Potlatch No. 1 Credit Union Lewiston ID | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in financial growth and community support right here in Lewiston, Idaho. Established in 1938, we have built a strong foundation of trust with our 127,945 members, focusing on delivering personalized banking experiences that meet your unique needs. Located at 654 Southway Ave, Lewiston, ID 83501, our branch is dedicated to providing you with exceptional service, whether you're looking for personal loans, mortgage options, or business banking solutions. We take pride in managing over $2.14 billion in total assets and ensuring that our members have access to a variety of financial services. Our commitment to the community goes beyond just numbers; we're here to make a positive impact in your lives. With a robust portfolio that includes 71,684 loans and leases and total deposits of $20,804,423, we are well-equipped to help you achieve your financial goals. At the helm of our mission is CEO Chris Loseth and Board President Tod Dickeson, who lead our team of 411 dedicated employees. Together, we strive to create an environment where everyone feels valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be sent to PO BOX 897, LEWISTON, ID 83501-0897 if needed. Join us as we continue to serve the Lewiston community with integrity and dedication. For more information about our services or to get started today, visit us online at Potlatch No. 1 Financial or give us a call at 208-746-8900. We look forward to being part of your financial journey!

Branch History & Mission

At Potlatch No. 1 Financial, we pride ourselves on our rich legacy of service and community commitment that dates back to our opening in 1938. Located at 654 Southway Ave, Lewiston, ID 83501, our branch has been a cornerstone of financial support in the Nez Perce County area for over eight decades. From our humble beginnings, we have grown alongside our members, fostering a sense of trust and community that continues to thrive today. Since those early days, we have achieved remarkable milestones. Our membership has flourished to an impressive total of 127,945 individuals who rely on us for their financial needs. With total assets now exceeding $2.14 billion, we offer a wide range of services designed to help our members achieve their financial goals, whether it's through personal banking, auto loans, mortgage financing, or business banking solutions. Our mission is simple yet powerful: to provide our members with exceptional financial services while being actively involved in the communities we serve. We believe that by supporting local initiatives and partnerships, we can make a real difference in people's lives. This commitment drives us to not only offer competitive rates but also to engage in outreach efforts that strengthen our community ties. While members can visit us at 654 Southway Ave for personalized service and assistance, official correspondence should be sent to PO BOX 897, Lewiston, ID 83501-0897 if needed. Our operating hours are designed for your convenience Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. We understand that accessibility is key to serving our members effectively. That's why we proudly offer ATM services and drive-thru banking options at our location. Whether you're making a quick deposit or withdrawing cash, we aim to provide a seamless experience. In this digital age, we are committed to enhancing your banking experience with online and mobile banking options available at your fingertips. You can easily manage your accounts, transfer funds, and even apply for loans from the comfort of your home. As we look toward the future, Potlatch No. 1 Financial remains dedicated to its mission of fostering financial well-being within our community. We invite you to join us and experience the benefits that come with being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or to become a member today, visit us at Potlatch No. 1 Financial. If you have any questions or need assistance, feel free to call us at (208) 746-8900. Your journey towards better financial health starts here!

Branch Location & Accessibility

Accessibility Features

At Potlatch No. 1 Financial, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking spaces that ensure everyone can visit us comfortably. Plus, with ample parking available, you can easily find a spot when you arrive.

Connect With Us

If you have any questions or would like to learn more about what we offer, feel free to give us a call at 208-746-8900. Our friendly team is always ready to assist you! We invite you to visit us soon at Potlatch No. 1 Financial where your financial well-being is our top priority!

Finding Us

If you need to send us any official correspondence, please use our mailing address: PO BOX 897, Lewiston, ID 83501-0897. Our location is surrounded by familiar landmarks, making it easier for you to navigate your way here.

Operating Hours

We know that convenience matters, so our lobby hours are designed with your schedule in mind. We're open Monday through Thursday from 9:00 AM to 5:30 PM and on Friday from 9:00 AM to 6:00 PM. This gives you plenty of time during the week to stop by when it's convenient for you!

Services Offered

While visiting our branch, you'll discover a variety of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. We also offer business banking solutions such as merchant services and business loans. Need cash? We've got you covered with ATM access available on-site, along with basic drive-thru banking services for quick deposits and withdrawals.

