Potlatch No. 1 Credit Union Clarkston WA | Top Checking & Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial, where your financial well-being is our top priority. Located at 1301 Highland Ave, Clarkston, WA 99403, our branch has been proudly serving the community since 1938. With a commitment to providing personalized financial solutions, we are here for you whether you're looking for a new auto loan, mortgage refinancing, or just a reliable place to save. At Potlatch No. 1 Financial, we take pride in our growth and stability, with total assets amounting to an impressive $2.15 billion and over 127,000 members benefiting from our services. Our dedicated team of 411 employees is always ready to assist you, ensuring that you receive the support you need to reach your financial goals. We understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your specific needs from checking and savings accounts to credit cards with rewards and business banking options. Our total deposits stand at $20,804,423, reflecting the trust our members have placed in us. If you wish to reach out or visit us in person, feel free to call us at 509-751-1348. For official correspondence, please use our mailing address: PO BOX 897, Lewiston, ID 83501. We invite you to explore all that we have to offer by visiting our website at www.p1fcu.org. Join us on this exciting journey towards financial success! Whether you're a long-time member or looking to become part of our family, Potlatch No. 1 Financial is here for you every step of the way.

Branch History & Mission

Community Commitment

Community engagement is at the heart of what we do. We actively participate in local events and outreach programs that benefit those in need within Clarkston and beyond. Our partnerships with local organizations help us extend support where it is most needed, reinforcing our belief in uplifting one another. While members can visit us at 1301 Highland Ave, official correspondence should be sent to PO BOX 897, Lewiston, ID 83501 if you need to reach us by mail. Our dedicated staff is available during lobby hours from Monday through Friday (9:00 am - 5:30 pm) and until 6:00 pm on Fridays to assist you with any inquiries or concerns. With ATM availability and drive-thru banking options, we make it easy for you to manage your finances on your terms. We have also embraced technology with online and mobile banking solutions that allow you to conduct transactions conveniently from anywhere.

Join Us

As we look ahead to the future, we invite you to become part of our growing family at Potlatch No. 1 Financial. Experience the benefits of membership today! Whether you're opening your first account or seeking new loan options, we are here to guide you every step of the way. For more information about becoming a member or exploring our services further, please visit us online at Potlatch No. 1 Financial. Together, let's build a brighter financial future!

Our Mission

At Potlatch No. 1 Financial, our mission is simple yet profound: we strive to empower our members by providing exceptional financial services while fostering a spirit of community support. We believe that every member deserves access to quality financial products that can help them achieve their dreams, whether it's purchasing a home, buying a car, or planning for retirement. We are proud to offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, our business banking services aim to support local entrepreneurs and small businesses through merchant services and business loans.

Branch Location & Accessibility

Welcome to Potlatch No. 1 Financial, your trusted partner for all your banking needs! Our Clarkston Branch, located at 1301 Highland Ave, is nestled in a convenient spot that's easy to reach and hard to miss. Just a short drive from downtown Clarkston, we're near local favorites like the beautiful Snake River and the vibrant shopping district, making it simple for you to stop by while you're out and about. At Potlatch No. 1 Financial, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spots to ensure everyone can visit us comfortably. We also have a drive-thru service available for those who prefer to bank from their cars. Whether you're making a quick deposit or withdrawing cash from our ATM available on-site we strive to make your banking experience as smooth as possible. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9:00 AM to 5:30 PM, and on Fridays until 6:00 PM. If you ever need assistance outside of these hours, don't hesitate to give us a call at 509-751-1348. We're here to help! While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address at PO BOX 897, Lewiston, ID 83501. We invite you to come by and explore the variety of services we offer from personal banking solutions like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, to business banking options. Our friendly team is eager to assist you with all your financial needs. So why wait? Visit us today at Potlatch No. 1 Financial's Clarkston Branch! We're excited to serve you!

