Postcity Financial Credit Union Long Beach CA | Affordable Auto Loans & Online Banking

Introduction

Welcome to Postcity Financial, where our mission is to empower the community of Long Beach, CA, with personalized financial solutions. Located at 3738 Bayer Ave Unit 102, we have been serving our members since 1933. Over the years, we've built a strong foundation of trust and reliability, helping over 4,830 members achieve their financial goals. At Postcity Financial, we pride ourselves on our impressive assets totaling $77,541,922, which reflects our commitment to providing robust financial services tailored to your needs. With total deposits reaching $2,968,371 and a net worth of $9,452,481, you can count on us for stability and support in your financial journey. Whether you're looking for personal banking options like checking and savings accounts or exploring auto loans and mortgage refinancing, we are here to guide you every step of the way. Under the leadership of our dedicated CEO, Christine Haley, and Board President Daniel Mastren, our team of 15 employees is committed to enhancing your banking experience. Our friendly staff is always ready to assist you with any questions or services you may need. While members can visit us at 3738 Bayer Ave Unit 102, official correspondence should be sent to our mailing address: P.O. Box 91643, Long Beach, CA 90809-1643. If you have any inquiries or wish to learn more about what we offer, don't hesitate to reach out at (562) 498-6057. We invite you to explore our website at postcitycu.org for more information about our products and services. Join us today and discover how Postcity Financial can help you pave the way toward a brighter financial future!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; we actively participate in community outreach efforts that strengthen ties within Long Beach. By partnering with local organizations and supporting various initiatives, we strive to make a positive impact on the lives of those around us. As part of the Postcity Financial family, you will find not only competitive rates but also a caring environment where your financial well-being is prioritized. We invite you to join us on this journey experience the benefits of being a member at Postcity Financial. Together, let's build a brighter future! For more information or assistance, feel free to contact us at (562) 498-6057 or visit our website at Postcity Financial.

Our Journey

Located at 3738 Bayer Ave Unit 102 in Long Beach, CA 90808, our branch is more than just a place for transactions; it is a hub for community engagement and support. As we evolved over the decades, we embraced modern banking solutions while staying true to our roots. We understand the unique needs of our members and strive to offer personalized services that empower them to achieve their financial goals. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 91643, Long Beach, CA 90809-1643. We invite you to explore all that we offer from personal banking services like checking and savings accounts to various loan options including auto loans and mortgages.

Our Mission

At the heart of Postcity Financial lies our mission: to provide accessible financial services while supporting our local community. We believe in building lasting relationships with our members by offering products that cater to their needs and providing resources that enhance their financial literacy. Our team is dedicated to ensuring every member feels valued and informed. We also prioritize accessibility through digital advancements such as online banking and mobile applications, making it easier for you to manage your finances on the go. With an ATM available at our branch and lobby hours from Monday to Friday, 8 AM to 5 PM, we aim to meet your banking needs efficiently.

Branch Location & Accessibility

Come Visit Us!

At Postcity Financial, we believe in building strong relationships with our members. We invite you to stop by our branch today and discover how we can help you achieve your financial goals. Your satisfaction is our priority!

Convenient Access and Features

At Postcity Financial, we prioritize your convenience. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking space so you can visit us with ease. While our branch does not offer drive-thru banking, we ensure that your experience inside is smooth and efficient. For those who prefer digital banking, we have an ATM available for quick cash withdrawals and balance inquiries. If you need assistance or have questions about our services, don't hesitate to give us a call at 562-498-6057.

Operating Hours

We're here to serve you Monday through Friday from 8 AM to 5 PM. Our friendly staff is ready to assist you with everything from personal banking needs like checking and savings accounts to auto loans and credit cards with rewards. You can count on us for mortgage loans, debt consolidation, and even business banking solutions. While members can visit us at 3738 Bayer Ave Unit 102 Long Beach Ca 90808, official correspondence should be sent to P.O. Box 91643, Long Beach, CA 90809-1643.

Member Eligibility

Becoming a member of Postcity Financial is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Long Beach area, you're already on your way to enjoying all the benefits we offer! Our community is open to individuals who meet these simple criteria. Whether you're looking for personal banking, auto loans, or even credit cards with rewards, we're here to support you every step of the way. For a detailed look at eligibility requirements, feel free to check out our website at . Once you're ready to join us at Postcity Financial, opening an account is straightforward and welcoming. You can easily start your membership journey by reaching out to us at (562) 498-6057 or visiting our branch located at 3738 Bayer Ave Unit 102 Long Beach Ca 90808. We're excited to help you take this important step toward financial empowerment and community connection!

