Potlatch No. 1 Credit Union Lewiston ID | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial, your trusted community partner in financial wellness since 1938. Nestled in the heart of Lewiston, ID, at 1015 Warner Ave, we take pride in serving our members with dedication and integrity. Our mission is simple: to empower our 127,945 members with the resources they need to achieve their financial goals. With total assets exceeding $2.14 billion, we offer a wide range of services tailored to meet your unique needs whether you're looking for personal banking solutions, auto loans, or business financing options. At Potlatch No. 1 Financial, we understand the importance of having a reliable financial institution by your side, which is why we focus on providing exceptional customer service and support. Our experienced team, led by CEO Chris Loseth and Board President Tod Dickeson, is here to guide you through every step of your financial journey. We have a committed staff of 411 employees ready to assist you with anything from setting up an account to navigating loan options. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO BOX 897, Lewiston, ID 83501. At Potlatch No. 1 Financial, we're more than just numbers we're part of your community. With over $20 million in total deposits and a robust loan portfolio that includes over 71,684 loans and leases, we are dedicated to supporting local growth and success. Explore our services today by visiting our website at www.p1fcu.org or give us a call at 208-746-8900. Join us as we build a brighter financial future together!

Branch History & Mission

Community Focus

At Potlatch No. 1 Financial, we understand that being part of a credit union means more than just providing financial products; it's about giving back. We actively engage in community outreach programs and partnerships aimed at improving the lives of those around us. From supporting local schools to participating in charity events, we strive to make a positive impact in Lewiston and beyond. While members can visit us at 1015 Warner Ave, official correspondence should be sent to PO BOX 897, LEWISTON, ID 83501 if needed. Our doors are open Monday through Friday from 9:00 AM to 5:30 PM and Saturdays from 9:00 AM to 3:00 PM (drive-thru only), making it convenient for you to connect with us. We invite you to join our family at Potlatch No. 1 Financial and experience the benefits of being a member-driven credit union. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community and support. We believe in empowering our members through personalized banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We are dedicated to ensuring that every member has access to the tools they need to achieve their financial goals. As we evolve with the times, we've embraced technology without losing sight of our core values. Our digital advancements include online banking and mobile applications that make managing your finances easier than ever. Additionally, we are proud to offer ADA-compliant facilities and services that cater to all members of our community.

Branch Location & Accessibility

Easy Access and Parking

Finding us is a breeze! We have ample parking available right outside our doors, so you can pop in without any hassle. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who need them.

Operating Hours and Services

We understand that your time is valuable. That's why we offer convenient operating hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 3:00 PM (drive-thru only). Whether you need to open an account, apply for a loan, or just ask a question, our dedicated team is ready to assist you during these hours. While visiting us at our physical location, don't forget about the added convenience of our ATM services available on-site. If you prefer not to come inside, our drive-thru banking allows you to conduct simple transactions like deposits and withdrawals from the comfort of your vehicle.

Reach Out Anytime

For any inquiries or assistance, feel free to give us a call at 208-746-8900. While members can visit us at our branch address, official correspondence should be sent to PO BOX 897, Lewiston, ID 83501. Come experience the Potlatch No. 1 Financial difference today! We look forward to welcoming you into our community-focused credit union where your financial well-being is our top priority.

Member Eligibility

Joining the Potlatch No. 1 Financial family means stepping into a community where your financial well-being is our priority. At our branch located at 1015 Warner Ave, Lewiston, ID 83501, we welcome individuals who live, work, or worship in the areas we serve. This inclusive approach ensures that everyone has access to our member-focused services. If you're curious about specific eligibility details, we encourage you to check out our comprehensive guide at this link. Becoming a member is straightforward and rewarding! With us, you'll enjoy benefits like personalized banking solutions and competitive rates on loans and savings. If you're ready to start your journey with Potlatch No. 1 Financial, simply give us a call at 2087468900 or visit our account opening page here. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need right at your fingertips. Our merchant services simplify transactions, making it easier for you to focus on what you do best running your business. Whether it's accepting credit cards or managing payroll, we've got your back. Visit us at 1015 Warner Ave Lewiston Id 83501, Lewiston, ID, or call us at (208) 746-8900 to explore how we can partner together for your success!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Services Made Easy

