Potlatch No. 1 Credit Union Nampa ID | Top Auto Loans & Business Banking

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in financial well-being since 1938! Located at 421 11Th Ave S, Nampa, ID 83651, we are dedicated to serving our community with a range of financial services tailored to meet your needs. With over 127,000 members and assets totaling $2.14 billion, we pride ourselves on being more than just a credit union; we are a cornerstone of support for individuals and families in the Nampa area. At Potlatch No. 1 Financial, we understand that every financial journey is unique. That's why our experienced team, led by CEO Chris Loseth and Board President Tod Dickeson, is here to provide personalized service and expert guidance. Whether you're looking for auto loans, mortgage options, or business banking solutions, we have something for everyone. Our total loans stand at an impressive 71,684, reflecting our commitment to helping our members achieve their dreams. While members can visit us at our Nampa branch, official correspondence should be sent to 1025 WARNER AVE, LEWISTON, ID 83501. We invite you to explore our website at www.p1fcu.org for more information about our services and membership benefits. With total deposits of $20,804,423 and net worth reaching $178,949,775, you can trust that your finances are in good hands with Potlatch No. 1 Financial. We believe in transparency and strive to create a welcoming environment where everyone feels valued. Ready to take the next step? Visit us today or call us at 208-746-8900 to learn how we can assist you on your financial journey!

Branch History & Mission

Welcome to the Potlatch No. 1 Financial branch in Nampa, Idaho! Since opening our doors in 1938, we have proudly served our community and grown alongside our members. With a rich legacy spanning over eight decades, we have become a trusted partner for financial services in Nampa and beyond. Our branch is located at 421 11th Ave S, Nampa, ID 83651, a vibrant area that reflects the spirit of our city. As we look back on our journey, we celebrate significant milestones such as expanding our membership base to 127,945 and growing our total assets to an impressive $2,145,789,869. Each member represents a story of trust and support that inspires us every day. At Potlatch No. 1 Financial, we believe in putting people first. Our mission is simple yet powerful: to provide accessible financial solutions while enhancing the lives of those in our community. We offer a range of services from personal banking like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. We also support local businesses through tailored banking solutions. While members can visit us at 421 11th Ave S, official correspondence should be sent to 1025 Warner Ave, Lewiston, ID 83501. This ensures all communications are handled smoothly. In today's fast-paced world, we are committed to adapting to the needs of our members by embracing digital advancements like online banking and mobile payments. Our branch is also ADA compliant, ensuring that everyone can access our services comfortably. Community outreach is at the heart of what we do. We partner with local organizations to make a positive impact and strive to uplift those around us through various initiatives. To experience the benefits of being part of Potlatch No. 1 Financial or to learn more about how we can help you achieve your financial goals, visit us today or give us a call at 208-746-8900. Join us in building a brighter future for yourself and our community!

Branch Location & Accessibility

Comprehensive Services Just for You

At our Nampa Branch, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, if you're a member of another credit union, feel free to utilize our shared service center for basic transactions. While members can visit us at 421 11Th Ave S for all their banking needs, any official correspondence should be sent to our mailing address at 1025 Warner Ave, Lewiston, ID 83501.

Easy Access and Parking

At Potlatch No. 1 Financial, we prioritize your comfort. Our branch offers ample parking space, so you won't have to worry about finding a spot during your visit. We are proud to be ADA compliant, ensuring that everyone can access our facilities with ease. If you prefer to handle your banking from the comfort of your car, take advantage of our drive-thru service for quick deposits and withdrawals.

Let's Connect!

Whether you're stopping by for a quick transaction or looking to explore new financial opportunities, we invite you to visit us at Potlatch No. 1 Financial's Nampa Branch. Have questions? Don't hesitate to call us at 208-746-8900; we're here to help! We look forward to seeing you soon!

Operating Hours that Fit Your Schedule

We understand that life can get hectic, which is why we offer flexible hours to accommodate your needs. Visit us in the lobby Monday through Thursday from 9:00 AM to 5:30 PM, and on Friday from 9:00 AM to 6:00 PM. For those who need banking services outside of traditional hours, our drive-thru is open Monday through Thursday from 8:30 AM to 5:30 PM and on Friday until 6:00 PM.

