Potlatch No. 1 Credit Union Hayden ID | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial at our Hayden Branch, where community and financial empowerment come together! Located conveniently at 200 W Honeysuckle Ave, Hayden, ID 83835, we have proudly served our members since 1938. With over 127,000 members benefiting from our services, we are dedicated to supporting you through every financial journey. At Potlatch No. 1 Financial, we believe in the power of local banking. Our total assets stand at an impressive $2,145,789,869, reflecting our commitment to providing strong financial solutions. Whether you're looking for personal loans or business financing, we've got you covered with a robust portfolio of over 71,684 loans and leases. Our mission goes beyond numbers; it's about making a meaningful impact in our community. With $20,804,423 in total deposits and a net worth of $178,949,775, we strive to ensure your savings are secure while also helping you achieve your goals. Notably, we maintain a cash reserve of $36,225,591, ensuring that your funds are readily accessible whenever you need them. Led by our dedicated CEO, Chris Loseth, and Board President Tod Dickeson, our team works tirelessly to create an environment where members feel valued and supported. Our staff of 411 employees is here to assist you with personalized service tailored to your needs. While members can visit us at our branch location for all your banking needs from checking accounts to vehicle financing official correspondence should be sent to the same address: 200 W Honeysuckle Ave, Hayden, ID 83835. Explore the various services we offer by visiting our website at Potlatch No. 1 Financial. Whether you're looking to open an account or need assistance with loans, we're just a phone call away at 208-772-2771. Join us as we continue to grow together and make a positive difference in the lives of our members and community!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Potlatch No. 1 Financial family. Experience firsthand how our dedicated team works tirelessly to support your financial needs while contributing positively to the Hayden community. Stop by during our operating hours from Monday-Saturday, 9:00 AM-6:00 PM or give us a call at 208-772-2771. Let's build a brighter future together! Explore what Potlatch No. 1 Financial has to offer by visiting our website or learn more about becoming a member here. Your financial journey starts with us!

Mission-Driven Focus

At the heart of Potlatch No. 1 Financial is our mission: to enhance the financial well-being of our members while fostering community growth. We believe in more than just numbers; we are dedicated to providing exceptional service that supports both individual aspirations and collective progress. Our initiatives go beyond traditional banking as we actively engage in local partnerships and outreach efforts to uplift those around us. While members can visit us at 200 W Honeysuckle Ave, official correspondence should be sent to the same address for consistency. We also offer shared service center access for added convenience.

Our Evolution

Since opening our doors at 200 W Honeysuckle Ave, Hayden, ID 83835, we have grown alongside our community, adapting to meet the changing needs of our members. Throughout the decades, we have expanded our range of services from basic savings accounts to comprehensive personal and business banking solutions. Whether you're looking for auto loans, mortgages, or credit cards with rewards, we strive to offer products that help you achieve your financial goals. Our commitment to innovation is evident in our digital advancements. We've made banking easier with online and mobile services that allow you to manage your finances anytime and anywhere. Plus, with features like electronic signatures and mobile payments, convenience is at your fingertips.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Hayden Branch today! Feel free to call us at 208-772-2771 if you have any questions or need assistance before your visit. Experience the friendly service and community-focused approach that sets Potlatch No. 1 Financial apart. We look forward to serving you!

Operating Hours

We know your time is valuable. That's why we are open Monday through Saturday from 9:00 AM to 6:00 PM. Our friendly staff is always ready to assist you during these hours, making banking easier for you whether you're stopping by for a quick transaction or needing detailed assistance.

Services Offered

At Potlatch No. 1 Financial, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is readily accessible for quick withdrawals or balance checks. For those who prefer drive-thru banking, we have that covered too perfect for when you're on the go! Additionally, if you're a member of a partner credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

Joining the Potlatch No. 1 Financial family means stepping into a welcoming community that cares about your financial well-being. To become a member of our Hayden branch, located at 200 W Honeysuckle Ave, Hayden, ID 83835, you'll find that eligibility is designed to be friendly and accessible. If you live, work, worship, or attend school in Kootenai County or are a family member of an existing member, you can easily join us. We believe in empowering our members with personalized services that make banking easier and more beneficial for everyone. For more detailed information on eligibility criteria, feel free to check out our website at this link. Opening an account is just as simple! You can start the process online by visiting this page or reach out to us directly at 208-772-2771 if you have any questions or need assistance. Becoming a member at Potlatch No. 1 Financial means joining a supportive network dedicated to helping you achieve your financial goals!

