Potlatch No. 1 Credit Union Orofino ID | Best Auto Loans & Business Banking

Introduction

Welcome to Potlatch No. 1 Financial, where your financial needs are our top priority! Located at 1167 Michigan Ave, Orofino, ID 83544, we have proudly served our community since 1938. With a strong membership base of 127,945, we focus on building lasting relationships and providing exceptional service tailored to you. At Potlatch No. 1 Financial, we understand that banking is more than just transactions; it's about community and trust. Our total assets stand at an impressive $2,145,789,869, ensuring that we have the resources to help you achieve your financial goals. Whether you're looking for personal banking services, auto loans, or mortgage refinancing, we offer a wide range of products designed with your success in mind. Our dedicated team, led by CEO Chris Loseth and Board President Tod Dickeson, is committed to providing you with personalized support. With 411 employees working diligently for you, we ensure that every interaction feels friendly and professional. While members can visit us at our Orofino branch, official correspondence should be sent to our mailing address: PO BOX 1030, OROFINO, ID 83544. We invite you to explore our website at p1fcu.org for more information about our services and how we can assist you. Join us today and become part of a credit union that not only cares about your financial well-being but also invests in the future of our community! For any inquiries or assistance, feel free to call us at 208-476-7458. We look forward to serving you!

Branch History & Mission

Welcome to Potlatch No. 1 Financial, a proud member of the Orofino community since 1938. Located at 1167 Michigan Ave, Orofino, ID 83544, our branch has grown alongside this vibrant city, continually adapting to meet the financial needs of our members. Over the years, we have built a legacy based on trust and support, now serving a total membership of 127,945. From our humble beginnings, we have evolved into a robust credit union with total assets exceeding $2.1 billion. Our journey reflects not only growth in numbers but also in our commitment to providing exceptional financial services while fostering community connections. As we look back at our history, we celebrate key milestones that shaped who we are today. At Potlatch No. 1 Financial, our mission is simple yet impactful: to improve the financial well-being of our members and support the communities we serve. We offer a variety of services including personal banking, auto loans, mortgage refinancing, and business banking solutions designed to empower individuals and families alike. Our focus is on making banking accessible and straightforward for everyone. While members can visit us at 1167 Michigan Ave for their banking needs, official correspondence should be sent to PO BOX 1030, OROFINO, ID 83544 if different from our branch address. We understand that convenience matters; therefore, we provide ATM availability and drive-thru services to ensure quick access to your accounts. In addition to traditional banking services, we embrace digital advancements that enhance your experience with us. With online banking and mobile applications available, managing your finances has never been easier. We're committed to ensuring our facilities are ADA compliant so everyone can enjoy equal access. Our dedication goes beyond numbers; it's about partnerships and outreach. We actively engage with local organizations to uplift those in need within Clearwater County and beyond. Together with our members and partners, we strive to make a positive impact in the community. As you consider your financial future, we invite you to join Potlatch No. 1 Financial. Experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Whether you're looking for a new savings account or seeking advice on loans, we're here for you every step of the way. For any inquiries or assistance, feel free to reach out at 208-476-7458 during our operating hours: Monday-Tuesday from 9:00 AM - 5:00 PM; Friday from 9:00 AM - 5:30 PM; and Saturday from 9:00 AM - 3:00 PM (drive-thru only). Join us today let's build a brighter financial future together!

Branch Location & Accessibility

Accessibility and Parking

At Potlatch No. 1 Financial, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots for those who require closer access. You'll find ample parking available right outside the entrance, making it simple to pop in whether you're driving or walking.

Contact Us

Have questions or want to learn more about our services? Feel free to give us a call at 208-476-7458. Our team is ready and eager to assist you with all your banking needs. While members can visit us at our branch location, official correspondence should be sent to PO BOX 1030, OROFINO, ID 83544. We look forward to welcoming you at Potlatch No. 1 Financial! Come by today and discover how we can support your financial journey.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to accommodate your schedule: we're open Monday and Tuesday from 9:00 AM to 5:00 PM, and on Friday from 9:00 AM to 5:30 PM. Additionally, our drive-thru service is available on Saturdays from 9:00 AM to 3:00 PM for those quick transactions without having to leave your vehicle.

