Postal Family Credit Union Grand Forks ND | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Postal Family, your trusted credit union located at 2501 28th Ave S, Grand Forks, ND 58208. Established in 1936, we have proudly served our community for over 85 years, fostering financial well-being among our 2,307 members. With total assets of $26,769,548 and total deposits reaching $3,799,769, we stand as a pillar of support for those seeking reliable banking solutions. At Postal Family, we understand that financial needs are as diverse as the individuals we serve. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we provide merchant services and business loans tailored to help you thrive. Our commitment to community is reflected not just in the services we offer but also in our leadership. Under the guidance of CEO Karen Andersen and Board President Renae Ingersoll, our dedicated team of 8 employees works tirelessly to ensure that your banking experience is both welcoming and efficient. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: PO Box 5055, Grand Forks, ND 58206-5055. With a net worth of $2,971,639 and cash on hand amounting to $248,496, you can trust us to manage your finances with care and expertise. We invite you to join our growing family of satisfied members who benefit from our member-centric approach. Ready to take the next step? Feel free to reach out by calling us at 701-772-5699, or visit our website at Postal Family for more information about how we can assist you today!

Branch History & Mission

Embracing Change

As times change, so do we. We are continually improving our digital services to ensure convenience for our members. With online banking available and mobile applications at your fingertips, managing your finances has never been easier. Although we currently do not have ATM or drive-thru services, we offer personal assistance through dedicated staff who are ready to help you navigate your financial journey. We take pride in being ADA compliant, ensuring all members can access our services comfortably. Whether you're looking for personal loans or business banking solutions, Postal Family is here for you every step of the way. Join us at Postal Family today! Experience the difference that comes with being part of a credit union that truly cares about its members and the community. If you have any questions or would like more information about becoming a member, please call us at 701-772-5699 or visit us online at Postal Family. Together, let's build a brighter financial future!

Our Mission

At Postal Family, our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking options and support tailored to their needs. From checking and savings accounts to auto loans and mortgages, our services are designed with you in mind. We aim not only to help our members achieve their financial goals but also to give back through various community outreach efforts. Our commitment goes beyond traditional banking; we focus on building relationships with our members and understanding their unique challenges. We are proud of our partnerships within the community that allow us to contribute positively and make a real difference in people's lives.

Branch Location & Accessibility

Accessibility Features

We take pride in providing an accessible environment for all our members. Our branch is equipped with features like ADA-compliant entrances and ramps, making it easy for everyone to access our services comfortably.

Connect With Us

Have questions? Feel free to give us a call at 701-772-5699. We invite you to stop by and explore how we can support your financial journey. We look forward to welcoming you soon!

Getting Here

While members can visit us at our physical address, official correspondence should be sent to our mailing address: PO Box 5055, Grand Forks, ND 58206-5055. Our branch is surrounded by familiar landmarks that make finding us a breeze. With ample parking available right outside, we ensure your visit starts smoothly.

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 8:30 AM to 4:30 PM, so you can visit us at a time that works best for you.

Services Offered

At Postal Family, we offer a wide range of personal and business banking services tailored to fit your needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you manage your finances effectively. While we currently do not have an ATM or drive-thru service, our dedicated team is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Postal Family is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or go to school in the Grand Forks area, you're already on the right track! We believe everyone deserves access to great financial services, and that's why we keep our eligibility criteria simple and inclusive. Once you're part of our community, you'll enjoy benefits like personalized service, competitive rates on loans, and a range of banking products tailored just for you. For more details on eligibility requirements and to see if you qualify, feel free to check out this resource: . Opening an account with us is straightforward and convenient! You can visit us at our branch located at 2501 28Th Ave S Grand Forks Nd 58208, where our friendly team is ready to assist you from 8:30 AM to 4:30 PM. If you have any questions or need guidance, don't hesitate to reach out at (701) 772-5699. We can't wait to welcome you into the Postal Family family!

Business Banking & Commercial Services

Loan Options for Growth

Imagine having the financial backing you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any commercial loans, we recognize the importance of being a reliable partner for local entrepreneurs.

Merchant Services That Make Sense

In today's fast-paced world, having the right tools can make all the difference. That's why our merchant services offer practical solutions that help streamline transactions and enhance customer experiences. Think of it as having an extra set of hands when managing payments, allowing you to focus on what you do best running your business. If you're ready to explore how Postal Family can be a part of your success story, reach out today! Visit us at 2501 28Th Ave S Grand Forks Nd 58208 in Grand Forks, ND or call us at (701) 772-5699. Let's grow together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans can help get you on the road quickly. With competitive rates and flexible terms, you can focus less on payments and more on enjoying your new ride.