Business Banking & Commercial Services

Loan Options for Every Business Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine being able to process payments easily while focusing on what really matters running your business. Our merchant services allow you to accept various payment methods seamlessly, ensuring a smooth experience for your customers. This not only enhances customer satisfaction but also helps you manage cash flow effectively. Visit us at 200 W Honeysuckle Ave Hayden Id 83835 or give us a call at (208) 772-2771 to learn more about how our business banking and commercial services can empower your venture. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Support

We understand that running a business comes with its own set of challenges. That's why we offer comprehensive Business Banking solutions including merchant services and business loans tailored specifically for local businesses in Hayden and beyond.

Convenient Digital Access

With today's fast-paced lifestyle, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. Need cash? Use our ATM and Cash Withdrawal Services for quick access without the hassle. Plus, if you're on-the-go, our mobile application ensures all your banking needs are just a tap away.

Drive-Thru Convenience

Sometimes simplicity is what matters most. Our Basic Drive-Thru Banking allows members to make deposits, withdrawals, and simple transactions without leaving their vehicle. It's perfect for busy days when you need to get things done quickly.

Home Sweet Home

If owning a home is on your agenda, our Mortgage Loans & Refinancing options can guide you through the process with ease. You might be thinking about buying your first home or refinancing an existing mortgage; either way, we are committed to finding the right solution for you.

Personal Banking Made Easy

For those who want to manage their finances efficiently, our Personal Banking services include checking and savings accounts designed for everyday use. Imagine having the flexibility to access your funds whenever you need them, whether it's for daily expenses or saving for a dream vacation. We also offer Auto Loans & Vehicle Financing that make it simple to drive away in the car you've always wanted.

Shared Branch Transactions

If you're a member of another participating credit union, take advantage of our Basic Shared Branch Transactions where you can make deposits and withdrawals as if you were at your home branch. At Potlatch No. 1 Financial in Hayden, ID, we aim to make banking easy and accessible for everyone in our community. With friendly staff ready to assist you during our operating hours from Monday to Saturday (9:00 AM - 6:00 PM), help is never far away. Ready to explore all that we have to offer? Don't hesitate to reach out! Call us at 208-772-2771, visit us online at p1fcu.org, or stop by today!

Simplifying Your Financial Life

For those times when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can provide the financial relief you need. You can think of it as a safety net that helps you regain control over your finances. Plus, with our Credit Cards with Rewards, every purchase can earn you points towards exciting rewards turning everyday spending into something beneficial!

Digital & Online Banking

Convenient Online Access

With our online banking services available 24/7 at Potlatch No. 1 Financial, you can check balances, transfer funds, and manage your accounts from the comfort of your home or on the go. Whether you're using a computer or our mobile application, everything is just a few clicks away.

Embrace Mobile Payments

With mobile payments enabled at Potlatch No. 1 Financial, you can make purchases directly from your smartphone. It's quick, convenient, and perfect for those times when you're out and about.

Enhanced Security Features

Your security is a top priority for us. Our platform includes electronic signature authorization, ensuring that your transactions are safe and secure. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier or more secure.

Go Paperless with E-Statements

For those looking to simplify their financial management, we offer e-statements that allow you to view your account statements electronically. This not only helps reduce paper clutter but also provides quick access to your financial information whenever you need it.

User-Friendly Mobile Application

Our user-friendly mobile application gives you the power to manage your finances right in your pocket. From checking your account balance to making payments, everything is designed with ease of use in mind. In summary, Potlatch No. 1 Financial is committed to providing members with accessible and efficient digital banking solutions. Explore our online services today at Potlatch No. 1 Financial and take control of your financial journey!

Financial Strength

A Solid Foundation

With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 200 W Honeysuckle Ave Hayden Id 83835 or call (208) 772-2771 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 245,485, showing a strong and growing member base that trusts us with their finances.

Investing in Our Future Together

With $156,412,458 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29,835 in used auto loans and $1,780,416,004 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or finding a reliable used one, we've got you covered with flexible terms that suit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We understand that navigating the mortgage process can be challenging; that's why our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, our friendly staff is available to discuss how we can assist you further. Whether you're looking for an auto loan or need help with a mortgage application, feel free to reach out to us at 208-772-2771. At Potlatch No. 1 Financial in Hayden, we are committed to supporting your financial journey with tailored solutions that meet your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and see how we can help you succeed financially!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. These cards can provide a safety net for unexpected expenses or help you build your credit score while enjoying rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified financial institutions guarantees fair and transparent offers.

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