Potlatch No. 1 Credit Union Lewiston ID | Low Mortgage Rates & Fast Personal Loans

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in financial well-being right here at 1025 Warner Ave, Lewiston, ID 83501. Since our establishment in 1938, we have been committed to serving our community with integrity and care. With a growing membership of 127,945 individuals, we take pride in being more than just a credit union; we are a family dedicated to supporting your financial goals. At Potlatch No. 1 Financial, we manage over $2.14 billion in total assets and provide a robust range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total deposits stand at $20,804,423, ensuring that your hard-earned money is secure and working for you. Our leadership team, headed by CEO Chris Loseth and Board President Tod Dickeson, embodies the spirit of service and community involvement that defines our credit union. We believe in transparency and actively engage with our members to foster trust and ensure their voices are heard. As a member-focused institution, we understand the importance of accessibility. While members can visit us at our branch location for personalized service, official correspondence should be directed to our mailing address: 1025 WARNER AVE, LEWISTON, ID 83501. If you're looking for a financial partner that prioritizes your needs and invests in the local community, look no further. Feel free to reach out to us at (208) 746-8900 or explore our website at www.p1fcu.org. Join us today and experience the difference that comes from being part of Potlatch No. 1 Financial!

Branch History & Mission

Commitment to Accessibility

Inclusivity is central to our operations at Potlatch No. 1 Financial. We ensure ADA compliance across all branches, making our services available to everyone in the community. While we currently do not offer ATM or drive-thru services, we focus on providing personalized experiences during our operating hours from Monday through Friday, 8:30 AM to 5:30 PM.

Join Us

As we look toward the future, we invite you to join us on this journey of growth and community engagement. Experience the benefits of being part of Potlatch No. 1 Financial where your financial success is our priority. For more information about membership or opening an account, please visit our website at Potlatch No. 1 Financial. Together, let's build a brighter future!

Mission Statement

Our mission is simple yet profound: to provide quality financial services while fostering community support and development. We believe that when our members succeed, we all succeed. This principle drives us to offer a range of services tailored to meet individual needs whether it's personal banking, auto loans, or business banking solutions. We continuously strive to enhance member experience through technological advancements such as online banking and mobile payments. Our commitment extends beyond transactions; we actively engage in community outreach programs that enrich lives and strengthen bonds within Lewiston.

Our Journey

Located at 1025 Warner Ave, our branch is easily accessible and has become a familiar sight for many residents in the area. We've witnessed the evolution of banking and adapted to meet the changing needs of our members. Through hard work and dedication, we've achieved significant milestones that reflect our growth and resilience. While members can visit us at 1025 Warner Ave Lewiston Id 83501, official correspondence should be sent to 1025 WARNER AVE, LEWISTON, ID 83501 if different. This ensures that all communications are handled efficiently.

Branch Location & Accessibility

Accessibility and Parking

At Potlatch No. 1 Financial, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can easily access our services. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot.

Conveniently Located

Nestled in Nez Perce County, our branch is easy to reach and surrounded by familiar landmarks that make it simple to find us. Just a short drive from downtown Lewiston, we're close to local shops and restaurants, making your visit even more convenient.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 208-746-8900! Our dedicated staff is always ready to assist you. We invite you to stop by Potlatch No. 1 Financial at 1025 Warner Ave in Lewiston today and discover how we can support your financial goals!

Operating Hours

We understand that banking needs can arise at any time during the week. That's why we offer welcoming lobby hours from Monday through Friday, opening at 8:30 am and closing at 5:30 pm. We're here when you need us!

Services Tailored for You

While you're with us, take advantage of our wide array of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards our offerings are designed with you in mind.