Business Banking

For small business owners, we offer specialized services including merchant services and business loans. We understand how crucial it is to have reliable financial support when running a business, and we are here to help you thrive.

Credit Cards with Rewards

Our credit cards not only provide purchasing power but also come with rewards that can enhance your everyday spending. From cash back options to points redeemable for travel or merchandise, using our credit cards means getting more out of your purchases.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans cater to first-time buyers as well as seasoned homeowners looking to refinance. We understand that purchasing property is one of the biggest decisions you'll ever make, so our team is here to guide you through every detail, ensuring you find the right fit for your budget.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why Postal Family provides robust online and mobile banking options that allow you to manage your finances from anywhere. With easy access to account information, bill payments, and money transfers right from your smartphone or computer, staying on top of your finances has never been simpler. For any inquiries about our services or if you wish to learn more about how we can assist you with your financial journey, please don't hesitate to contact us at 701-772-5699. We're here to help! Visit us at Postal Family's Website for further information on all our offerings and how we can serve you better. Your financial future starts here!

Personal Banking

We offer a range of personal banking services designed to make managing your finances easier. Our checking and savings accounts provide flexibility and convenience for your everyday needs. Imagine having quick access to your funds while also earning interest on your savings!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans come in handy. Whether it's for medical bills or home improvements, we offer solutions that can help consolidate debt and simplify your financial situation.

Digital & Online Banking

E-Statements Availability

Say goodbye to paper clutter! Our E-Statements service allows you to receive your monthly statements electronically. Not only does this help save trees, but it also ensures that your financial information is delivered securely and promptly.

Mobile Application Availability

For those who prefer managing their accounts on a smartphone, we're excited to offer a Mobile Application that puts banking in your pocket. With this app, you can perform all the essential tasks like checking balances and making transfers, ensuring that you're always connected to your finances.

Person-to-Person Transfers

Although we currently do not support Person-to-Person Transfers, rest assured that our other services are robust enough to cover most of your banking needs.

Security and Convenience

Your security is our top priority. We implement strong measures to keep your information safe while providing user-friendly features that make banking effortless. No complicated processes here! You can manage your accounts in real-time, giving you complete control over your finances. With Postal Family, digital banking isn't just about technology it's about enhancing your everyday life with convenience and peace of mind. Explore all these features and more by visiting us at https://www.postalfamilyfcu.com/ today!

Financial Strength

A Solid Foundation

With a net worth of $2,971,639, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,110 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We currently have a strong membership base with a total of 3,976 share accounts, reflecting the trust placed in us by our community. This growth allows us to enhance our services continually while supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Postal Family is your trusted partner. Visit us at 2501 28Th Ave S Grand Forks Nd 58208 or call (701) 772-5699 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $2,444,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $382 in used auto loans and $10,573,200 in total loans and leases. Our operational efficiency is reflected in our $191,433, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 6 full-time employees and 2 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Member-Focused Savings

Members' savings are secured through $2,990,651 in share certificates and $4,954,226 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,684,275 in used vehicle loans and $1,682,008 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to assist you through every step of the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $659,260, make buying or refinancing simple. We strive to provide competitive rates and flexible terms that fit your budget. If you're considering refinancing your existing mortgage, we also have options available to help lower your monthly payments or access cash from your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $670,028 in loans helping members manage their finances effectively. These cards come with no collateral required, making them an excellent choice for those who need quick access to funds without tying up any assets. At Postal Family, we prioritize our members' financial well-being and aim to provide clear and straightforward options for each loan product. Whether you're just starting out or looking for ways to enhance your current financial situation, our knowledgeable staff is ready to guide you through our offerings. For further information or personalized assistance, feel free to reach out at (701) 772-5699 or visit us at our branch located at 2501 28Th Ave S Grand Forks Nd 58208 in Grand Forks, ND. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy guarantees that users receive fair and transparent offers.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which adds an extra layer of transparency for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can trust that the options presented are based solely on their merits. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, ensuring that users have access to the latest information when making decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback underscores the effectiveness of the platform in helping consumers save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

POSTAL FAMILY FEDERAL CREDIT UNION - Grand Forks, ND