Potlatch No. 1 Credit Union Grangeville ID | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner for financial services right here in the heart of Grangeville, ID! Since our establishment in 1938, we have been dedicated to serving our community with a strong focus on trust, reliability, and exceptional member service. Nestled at 908 W Main St, our branch is designed to provide you with personalized banking solutions that fit your unique needs. At Potlatch No. 1 Financial, we pride ourselves on being more than just a financial institution; we are a thriving community of over 127,000 members who share a commitment to financial growth and support. Our total assets stand impressive at $2,145,789,869, showcasing our stability and dedication to helping you achieve your financial goals. Whether you're looking for auto loans, mortgages, or business financing options, our experienced team is here to guide you every step of the way. While members can visit us at 908 W Main St, Grangeville, ID 83530, official correspondence should be sent to the same address for your convenience. With total deposits reaching $20,804,423 and a net worth of $178,949,775, you can trust that your finances are in safe hands. Our CEO, Chris Loseth, along with Board President Tod Dickeson, leads a dedicated team of 411 employees committed to providing excellent service. We understand that banking should be easy and accessible. That's why we offer online and mobile banking options to keep you connected wherever you are. Plus, with our ATM availability and drive-thru services, accessing your funds has never been simpler. Ready to take the next step toward achieving your financial dreams? Give us a call at 208-983-2452 or visit our website at www.p1fcu.org today! Your journey towards better banking starts with us at Potlatch No. 1 Financial!

Branch History & Mission

Welcome to Potlatch No. 1 Financial, a cornerstone of the Grangeville community since 1938. With over eight decades of dedicated service, our branch has grown alongside its members, continually adapting to meet their needs and aspirations. Located at 908 W Main St, Grangeville, ID 83530, we are proud to serve not just as a financial institution but as a trusted partner in your journey toward financial well-being. From our humble beginnings, Potlatch No. 1 Financial has evolved significantly. Starting with a small membership base, we now proudly serve 127,945 members, offering them a wide range of services designed for both personal and business needs. Our total assets have grown impressively over the years, reaching $2,145,789,869, allowing us to provide robust financial solutions tailored to our community's unique demands. Our mission at Potlatch No. 1 Financial is simple yet profound: We aim to empower our members through accessible and responsible financial services while actively supporting community growth and development. This commitment extends beyond traditional banking; we engage in various outreach initiatives that benefit local schools, charities, and community events. We understand that convenience matters. That's why we're open Monday through Thursday from 9:00 am to 5:30 pm and Friday until 6:00 pm, ensuring that you can access our services when you need them most. Additionally, our facility offers drive-thru banking and ATM availability for quick transactions on the go. At Potlatch No. 1 Financial, we embrace technology to enhance your experience. Our online and mobile banking services are designed with your needs in mind making it easy for you to manage your finances anytime, anywhere. We are also proud of our commitment to accessibility; our branch is ADA compliant to ensure everyone can benefit from our services. As part of our vision for the future, we continue to build partnerships within the Grangeville area and beyond. By working together with local organizations and businesses, we aim to create lasting positive impacts on the communities we serve. We invite you to join us at Potlatch No. 1 Financial and experience firsthand the benefits of being part of a credit union that truly cares about its members and their communities. Whether you're looking for personal banking solutions or business financing options, we're here to help you achieve your goals. For any inquiries or assistance, please feel free to reach out at (208) 983-2452 or visit our website at Potlatch No 1 Financial. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Potlatch No. 1 Financial, we believe that banking should be accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking spaces. We also offer a convenient drive-thru service for quick transactions without leaving your vehicle. Plus, there's an ATM available for those who prefer self-service options.

Operating Hours

We understand that life can be busy, which is why we strive to accommodate your schedule. Our lobby hours are Monday through Thursday from 9:00 am to 5:30 pm and Friday from 9:00 am to 6:00 pm. Our team is ready to assist you during these hours so you can manage your finances when it's most convenient for you.

Services Offered

Our Grangeville Branch provides a range of services tailored to meet your needs be it personal banking, auto loans, or business banking solutions. From checking and savings accounts to mortgage loans and credit cards with rewards, we have something for everyone. You can also take advantage of our online and mobile banking options for added convenience. We invite you to come visit us at Potlatch No. 1 Financial in Grangeville! If you have any questions or need assistance before visiting, feel free to call us at 208-983-2452. We're excited to help you on your financial journey!

