Potlatch No. 1 Credit Union Ontario OR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in financial services, located conveniently at 1775 E Idaho Ave, Ontario, OR 97914. Since our establishment in 1938, we have been dedicated to serving our community and providing exceptional financial solutions tailored to meet the needs of our members. With a proud membership base of 127,945 and total assets amounting to an impressive $2,145,789,869, we are here to help you achieve your financial goals. At Potlatch No. 1 Financial, we understand that every member has unique needs. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond just banking; we also provide business banking solutions that support local entrepreneurs and businesses. Your trust is our priority. Under the leadership of CEO Chris Loseth and Board President Tod Dickeson, our team of over 400 employees works tirelessly to ensure you receive personalized service and expert guidance every step of the way. We pride ourselves on being accessible whether you're visiting us at our branch or reaching out via phone at 208-746-8900. While members can visit us at 1775 E Idaho Ave, official correspondence should be sent to our mailing address: PO Box 897, Lewiston, ID 83501. With total deposits exceeding $20,804,423 and a net worth of $178,949,775, we are financially sound and ready to support your aspirations. We invite you to explore our website at p1fcu.org for more information about our offerings or to become a member today! Your journey towards financial wellness starts here let's make it happen together!

Branch History & Mission

Welcome to Potlatch No. 1 Financial, a cornerstone of community banking in Ontario, Oregon. Established in 1938, our branch has proudly served the financial needs of local residents for over 85 years. From our humble beginnings, we have grown into a trusted financial partner for more than 127,000 members, helping them achieve their dreams and secure their financial futures. Located at 1775 E Idaho Ave, just a stone's throw from the bustling Ontario Walmart, our branch is easily accessible to everyone in the community. We are dedicated to making your banking experience as convenient as possible. Our lobby hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at this address for all their banking needs, official correspondence should be sent to our mailing address at PO Box 897, Lewiston, ID 83501. At Potlatch No. 1 Financial, our mission is straightforward yet profound: to empower our members by providing exceptional financial services while nurturing strong community ties. We offer a variety of products tailored to meet the diverse needs of our members, including personal banking accounts, auto loans, mortgages, and business banking solutions. Our commitment goes beyond just transactions; we strive to support local initiatives and foster growth within the communities we serve. As a leader in innovation, we embrace digital advancements to enhance your banking experience. Our services include online and mobile banking features that allow you to manage your finances at your convenience. Additionally, our commitment to accessibility ensures that all members can benefit from our services without barriers. Throughout our history, we've prioritized community involvement through partnerships and outreach programs. We believe that by giving back and supporting local causes, we can help build a stronger future for everyone in Ontario and beyond. With total assets exceeding $2 billion and robust membership growth year after year, Potlatch No. 1 Financial stands ready to assist you on your financial journey. Whether you need help with saving for a new home or looking for business solutions tailored to your needs, we're here for you. Join us today and discover how Potlatch No. 1 Financial can make a difference in your life! Visit us at our Ontario branch or explore more about becoming a member here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call-to-Action

We invite you to visit us soon! If you have any questions before your visit or would like more information about our services, don't hesitate to give us a call at 208-746-8900. At Potlatch No. 1 Financial, we're committed to providing a welcoming atmosphere where members feel valued and supported. Come see how we can help you achieve your financial goals today!

Nearby Landmarks and Accessibility

Our branch sits in a bustling area of Malheur County, making it a prime spot for anyone in the community. If you're looking for us, you can find us right next to popular local spots that many residents frequent. We offer ample parking space, ensuring that your visit is as hassle-free as possible. Plus, our facility is ADA compliant, featuring ramps and accessible entrances so everyone can comfortably access our services.

Operating Hours

We understand that life gets busy! That's why our lobby hours are set to accommodate your schedule: we're open Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to come in during these times; our friendly staff is eager to assist you!

Services Available

At the Potlatch No. 1 Financial Ontario Walmart Branch, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got your financial needs covered. Plus, with ATM availability on-site, you can withdraw cash or check your balance quickly and conveniently. While we don't have drive-thru service at this location, our team is always ready inside to help with any questions or transactions you may need assistance with.

