Postcity Financial Credit Union Long Beach CA

Introduction

Welcome to Postcity Financial, your trusted credit union located at 2371 Grand Ave, Long Beach, CA 90809. Since our establishment in 1933, we have proudly served our community, providing financial solutions that empower our members to achieve their goals. With a strong membership base of 4,830 and total assets of $77,541,922, we are dedicated to offering personalized service and support tailored to your needs. At Postcity Financial, we understand the importance of financial stability and growth. That's why we offer a range of services including loans and deposits, with total loans amounting to 1,873 and total deposits reaching $2,968,371. Our commitment to member satisfaction is reflected in our solid net worth of $9,452,481 and cash in hand totaling $1,587,723. Our leadership team is here for you. Led by CEO Christine Haley and Board President Daniel Mastren, our staff of 15 employees is dedicated to creating a welcoming environment where you can feel confident in your financial decisions. Whether you're looking for assistance with personal loans or simply need guidance on managing your finances, we're here to help. While members can visit us at our branch address for any inquiries or services, official correspondence should be sent to our mailing address: P.O. Box 91643, Long Beach, CA 90809-1643. Ready to take control of your financial future? Visit us today or call us at (562) 498-6057 for more information about how Postcity Financial can assist you in achieving your financial dreams! Explore more about us on our website at Postcity Financial.

Branch History & Mission

Our Mission

At Postcity Financial, our mission is simple yet powerful: to empower our members through responsible financial practices while fostering a sense of community. We believe that everyone deserves access to quality financial services, which is why we strive to create an inclusive environment where every member feels valued. Our team is committed to providing personalized service that meets your unique needs. Whether you need assistance with loans or everyday banking transactions, we are here for you. We also focus on giving back to our community through various outreach programs and partnerships designed to uplift those around us. While you can visit us at 2371 Grand Ave, official correspondence should be sent to our mailing address: P.O. Box 91643, Long Beach, CA 90809-1643. As part of our commitment to modern banking solutions, we offer ATM services, allowing members easy access to their funds anytime. Although we do not currently provide drive-thru banking or shared service centers, our digital advancements ensure that you can manage your finances conveniently online. We invite you to join Postcity Financial and experience the benefits of being part of a member-focused credit union that truly cares about your financial well-being and the prosperity of our local community. Together, let's build a brighter future! For more information or assistance, call us at 562-498-6057 or visit our website at www.postcitycu.org.

Branch Location & Accessibility

Welcome to Postcity Financial, your friendly neighborhood credit union located at 2371 Grand Ave in beautiful Long Beach, CA. We understand that convenience is key when it comes to banking, and our branch is perfectly situated for easy access. Just a stone's throw away from local landmarks, including the vibrant Long Beach Town Center, we invite you to stop by and see how we can help you achieve your financial goals. For those who need to send us official correspondence, please note that our mailing address is P.O. Box 91643, Long Beach, CA 90809-1643. While you're here, you'll find ample parking available right outside our doors, making your visit hassle-free. Our branch is fully accessible with ADA-compliant features to ensure everyone can enjoy our services comfortably. At Postcity Financial, we strive to provide a welcoming atmosphere for all members and visitors. Although we currently do not have drive-thru banking options, we offer ATM services for quick withdrawals and balance checks so you can manage your finances on the go. Our operating hours are designed to accommodate your busy schedule. While specific hours may vary, we're committed to being available when you need us most. Feel free to give us a call at 562-498-6057 if you have any questions or need assistance. We encourage you to visit us soon at Postcity Financial in Long Beach! Our team is eager to assist you with all your banking needs and help make your experience as enjoyable as possible.

Member Eligibility

Becoming a member of Postcity Financial feels like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the Long Beach area, you're likely eligible to join us at our welcoming location at 2371 Grand Ave Long Beach Ca 90809. We believe in supporting our community and making banking accessible for everyone. With just a few simple steps, you can start enjoying the benefits of membership, including competitive rates and personalized service that big banks often overlook. If you want to dive deeper into the specific eligibility requirements, feel free to visit this page for all the details. For any questions or assistance with the process, don't hesitate to give us a call at (562) 498-6057; we're here to help!

Business Banking & Commercial Services

Member Commercial Loans

We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Imagine being able to invest in new equipment, hire additional staff, or expand your operations all made possible through our tailored loan options designed specifically for your needs.