For those who prefer in-person service, we provide basic drive-thru banking for deposits and withdrawals at our location in Lewiston. Whether it's a quick transaction or a more complex inquiry, our staff is ready to assist you during lobby hours: Monday through Friday from 9:00 am to 5:30 pm, and Saturday from 9:00 am to 3:00 pm (drive-thru only). At Potlatch No. 1 Financial, we strive to make banking accessible and straightforward for everyone in the community. If you're ready to explore how we can support your financial journey or if you have any questions about our services, don't hesitate to reach out! Call us at 208-746-8900, visit us online at p1fcu.org, or stop by our branch today! We look forward to serving you!

Business Banking Support

If you're a business owner, we have tailored services just for you! Our business banking solutions, including merchant services and business loans, can help streamline your operations and support your growth ambitions. We know how important it is for businesses to have reliable financial backing.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM services ensure that cash withdrawals are just around the corner whenever you need them.

Flexible Lending Options

We understand that life can bring unexpected expenses. That's why our personal loans and debt consolidation services are here to help you manage those costs effectively. With flexible terms and quick approvals, you'll find it easier to navigate life's financial challenges. Additionally, our credit cards with rewards allow you to earn points on everyday purchases, giving you even more value from your spending.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to your everyday needs. Imagine having easy access to your funds while earning interest on your savings! For those looking to purchase a vehicle, our auto loans and vehicle financing options provide competitive rates that help make owning a car more affordable. Need a home? Our mortgage loans and refinancing options can guide you through the process of buying or upgrading your house.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills at your convenience. Plus, with the added benefit of e-statements, you can say goodbye to paper clutter while keeping your financial records organized and accessible. For those on the go, our mobile application brings all these features right to your fingertips. Whether you're making person-to-person transfers or utilizing mobile payments, managing your money has never been easier. And for extra peace of mind, we offer electronic signature authorization for secure transactions without the hassle of paperwork.

Security and Accessibility

Your security is our top priority. We use advanced encryption technology to keep your information safe while you enjoy the flexibility of online banking. Our user-friendly interface means that even if you're not tech-savvy, navigating through your account will feel intuitive and straightforward. With Potlatch No. 1 Financial's digital banking options, you can take control of your finances with confidence. From tracking expenses in real time to accessing customer support via our website, we're here to ensure that your banking experience is both smooth and satisfying. Explore our digital banking offerings today by visiting Potlatch No. 1 Financial and discover how easy it is to stay connected with your finances!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the confidence that your money is in safe hands. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $29,835 in used auto loans and a total of $1,780,416,004 in loans and leases. While our net income is currently at $0, it reflects our commitment to maintaining stability during challenging times. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $1,946,250. With a total of 245,485 share accounts, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 1015 Warner Ave Lewiston Id 83501 or call 208-746-8900 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and needs. If you're considering refinancing your current auto loan, our team can assist you in exploring eligibility options that may lower your monthly payments.

Business Loans

For business owners looking to expand or invest in their future, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and succeed. We understand the unique challenges businesses face and offer tailored solutions to support your financial needs. At Potlatch No. 1 Financial located at 1015 Warner Ave Lewiston ID 83501, our commitment is to serve you better every day. If you have any questions or want to discuss which loan product might be right for you, please don't hesitate to call us at 208-746-8900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our services today and see how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, making buying or refinancing simple. We take pride in offering competitive rates and personalized service to guide you through every step of the mortgage process.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. With features designed to reward your spending habits and easy access to funds when you need them most, our credit cards are an excellent choice for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is verified, giving you peace of mind that the information is accurate and trustworthy.

Potlatch No 1 Financial