Member Eligibility

At Potlatch No. 1 Financial, we believe in creating a community where everyone feels welcome and valued. Becoming a member is simple! If you live, work, worship, or attend school in Malheur County or have a family member who is already part of our credit union, you're eligible to join us. This means you can enjoy all the benefits we offer, from competitive loan rates to personalized banking services. To explore detailed eligibility requirements, feel free to visit our website at https://www.p1fcu.org/become-a-member. Once you're ready to take the next step towards membership, opening an account with us is quick and easy. You can start the process by visiting this link. If you have any questions or need assistance, don't hesitate to call us at 2087468900. We're here to help! Come be a part of something special at Potlatch No. 1 Financial, located at 1775 E Idaho Ave Ontario Or 97914.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running a bustling retail shop where customers can easily pay with their preferred method, be it credit cards or digital wallets. Our merchant services streamline transactions, allowing you to focus on what matters most growing your business. With competitive rates and reliable support, we empower you to enhance customer satisfaction while simplifying your payment processes. Experience how Potlatch No. 1 Financial, located at 1775 E Idaho Ave Ontario Or 97914 in Ontario, OR, can be your partner in success. Let's build the future of your business together! For more information, call us at (208) 746-8900 or visit our website at https://www.p1fcu.org/.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we offer tailored business banking services, including merchant services and business loans that help your venture thrive. We know how important it is for small businesses to have access to reliable banking solutions, and we're committed to supporting local enterprises in our community.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we prioritize our digital banking features. With online and mobile banking, you can manage your accounts from anywhere at any time. Check balances, transfer funds, or pay bills without ever having to visit the branch. Our ATM services ensure you have access to cash when needed whether it's for a spontaneous outing or planned expenses.

Loans and Credit Options

Life can throw unexpected expenses your way, which is why we also provide personal loans and debt consolidation options to help you regain control over your finances. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases turning spending into savings.

Member Support

At Potlatch No. 1 Financial, we strive not just to be a bank but a partner in your financial journey. Our friendly staff is always ready to assist you with any questions or concerns you may have regarding our services. For inquiries or assistance, feel free to reach us at 208-746-8900 during our lobby hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We invite you to explore all that we have to offer and take advantage of our comprehensive services tailored just for you. Visit us today at the Ontario Walmart Branch or check out our website at p1fcu.org for more information!

Personal Banking

Our personal banking services cater to various lifestyles and goals. We offer checking and savings accounts that come with easy access to your funds and competitive interest rates. For those considering a new car or refinancing their current vehicle, our auto loans and vehicle financing options provide flexible terms that can fit almost any budget. And if homeownership is on your horizon, our mortgage loans and refinancing solutions are designed to simplify the buying process.

Digital & Online Banking

At Potlatch No. 1 Financial, we understand that your time is valuable and that banking should be convenient and secure. That's why we offer a range of digital and online banking services designed to make managing your finances as easy as possible. With our user-friendly platform, you can access your accounts anytime, anywhere. One of the standout features of our online banking services is the ability to manage your account 24/7 through our secure portal. You can easily check your balance, review transactions, and transfer funds with just a few clicks at https://www.p1fcu.org/. Our electronic signature authorization makes it simple to complete transactions without needing to visit a branch, adding an extra layer of convenience for busy members. For those who prefer going paperless, we provide e-statements that let you view your account statements digitally. This not only helps you stay organized but also contributes to a greener environment by reducing paper waste. Plus, with our mobile application, you can access all these features right from your smartphone, allowing for real-time account management on the go. If you enjoy sending money to friends or family, our person-to-person transfer feature allows you to do so easily and securely. Additionally, with our mobile payments option, making purchases directly from your phone is a breeze. Whether you're shopping or dining out, paying has never been simpler. At Potlatch No. 1 Financial, we prioritize security in every aspect of our digital banking services. You can feel confident knowing that your financial information is protected while enjoying the ease and accessibility of modern banking solutions. Join us today and experience the benefits of our comprehensive digital banking services tailored just for you!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our robust financial foundation, which is critical in providing you with the best possible banking experience. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $29,835 in used auto loans and an impressive total of $1,780,416,004 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Additionally, we have net shares available for lending and investments totaling $1,946,250. With 245,485 total share accounts, this shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 1775 E Idaho Ave Ontario Or 97914 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. We recognize that small businesses are vital to our community's health and are proud to support entrepreneurs with tailored financing solutions. At Potlatch No. 1 Financial located at 1775 E Idaho Ave, Ontario, OR 97914, we prioritize your financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, please reach out to us at (208) 746-8900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore all our loan offerings and find the best fit for your financial situation today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want a little extra flexibility in your budget, our credit card options are designed with your needs in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We aim to provide solutions that fit your unique needs and help you navigate the journey toward owning your home.

Loan Aggregator

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Potlatch No 1 Financial