Member Eligibility

Becoming a member of Potlatch No. 1 Financial feels like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Nez Perce County area, you're already on the right path to membership! At Potlatch No. 1 Financial, we believe in providing our members with personalized service and a range of financial products that fit your unique needs. Whether you're looking for checking accounts, auto loans, or personal loans, we have options designed just for you. To learn more about the specific eligibility criteria and see how easy it is to join us, check out this page. When you're ready to open an account and start enjoying the benefits of membership, visit this link or give us a call at 208-746-8900. Our friendly team is here to help make your transition smooth and welcoming!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to our lending options, we offer merchant services designed to make transactions easier for your business. Picture this: a busy Saturday at your store where customers want to pay quickly and efficiently. Our solutions ensure you can accept payments seamlessly, allowing you to focus on what you do best serving your customers. Located at 654 Southway Ave Lewiston Id 83501 in Lewiston, ID, we're here to partner with you on your journey toward success. If you're interested in learning more about how we can support your business, give us a call at (208) 746-8900!

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

Our commitment to convenience extends beyond digital banking. At Potlatch No. 1 Financial, we understand that sometimes you need in-person service too. That's why we offer basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Plus, access cash easily through our ATMs available at various locations. We invite you to explore all that Potlatch No. 1 Financial has to offer! Our friendly team is ready to assist you with any questions or help you get started on opening an account today. Feel free to reach out by calling us at 208-746-8900 or visiting us at our branch in Lewiston. Join us at Potlatch No. 1 Financial where member service comes first!

Additional Lending Options

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation can provide the financial relief you need. And don't forget about our Credit Cards with Rewards, designed to give back as you spend perfect for those who love to earn points on their everyday purchases.

Business Banking Services

For our business members, we offer robust Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your business goals.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why we emphasize our Online & Mobile Banking capabilities. With these tools, managing your finances is just a few taps away. You can check balances, transfer money between accounts, and even send money directly to friends through person-to-person payment options all from the comfort of your own home.

Personal Banking Solutions

Starting with Personal Banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you manage your everyday expenses while also earning interest on your savings. Our accounts come with features like online banking and mobile payments, allowing you to bank anytime, anywhere. When it comes to financing, our Auto Loans & Vehicle Financing options make it simple for you to drive off in a new or used vehicle. Picture yourself hitting the road with a car loan that fits comfortably within your budget. We also provide Mortgage Loans & Refinancing services, helping you purchase your home or lower your current mortgage payments.

Digital & Online Banking

Key Services

Our online banking platform offers a variety of features designed to make your financial life easier. Need to check your balance or pay bills? It's just a click away. You can also enjoy the convenience of e-statements, which are available for all members. This not only helps you stay organized but also reduces paper clutter. If you're always on the go, our mobile application is perfect for you! With it, you can manage your accounts right from your smartphone. Plus, our mobile payments feature allows you to make purchases with ease no need for cash or cards.

Security You Can Trust

We prioritize your security. Our electronic signature authorization system ensures that your transactions are safe and verified, giving you peace of mind when handling your finances online. And with person-to-person transfers, sending money to friends or family is simple and secure. At Potlatch No. 1 Financial, we believe in making banking accessible for everyone. Whether you're at home or out and about, our user-friendly tools help you manage your money in real-time. Explore everything our digital banking services have to offer today!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can rest assured knowing that your financial well-being is our top priority. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,835 in used auto loans and an impressive total of $1,780,416,004 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,946,250. Total Share and Deposit Accounts: 245,485, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 654 Southway Ave Lewiston Id 83501 or call 208-746-8900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms to make your purchase as affordable as possible. Whether you're looking for financing for your first car or upgrading to something newer, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs with tailored solutions. At Potlatch No. 1 Financial located at 654 Southway Ave Lewiston ID 83501, we are here to assist you every step of the way. If you have questions about refinancing options or eligibility for our various loan products, feel free to reach out to us at 208-746-8900 during our business hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We work with you to find the right loan structure that meets your needs and ensures a smooth process from application to closing.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards to help you maximize your spending power while keeping your financial health in check.

Loan Aggregator

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Potlatch No 1 Financial