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you aren't a member yet, we are here to help your business thrive with the resources it needs.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Our focus is on fostering relationships that empower local entrepreneurs and strengthen our community. In addition to loans, we offer merchant services that simplify payment processing and enhance customer satisfaction. With tools tailored for various industries, you can streamline your transactions and focus on what you do best running your business. Visit us at 2371 Grand Ave, Long Beach, CA 90809 or call us at 562-498-6057 to learn more about how Postcity Financial can support your business journey!

Comprehensive List Of Services

ATM Services

One of the key offerings at Postcity Financial is our ATM Services. We know that accessing your money quickly and efficiently is important. That's why we provide basic ATM access, which allows you to make withdrawals and check your balance easily. Whether you're on your way to work or out running errands in Long Beach, you can count on us to help you manage your funds without hassle. In today's fast-paced world, convenience matters more than ever. Our ATMs are designed to ensure that you have access to your cash whenever you need it. We strive to offer a smooth experience so you can focus on what really matters in your life.

Call to Action

Experience the difference with Postcity Financial today! Explore our services and see how we can help streamline your banking experience. Visit us online at Postcity Financial for more information!

Commitment to Member Needs

At Postcity Financial, we understand that every member has unique needs and preferences. Our friendly staff is always ready to assist you with any questions or concerns about our services. Whether you're looking for guidance on how to use our ATM or need help navigating online banking, we're here for you. We invite you to visit us at our branch in Long Beach or give us a call at 562-498-6057 if you have any questions about how we can support your financial goals.

Digital Banking Features

In addition to our ATM services, Postcity Financial offers digital banking features that bring banking right to your fingertips. With our online banking platform, managing your account has never been easier. You can view transactions, check balances, and transfer funds from the comfort of your home or while on the go. If you're looking for a more personal touch, we also offer person-to-person payment options. This feature allows you to send money directly to friends or family without needing cash or checks. It's perfect for splitting bills or paying back a friend after dinner.

Digital & Online Banking

24/7 Access

Our online banking services are available 24/7, so you never have to worry about whether you'll be able to access your accounts when you need them. Whether it's checking on your latest transaction or managing your budget, we're here to support you every step of the way. Experience the convenience of digital banking with Postcity Financial today! For more details and to get started, visit us at https://www.postcitycu.org/.

Key Features

With our user-friendly online banking services available at https://www.postcitycu.org/, you can effortlessly check your account balances, transfer funds, and pay bills all in one place. Plus, if you prefer going paperless, we provide e-statements for quick access to your account statements without the clutter. This is not only environmentally friendly but also helps you stay organized. Security is a top priority for us. Our electronic signature authorization feature ensures that all your transactions are safe and verified. You can feel confident knowing that your personal information is protected with state-of-the-art security measures. For those who love using their smartphones, our mobile application makes banking even more convenient. You can make person-to-person transfers with just a few taps on your screen, allowing you to send money to friends or family quickly and securely. Although mobile payments aren't currently offered, our app provides everything else you need for real-time account management.

Financial Strength

At Postcity Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health, which reflects our commitment to serving you with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $9,452,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,219 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,230,175 in share certificates and $648,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,018,572 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $418 in used auto loans and $29,880,263 in total loans and leases. While our net income is currently at $0, it reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 12 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,238,912. Total Share Accounts: 8,309, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Postcity Financial is your trusted partner. Visit us at 2371 Grand Ave Long Beach Ca 90809 or call (562) 498-6057 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,732,156 in used vehicle loans and $4,659,388 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you find the right fit for your needs. Plus, if you're considering refinancing an existing auto loan, we can help make that process simple as well.

Credit Lines

In addition to traditional loans, we also provide credit lines totaling $4,000,000. This allows members to access funds when needed without having to apply for a new loan each time. For more information about our loan offerings or to see if you qualify for refinancing options, feel free to reach out at 562-498-6057 or visit us at 2371 Grand Ave Long Beach Ca 90809. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right financial solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,942,207, make buying or refinancing straightforward. We are here to guide you through every step of the process so you can feel confident in your investment.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $1,184,946 in unsecured credit card loans helping members manage their finances effectively, we offer options that can assist you with cash flow while providing peace of mind.

Loan Aggregator

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