Potlatch No. 1 Financial Garden City ID | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Potlatch No. 1 Financial, your trusted financial partner located at 5425 W Chinden Blvd, Garden City, ID 83714. Since our establishment in 1938, we have proudly served a community of over 127,000 members, offering a wide range of financial services tailored to meet your needs. With total assets exceeding $2.1 billion and deposits around $20.8 million, we are committed to providing safe and secure banking options for everyone. At Potlatch No. 1 Financial, we understand that every member's financial journey is unique. Our dedicated team is here to support you with personal banking services like checking and savings accounts, auto loans, mortgages, and more. We also offer business banking solutions to help local entrepreneurs thrive. Under the leadership of our CEO, Chris Loseth, and Board President, Tod Dickeson, we prioritize transparency and member satisfaction. While members can visit us at our branch for personal assistance, official correspondence should be directed to our mailing address at 1025 Warner Ave, Lewiston, ID 83501. With total loans amounting to 71,684 and a net worth of $178.9 million, we ensure that your money is not just safe but is working for you as well. Plus, with cash in hand totaling over $36.2 million, we're ready to assist you when you need it most. Our commitment extends beyond numbers; it's about community impact and building lasting relationships with our members. Whether you're looking for competitive rates on loans or personalized service from a friendly face, we invite you to reach out or visit us today! Ready to take the next step? Call us at 208-746-8900 or explore more about our offerings at Potlatch No. 1 Financial. Let us help you achieve your financial goals!

Branch History & Mission

Community-Centric Services

At Potlatch No. 1 Financial, we understand that convenience matters. That's why we offer ATM availability for quick cash withdrawals along with shared service center options for basic transactions through partner credit unions. Although we do not currently have drive-thru banking facilities, our lobby hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. In addition to traditional banking services, we've embraced technology with online and mobile banking options that allow you to manage your finances anytime, anywhere. From person-to-person payments to electronic signatures on documents, we're dedicated to providing solutions that fit modern lifestyles while ensuring ADA compliance for all members.

Join Us!

As we look toward the future, Potlatch No. 1 Financial remains steadfast in its mission to serve our members with integrity and care. We invite you to become part of our family join us today and experience firsthand the benefits of being a member of Potlatch No. 1 Financial. For more information on membership eligibility or to open an account online, please visit us at Potlatch No. 1 Financial or call us at (208) 746-8900. Together, let's build a stronger community!

Our Mission

Our mission at Potlatch No. 1 Financial is clear: to empower our members through exceptional financial services while fostering community support and development. We believe that everyone deserves access to affordable banking options that meet their unique needs. Whether it's helping families secure their first home or providing businesses with essential loans, we are here to make a positive impact. Our commitment extends beyond financial transactions; we actively engage in community outreach programs and partnerships aimed at enhancing the lives of those in Garden City and surrounding areas. We strive to create a welcoming environment where everyone feels valued and supported. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1025 WARNER AVE, LEWISTON, ID 83501.

Branch Location & Accessibility

ATM and Shared Services

For added convenience, we offer ATM services right at our branch. While we don't have drive-thru banking available, our shared service center allows partner credit union members to conduct basic transactions like deposits and withdrawals. While members can visit us at 5425 W Chinden Blvd Garden City Id 83714, official correspondence should be sent to our mailing address at 1025 Warner Ave, Lewiston, ID 83501.

Get in Touch!

Have questions or want to learn more? Give us a call at 208-746-8900. We invite you to come by Potlatch No. 1 Financial today your next banking experience awaits!

Nearby Landmarks and Accessibility

Our location is just a stone's throw away from popular spots like the local Fred Meyer, making it a breeze to stop by while running errands. Plus, we prioritize accessibility, offering features that comply with ADA standards to ensure everyone can visit us comfortably. Ample parking is available right outside the branch, so you won't have to worry about finding a spot.

Operating Hours and Services

We understand that life can be busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM. Our friendly staff is ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage options, and more.

Member Eligibility

At Potlatch No. 1 Financial, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Becoming a member is easy and welcoming! To qualify, you simply need to live, work, worship, or attend school in the areas we serve. This includes residents of Ada County and certain neighboring regions. If you're curious about the specific details, you can find all the information you need by visiting our eligibility page at https://www.p1fcu.org/become-a-member. Joining us means more than just opening an account; it opens doors to a variety of benefits designed to help you manage your finances better. From competitive loan rates to personalized service, we are here for you every step of the way. Ready to take the next step? You can start your membership journey by visiting our account opening page at https://homebanking.p1fcu.org/p1fcu/sdk/autoenrollmente2e or simply give us a call at (208) 746-8900 if you have any questions. We're excited to welcome you to Potlatch No. 1 Financial, located at 5425 W Chinden Blvd Garden City Id 83714!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $602 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $275,689,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services designed to make transactions easier. Imagine being able to accept payments seamlessly from your customers, whether they prefer card or mobile payments. Our services simplify this process, allowing you to focus on what matters most growing your business. Visit us at 5425 W Chinden Blvd Garden City Id 83714 or give us a call at (208) 746-8900 to explore how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer tailored services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to help you navigate the financial aspects.