Business Banking & Commercial Services

Merchant Services for Every Need

In addition to our loan options, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly while focusing on what you do best serving your customers. Our services include point-of-sale systems that enhance customer experience and help streamline your operations. Ready to take your business to the next level? Visit us at 3738 Bayer Ave Unit 102 Long Beach Ca 90808 or call us at (562) 498-6057. Together, let's make your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

For those who are entrepreneurs at heart, our business banking services provide essential tools such as merchant services and business loans. We understand the challenges of running a business and aim to make banking as easy as possible so you can focus on what matters most growing your business.

Credit and Rewards

Who doesn't love rewards? Our credit cards come with great perks that can help you earn points for everyday purchases. This means that each time you swipe your card, you're not just spending money; you're earning rewards that could lead to exciting opportunities down the line.

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our online and mobile banking options, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go. Plus, with access to an ATM, cash withdrawal is simple whether you're out shopping or need funds quickly.

Member Support

Our team is always here to help! You can reach us at 562-498-6057 during our lobby hours from Monday to Friday between 8 AM and 5 PM for any inquiries regarding services or assistance with your accounts. At Postcity Financial, we pride ourselves on being more than just a credit union; we're a partner in your financial success. Explore all the ways we can help you achieve your goals today by visiting us online at Postcity Financial. We look forward to serving you!

Personal Banking

We understand that managing your money can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. From checking and savings accounts to help you manage daily expenses and save for the future, we provide options that fit your lifestyle. If you're thinking about buying a new car or refinancing your home, our auto loans and mortgage loans offer competitive rates and flexible terms. Additionally, our personal loans can assist with debt consolidation or unexpected expenses, ensuring that you can handle life's surprises without added stress.

Digital & Online Banking

Convenience at Your Fingertips

For those on the go, our mobile application makes banking even more accessible. Whether you're making deposits or checking your statements, everything is right at your fingertips. And if you prefer to receive your statements electronically, we offer e-statements for added convenience and security. Need to send money to a friend? Our person-to-person transfers make it easy to share funds quickly and securely no more fumbling with cash or checks. If you're looking for a hassle-free way to sign documents digitally, our electronic signature authorization feature ensures that you can complete transactions without the need for paper forms.

Safe and User-Friendly

Your security is our top priority. All our digital services come equipped with robust security measures to protect your personal information and give you peace of mind while banking online. With user-friendly interfaces and intuitive navigation, managing your finances has never been easier. In today's fast-paced world, having reliable access to your accounts is essential. That's why Postcity Financial is committed to providing tools that empower you to take control of your finances whether you're at home or on the move. Explore all our digital offerings today and experience banking made simple!

Financial Strength

At Postcity Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial standing, which underscores our commitment to providing you with reliable banking services. With a net worth of $9,452,481, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1219 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $9,230,175 in share certificates and $648,231 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,018,572 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our total loans and leases amounting to $29,880,263, including $6,732,156 in used auto loans that support your financial goals across various sectors. Our operational efficiency is evident as well; we have reported a net income of $0, which enables us to focus on delivering competitive loan rates and solid financial products for you. We also take pride in having 12 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our organization is further highlighted by the total share accounts reaching 8,309, showcasing a robust and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Postcity Financial is your trusted partner. Visit us at 3738 Bayer Ave Unit 102 Long Beach Ca 90808 or call 562-498-6057 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $6,732,156 in used vehicle loans and $4,659,388 in new vehicle loans to help members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used car, our team is here to assist you throughout the process.

Credit Lines and Other Services

In addition to auto and mortgage loans, we provide personal credit lines totaling $4,000,000 to give you additional flexibility for larger purchases or unexpected expenses. Our services extend beyond just lending; we also offer personal banking solutions like checking and savings accounts, making it easy for you to manage your finances all in one place. For business owners looking for capital to grow and expand their operations, while we currently do not have outstanding commercial loans available at this time, we're always here to discuss future possibilities. If you're interested in any of these loan products or want more information about eligibility and refinancing options, feel free to reach out. You can contact us at (562) 498-6057, or visit us at our branch located at 3738 Bayer Ave Unit 102 Long Beach Ca 90808. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,942,207, which can help you secure the home of your dreams. If you're considering refinancing your existing mortgage, we can guide you through that process as well.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,184,946 in unsecured credit card loans available to our members, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers every time they compare loans.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender listed has met rigorous standards to provide reliable options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users can trust that they are seeing genuine offers without influence from advertising. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. The platform refreshes its data regularly, reflecting current market conditions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the platform's commitment to helping borrowers achieve their financial goals through accurate and efficient comparisons. Ready to find the best loan rates? Compare real-time loan offers today at LendMesh and discover tailored options for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.