Potlatch No. 1 Credit Union Genesee ID | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Potlatch No. 1 Financial, your trusted partner in financial well-being since 1938! Located at 102 E Walnut St, Genesee, ID 83832, we are committed to providing exceptional service and support to our members in the vibrant community of Genesee. With a total membership of over 127,000 and assets exceeding $2.14 billion, we take pride in being a pillar of financial stability and growth. At Potlatch No. 1 Financial, we understand that every member has unique financial needs. Whether you're looking for personal banking solutions, auto loans, or business banking services, we offer a wide range of options tailored just for you. Our team, led by CEO Chris Loseth and Board President Tod Dickeson, is dedicated to ensuring your financial journey is smooth and rewarding. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 897, Lewiston, ID 83501. We invite you to explore our extensive offerings, which include checking and savings accounts, mortgage loans, credit cards with rewards, and much more! With total deposits of $20,804,423 and total loans reaching 71,684, we are well-equipped to help you achieve your financial goals. Plus, our commitment to transparency means you can trust us with your finances; our net worth stands strong at $178,949,775, backed by cash in hand amounting to $36,225,591. Ready to take the next step? Visit us online at p1fcu.org or call us at 208-746-8900 during our lobby hours from Monday to Friday between 10 AM and 3 PM. Join us today and experience the Potlatch No. 1 Financial difference!

Branch History & Mission

At Potlatch No. 1 Financial, we take pride in our rich history and unwavering commitment to serving the community of Genesee, Idaho. Since opening our doors in 1938, we have grown from a small local credit union into a trusted financial institution with a total membership of over 127,000 members. Our branch, located at 102 E Walnut St, Genesee, ID 83832, stands as a testament to our dedication to providing quality financial services while fostering strong community ties. Over the years, we have achieved significant milestones that reflect our growth and adaptability. Our total assets have reached an impressive $2.1 billion, demonstrating our stability and capability to support our members' financial needs. As we continue to evolve, we embrace digital advancements to enhance member experience, including online banking and mobile payment options. Our mission is simple yet powerful: to empower our members by offering exceptional financial services while making a positive impact in the community. We understand that each member has unique needs, which is why we provide a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. Additionally, we are committed to supporting local initiatives through partnerships and outreach programs that uplift those around us. While members can visit us at 102 E Walnut St Genesee Id 83832, official correspondence should be sent to PO Box 897, Lewiston, ID 83501 for any administrative matters. At Potlatch No. 1 Financial, we are not just about banking; we are about building relationships. Our dedicated team is here to guide you on your financial journey during our lobby hours from Monday to Friday between 10 AM and 3 PM. With ATM availability for convenient access and shared service center options for partner credit union members, we strive to make your banking experience as smooth as possible. Join us today and discover the benefits of being part of the Potlatch No. 1 Financial family! Whether you're looking for loans or simply want reliable banking services, we're here for you every step of the way. Visit our website at Potlatch No. 1 Financial or give us a call at (208) 746-8900 for more information!

Branch Location & Accessibility

Convenient Access and Parking

Finding us is a breeze! The branch features accessible parking and complies with ADA standards, ensuring that everyone can visit comfortably. While we don't have a drive-thru service available, our lobby is open Monday through Friday from 10 AM to 3 PM, providing ample time for you to stop in.

Get in Touch

If you have questions or need assistance before visiting, feel free to call us at 208-746-8900. Our friendly team is ready to help! We look forward to welcoming you at Potlatch No. 1 Financial in Genesee where your financial success is our priority!

Services Tailored for You

At Potlatch No. 1 Financial, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy convenient access to an ATM right at our branch! As a shared service center, we can assist members from partner credit unions with basic transactions like deposits and withdrawals too. This makes it even easier for you to manage your finances without any hassle.

Member Eligibility

At Potlatch No. 1 Financial, we believe that everyone deserves a place in our supportive community. Joining us is simple and welcoming! If you live, work, worship, or attend school in Latah County, you're likely eligible to become a member. We also embrace family members of current members, making it easy for loved ones to enjoy the benefits of being part of our credit union family. You can explore all the details about eligibility on our website at https://www.p1fcu.org/become-a-member. Once you find out you're eligible, opening an account is straightforward! Just visit us at our branch located at 102 E Walnut St Genesee Id 83832 or reach out to us by phone at (208) 746-8900 for assistance. We're here to guide you through every step. Becoming a member of Potlatch No. 1 Financial means gaining access to a range of financial services designed with your needs in mind, from personal loans and auto financing to online banking options that make managing your finances easier than ever. Don't hesitate check out the eligibility criteria today and take the first step towards joining our community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine a busy Saturday at your shop; customers are lined up, and you want to ensure smooth transactions. Our merchant services allow you to accept various payment methods efficiently, helping you serve your customers better and increase sales. With our support, you can focus on what you do best growing your business. Located at 102 E Walnut St, Genesee, ID 83832, we're here to help your business reach its full potential. Let's work together to build a brighter future for your enterprise! For more information or to get started, call us at 208-746-8900 or visit us online at Potlatch No 1 Financial.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Shared Branch Access

