Potlatch No. 1 Credit Union Meridian ID | Best Auto Loans & Personal Banking

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in achieving financial well-being right here in the heart of Meridian, ID. Located at 4669 S Eagle Rd, our Meridian Branch has been serving the community since 1938 and remains dedicated to providing top-notch banking services tailored to meet your unique needs. With a proud membership of over 127,000 and total assets exceeding $2.14 billion, we are more than just a credit union; we are your neighbor, committed to your success. At Potlatch No. 1 Financial, our members come first. We offer a comprehensive suite of services, from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. With total deposits reaching $20,804,423 and a robust net worth of $178,949,775, you can trust that your money is in capable hands. Led by our CEO, Chris Loseth, and Board President Tod Dickeson, our team is here to guide you every step of the way. Whether you're looking for financial advice or want to explore our loan options totaling over 71,684 loans we have the expertise and resources to help you thrive. While members can visit us at our Meridian location, official correspondence should be sent to our mailing address at 1025 Warner Ave, Lewiston, ID 83501. Our branch is equipped with modern facilities including an ATM and drive-thru service for your convenience. We invite you to experience the difference at Potlatch No. 1 Financial. Call us today at 208-746-8900 or visit our website at p1fcu.org to learn more about how we can support your financial journey. Your future starts here!

Branch History & Mission

Welcome to Potlatch No. 1 Financial, where our rich legacy and commitment to community shine brightly. Established in 1938, our Meridian branch has been a cornerstone of financial support for families and businesses in the vibrant city of Meridian, ID. Located conveniently at 4669 S Eagle Rd, we are proud to serve a growing membership base of over 127,000 individuals, each benefiting from our personalized financial services. Over the decades, Potlatch No. 1 Financial has evolved significantly. From humble beginnings, we have expanded our offerings to include a wide range of services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets now exceed $2.14 billion, reflecting the trust placed in us by our members and our dedication to their financial well-being. Our mission is simple yet powerful: to provide accessible financial services that empower our members while supporting the communities we serve. We strive to make banking easy and efficient with features like online and mobile banking, along with dedicated drive-thru service for those who prefer face-to-face interactions. We also maintain an ATM on-site for added convenience. While members can visit us at 4669 S Eagle Rd Meridian Id 83642, official correspondence should be sent to our mailing address at 1025 WARNER AVE, LEWISTON, ID 83501. This attention to detail ensures that your needs are met promptly and efficiently. At Potlatch No. 1 Financial, we believe in giving back. Our partnerships with local organizations enhance our outreach efforts and strengthen community ties. We are committed to being more than just a credit union; we aim to be a supportive pillar within Meridian. As technology advances, so do we. Our digital platforms ensure that you can manage your finances anytime, anywhere while maintaining compliance with ADA standards for accessibility. We invite you to join us at Potlatch No. 1 Financial. Experience firsthand how we prioritize your needs and invest in the community's future together. Whether you're looking for personal banking solutions or seeking support for your business endeavors, you'll find a welcoming environment here at Potlatch No. 1 Financial. For any inquiries or further information about how we can help you thrive financially, please reach out at 208-746-8900 or explore more about us on our website here. Join us today and be part of something special!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We have ample parking available, including designated spaces for individuals with disabilities. Inside, you'll find features such as ramps and spacious layouts to ensure everyone can comfortably access our services.

Call-to-Action

Ready to experience exceptional service? We invite you to visit us at the Potlatch No. 1 Financial Meridian Branch or give us a call at 208-746-8900. Let's make your banking experience a breeze!

Nearby Landmarks

You'll find us right near popular spots like the Eagle Road Shopping Center and only a short drive from the scenic Kleiner Park. This prime location makes it simple for you to swing by while running errands or enjoying a day out.

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5:30 PM, and Fridays until 6 PM. If you need to stop by after hours, our ITM services are available Monday through Friday from 9:30 AM to 8 PM and Saturday from 10 AM to 4 PM.

Services Offered

At Potlatch No. 1 Financial, we offer a wide range of services tailored just for you! Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage options, or business banking services, we have what you need. Plus, enjoy the convenience of our ATM services and drive-thru banking for quick transactions.

Member Eligibility

At Potlatch No. 1 Financial, we believe that becoming a member means joining a welcoming community that truly cares about your financial well-being. To be eligible for membership, you just need to meet a few simple criteria, which are designed to keep our community strong and connected. Generally, anyone who lives, works, or attends school in the areas we serve can become a member. This means you could be part of our family if you're in Meridian or surrounding locations. For those looking for specific details on eligibility, feel free to check out our website at https://www.p1fcu.org/become-a-member. Once you know you qualify, opening an account with us is straightforward and easy! You can start your journey by visiting https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e. If you have any questions or would like more information, don't hesitate to give us a call at (208) 746-8900. We're excited to help you take this important step toward financial empowerment at Potlatch No. 1 Financial, located conveniently at 4669 S Eagle Rd Meridian Id 83642!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine processing payments effortlessly while serving your customers. Our merchant services provide you with reliable tools to accept payments anytime, anywhere. Whether you're a local shop or an online retailer, our services make it easy for you to manage transactions smoothly, allowing you to focus on what really matters your business. Visit us at 4669 S Eagle Rd Meridian Id 83642 in Meridian, ID or call us at (208) 746-8900 to learn how we can help your business reach new heights!

