Potlatch No. 1 Credit Union Brewster WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in financial well-being, located at 112 N 7th St, Brewster, WA 98812. Since our establishment in 1938, we have dedicated ourselves to serving our community with integrity and a personal touch. With over 127,945 members, we pride ourselves on being more than just a financial institution; we are a cornerstone of support for families and businesses alike. At Potlatch No. 1 Financial, we manage a robust portfolio of assets totaling over $2.14 billion, ensuring that your savings and investments are secure and growing. Our commitment is reflected in our financial strength, with $20,804,423 in total deposits and a net worth of $178,949,775. This strong foundation allows us to provide competitive loans over 71,684 across various categories including auto loans and mortgages. Whether you're looking to purchase a new vehicle or save for the future, we offer a wide range of services tailored to meet your needs. Our friendly team is here to guide you through personal banking options like checking accounts, credit cards with rewards, and business loans. While members can visit us at our Brewster branch for all their banking needs, official correspondence should be sent to PO Box 897, Lewiston, ID 83501. Feel free to reach out by phone at 208-746-8900 or explore our website at www.p1fcu.org for more information about our services. Led by CEO Chris Loseth and Board President Tod Dickeson, our team of over 411 employees is committed to providing personalized service that puts you first. Join us today and experience how Potlatch No. 1 Financial can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As we move forward, Potlatch No. 1 Financial embraces modern technology to enhance your banking experience. We offer online and mobile banking services, making it easier than ever to manage your finances on the go. With options like e-statements and mobile payments available, we ensure that your banking needs are met conveniently and securely.

Community Engagement

We are proud of our initiatives that prioritize community welfare. From hosting financial literacy workshops to partnering with local organizations, we strive to create opportunities that benefit everyone in Brewster and beyond. Our shared service center allows members from partner credit unions to access essential banking services seamlessly.

Join Us Today!

We invite you to become part of our journey! At Potlatch No. 1 Financial, you're not just a member; you're part of a family dedicated to helping you succeed financially while enriching the community. Stop by our Brewster branch or give us a call at 208-746-8900 to learn how we can assist you today! Visit us online at Potlatch No. 1 Financial for more information about membership and services offered. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to empower our members through personalized financial services while actively supporting the communities we serve. We believe in making a positive impact beyond banking by participating in various community outreach programs and forming partnerships that uplift those around us. Our goal is to help every member achieve their financial dreams whether that's buying a home, securing an auto loan, or saving for the future.

Branch Location & Accessibility

Convenient Access and Features

At our Brewster location, we prioritize convenience and accessibility for all our members. If you need to reach us by mail, please send correspondence to our mailing address at PO Box 897, Lewiston, ID 83501. Our branch is designed with your comfort in mind, featuring ADA-compliant facilities and ample parking available right outside our doors.

Get in Touch!

We invite you to visit us at Potlatch No. 1 Financial Brewster Branch or give us a call at 208-746-8900 for any inquiries or assistance. We look forward to welcoming you into our community-focused credit union where your financial success is our priority!

Operating Hours

We're open to assist you during convenient hours: Monday through Thursday from 9 AM to 5:30 PM and Friday from 9 AM to 6 PM. If you're looking for drive-thru banking options, we've got that covered too! Our drive-thru service operates Monday through Thursday from 8:30 AM to 5:30 PM and Friday from 8:30 AM to 6 PM, allowing you to complete simple transactions without leaving your car.

Services Offered

Our Brewster Branch is fully equipped to meet your banking needs. From personal banking services like checking and savings accounts to auto loans and mortgage financing, we provide a wide range of options tailored just for you. Plus, with ATM availability on-site and shared service center capabilities, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Potlatch No. 1 Financial is like joining a caring community where your financial needs are prioritized. If you live, work, worship, or attend school in Okanogan County or are related to someone who does, you're already on the path to membership! At Potlatch No. 1 Financial, we believe in making banking accessible and beneficial for everyone. Our members enjoy personalized service, competitive rates, and a variety of financial products tailored just for you. Getting started is easy! You can learn more about eligibility and the benefits of membership by visiting our eligibility page. When you're ready to open an account, simply head over to our account opening page. If you have any questions or need assistance, don't hesitate to reach out at 2087468900. We're excited to welcome you to Potlatch No. 1 Financial at 112 N 7Th St Brewster WA 98812!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, having the right tools is crucial for success. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From accepting card payments to managing payroll efficiently, we offer practical solutions that cater to your needs. Visit us at 112 N 7Th St Brewster WA 98812 or call us at 208-746-8900 to learn how we can help you take your business to the next level!