Need cash in a pinch? Our ATM services allow for quick withdrawals and balance checks without hassle. Additionally, if you're a member of partner credit unions, you can take advantage of basic shared branch transactions like deposits and withdrawals making banking even more accessible.

Business Banking

We also cater to local businesses with our comprehensive business banking services. From essential merchant services that streamline transactions to customized business loans, we're here to support your growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, allowing you to manage your accounts anytime, anywhere. With options like mobile payments, person-to-person transfers, and easy access to account statements, staying on top of your finances has never been easier.

Get in Touch

We're here for you! If you have questions or need assistance with any of our services, don't hesitate to call us at 208-746-8900. We look forward to helping you achieve your financial goals. Whether you're visiting us in person or using our digital tools, Potlatch No. 1 Financial is committed to providing excellent service every step of the way. Come see how we can help make your financial life simpler!

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances to auto loans and vehicle financing options for when you're ready to hit the road, we make it simple. Need a little extra cash? Our personal loans and debt consolidation services can assist in easing your financial burdens. For those dreaming of homeownership, our mortgage loans and refinancing options provide flexible solutions tailored to your situation. Plus, don't forget about our credit cards with rewards they're perfect for earning benefits while making purchases you already plan on!

Digital & Online Banking

Key Features

Our online banking platform offers a variety of features to help you manage your money effortlessly. Want to check your balance or transfer funds? You can do it all from the comfort of your home or on the go with our mobile application, which is available for download now. Plus, our person-to-person transfer option allows you to send money quickly and securely to friends and family, making sharing expenses hassle-free. For those who prefer going paperless, we offer e-statements that allow you to view your account activity online. This not only helps you keep track of your finances but also reduces clutter in your mailbox. And with electronic signature authorization, signing documents is a breeze no more printing and scanning!

Security & Accessibility

Your security is our top priority. We use advanced encryption technology to protect your personal information while you bank online. With features like mobile payments, you can make transactions using your smartphone without worrying about safety. We strive to make banking accessible for everyone. Whether you're at home or out running errands, our online services ensure that managing your accounts is straightforward and efficient. If you have any questions or need assistance, feel free to reach out to us at (208) 746-8900. Experience the ease and peace of mind that comes with banking digitally at Potlatch No. 1 Financial! Visit us today at https://www.p1fcu.org/ to get started.

Financial Strength

Growing Membership Base

We proudly serve 245,485 total share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,946,250, reflecting our commitment to providing ample resources for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 102 E Walnut St Genesee ID 83832 or call 208-746-8900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our performance metrics. Although our net income is currently $0, this reflects a strategic approach focused on long-term growth rather than short-term gains. We have 403 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $156,412,458 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to you is reflected in our lending capacity; with $29,835 in used auto loans and an impressive $1,780,416,004 in total loans and leases, we support your financial goals across various sectors.

Strong Capital Foundation

With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $275,689,862 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or working capital, we are committed to supporting your business journey. At Potlatch No. 1 Financial, we believe that financial empowerment starts with informed decisions. That's why we ensure every member has access to essential information about eligibility and refinancing options to help you make the best choices for your situation. Feel free to reach out at (208) 746-8900 for any questions or visit us during lobby hours from Monday to Friday between 10 AM and 3 PM. Your financial future starts here let's work together towards achieving your goals! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We also provide refinancing options for those looking to lower their monthly payments or tap into their home equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the comparisons they see reflect accurate and current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This approach fosters a more level playing field for all lenders involved. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This timely information can be crucial in securing the best possible rate. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be for everyday borrowers seeking better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers when they are looking for loans.

Potlatch No 1 Financial

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Parking

Get in Touch

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Shared Branch Access

Business Banking

Digital Banking Features

Get in Touch

Personal Banking

Digital & Online Banking

Key Features

Security & Accessibility

Financial Strength

Growing Membership Base

Member-Centric Savings Solutions

Operational Efficiency

Reinvestment for Better Services

Strong Capital Foundation

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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