Member Eligibility

Becoming a member of Potlatch No. 1 Financial is like joining a family that genuinely cares about your financial well-being. Located at 908 W Main St Grangeville Id 83530, we welcome individuals from various backgrounds to join our community. To be eligible, you simply need to live, work, worship, or attend school in certain areas or have a family member who's already a member with us. It's that simple! By choosing Potlatch No. 1 Financial, you'll enjoy personalized service and a range of financial products designed to help you thrive. For more detailed information on eligibility, feel free to visit our page at https://www.p1fcu.org/become-a-member. Ready to take the next step? Opening an account is easy and convenient. You can start the process online by visiting https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e or give us a call at (208) 983-2452 if you have any questions. We're excited to welcome you into the Potlatch No. 1 Financial family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: you run a busy café in Grangeville, ID. Every day, customers come in looking for their favorite coffee or pastry. With our merchant services, you can easily accept payments through credit and debit cards, making transactions smooth and quick. This not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Discover how Potlatch No. 1 Financial can be your partner in business banking at our Grangeville branch located at 908 W Main St Grangeville, ID 83530. For more information or to get started on your business journey, call us at 208-983-2452 today!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking solutions are crafted just for you. From merchant services that help streamline transactions to business loans that fuel growth, we understand what it takes to run a successful venture. Your success is our priority!

Cash Withdrawal Services

Need cash? We have ATM and cash withdrawal services available right at your fingertips. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle ideal for those busy days when time is precious. With these comprehensive services available at Potlatch No. 1 Financial, we strive to ensure that managing your finances is as simple as possible. If you have any questions or need assistance navigating our offerings, don't hesitate to give us a call at 208-983-2452 or visit us in person at our Grangeville branch. Ready to get started? Explore more about becoming a member here, or open an account online here. We're excited to be part of your financial journey!

Credit Cards and Personal Loans

For those unexpected expenses or dreams you want to achieve sooner, consider our personal loans and debt consolidation services. We also offer credit cards with rewards that let you earn benefits on every purchase perfect for everyday shopping or special occasions.

Home Loans and Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options provide the support you need to make informed decisions. Whether you're a first-time buyer or looking to refinance your current mortgage for better rates, our team is ready to guide you every step of the way. Picture settling into your new home with peace of mind knowing that you have an affordable mortgage plan in place.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can manage your accounts, pay bills, transfer funds, and even deposit checks right from your phone or computer anytime and anywhere.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday use. Imagine having a reliable account that allows you to manage your finances effortlessly whether it's making deposits, setting up automatic payments, or simply keeping track of your spending. We also offer auto loans and vehicle financing options that make purchasing your dream car a reality. With competitive rates and flexible terms, you can drive off in style without stretching your budget.

Digital & Online Banking

Enhanced Security Features

Your security is our priority. We utilize electronic signature authorization to protect your transactions and personal information. Additionally, e-statements are available so you can keep track of your finances without the clutter of paper statements. Everything is designed with your safety in mind.

Mobile Application and Payments

For those who prefer banking on their smartphones, our mobile application is here to help. Available for download on major platforms, it includes features like mobile payments, making it simple to pay for purchases directly from your account. Plus, you can send money to friends and family through our person-to-person transfer service no cash required!

Online Banking Access

Our online banking services are available 24/7, allowing you to manage your accounts anytime you need to. You can easily check balances, transfer funds, and pay bills with just a few clicks at Potlatch No. 1 Financial. The platform is designed for ease of use, ensuring that even those who may not be tech-savvy can navigate it confidently.

Real-Time Account Management

With Potlatch No. 1 Financial's digital services, you gain real-time control over your financial activities. Whether you're checking recent transactions or adjusting payment settings, you have all the tools you need right at your fingertips. In summary, Potlatch No. 1 Financial combines convenience with security in its digital banking offerings. From mobile payments to easy access through our online platform, managing your money has never been simpler or more secure. Join us today and experience how easy banking can be!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial position to serve our community effectively. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $156,412,458 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We have an impressive capacity to lend with $29,835 in used auto loans and over $1.78 billion in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,946,250. Total Share Accounts: 245,485, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 908 W Main St Grangeville Id 83530 or call 208-983-2452 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We make the process easy and flexible. If you're interested in refinancing your current auto loan or want to learn more about eligibility options, don't hesitate to reach out.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $275,689,862 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and strive to offer solutions that cater specifically to their needs. At Potlatch No. 1 Financial, we prioritize transparency and customer service. Our team is ready to assist you with any questions regarding our loan offerings or how you can become a member. For more information or assistance today, feel free to call us at 208-983-2452. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, making buying or refinancing simple. We're committed to guiding you through every step of the process and ensuring you find a solution that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses without tying up your cash flow.

Loan Aggregator

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