Member Eligibility

At Potlatch No. 1 Financial, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that genuinely cares about your financial well-being. If you're looking to be part of something special, the good news is that eligibility is easy! Individuals who live, work, worship, or attend school in the Nez Perce County area are welcome to join us. We also extend our membership to family members of current members, making it a perfect choice for families looking to secure their financial future together. To explore all the details and ensure you meet the criteria, feel free to check out our comprehensive guide at https://www.p1fcu.org/become-a-member. Ready to start your journey with us? Opening an account at Potlatch No. 1 Financial is straightforward. You can easily complete your application online by visiting https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e, or if you prefer, give us a call at (208) 746-8900 and we'll be happy to assist you. Whether you need help with setting up your account or have questions about our services, we're here for you every step of the way. Join us today at our branch located at 1025 Warner Ave Lewiston Id 83501, and experience the benefits of being a valued member of Potlatch No. 1 Financial!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loan options, our merchant services help streamline your payment processes. Imagine a busy Saturday at your café customers are lined up, eager to pay. With our point-of-sale systems, you can process transactions quickly and efficiently, ensuring that every customer leaves happy. Located at 1025 Warner Ave Lewiston Id 83501 in Lewiston, ID, we are here to provide the financial tools you need to thrive. Contact us today at (208) 746-8900 to learn more about how we can assist your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

While we do not have ATMs or drive-thru services available at this branch, our commitment remains strong in providing excellent member service during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. If you need assistance or have questions about any of our services, don't hesitate to reach out by calling us at (208) 746-8900. At Potlatch No. 1 Financial, we believe in building relationships with our members that last a lifetime. Explore how we can support your financial journey today by visiting us online at https://www.p1fcu.org/. Your financial goals are within reach!

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant solutions and business loans designed to support your operations. We understand that every business has unique needs, and we strive to provide personalized service that helps your business thrive.

Credit Solutions

In today's world, having a credit card can be essential. Our credit cards with rewards offer benefits that go beyond just making purchases, allowing you to earn points or cash back on everyday spending.

Digital Convenience

With the rise of technology, we've made banking more convenient than ever through our robust online and mobile banking platforms. Access your accounts anytime, anywhere, pay bills effortlessly, transfer funds instantly through person-to-person payments, and enjoy features like e-statements for easier record-keeping.

Financial Support

Sometimes life throws unexpected challenges your way. That's where our personal loans and debt consolidation services come into play. Whether you need extra funds for an emergency or want to streamline your existing debt, we are here to assist you with straightforward solutions.

Personal Banking

Our personal banking services are designed with you in mind. You can choose from a variety of checking and savings accounts that help you manage your finances effectively. Need to buy a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms that fit your budget. If you're looking to purchase a home, our mortgage loans and refinancing options can help you navigate the process smoothly, ensuring you find the right loan for your dream home.

Digital & Online Banking

Always Accessible

With 24/7 online banking services, help is always just a click away. At Potlatch No. 1 Financial, we believe that managing your finances should fit into your life seamlessly. Join us today and experience how our digital banking services can empower you to achieve your financial goals!

Key Features

Our online banking services provide you with the tools to manage your accounts effectively. You can check balances, make transfers, and pay bills without ever needing to step foot in a branch. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with just a few taps on your phone or clicks on your computer.

Mobile Banking Made Easy

On the go? Our mobile application lets you handle your banking tasks right from your smartphone. Whether you're making mobile payments or checking account activity, everything is designed for ease of use. You can even set up notifications so you're always aware of your account status.

Security and Convenience

We prioritize your security while ensuring convenience. With electronic signature authorization available, signing documents is straightforward and safe. Plus, if you prefer paperless statements, our e-statements make it easy to view your financial information securely online no more cluttered mailboxes!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being through robust services and resources. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,835 in used auto loans and a total of $1,780,416,004 in loans and leases. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,946,250. Total Share and Deposit Accounts: 245,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 1025 Warner Ave Lewiston ID 83501 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $216,238,610 in new vehicle loans and $550,451,895 in used vehicle loans, helping our members get on the road with ease. With flexible terms and competitive rates, financing your next vehicle has never been simpler.

Business Loans

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand your business operations. We understand the challenges that come with running a business and are here to support you with tailored financial solutions. If you're interested in refinancing any existing loans or would like to explore eligibility options for our various loan products, feel free to reach out to us at 208-746-8900 during our operating hours of Monday through Friday from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, perfect for first-time buyers or those looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses is crucial for financial stability. We also provide flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. This can be an excellent option if you're looking to build credit while keeping your expenses manageable.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to industry regulations means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh guarantees that the information presented is both trustworthy and up-to-date.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and accountability in the offers displayed. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions this allows users to access truly unbiased results when comparing loans. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh in helping consumers achieve their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Potlatch No 1 Financial