Member Eligibility

Becoming a member of Potlatch No. 1 Financial is like joining a family that truly cares about your financial well-being. If you're looking to connect with a community that prioritizes your needs, you've come to the right place! To qualify for membership, you simply need to live, work, worship, or attend school in certain areas of Washington and Idaho, or be related to someone who does. It's all about fostering connections and creating opportunities for everyone involved. For more details on specific eligibility requirements, please visit our dedicated page at Potlatch No. 1 Financial Membership Eligibility. Once you know you're eligible, opening an account is straightforward and welcoming. Just head over to our online application at Open an Account or give us a call at 5097511348 if you have any questions. Our friendly team is here to help make this process as easy as possible! With Potlatch No. 1 Financial, you're not just getting access to banking services; you're gaining a partner in your financial journey right here at 1301 Highland Ave Clarkston Wa 99403.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to accept payments seamlessly while also managing your cash flow efficiently. Our merchant services are tailored to meet the everyday needs of businesses like yours. From processing credit card payments to providing insights into your transactions, we help simplify operations so you can focus on what you do best running your business. Located at 1301 Highland Ave Clarkston Wa 99403 in Clarkston, WA, we invite you to explore how our business banking solutions can make a difference for your enterprise. Reach out today at (509) 751-1348 or visit us online at https://www.p1fcu.org/. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it easier than ever. We offer competitive rates and personalized service that ensure you find the right fit for your budget. Picture yourself driving away in your dream car while enjoying affordable monthly payments.

Business Banking

For entrepreneurs and business owners, our business banking services offer everything from merchant services to business loans that fuel growth and innovation. We understand the challenges of running a business and are committed to helping you succeed.

Convenient Access

We value convenience as much as you do! That's why we offer ATM services for quick cash withdrawals and balance checks. For those who prefer face-to-face interactions, our drive-thru banking allows for easy deposits and withdrawals without leaving your car. At Potlatch No. 1 Financial, we strive to be more than just a bank; we aim to be a partner in your financial journey. With an array of services designed with your needs in mind, plus digital features that make banking simpler, we're here to support you in achieving your goals. If you're ready to explore how we can assist you further or have any questions, please don't hesitate to reach out at 509-751-1348 or visit us online at Potlatch No 1 Financial. Join us today and take the first step toward better financial health!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits like cashback or travel points. It's not just about spending; it's about earning rewards for things you already buy!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Potlatch No. 1 Financial, we provide mortgage loans that help turn that dream into reality. If you're considering refinancing, our team will guide you through the process to find options that may save you money over time. Imagine lowering your monthly payment and putting those savings towards something special!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine having the flexibility to access your funds anytime through our online and mobile banking options. You can check balances, transfer funds, or pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses or want to consolidate debt? Our personal loans can help lighten your financial load. By combining multiple payments into one manageable loan, you'll reduce stress and have more control over your finances.

Digital & Online Banking

Key Features

We provide electronic statement availability so you can view and download your account statements without the hassle of paper clutter. If you're looking for a quick way to send money to friends or family, our person-to-person transfers allow you to do just that with ease. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. You can enjoy mobile payments too, making it easy to pay for purchases directly from your phone. And if you're worried about signing documents electronically, rest assured that we support electronic signature authorization for added convenience.

Security You Can Trust

Your security is our priority at Potlatch No. 1 Financial. We use advanced security measures to protect your information while you bank online. With features like two-factor authentication and encrypted transactions, you can feel confident knowing that your financial data is safe. In summary, Potlatch No. 1 Financial's digital and online banking services are crafted with you in mind accessible, easy to use, and secure. Visit us today at www.p1fcu.org to explore how we can help simplify your banking experience!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, and we are proud to share insights into our strong financial health. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We support your financial goals with $29,835 in used auto loans and $1,780,416,004 in total loans and leases across various sectors. Our operational efficiency shines through with a net income of $0, allowing us to focus on providing quality service rather than profit maximization. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,946,250. Total Share Accounts: 245,485, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 1301 Highland Ave Clarkston WA 99403 or call 509-751-1348 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options to fit your budget and lifestyle.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $275,689,862 provide the capital needed to take your business to the next level. We are committed to supporting local businesses and offering solutions that foster economic growth within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459. This means you can find an affordable solution that works for you when making one of the biggest investments of your life.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, we're here to help! Our team can guide you through eligibility options and ensure you make informed decisions about your finances. At Potlatch No. 1 Financial located at 1301 Highland Ave Clarkston WA 99403, we strive to offer competitive loan products that suit all your financial needs. Feel free to reach out at 509-751-1348 during our office hours from Monday to Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you on your financial journey!

Unsecured Credit Cards

Managing daily expenses can be easier with our flexible unsecured credit card loans. We currently have $5,909,209 in unsecured credit card loans helping members manage their finances effectively. With competitive rates and terms tailored to your needs, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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