Credit Cards

Our credit cards with rewards allow you to earn benefits while making everyday purchases. Whether you're planning a trip or just want to maximize your spending power, our cards can enhance your purchasing experience.

Digital Banking Features

In today's fast-paced world, convenience is key. At Potlatch No 1 Financial, we provide robust online and mobile banking options so you can manage your accounts anytime, anywhere. Need to check your balance? Make payments? It's all at your fingertips through our secure platform. Plus, with access to an ATM for cash withdrawals, you'll never be left without easy access to your funds.

Loans and Financing Options

For those looking to make significant purchases or consolidate debt, we have you covered with auto loans and vehicle financing options. Imagine driving home in your dream car without breaking the bank! Additionally, our mortgage loans and refinancing services make buying a home easier than ever. If you're in need of some extra cash for personal reasons, our personal loans and debt consolidation solutions can provide the financial relief you seek.

Personal Banking

We understand that managing personal finances can sometimes be overwhelming. That's why we offer checking and savings accounts designed for everyday banking needs. Whether you're saving for a special occasion or simply need a safe place for your funds, our accounts come with features that help you manage your money effectively.

Shared Branch Transactions

If you're traveling or find yourself away from home, don't worry! We offer basic shared branch transactions allowing partner credit union members to make deposits and withdrawals conveniently wherever they are. Our commitment extends beyond just offering services; it's about creating lasting relationships with our members in Garden City and surrounding areas. You can reach us at 208-746-8900 if you have questions or need assistance. We invite you to visit us at 5425 W Chinden Blvd Garden City ID 83714, where our friendly staff is ready to assist you with all your banking needs. Discover how Potlatch No 1 Financial can support your financial goals today! For more information on how to become a member or open an account, check out our website or follow the links for membership eligibility here and account opening here. Let us be part of your financial success story!

Digital & Online Banking

Key Services for Your Convenience

With our online banking, you can easily check balances, transfer funds, and pay bills without ever stepping foot in a branch. Our mobile application takes it a step further, allowing you to manage your money right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier. We also prioritize security, offering electronic signature authorization so you can sign documents safely and efficiently. For those who prefer going paperless, our e-statements give you quick access to your account statements while reducing clutter at home.

Stay Connected Anytime, Anywhere

Our commitment to convenience extends to mobile payments as well. With our mobile payments feature, you can make purchases directly from your phone, making transactions smoother than ever. You'll enjoy real-time account management that helps you stay on top of your finances effortlessly. At Potlatch No. 1 Financial, we believe in providing accessible banking solutions tailored just for you. Experience the peace of mind that comes with knowing your finances are always within reach securely and conveniently!

Financial Strength

At Potlatch No. 1 Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to providing you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $178,949,775, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $833 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $643,273,667 in share certificates and $272,322,964 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We take pride in our $156,412,458 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $29,835 in used auto loans and $1,780,416,004 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we have 403 full-time employees and 8 part-time employees dedicated to serving you with knowledge and care. Net Shares (Funds available for lending and investments): $1,946,250. Total Share and Deposit Accounts: 245,485, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Potlatch No. 1 Financial is your trusted partner. Visit us at 5425 W Chinden Blvd Garden City Id 83714 or call (208) 746-8900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $550,451,895 in used vehicle loans and $216,238,610 in new vehicle loans already helping members get on the road. We offer competitive terms for both new and used vehicles, making it easier for you to drive away in your dream car without breaking the bank.

Business Financing

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $275,689,862 provide the necessary funding. We understand the unique challenges businesses face and are committed to offering solutions that work for you. At Potlatch No. 1 Financial in Garden City, ID (5425 W Chinden Blvd), we strive to offer personalized service tailored to meet your specific needs. If you're considering refinancing or want more information on eligibility options for any of our loan products, please reach out at 208-746-8900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,239,459, make buying or refinancing simple. We know that purchasing a home is one of the most significant financial decisions you'll make. Our experienced team is here to guide you through the process and help you find a mortgage that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $5,909,209 in loans helping members manage their finances effectively. This option allows you to have access to funds when you need them without tying up your cash flow.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate and current information. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect the best available options for users. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed choices quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users looking to make informed decisions about their borrowing needs.