Potlatch No. 1 Credit Union Island City OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Potlatch No. 1 Financial, your trusted credit union serving the Island City community since 1938. Located at 11619 Island Ave, Island City, OR 97850, we pride ourselves on offering a wide range of financial services tailored to meet the needs of our 127,945 members. With a robust total asset base of $2,145,789,869 and total deposits reaching $20,804,423, we are committed to your financial well-being and success. At Potlatch No. 1 Financial, we understand that every member is unique, which is why we offer personalized banking solutions including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our dedicated team of 411 employees, led by our CEO Chris Loseth and Board President Tod Dickeson, is here to support you every step of the way. While you can conveniently visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 897, Lewiston, ID 83501. We invite you to explore our services further by visiting our website at www.p1fcu.org. Whether you're looking to open an account or need assistance with a loan application, feel free to call us at 208-746-8900. Join us in building a brighter financial future together!

Branch History & Mission

Community Commitment

Our mission is deeply rooted in community support. We actively engage in partnerships and outreach efforts that enrich the lives of those around us. By collaborating with local organizations and participating in community events, we work hard to give back and make a positive impact on Island City. While members can visit us at our branch location, official correspondence should be sent to PO Box 897, Lewiston, ID 83501 if you need to reach out via mail. Our operating hours reflect our commitment to convenience: Lobby hours are Monday through Thursday from 9 am to 5:30 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 3 pm.

Join Us Today!

As we look towards the future, we invite you to join Potlatch No. 1 Financial. Experience firsthand how we can assist you in your financial journey while being an integral part of this vibrant community. Whether you're looking for assistance with loans or simply want a safe place for your savings, we're here for you every step of the way. Contact us today at (208) 746-8900 or visit our website at www.p1fcu.org for more information about membership eligibility and account opening options. Together, let's build a brighter financial future!

Our Journey

Nestled at 11619 Island Ave, Island City, OR 97850, our branch has witnessed remarkable changes over the years. From the early days of providing essential banking services to expanding our offerings with modern conveniences like online banking and mobile payments, we strive to meet the needs of our diverse membership. We are proud to manage total assets of ${total_assets}, which reflects the trust and confidence placed in us by our valued members. At Potlatch No. 1 Financial, we believe in a mission that goes beyond just financial transactions. We aim to empower individuals and families by providing them with the tools they need to achieve their financial goals. Our comprehensive range of services includes personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards tailored for every lifestyle.

Branch Location & Accessibility

Welcome to Potlatch No. 1 Financial, conveniently located at 11619 Island Ave in the heart of Island City, OR. Our branch is designed with your needs in mind, providing easy access to a range of banking services right where you need them. Situated near popular local spots, our location makes it simple for you to drop by while running errands or enjoying a day out. At Potlatch No. 1 Financial, we understand that convenience is key. That's why our lobby is open Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM, allowing you plenty of opportunities to visit us. If you're looking for an ATM, we have one available on-site for quick cash withdrawals and balance checks. Accessibility is important to us. Our branch features ADA-compliant entrances and parking, ensuring that everyone can easily access our services. While members can visit us at our physical location, official correspondence should be sent to PO Box 897 in Lewiston, ID. In addition to standard banking services like checking and savings accounts, we offer personal loans, auto financing options, and business banking solutions tailored to meet your unique needs. Plus, if you're a member of another credit union that participates in shared services, you can conduct basic transactions with ease here at our center. If you have any questions or would like more information about what we offer, please don't hesitate to give us a call at 208-746-8900. We invite you to come visit us soon!