Services Offered

At our Orofino Branch, we offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards that come with rewards. We also provide business banking solutions such as merchant services and business loans. Need cash? Our ATM is available for withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Potlatch No. 1 Financial feels like joining a welcoming family that truly cares about your financial journey. If you're interested in enjoying the benefits of membership, you'll find that eligibility is quite straightforward. At Potlatch No. 1 Financial, we welcome individuals who live, work, or worship in the communities we serve, as well as their immediate family members. This means you can join us and take advantage of our competitive rates on loans and savings, personalized service, and a variety of financial products tailored to your needs. To get started with your membership, simply visit us at 1167 Michigan Ave Orofino Id 83544 or call us at 208-476-7458 for more information. You can also check out the detailed eligibility criteria at this link. Ready to open an account? The process is easy! You can find all the details on how to open your account here. We look forward to having you join our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment processing is crucial. Our merchant services empower you to accept payments seamlessly, allowing you to focus on what matters most growing your business. Imagine easily processing customer transactions, whether they're made online or in-person. This not only enhances customer satisfaction but also boosts your bottom line. Let's work together to transform your business dreams into reality at Potlatch No. 1 Financial, located at 1167 Michigan Ave Orofino Id 83544. Reach out today at (208) 476-7458 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized services including merchant services and business loans to help you grow your enterprise. We understand that running a business comes with its own set of challenges; let us help lighten that load.

Convenient Access

With an ATM on-site and basic drive-thru banking available for deposits and withdrawals, accessing your funds has never been easier. Our ATM and cash withdrawal services ensure that you have quick access whenever you need it. In today's fast-paced world, convenience matters. That's why at Potlatch No. 1 Financial in Orofino, ID, we strive to provide not just financial products but also peace of mind through easy-to-use digital tools like online banking and mobile payments. Ready to take the next step? Contact us at 208-476-7458 or visit us at 1167 Michigan Ave today! Let's work together toward achieving your financial goals!

Credit Cards with Rewards

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. With no hidden fees and an easy application process, you can enjoy perks while managing your spending wisely.

Home Financing Options

For those ready to buy a home or refinance their current mortgage, we provide comprehensive mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to upgrade, our knowledgeable staff will guide you through every step.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer personal banking options like checking and savings accounts tailored for your everyday needs. Imagine having easy access to your funds with our online and mobile banking services. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go. If you're considering a new vehicle or need assistance with existing loans, our auto loans and vehicle financing solutions are designed to make the process smooth and straightforward. Our competitive rates mean you can drive away in your dream car without stretching your budget too thin.

Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether it's for home repairs, medical bills, or consolidating debt into one manageable payment, we're here to help you regain control of your finances.

Digital & Online Banking

Key Features of Our Digital Banking Services

Visit us at Potlatch No. 1 Financial to explore all the online services we offer. Whether you're looking to check your balance, transfer funds, or pay bills, our user-friendly online banking platform has got you covered. You can enjoy the flexibility of 24/7 online banking services, ensuring that your accounts are always at your fingertips. For those who prefer managing finances on the go, our mobile application makes it simple to do everything right from your smartphone. You can make mobile payments, conduct person-to-person transfers, and even receive e-statements directly to your device. Plus, with electronic signature authorization available, signing documents is hassle-free and secure.

Security and Accessibility

We take your security seriously. Our digital banking features include robust measures that keep your information safe while providing you with easy access to your accounts. Whether you're using our website or mobile app, rest assured that each transaction is protected. Our commitment to accessibility means that managing your money has never been easier. You can monitor your accounts in real-time and have peace of mind knowing that help is always just a phone call away at 208-476-7458. Experience the convenience of modern banking with Potlatch No. 1 Financial's digital and online services today!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your hard-earned money, and we are here to reassure you. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,835 in used auto loans and a total of $1,780,416,004 in loans and leases. Our operational efficiency is reflected in our current standing; although our net income is currently at $0 due to strategic investments back into the community and services for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In terms of available funds for lending and investments our net shares stand at $1,946,250. With a strong member base showing trust in us reflected by our total share accounts of 245,485, Potlatch No. 1 Financial is firmly rooted in the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 1167 Michigan Ave Orofino Id 83544 or call 208-476-7458 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Lending Solutions

For those interested in business opportunities, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we can assist you every step of the way. Our goal is not only to provide loans but also to ensure you are well-informed about your options. If you're considering refinancing or would like to learn more about eligibility requirements for our loan products, please don't hesitate to reach out. You can contact us at (208) 476-7458 or visit us at our branch located at 1167 Michigan Ave Orofino ID 83544. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Potlatch No. 1 Financial be your partner in achieving financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find something that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We aim to support your journey to homeownership by offering competitive rates and personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. These credit cards come with rewards and help you build your credit history while enjoying the flexibility of making purchases as needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for consumers looking for loans.

Potlatch No 1 Financial