Comprehensive List Of Services

Business Banking

For local entrepreneurs, our business banking services, including merchant services and business loans, are designed to support your growth and success. We know running a business comes with challenges, so having reliable financial backing is crucial.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but have busy schedules, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. Additionally, as part of the shared service center network, members can perform transactions at partner credit unions easily. With so many options available at Potlatch No. 1 Financial, there's something for everyone in Brewster. We invite you to visit us at 112 N 7Th St Brewster Wa 98812 or give us a call at 208-746-8900 to learn more about how we can assist you in achieving your financial goals. Join us today and discover the benefits of being a member!

Loans and Credit Options

We understand that life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation solutions that can help relieve financial stress. Plus, our credit cards with rewards allow you to earn while you spend perfect for those who love shopping or travel.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features let you manage your finances anytime, anywhere from paying bills to transferring funds between accounts. You can also utilize person-to-person payment options for easy transactions with friends or family.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts tailored to fit different lifestyles. Imagine easily managing your money with online tools that let you check your balance from anywhere. Need cash? Our ATM services ensure quick access whenever you need it. If you're planning to purchase a car, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. For those looking at homeownership, our mortgage loans and refinancing options can guide you through the home-buying process smoothly.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.p1fcu.org/, you can check your account balances, pay bills, and transfer money all from the comfort of your home or while you're out and about. Our 24/7 online banking services mean you can take care of your financial needs whenever it suits you best. Need to send money quickly? Our person-to-person transfers make it simple to send funds to friends or family without any hassle. Plus, with our mobile payments feature, you can make purchases using just your smartphone perfect for those times when you leave your wallet at home. For even more convenience, our mobile application is available to help you manage your accounts right from your pocket. You'll enjoy real-time access to all your banking needs, allowing you to stay on top of your finances effortlessly.

Security and Accessibility

Your security is our priority. With features like electronic signature authorization, you can complete transactions securely and confidently without needing to visit a branch. And for those who prefer paperless options, we offer e-statements that let you view and manage your statements online saving trees and keeping things organized. In today's fast-paced world, having easy access to your bank is essential. At Potlatch No. 1 Financial, we strive to provide tools that make financial management straightforward and accessible for everyone. Experience the ease of digital banking today!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide you with a strong foundation that supports your financial needs. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evident with $29,835 in used auto loans and a total of $1,780,416,004 in loans and leases that support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to focus on providing competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. We have a strong member base with a total of 245,485 share accounts, showing the trust placed in us by our community. With available net shares (funds for lending and investments) at $1,946,250, we are well-positioned to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 112 N 7Th St Brewster WA 98812 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to your budget.

Credit Lines

For those who need access to funds for unexpected expenses or planned purchases, our credit lines totaling $1,128,090,456 offer convenience and flexibility. You only pay interest on what you use! If you're considering refinancing any of your existing loans or need guidance on eligibility options for our products, don't hesitate to ask our team for assistance. We're here to help you navigate through your options based on your unique financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today at Potlatch No. 1 Financial, where we prioritize your financial well-being and aim to provide solutions that fit your lifestyle!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, we can guide you through every step of the process. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced staff is here to help.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

One of the main advantages of using LendMesh is its real-time rate comparisons. Users gain access to up-to-date loan rates from multiple institutions, which helps them make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For those looking to make smarter borrowing choices, LendMesh serves as a reliable tool that prioritizes transparency and user empowerment. To start comparing real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh stands out for its commitment to accuracy in loan comparisons. The loan data featured on the platform is gathered from legitimate financial institutions that adhere to strict regulatory guidelines. This means users can trust that they are viewing verified data. Additionally, LendMesh does not have any sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results when searching for loans.

Potlatch No 1 Financial