe that financial services should not just focus on transactions but also empower individuals and families to achieve their goals. Whether it's through personal banking solutions like checking and savings accounts or providing access to auto loans and mortgages, we are here every step of the way. With total assets exceeding $2.14 billion, we pride ourselves on being financially sound and well-equipped to offer competitive rates and personalized service. Our operating hours reflect our commitment to accessibility: we're open Monday through Friday from 9:00 AM to 7:00 PM. As technology has advanced, so have we. Our digital offerings include online banking and mobile payment options that make managing finances simple and convenient. We strive for inclusivity by ensuring ADA compliance across all our services. In addition to our financial services, we actively engage in community outreach initiatives. We believe in giving back and have partnered with local organizations to support various causes that matter most to our members. We invite you to join Potlatch No. 1 Financial and experience firsthand how we can help you achieve your financial dreams. Come visit us or call us at 509-758-8720 to learn more about becoming a member today!

Branch Location & Accessibility

Welcome to the Potlatch No. 1 Financial Clarkston Walmart Branch, your friendly neighborhood credit union located at 306 5th St, Clarkston, WA 99403. We understand that convenience is key when it comes to banking, and our branch is ideally situated near popular local landmarks, making us easy to reach whether you're running errands or just stopping by for a visit. While members can visit us at our branch address, official correspondence should be sent to PO Box 897, Lewiston, ID 83501. Our location is designed with accessibility in mind; we have ADA-compliant features like ramps and spacious parking options to ensure everyone can access our services easily. Our branch operates Monday through Friday from 9:00 AM to 7:00 PM, providing you ample opportunity to manage your finances when it suits you best. While we don't have drive-thru services, we do offer an ATM on-site for quick cash withdrawals and balance checks perfect for those on the go! At Potlatch No. 1 Financial, we pride ourselves on offering a variety of personal banking services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. Our knowledgeable staff is here to assist you with all your financial needs. So why not stop by today? Whether you want to open an account or just chat about your financial goals, we'd love to help! Feel free to give us a call at 509-758-8720 if you have any questions before your visit. We look forward to welcoming you!

Member Eligibility

Joining the Potlatch No. 1 Financial community is more than just opening an account it's about becoming part of a supportive family that prioritizes your financial well-being. If you're wondering how to become a member, it's simpler than you might think! To be eligible, you need to meet certain criteria, such as living, working, or worshipping in the areas we serve or being related to an existing member. We welcome individuals from all walks of life because we believe everyone deserves access to quality financial services. For a detailed overview of our eligibility requirements, feel free to check out this resource: Potlatch No. 1 Financial Membership Eligibility. Once you've confirmed your eligibility, opening an account is a breeze! You can get started online at Account Opening or give us a call at (509) 758-8720 if you have any questions. Our friendly team is here to assist you every step of the way. With branches like ours located at 306 5Th St Clarkston Wa 99403, we are excited to help you take the next step towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine a local café seamlessly accepting payments from customers using mobile wallets or credit cards, ensuring quick service during busy hours. Our merchant services equip businesses with the tools they need to thrive in today's fast-paced market. Whether you are just starting out or looking to expand your existing business, Potlatch No. 1 Financial at 306 5Th St Clarkston Wa 99403, Clarkston, WA is here to help you every step of the way. Contact us at (509) 758-8720 to learn more about how we can support your business needs!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized services such as merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your growth with tailored financial products.

Credit Card Rewards

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. It's an excellent way to make your spending work for you!

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is crucial. That's why we prioritize digital banking features like online and mobile banking, allowing you to manage your finances from the comfort of your home or on the go. You can check balances, transfer funds, and even make payments all from your smartphone. Additionally, our ATM services ensure that cash withdrawal is easy and accessible whenever you need it. With basic ATM access for withdrawals and balance checks available at multiple locations, managing your cash has never been simpler.

Financing Options

If you're considering purchasing a vehicle, our auto loans and vehicle financing services can help you hit the road without breaking the bank. With competitive rates and flexible terms, we aim to make your car-buying experience as smooth as possible. Additionally, if you're thinking about buying a home or refinancing your current mortgage, our mortgage loans are here to guide you through every step of the process. For those unexpected expenses or projects you've been putting off, our personal loans and debt consolidation options provide the support you need. We believe in empowering our members to achieve their dreams without the burden of overwhelming debt.

Get Started Today!

At Potlatch No. 1 Financial, we are committed to serving our members with integrity and care. To learn more about any of these services or to get started today, visit us at our branch in Clarkston or call us at 509-758-8720. Explore how we can help meet your financial needs!

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed with you in mind. We know that life can be unpredictable, so having access to funds is essential. That's why we offer checking and savings accounts that fit various lifestyles and financial goals.

Digital & Online Banking

Accessible Online Banking

Our online banking platform is available 24/7 at Potlatch No. 1 Financial, allowing you to check balances, transfer funds, and pay bills whenever it suits you. No more waiting in lines or rushing to the bank before closing time everything you need is right at your fingertips.

Mobile Banking on the Go

For those who prefer banking on their mobile devices, our mobile application is here to help. Available for download, it allows you to make mobile payments with ease and even send money directly to friends or family with our person-to-person transfer feature. Whether you're out running errands or relaxing at home, managing your money has never been simpler.

Real-Time Account Management

With all these tools at your disposal, tracking your spending and managing your accounts in real-time becomes a breeze. From setting up alerts for low balances to instantly viewing transaction history, our digital banking services empower you to take control of your finances. At Potlatch No. 1 Financial, we're committed to making banking not just easy but enjoyable. Experience the convenience of our digital banking services today!

Security and Convenience

We prioritize your security with features like electronic signature authorization, making it easier and safer for you to sign documents online. You can also opt for e-statements for a more eco-friendly way to manage your finances while keeping your sensitive information secure.

Financial Strength

Commitment to Excellence

Our $0 net income reflects our operational efficiency during this period. We strive to improve continuously so that we can keep offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 245,485, showing a strong and growing member base that trusts us with their finances. With $1,946,250 in net shares, we have funds available for lending and investments to further enhance your experience as a member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 306 5Th St Clarkston Wa 99403 or call 509-758-8720 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,835 in used auto loans and an impressive total of $1,780,416,004 in loans and leases.

Strong Net Worth

With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. Our financing options are designed to fit your budget and lifestyle. We also provide refinancing options if you're looking to lower your monthly payments or take advantage of better interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. We cater to various business needs and offer personalized solutions to help you succeed. At Potlatch No. 1 Financial located at 306 5Th St Clarkston Wa 99403, we're here to support you with comprehensive financial services. If you're interested in learning more about our eligibility options or would like assistance with any of our loan products, don't hesitate to reach out at 509-758-8720. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards achieving your financial goals starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We guide you through the process every step of the way so that you can feel confident in making one of life's biggest investments.

Unsecured Credit Card Loans

We know managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. This product is perfect for those who want to maintain flexibility while enjoying competitive rates.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable lenders, ensuring transparency in your search for financing. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help you find the best deals available. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and effectiveness of using LendMesh as your go-to resource for finding competitive loan offers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every comparison is not only accurate but also fair and transparent. Users can trust that the rates they see reflect current market conditions and are provided by legitimate financial institutions.

Potlatch No 1 Financial