Member Eligibility

Becoming a member of Potlatch No. 1 Financial is like joining a caring family that prioritizes your financial well-being. If you're wondering whether you qualify, let's break it down in simple terms. Generally, anyone who lives, works, or worships in the communities we serve is welcome to join us. This includes individuals and their family members. By choosing Potlatch No. 1 Financial, you gain access to a range of benefits like personalized service and competitive rates that truly make a difference in your financial journey. Getting started is easy! You can find all the details about eligibility on our website at https://www.p1fcu.org/become-a-member. Once you're ready to become part of our community, opening an account is just as straightforward. Visit us online at https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e to start the process today or give us a call at (208) 746-8900 if you have any questions. We look forward to welcoming you to Potlatch No. 1 Financial, located at 11619 Island Ave Island City Or 97850, where your financial goals become our mission!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services is essential for any business. At Potlatch No. 1 Financial, we offer solutions that streamline transactions, making it easier for you to manage sales and serve customers efficiently. Picture this: a customer walks into your store, makes a purchase effortlessly with their card, and leaves satisfied this is the experience we help create. Come visit us at 11619 Island Ave Island City Or 97850, Island City, OR, or give us a call at (208) 746-8900. Let's work together to turn your business aspirations into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For those running their own business, our business banking services are designed with you in mind. From merchant services that simplify transactions to business loans that fuel growth, we support local entrepreneurs in making their dreams a reality.

Connect With Us

Our friendly team is ready to assist you! If you have questions about any of our services or want to get started today, don't hesitate to reach out at 208-746-8900. You can also visit us during our lobby hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. At Potlatch No. 1 Financial, we're dedicated to helping you thrive financially. Explore all that we have to offer by visiting us online at Potlatch No. 1 Financial. Join us today and experience personalized service that puts you first!

Credit Cards & Rewards

Don't forget about our credit cards! With rewards tailored to fit your spending habits, using our card could help you earn points towards your favorite things while managing everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Potlatch No. 1 Financial offers robust online and mobile banking features. Access your accounts anytime through our secure mobile app or website; check balances, transfer funds, or even pay bills from the comfort of your home or on-the-go. Plus, with ATM access available for cash withdrawals and balance checks, getting cash has never been easier.

Personal Banking Solutions

Navigating personal finance can sometimes feel overwhelming, but with our personal banking services, we make it easy. Whether you're looking to open checking and savings accounts or need assistance with budgeting, we've got you covered. Our auto loans and vehicle financing options are designed for anyone from first-time car buyers to seasoned drivers looking for better rates. Imagine driving off in your dream car without breaking the bank! Need a place to call home? Our mortgage loans and refinancing options help you take that important step toward homeownership or ease the burden of high-interest rates on current loans. And if life throws unexpected expenses your way, our personal loans and debt consolidation services provide relief when you need it most.

Shared Branching

We understand that sometimes you may need to conduct transactions when visiting other locations. With basic shared branch transactions available for partner credit union members, you can deposit and withdraw funds as needed without any hassle.

Digital & Online Banking

Enhanced Security Features

We prioritize your security with electronic signature authorization for transactions, ensuring that your information remains protected. Plus, opting for e-statements helps keep your personal data safe while also reducing clutter saving both the environment and your space!

Key Services at Your Fingertips

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer funds at your own pace. You can easily access your account through our website at https://www.p1fcu.org/, where everything you need is just a click away. For those on the go, our mobile application provides all the features you expect from traditional banking right on your smartphone. Whether you're making mobile payments or sending money to friends with our person-to-person transfer feature, it's all designed for ease of use and accessibility.

Real-Time Management

With Potlatch No. 1 Financial's digital tools, you have real-time access to manage your accounts effectively. From monitoring spending habits to setting up alerts for important transactions, we help you stay informed about your finances so you can make better decisions. Join us in embracing a modern banking experience that puts you first. Discover how easy banking can be with Potlatch No. 1 Financial!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a financial partner that you can trust. That's why we're proud to share our strong financial standing with you. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $29,835 in used auto loans and over $1.78 billion in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,946,250. Total Share and Deposit Accounts: 245,485, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 11619 Island Ave Island City OR 97850 or call 208-746-8900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you get the financing that best fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. Whether you're starting a new venture or need additional funds for an existing business, we have tailored solutions that meet your needs. At Potlatch No. 1 Financial located at 11619 Island Ave Island City Or 97850, we are committed to providing personalized service and finding the right loan products for you. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out to us at 208-746-8900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website at Potlatch No. 1 Financial for more information on how we can assist you in achieving your financial dreams.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. Our credit cards come with rewards programs and low-interest rates to help you maximize your spending potential without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459. Whether you're a first-time buyer or looking to refinance your current mortgage, our experienced team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender's information is regularly updated to reflect current market conditions and available terms.

Potlatch No 1 Financial