Member Eligibility

At Potlatch No. 1 Financial, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is an exciting opportunity, and it's easier than you might think! To become a member, you need to meet certain eligibility criteria, which can include living or working in specific areas, being related to a current member, or being employed by one of our partner organizations. If you're curious about whether you qualify, I encourage you to check out our detailed eligibility information at this link. Once you find that you're eligible, opening an account is just as simple! You can start your journey with us online at this page, or feel free to give us a call at 208-746-8900 if you have any questions. We're here to help every step of the way! Our branch located at 421 11Th Ave S Nampa Id 83651 is ready to welcome you into our family where you'll enjoy various benefits like personalized financial services and community support. Come join us today!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Managing transactions shouldn't be a hassle. Our merchant services simplify payment processing so you can focus on what matters most growing your business. Imagine being able to accept payments seamlessly from customers while keeping track of sales effortlessly. That's what we aim to provide! Located at 421 11Th Ave S, Nampa, ID 83651, we invite you to visit us or contact us at 208-746-8900 to explore how our tailored financial solutions can empower your business journey. Together, let's build a brighter future for your enterprise!

Supporting Your Business Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you're a business owner in need of reliable banking services, we provide comprehensive business banking solutions, including merchant services and business loans. We understand the challenges entrepreneurs face and strive to support local businesses by providing flexible funding options that can help grow your venture.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills all from the comfort of your phone or computer! Plus, with our ATM services available around the clock, accessing cash has never been easier.

Credit Cards with Benefits

Shopping made easier! Our credit cards with rewards allow you to earn points on every purchase. Whether it's for groceries or travel, enjoy benefits that help you save while spending.

Drive-Thru & Shared Branch Services

For quick transactions like deposits and withdrawals, our drive-thru service is here for you during lobby hours: Monday through Thursday from 9 am to 5:30 pm and Friday from 9 am to 6 pm. If you're a member of another participating credit union, take advantage of our shared branch transactions it's all about making banking accessible!

Home Financing Options

Are you ready to buy a home? Our mortgage loans and refinancing services make homeownership more attainable than ever. With personalized assistance from our friendly team, you'll navigate through the mortgage process with ease. Additionally, if you're looking to consolidate debt or need extra cash for personal projects, our personal loans can help turn those dreams into reality.

Join Us Today!

Ready to experience personalized financial services? Visit us at Potlatch No. 1 Financial in Nampa or give us a call at 208-746-8900. We invite you to explore how we can assist you in achieving your financial goals today! For more information about membership eligibility or to open an account online, check out our website at www.p1fcu.org. Let us be part of your financial success!

Personal Banking Solutions

Managing your finances should be simple and stress-free. That's why at Potlatch No. 1 Financial, we offer various checking and savings accounts designed to meet your everyday needs. Imagine easily tracking your spending while saving for future goals our accounts make it possible! If you're considering a new vehicle, our auto loans and vehicle financing options provide competitive rates that fit your budget. Picture driving off in your dream car without the financial burden weighing you down.

Digital & Online Banking

Key Features

Security is our top priority. We provide electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. This feature not only saves time but also keeps your personal information protected. Keeping track of your finances has never been easier with e-statements. They're not just eco-friendly; they also help you stay organized by providing a digital record of your transactions whenever you need them. Need to send money to a friend? Our person-to-person transfers make it simple! You can transfer funds quickly and securely without any hassle. All these features come together to give you real-time account management that is both accessible and user-friendly. At Potlatch No. 1 Financial, we strive to enhance your banking experience so that you can focus on what really matters in life. Explore our digital services today and see how we can help streamline your financial journey!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your hard-earned money, and we are dedicated to ensuring that your trust in us is well-placed. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $29,835 in used auto loans and $1,780,416,004 in total loans and leases. While our net income remains steady at $0, it reflects our operational focus on maintaining member value rather than maximizing profits. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments): $1,946,250. Total Share Accounts: 245,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 421 11Th Ave S Nampa Id 83651 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Information

If you're interested in refinancing or exploring eligibility options for any of our loan products, we encourage you to reach out. Our dedicated team is ready to assist you every step of the way. You can contact us at 208-746-8900 for more information or visit us at our branch located at 421 11Th Ave S Nampa ID 83651. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Potlatch No. 1 Financial help you take control of your financial future today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We offer competitive rates for both new and used vehicles, making it easier than ever for you to find the perfect vehicle that fits your lifestyle and budget.

Business Financing

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we're here to support you with the financial backing necessary for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We help guide you through the process so you can feel confident about your investment in a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. With no collateral required, these credit cards provide an easy way to handle unexpected expenses or make everyday purchases without worry.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. By working exclusively with legitimate financial institutions, LendMesh provides peace of mind that the information you see is accurate and trustworthy.

Take Action Today

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Potlatch No 1 Financial