Comprehensive List Of Services

Auto Loans and Financing

Looking to purchase a new vehicle? Our auto loans and vehicle financing options are here for you! We understand that buying a car can be overwhelming, so we provide competitive rates and flexible terms to fit your budget. Whether you're eyeing that new SUV or considering a reliable used car, we make financing straightforward.

Business Banking Services

If you're running a business or thinking about starting one, we provide specialized business banking services including merchant services and business loans. From managing day-to-day transactions to funding growth opportunities, we're here to support your entrepreneurial journey.

Convenient Access & Support

We pride ourselves on making banking accessible for everyone. With features like basic drive-thru banking for quick transactions and shared branch services for deposits and withdrawals with partner credit unions, convenience is at the heart of what we do. Our team is ready to assist you with any questions or concerns at 208-746-8900. Visit us at Potlatch No 1 Financial in Meridian, where financial solutions meet community care! Whether you're looking for personal banking solutions or support for your business endeavors, we're committed to helping you every step of the way. Come see how we can make banking work better for you today!

Credit Cards with Rewards

Enjoy shopping? Our credit cards with rewards allow you to earn points on every purchase! Use them wisely, and watch how those points turn into exciting rewards, whether it's travel, cash back, or gift cards.

Home Financing Options

For those dreaming of homeownership, we offer various mortgage loans and refinancing options. Picture yourself moving into that perfect home with a loan tailored just for you. Our mortgage specialists are ready to guide you through the process, ensuring everything goes smoothly from application to closing.

Personal Banking Solutions

Managing your finances should be easy, and that's why we offer personal banking services designed for everyday needs. Whether you're opening a checking or savings account, we ensure you have convenient access to your funds. Imagine being able to deposit checks from the comfort of your home using our online and mobile banking features. You can also take advantage of our ATM and cash withdrawal services, making it simple to get cash whenever you need it.

Personal Loans for Life's Needs

Sometimes life throws unexpected expenses your way. Our personal loans can help cover those costs without added stress. Whether it's for debt consolidation or personal projects, having access to funds when you need them is crucial.

Digital & Online Banking

Accessibility and Security

Your security is paramount to us. With features like two-factor authentication and secure encryption protocols, we ensure that your information stays safe while you enjoy the benefits of online banking. At Potlatch No. 1 Financial, managing your money has never been easier. From real-time account management to easy access via our mobile application, we prioritize both accessibility and user-friendly experiences for all our members. Join us today and experience banking that fits seamlessly into your lifestyle!

Key Features

One of the highlights of our digital services is the availability of E-Statements. No more paper clutter; you can receive your statements electronically and view them whenever you need. This feature not only keeps your financial documents organized but also helps reduce environmental impact. Need to send money quickly? Our Person-to-Person Transfers allow you to send funds to friends or family with ease, making splitting bills or sending gifts a breeze. And if you're out shopping or dining, take advantage of our Mobile Payments feature to make transactions directly from your smartphone. For added convenience, our members can sign documents electronically through our Electronic Signature Authorization service. This means no more printing and scanning just sign and go!

Financial Strength

Committed Team

We take pride in having 403 full-time employees and 8 part-time employees ready to assist you at any time. This dedicated team ensures that all your banking needs are met promptly and professionally.

Growing Together

With net shares amounting to $1,946,250, we have funds available for lending and investments, further demonstrating our commitment to supporting our members. Our total share accounts stand at 245,485, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 4669 S Eagle Rd Meridian Id 83642 or call (208) 746-8900 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community growth reflects our dedication to helping you thrive financially.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors, with $29,835 in used auto loans and $1,780,416,004 in total loans and leases available to help you make important purchases or investments. Our $0 shows that we're managing our resources effectively, allowing us to continue offering competitive loan rates and solid financial products for our members.

Our Financial Health

With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for ensuring that your money is safe and can grow over time. Our net worth ratio of $833 demonstrates a solid capital base, which allows us to continue offering loans and competitive savings rates even during uncertain economic times. We strive to be your reliable partner in achieving your financial goals.

Secure Savings Options

Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to finance your dream vehicle.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans amounting to $275,689,862 provide the necessary capital for expansion and investment. If you're interested in any of these loan products or would like more information about eligibility and refinancing options, please don't hesitate to reach out. You can contact us at 208-746-8900 or visit us at our branch located at 4669 S Eagle Rd Meridian Id 83642. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that fits your needs today!

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we offer competitive credit lines totaling $1,128,090,456. This is an excellent choice for managing unexpected expenses or consolidating debt. Our unsecured credit card loans also provide flexible terms with a total of $5,909,209 available to help members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, making buying or refinancing simple. We have various programs available to fit different budgets and needs, including refinancing options to help you lower your payments or access cash from your home's equity.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources guarantees fair and transparent offers for all users. By focusing on accurate data, LendMesh empowers individuals to find loans that truly meet their needs.

Key Benefits of Using LendMesh

Verified Data: All loan offers come from legitimate financial institutions. This means users can trust the information they receive, knowing it reflects current market conditions. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to see a clear picture of available options. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions. This feature helps them make better decisions based on the most current information available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping people secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Potlatch No 1 Financial